8.4 / 10

based on 2054 reviews as rated by Mozo community

ME savings accounts

ME stands for a new kind of banking - one that's fairer, more transparent and is committed to great deals for its customers. ME was created by Australia's leading super funds and has award-winning home loans and term deposits, low-cost savings accounts, country-wide ATM access and banking experts that come to you at your convenience. In 2021, ME was named SMSF Savings Bank of the Year at the Mozo Experts Choice Awards, and it also picked up an individual award for its Online Savings Account which you can find out more about below. 

ME offers the following savings accounts

Rates and fees verified as correct at 27 February, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate Maximum rate Govt deposit guarantee
Online Savings Account

0.05% p.a.(for $0 and over)

1.10% p.a. (for $0 to $250,000)

Yes up to $250,000

How are ME savings accounts rated?

Mozo users have rated ME savings accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of savings-accounts
ME savings accounts
Overall
8.2/10
Price
Features
Customer service
Convenience
Trust

395 Reviews

Recent ME savings account reviews

ME Online Savings Account review
Overall 10/10
Excellent service, trustworthy history

Great access to products on line with ME bank but there are no local branches as head office is Melbourne. However they are always helpful on the phone when needed.

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Great access to products on line with ME bank but there are no local branches as head office is Melbourne. However they are always helpful on the phone when needed.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
9/10
Trust
10/10
Less
Mary, New South Wales, reviewed about 1 month ago
ME Online Savings Account review
Overall 9/10
Bonus interest, free ATMs nationally.

While I am a fan of the fee refund in all ATMs and the bonus interest offers, the only downside for me is that I cannot link my account to budgeting / tracking apps. The infrastructure needs investment.

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While I am a fan of the fee refund in all ATMs and the bonus interest offers, the only downside for me is that I cannot link my account to budgeting / tracking apps. The infrastructure needs investment.

Price
10/10
Features
8/10
Customer service
9/10
Convenience
10/10
Trust
10/10
Less
Daniel, Victoria, reviewed about 1 month ago
ME Online Savings Account review
Overall 5/10
Multiple accounts

Online great interest savings account. Can create multiple cards and accounts for groceries, car, spending etc.

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Online great interest savings account. Can create multiple cards and accounts for groceries, car, spending etc.

Price
9/10
Features
5/10
Customer service
5/10
Convenience
3/10
Trust
4/10
Less
Tabrina, Queensland, reviewed about 2 months ago
ME Savings Account review
Overall 10/10
Interest is higher than with a term deposit.

I love that you can have more than one savings account to take advantage of the bonus interest rate. The interest is higher than with a term deposit and your cash is completely liquid.

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I love that you can have more than one savings account to take advantage of the bonus interest rate. The interest is higher than with a term deposit and your cash is completely liquid.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
8/10
Trust
10/10
Less
Katrin, Western Australia, reviewed 3 months ago

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Savings account quick links