MyState Bank home loans

3.5
Based on 129 MyState Bank home loan product reviews.
Fact Checked

MyState Bank is a Tasmania-based Bank formed after Tasmania Perpetual Trustees and MyState Financial merged in 2009. It’s since carved out a reputation as a community-minded bank, with a number of projects aimed at supporting local not-for-profit organisations. Below, we run through its range of variable and fixed home loan offers.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can search our database of 426 home loans using the filters.
Last updated 15 December 2024 Important disclosures and comparison rate warning*
What are your home loan needs?

Your loan-to-value ratio (LVR): 50%

Loan amount and LVR will affect interest rates.

  • Fixed Rate Loan

    • Owner Occupier
    • Principal & Interest
    • LVR<70%
    Interest rate
    5.94 % p.a.
    Fixed 3 years
    Comparison rate
    7.71 % p.a.
    Initial monthly repayment
    $2,978
    No Partner link

  • Fixed Rate Loan

    • Investment
    • Principal & Interest
    • LVR <80%
    Interest rate
    6.34 % p.a.
    Fixed 3 years
    Comparison rate
    7.82 % p.a.
    Initial monthly repayment
    $3,108
    No Partner link

  • Basic Variable

    • <60% LVR
    • Owner Occupied
    • Principal & Interest
    Interest rate
    6.04 % p.a.
    Variable
    Comparison rate
    6.07 % p.a.
    Initial monthly repayment
    $3,011
    No Partner link

  • Special Residential Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR<60%
    Interest rate
    6.04 % p.a.
    Variable
    Comparison rate
    6.10 % p.a.
    Initial monthly repayment
    $3,011
    No Partner link

  • Special Residential Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR<70%
    Interest rate
    6.09 % p.a.
    Variable
    Comparison rate
    6.15 % p.a.
    Initial monthly repayment
    $3,027
    No Partner link

  • Special Residential Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <80%
    Interest rate
    6.19 % p.a.
    Variable
    Comparison rate
    6.25 % p.a.
    Initial monthly repayment
    $3,059
    No Partner link

  • Basic Variable

    • <60% LVR
    • Investment
    • Principal & Interest
    Interest rate
    6.24 % p.a.
    Variable
    Comparison rate
    6.29 % p.a.
    Initial monthly repayment
    $3,075
    No Partner link

  • Special Residential Home Loan

    • Investment
    • Principal & Interest
    • LVR <60%
    Interest rate
    6.24 % p.a.
    Variable
    Comparison rate
    6.30 % p.a.
    Initial monthly repayment
    $3,075
    No Partner link

  • Special Residential Home Loan

    • Investment
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.34 % p.a.
    Variable
    Comparison rate
    6.40 % p.a.
    Initial monthly repayment
    $3,108
    No Partner link

  • Basic Variable

    • <80% LVR
    • Investment
    • Principal & Interest
    Interest rate
    6.39 % p.a.
    Variable
    Comparison rate
    6.44 % p.a.
    Initial monthly repayment
    $3,124
    No Partner link

  • Special Residential Home Loan

    • Investment
    • Principal & Interest
    • LVR <80%
    Interest rate
    6.39 % p.a.
    Variable
    Comparison rate
    6.45 % p.a.
    Initial monthly repayment
    $3,124
    No Partner link

  • Standard Variable Home Loan

    • Owner Occupier
    • Principal & Interest
    Interest rate
    8.37 % p.a.
    Variable
    Comparison rate
    8.45 % p.a.
    Initial monthly repayment
    $3,799
    No Partner link

  • Standard Variable Home Loan

    • investment
    • Principal & Interest
    Interest rate
    8.37 % p.a.
    Variable
    Comparison rate
    8.45 % p.a.
    Initial monthly repayment
    $3,799
    No Partner link

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MyState Bank home loan ratings

Overall customer rating for MyState Bank home loans

3.5
Based on 129 product reviews.

Customer reviews

Important disclosures

MyState Bank products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

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