Name: Everyday Insurance from Woolworths home insurance
Brand: Everyday Insurance from Woolworths
Rating: 3.8 (54 reviews)

Standard Cover
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

Yes

Underinsurance protection

No

New for old replacement

Yes
No Partner link

Underinsurance protection

No

New for old

Yes

Building cover

Contents cover

n/a

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

No

Fusion

Optional Extra, up to 10 years, up to $1,000

Power surge

No

Accidental loss and damage

No

Accidental breakage of glass

Yes

Death and injury cover

Up to $5,000 for funeral

Monthly payments cost extra

Yes

General contents

No

Contents while moving

No

Antiques and valuables

No

Cash

No

Cd dvd and electronic files

No

Computer software and hardware

No

Camera and accessories

No

Carpets

No

Home office contents

No

Identity theft

No

Jewellery

No

Personal medical equipment

No

Replacement of documents

No

Tools of trade

No

Lock replacement

Up to $500

Emergency storage

No

Temporary accommodation

Up to 12 months, up to 10% of sum insured

Temporary accommodation for pets

Up to $500 (dogs and cats)

Temporary repairs

No

Buildings and structural improvements

Yes

Building materials

No

Demolition cost

Up to $10,000 combined with debris removal cost

Debris removal

Up to $10,000 combined with demolition cost

Landscaping

Up to $750 for plants

Gates and fences

Up to sum insured

Legal liability cover

Up to $20,000,000

Days unoccupied until cover stops

60

Other restrictions

-

Other benefits

10% off grocery shop once a month, up to $500, conditions apply.

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Standard Cover
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

Yes

Underinsurance protection

No

New for old replacement

Yes
No Partner link

Underinsurance protection

No

New for old

Yes

Building cover

n/a

Contents cover

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

No

Fusion

Optional Extra, up to 10 years, up to $1,000

Power surge

No

Accidental loss and damage

No

Accidental breakage of glass

Yes

Death and injury cover

Up to $5,000 for funeral

Monthly payments cost extra

Yes

General contents

Yes

Contents while moving

No

Antiques and valuables

Up to $1,000 per item or collection, up to $2,500 in total

Cash

Up to $250

Cd dvd and electronic files

Up to $1,000 per item, up to $2,500 in total

Computer software and hardware

Yes, hardware. Software, up to $1,000 per item/collection, up to $2,500 total.

Camera and accessories

Yes

Carpets

Yes

Home office contents

Up to $5,000

Identity theft

No

Jewellery

Up to $1,000 per item or collection, up to $2,500 in total

Personal medical equipment

Yes

Replacement of documents

Up to $500

Tools of trade

Up to $1,000

Lock replacement

Up to $500

Emergency storage

Yes

Temporary accommodation

No

Temporary accommodation for pets

No

Temporary repairs

No

Buildings and structural improvements

No

Building materials

Yes

Demolition cost

No

Debris removal

Up to $10,000

Landscaping

No

Gates and fences

No

Legal liability cover

Up to $20,000,000

Days unoccupied until cover stops

60

Other restrictions

-

Other benefits

10% off grocery shop once a month, up to $500, conditions apply.

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Standard Cover
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

Yes

Underinsurance protection

No

New for old replacement

Yes
No Partner link

Underinsurance protection

No

New for old

Yes

Building cover

Contents cover

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

No

Fusion

Optional Extra, up to 10 years, up to $1,000

Power surge

No

Accidental loss and damage

No

Accidental breakage of glass

Yes

Death and injury cover

Up to $5,000 for funeral

Monthly payments cost extra

Yes

General contents

Yes

Contents while moving

No

Antiques and valuables

Up to $1,000 per item or collection, up to $2,500 in total

Cash

Up to $250

Cd dvd and electronic files

Up to $1,000 per item, up to $2,500 in total

Computer software and hardware

Yes, hardware. Software, up to $1,000 per item/collection, up to $2,500 total.

Camera and accessories

Yes

Carpets

Yes

Home office contents

Up to $5,000

Identity theft

No

Jewellery

Up to $1,000 per item or collection, up to $2,500 in total

Personal medical equipment

Yes

Replacement of documents

Up to $500

Tools of trade

Up to $1,000

Lock replacement

Up to $500

Emergency storage

Yes

Temporary accommodation

Up to 12 months, up to 10% of sum insured

Temporary accommodation for pets

Up to $500 (dogs and cats)

Temporary repairs

No

Buildings and structural improvements

Yes

Building materials

Yes

Demolition cost

Up to $10,000 combined with debris removal cost

Debris removal

Up to $10,000 combined with demolition cost

Landscaping

Up to $750 for plants

Gates and fences

Up to sum insured

Legal liability cover

Up to $20,000,000

Days unoccupied until cover stops

60

Other restrictions

-

Other benefits

10% off grocery shop once a month, up to $500, conditions apply.

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Comprehensive Cover
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

Yes

Underinsurance protection

No

New for old replacement

Yes
No Partner link

Underinsurance protection

No

New for old

Yes

Building cover

Contents cover

n/a

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

No

Fusion

Optional Extra, up to 10 years, up to $2,000

Power surge

No

Accidental loss and damage

Yes

Accidental breakage of glass

Yes

Death and injury cover

Up to $10,000 for funeral

Monthly payments cost extra

Yes

General contents

No

Contents while moving

No

Antiques and valuables

No

Cash

No

Cd dvd and electronic files

No

Computer software and hardware

No

Camera and accessories

No

Carpets

No

Home office contents

No

Identity theft

No

Jewellery

No

Personal medical equipment

No

Replacement of documents

No

Tools of trade

No

Lock replacement

Up to $1,000

Emergency storage

No

Temporary accommodation

Up to 12 months, up to 10% of sum insured

Temporary accommodation for pets

Up to $1,000 (dogs and cats)

Temporary repairs

No

Buildings and structural improvements

Yes

Building materials

No

Demolition cost

Up to $15,000 combined with debris removal cost

Debris removal

Up to $15,000 combined with demolition cost

Landscaping

Up to $1,500 for plants

Gates and fences

Up to sum insured

Legal liability cover

Up to $20,000,000

Days unoccupied until cover stops

60

Other restrictions

-

Other benefits

10% off grocery shop once a month, up to $500, conditions apply.

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Comprehensive Cover
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

Yes

Underinsurance protection

No

New for old replacement

Yes
No Partner link

Underinsurance protection

No

New for old

Yes

Building cover

n/a

Contents cover

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

No

Fusion

Optional Extra, up to 10 years, up to $2,000

Power surge

No

Accidental loss and damage

Yes

Accidental breakage of glass

Yes

Death and injury cover

Up to $10,000 for funeral

Monthly payments cost extra

Yes

General contents

Yes

Contents while moving

Up to 20% of sum insured

Antiques and valuables

Up to $1,000 per item or collection, up to $5,000 in total

Cash

Up to $500

Cd dvd and electronic files

Up to $1,000 per item, up to $5,000 in total

Computer software and hardware

Yes, hardware. Software, up to $1,000 per item/collection up to $5,000 total.

Camera and accessories

Yes

Carpets

Yes

Home office contents

Up to $10,000

Identity theft

No

Jewellery

Up to $1,000 per item or collection, up to $5,000 in total

Personal medical equipment

Yes

Replacement of documents

Up to $1,000

Tools of trade

Up to $2,000

Lock replacement

Up to $1,000

Emergency storage

Yes

Temporary accommodation

No

Temporary accommodation for pets

No

Temporary repairs

No

Buildings and structural improvements

No

Building materials

Yes

Demolition cost

No

Debris removal

Up to $15,000

Landscaping

No

Gates and fences

No

Legal liability cover

Up to $20,000,000

Days unoccupied until cover stops

60

Other restrictions

-

Other benefits

10% off grocery shop once a month, up to $500, conditions apply.

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Comprehensive Cover
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

Yes

Underinsurance protection

No

New for old replacement

Yes
No Partner link

Underinsurance protection

No

New for old

Yes

Building cover

Contents cover

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

No

Fusion

Optional Extra, up to 10 years, up to $2,000

Power surge

No

Accidental loss and damage

Yes

Accidental breakage of glass

Yes

Death and injury cover

Up to $10,000 for funeral

Monthly payments cost extra

Yes

General contents

Yes

Contents while moving

Up to 20% of sum insured

Antiques and valuables

Up to $1,000 per item or collection, up to $5,000 in total

Cash

Up to $500

Cd dvd and electronic files

Up to $1,000 per item, up to $5,000 in total

Computer software and hardware

Yes, hardware. Software, up to $1,000 per item/collection up to $5,000 total.

Camera and accessories

Yes

Carpets

Yes

Home office contents

Up to $10,000

Identity theft

No

Jewellery

Up to $1,000 per item or collection, up to $5,000 in total

Personal medical equipment

Yes

Replacement of documents

Up to $1,000

Tools of trade

Up to $2,000

Lock replacement

Up to $1,000

Emergency storage

Yes

Temporary accommodation

Up to 12 months, up to 10% of sum insured

Temporary accommodation for pets

Up to $1,000 (dogs and cats)

Temporary repairs

No

Buildings and structural improvements

Yes

Building materials

Yes

Demolition cost

Up to $15,000 combined with debris removal cost

Debris removal

Up to $15,000 combined with demolition cost

Landscaping

Up to $1,500 for plants

Gates and fences

Up to sum insured

Legal liability cover

Up to $20,000,000

Days unoccupied until cover stops

60

Other restrictions

-

Other benefits

10% off grocery shop once a month, up to $500, conditions apply.

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Customer reviews

Important disclosures

Important information about the Mozo customer ratings

Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. More about the Mozo customer ratings.

Mark

South Australia - 12 months ago

0.5

As dodgy as they come.

We made a claim, they authorised work, and then the work mysteriously stopped halfway. All contact ceased, but premiums are still being deducted. We were told we declined further works, we did not. We were told we got paid out for the remainder of the claim, we were not and there is no proof of payout. Ongoing drama...

Price

0.5
Features

0.5
Service

0.5
Convenience

0.5
Trust

0.5

Tracey

New South Wales - over 1 year ago

4.5

Excellent home insurance, very competitive rates

We have been with Woolworths everyday insurance for at least 5 years. Every year I do research to check that we have the most competitive product for home insurance that offers the cover we require. Every year, Everyday Insurance from Woolworths comes back trumps. This is even after we have made a claim for storm damage. When making the claim. Woolworths were easy to deal with and helpful. The contractors too a while to get to us to inspect and fix the problem, however this was during a high claim period for storm damage and was understandable. Woolworths were well organised and highly transparent and we did not have any issues with our claim. Highly recommend!

Price

4.5
Features

4.5
Service

5.0
Convenience

4.0
Trust

4.5

Cameron

Queensland - over 1 year ago

Product name: Standard Cover

0.5

Great price got me, but claiming beat me.

Price isn’t everything. Great price but unfortunately in my second year with Woolworths Insurance I had to lodge a claim for stolen bicycles. Lodged 11 June 2023 still waiting for a real person to phone me back even though I had been assured that I would be contacted on numerous occasions. I spent hours on the phone trying to talk to anyone who could help. Relieved that I had this claims experience on a minor claim. Buyers beware should you need to claim on Woolworths house and contents you will be letdown, ignored and left wondering if you are in fact insured.

Price

5.0
Features

5.0
Convenience

0.5
Trust

0.5

Niall

New South Wales - over 1 year ago

3.5

Woolworths home and contents - competitive pricing

The price is competitive for the cover I've never made a claim so I am not sure about the rest of their service

Price

5.0
Features

5.0

Lindy

New South Wales - over 1 year ago

Product name: Standard Cover

0.5

Worst experience , avoid this insurer

Absolute worst experience ever .I would never recommend this insurer.There are no pros Woolworths insurance I lodged my claim in April 2022 post flood damage , today is June 2023 , my claim is still pending. I’ve been given an apology every time someone speaks to me but no one is able to tell me why they are apologising to me It appears staff don’t communicate or document correctly , completely incompetent staff . Case managers do not follow up , I have only gained any sort of headway with my claim after 3 complaints lodged since April 2023. The company that comes to assess your property are also incompetent . Twice my house was assessed by them by 2 assessor’s both neglecting several areas of my house when scope of works sent .

Price

0.5
Features

0.5
Service

0.5
Convenience

0.5
Trust

0.5

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Disclaimer

Important information on terms, conditions and sub-limits

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Everyday Insurance from Woolworths home insurance

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