These 3 romance-related travel insurance claims will make your Valentine’s Day

Ben Tosi

Wednesday 14 February 2018

Ah, Valentine’s Day. While loved up couples are looking forward to romantic evenings of candlelit dinners and shared desserts, many single Aussies are just one more social media post away from a night of sombre self reflection.

Man in a skiing accident, why you should have travel insurance.

But for all of those single souls out there, Allianz Travel have provided some solace with its recently released (and very funny) list of unusual, romance-related travel insurance claims - proving that being single isn’t so bad after all.

RELATED: Why you shouldn’t wait to book your travel insurance

Check out three of the most cringe-worthy travel insurance claims, courtesy of Allianz Travel, below.

1 - Snow way!

There are few more romantic holidays than a snow trip with your significant other - your days spent shredding the slopes and nights spent tucked away in a toasty cabin with a bottle of wine and some delicious food.

But even in these idyllic locations, things can go seriously wrong.

“For one traveller, a romantic skiing holiday abroad resulted in a visit to the emergency department,” reported Allianz.

“After tripping and fracturing her wrist, her hand had swollen to the point where she could not remove her wedding rings! Sadly, she had no other choice but to have her precious rings cut off. There’s nothing romantic about that!”

2 - Kids kill romance

Couples with children will know the struggle of teeing up date night, but how else can kids get in the way romance?

“One woman made a claim after a family cruise left her without her engagement ring. After taking her ring off to have a shower, her mischievous son picked up her engagement ring and danced around with it on his finger,” said Allianz.

“Unfortunately, he moved his hand too quickly and the ring flew straight into the open toilet! Panicking about getting into LOTS of trouble, he flushed the toilet to hide the evidence...and the engagement ring was never to be seen again.”

Yup, it’s confirmed, kids kill romance. 

3 - What’s worse than being jilted?

Having a pricey, overseas honeymoon you’ve already splashed a whole load of cash on.

“Being stood up at the altar would be a nightmare for many of us,” said Allianz.

“Sadly, that’s exactly what happened to one poor groom who was then hoping to re-claim his lost costs after he’d booked a romantic honeymoon overseas, only to be jilted by his bride-to-be. Let’s hope he finds love again soon!”

RELATED: Double-edged trouble: Social media proving inspiration and aggravation for young Aussie travellers

Small cost, large cover

While not all of these claims were covered, Aussie couples heading abroad should tick a comprehensive travel insurance policy off their to-do list sooner rather than later if they want to have a range of romance-related mishaps covered.

“By grabbing a policy the minute they book flights or accommodation, Aussie couples can start benefiting from things like cancellation cover if something does go wrong,” said Mozo Director, Kirsty Lamont.

“What a lot of people don’t realise is just how affordable a decent travel insurance policy can be, you don’t necessarily need to break the bank to get a good level of cover.”

In fact, according to Mozo’s travel insurance calculator, a pair of loved up 24 year-olds heading to New Zealand for a romantic week away could nab a policy for just $17.24 each from insurer iTrek - providing cover for activities like snow sports, bungee jumping and trekking.

So if you’re planning your next overseas odyssey, as a couple or solo adventurer, check out Mozo’s travel insurance comparison tool to find a policy available for your destination.

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