ANZ credit card reviews

ANZ
ANZ's overall rating for credit cards

(as rated by the Mozo community)

6.9 / 10

based on 1932 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from ANZ

Recent ANZ credit card reviews

ANZ

ANZ credit card review

Overall rating   10 / 10

ANZ have great credit cards

I have only ever used ANZ for credit cards. Their products are great and their staff are very helpful. I am so very pleased to highly recommend them.

Full review

I have only ever used ANZ for credit cards. Their products are great and their staff are very helpful. I am so very pleased to highly recommend them.

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

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Sharon (VIC), reviewed 4 months ago

ANZ

ANZ Frequent Flyer Platinum credit card review

Overall rating   9 / 10

Friendly, helpful staff

They are very security aware and monitor suspect transactions to ensure that my account is safe from hacking.

Full review

They are very security aware and monitor suspect transactions to ensure that my account is safe from hacking.

    Price   9 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

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Gary (SA), reviewed 4 months ago

ANZ

ANZ Frequent Flyer Platinum credit card review

Overall rating   6 / 10

Happy customer

The customer service is of a very high standard and waiting time is very quick. Any problems I have had are quickly resolved. For example, I used an old Bpay account and the money was returned as well as another incorrect charge was returned.

Full review

The customer service is of a very high standard and waiting time is very quick. Any problems I have had are quickly resolved. For example, I used an old Bpay account and the money was returned as well as another incorrect charge was returned.

    Price   7 / 10

    Features   / 10

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Tania (NSW), reviewed 4 months ago

ANZ

ANZ Frequent Flyer credit card review

Overall rating   10 / 10

Good service

They are always friendly and helpful with their advice. Most advice is useful, but if we don't want to accept it, they just leave it and don't mention it again. Quick service mostly.

Full review

They are always friendly and helpful with their advice. Most advice is useful, but if we don't want to accept it, they just leave it and don't mention it again. Quick service mostly.

    Price   10 / 10

    Features   / 10

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Marion (SA), reviewed 4 months ago

ANZ

ANZ credit card review

Overall rating   6 / 10

Nice branch, good to the elderly and local needs

Fast service, no walking into long queues. Advice regarding security questions are well handled.

Full review

Fast service, no walking into long queues. Advice regarding security questions are well handled.

    Price   6 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

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David (NSW), reviewed 5 months ago

ANZ

ANZ credit card review

Overall rating   6 / 10

Staff are responsive

I had to chase up a reimbursement for incorrectly charged interest twice. Both times, staff have been helpful.

Full review

I had to chase up a reimbursement for incorrectly charged interest twice. Both times, staff have been helpful.

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

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Anthony (VIC), reviewed 5 months ago

ANZ

ANZ Low Rate credit card review

Overall rating   9 / 10

Quality and value provided

My experience with ANZ and my low rate credit card have always been of a high standard.

Full review

My experience with ANZ and my low rate credit card have always been of a high standard.

    Price   9 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

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Karen (VIC), reviewed 5 months ago

ANZ

ANZ credit card review

Overall rating   5 / 10

I'm always happy when visiting in person

All transactions are taken from your account straight away. You can also see with every account credit card exactly where your money went to.

Full review

All transactions are taken from your account straight away. You can also see with every account credit card exactly where your money went to.

    Price   -1 / 10

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    Convenience   / 10

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Brenton (SA), reviewed 5 months ago

ANZ

ANZ Rewards credit card review

Overall rating   10 / 10

Aware of people, not just profits

I've found that their lending policies are responsible toward customers, rather than predatory. The rates are reasonable, the security for online banking is also great, service is friendly but not intrusive. While I'd like them to take a really...

Full review

I've found that their lending policies are responsible toward customers, rather than predatory. The rates are reasonable, the security for online banking is also great, service is friendly but not intrusive. While I'd like them to take a really proactive stand on divesting from fossil fuels, Unlike Westpac they have considered public concerns and are open to persuasion.

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

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Jennie (VIC), reviewed 5 months ago

ANZ

ANZ Platinum credit card review

Overall rating   2 / 10

ANZ fail to reduce rates

They also never inform you of a better deal even when you always pay on time.

Full review

They also never inform you of a better deal even when you always pay on time.

    Price   0 / 10

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    Customer service   / 10

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Phil (QLD), reviewed 6 months ago

ANZ

ANZ credit card review

Overall rating   10 / 10

ANZ provides the services I need

They have good staff and great service. Only con would be that I can't pay with a credit card at the bank.

Full review

They have good staff and great service. Only con would be that I can't pay with a credit card at the bank.

    Price   -1 / 10

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Ian (VIC), reviewed 6 months ago

ANZ

ANZ Frequent Flyer credit card review

Overall rating   7 / 10

Innovative services and reliable

They come up with new ideas which makes banking with them good and you feel like they are trying to help. Fees can be high though.

Full review

They come up with new ideas which makes banking with them good and you feel like they are trying to help. Fees can be high though.

    Price   6 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

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Todd (VIC), reviewed 7 months ago

ANZ

ANZ First credit card review

Overall rating   7 / 10

Easy website to find your way around

I like ANZ because I find them reliable. If I forget to pay the interest on the due date I can always expect a friendly reminder. If I experience any problems, I can happily walk into ANZ and be confident that they would help. The only issue I...

Full review

I like ANZ because I find them reliable. If I forget to pay the interest on the due date I can always expect a friendly reminder. If I experience any problems, I can happily walk into ANZ and be confident that they would help. The only issue I find is that their interest rates are high and I find it hard at times to keep up with paying off my credit card.

    Price   7 / 10

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    Customer service   / 10

    Convenience   / 10

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Sonja (QLD), reviewed 7 months ago

ANZ

ANZ Low Rate credit card review

Overall rating   8 / 10

Good service and interest rate

Very good experience and low interest rate, however should be up to date in providing careless cash service.

Full review

Very good experience and low interest rate, however should be up to date in providing careless cash service.

    Price   8 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Ashleigh (VIC), reviewed 7 months ago

ANZ

ANZ credit card review

Overall rating   9 / 10

Recommended bank

Very professional in all my dealings with them.

Full review

Very professional in all my dealings with them.

    Price   9 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Cheryl (NSW), reviewed 9 months ago

ANZ

ANZ Frequent Flyer Platinum credit card review

Overall rating   5 / 10

Not fully satisfied

I believe ANZ's credit card rate is too high.

Full review

I believe ANZ's credit card rate is too high.

    Price   1 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Greg (QLD), reviewed 9 months ago

ANZ

ANZ First credit card review

Overall rating   10 / 10

Would recommend ANZ to anyone

Excellent banking.

Full review

Excellent banking.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Norma (SA), reviewed 12 months ago

ANZ

ANZ Frequent Flyer Platinum credit card review

Overall rating   7 / 10

Great rewards program

Great customer service and response.

Full review

Great customer service and response.

    Price   5 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tony (VIC), reviewed 12 months ago

ANZ

ANZ credit card review

Overall rating   9 / 10

Great customer service and prompt actions.

Have been with several major australian banks but ANZ tops them all with good service, prompt actions and overall good value.

Full review

Have been with several major australian banks but ANZ tops them all with good service, prompt actions and overall good value.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Donna (WA), reviewed about 1 year ago

ANZ

ANZ credit card review

Overall rating   6 / 10

Convenient, Established, Good communication.

ANZ First credit card suits me as it is convenient, available and low cost annual fee. Suits me.

Full review

ANZ First credit card suits me as it is convenient, available and low cost annual fee. Suits me.

    Price   5 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Trish (NSW), reviewed over 1 year ago

ANZ

ANZ credit card review

Overall rating   9 / 10

Awesome

Excellent bank

Full review

Excellent bank

    Price   6 / 10

    Features   8 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Hailey (NSW), reviewed over 1 year ago

ANZ

ANZ credit card review

Overall rating   8 / 10

Not sure what this is

Best bank I have had yet

Full review

Best bank I have had yet

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Claudine (NSW), reviewed over 1 year ago

ANZ

ANZ credit card review

Overall rating   10 / 10

Exceptional service

Have had my product in excess of 4 years with no concerns. I required quality replacement card due to damage cause by me. The after hour and business staff were helpful and respectful. Great customer service.

Full review

Have had my product in excess of 4 years with no concerns. I required quality replacement card due to damage cause by me. The after hour and business staff were helpful and respectful. Great customer service.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Leanness (VIC), reviewed over 1 year ago

ANZ

ANZ credit card review

Overall rating   3 / 10

Okay

It is really crap. I switched almost immediately

Full review

It is really crap. I switched almost immediately

    Price   5 / 10

    Features   8 / 10

    Customer service   3 / 10

    Convenience   5 / 10

    Trust   8 / 10

Less

Katherine (NSW), reviewed over 1 year ago

ANZ

ANZ Platinum credit card review

Overall rating   1 / 10

As above

Very hard to phone bank at any time

Full review

Very hard to phone bank at any time

    Price   8 / 10

    Features   7 / 10

    Customer service   0 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Greg (VIC), reviewed over 1 year ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 55,000 bonus Qantas Points (T&Cs apply)
    • Earn 1.5 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    Go to site

    More info

    • Receive 55,000 bonus Qantas Points (T&Cs apply)
    • Earn 1.5 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Frequent Flyer Platinum

    ANZ Frequent Flyer Platinum

    • 50,000 bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months
    • No annual fee for the first year
    • Available with Android, Samsung and Apple Pay

    balance transfer rate

    purchase rate

    19.99% p.a.

    annual fee

    $295 $0 in the first 1 year

    Go to site

    More info

    • 50,000 bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months
    • No annual fee for the first year
    • Available with Android, Samsung and Apple Pay
    • Balance transfer rate:
    • Annual fee: $295 $0 in the first 1 year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • American Express Explorer® Credit Card

    American Express Explorer® Credit Card

    • Receive 50,000 Membership Rewards® Points (T&Cs apply)
    • $400 in Travel Credit each year
    • Up to 2 Membership Rewards points per $1 spent

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $395

    Go to site

    More info

    • Receive 50,000 Membership Rewards® Points (T&Cs apply)
    • $400 in Travel Credit each year
    • Up to 2 Membership Rewards points per $1 spent
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $395
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer and Points Offer

    Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer and Points Offer

    • 0% p.a. on balance transfers for 18 months
    • Earn 3 bonus Velocity Points on top of standard earn rates in first 3 months
    • Annual Fee refunded in the first year if you spend $1,000 per month for first 6 months.

    balance transfer rate

    0% p.a. for 18 months and then 20.99% p.a.

    purchase rate

    20.74% p.a.

    annual fee

    $129 Annual fee refunded in the first year if you spend $1,000 per month in the first 6 months.

    Go to site

    More info

    • 0% p.a. on balance transfers for 18 months
    • Earn 3 bonus Velocity Points on top of standard earn rates in first 3 months
    • Annual Fee refunded in the first year if you spend $1,000 per month for first 6 months.
    • Balance transfer rate: 0% p.a. for 18 months and then 20.99% p.a.
    • Annual fee: $129 Annual fee refunded in the first year if you spend $1,000 per month in the first 6 months.
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 20.99% p.a.
    • Fee for cash withdrawals: 2.7%, Min $2.70
    • Rewards description: Points are credited to the Velocity Frequent Flyer program.
    Overall rating

    5.7

    Based on 97 Virgin Money credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 75,000 bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months
    • No annual fee for the first year
    • 75 bonus Status Credits when you buy and fly return with Qantas by 28 February 2018. Offer ends 31 October 2017

    balance transfer rate

    purchase rate

    19.99% p.a.

    annual fee

    $425 $0 in the first 1 year

    Go to site

    More info

    • 75,000 bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months
    • No annual fee for the first year
    • 75 bonus Status Credits when you buy and fly return with Qantas by 28 February 2018. Offer ends 31 October 2017
    • Balance transfer rate:
    • Annual fee: $425 $0 in the first 1 year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

    Need more information?
    Go to site

    More info

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