Advertisement

ANZ credit card reviews

ANZ
ANZ's overall rating for credit cards

(as rated by the Mozo community)

6.7 / 10

based on 6072 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from ANZ

Recent ANZ credit card reviews

ANZ

ANZ Frequent Flyer Frequent Flyer review

Overall rating   6 / 10

Good

They try to be helpful when it suits them.

Full review

They try to be helpful when it suits them.

    Price   5 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

Mark, New South Wales, reviewed 22 days ago

ANZ

ANZ Platinum Platinum review

Overall rating   7 / 10

Customer service has improved.

This bank is a little different from any other bank.

Full review

This bank is a little different from any other bank.

    Price   8 / 10

    Features   4 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   7 / 10

Less

David, South Australia, reviewed about 1 month ago

ANZ

ANZ Low Rate Low Rate review

Overall rating   0 / 10

Completely unfair

I have a home loan with ANZ and despite that they won't approve me for a low rate credit card.

Full review

I have a home loan with ANZ and despite that they won't approve me for a low rate credit card.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Kasie, New South Wales, reviewed 2 months ago

ANZ

ANZ Rewards Rewards review

Overall rating   8 / 10

They are trustworthy

Very confident with ANZ bank.

Full review

Very confident with ANZ bank.

    Price   5 / 10

    Features   4 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Yvonne, Western Australia, reviewed 9 months ago

ANZ

ANZ Credit Card review

Overall rating   1 / 10

Horrible

No loyalty.

Full review

No loyalty.

    Price   1 / 10

    Features   1 / 10

    Customer service   2 / 10

    Convenience   1 / 10

    Trust   0 / 10

Less

Roland, Victoria, reviewed 10 months ago

ANZ

ANZ Low Rate Low Rate review

Overall rating   9 / 10

Excellent

I am vert happy with ANZ.

Full review

I am vert happy with ANZ.

    Price   10 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   7 / 10

Less

Barbra, Queensland, reviewed 10 months ago

ANZ

ANZ Frequent Flyer Platinum Frequent Flyer Platinum review

Overall rating   8 / 10

Great card and good charges

I believe it should be a nil charge on your credit card if you put everything on one card and pay it all back within the 54 day period.

Full review

I believe it should be a nil charge on your credit card if you put everything on one card and pay it all back within the 54 day period.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Trust   7 / 10

Less

Judith, New South Wales, reviewed 10 months ago

ANZ

ANZ Low Rate Low Rate review

Overall rating   10 / 10

Great, but pricing and features could be better

Everything is amazing except for the interest rate on the card. The rate could definitely be lower. Also more features would be nice.

Full review

Everything is amazing except for the interest rate on the card. The rate could definitely be lower. Also more features would be nice.

    Price   7 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Stefanie, New South Wales, reviewed 11 months ago

ANZ

ANZ Frequent Flyer Platinum Frequent Flyer Platinum review

Overall rating   8 / 10

Convenient and competitive

I have been with ANZ for years and have had no problems with them. I've also compared them to other banks and they are by far the best. "If it ain't broke don't fix it".

Full review

I have been with ANZ for years and have had no problems with them. I've also compared them to other banks and they are by far the best. "If it ain't broke don't fix it".

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Graham, Queensland, reviewed 11 months ago

ANZ

ANZ Credit Card review

Overall rating   8 / 10

So far so good

They have really made things clear and easy to understand. They haven’t caused any inconveniences. So far so good!

Full review

They have really made things clear and easy to understand. They haven’t caused any inconveniences. So far so good!

    Price   9 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Ash, South Australia, reviewed 11 months ago

ANZ

ANZ Credit Card review

Overall rating   2 / 10

Expensive

No notification is sent when your bill is due to be paid.

Full review

No notification is sent when your bill is due to be paid.

    Price   3 / 10

    Features   5 / 10

    Customer service   2 / 10

    Convenience   3 / 10

    Trust   3 / 10

Less

Mandy, Queensland, reviewed 11 months ago

ANZ

ANZ Rewards Travel Adventures Card Rewards Travel Adventures Card review

Overall rating   8 / 10

Banking with ANZ is awesome

Everything is amazing. I just wish online banking was more convenient and there were more branches.

Full review

Everything is amazing. I just wish online banking was more convenient and there were more branches.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Matilda, Northern Territory, reviewed 11 months ago

ANZ

ANZ Rewards Platinum Rewards Platinum review

Overall rating   7 / 10

Extremely convenient

Their credit card is easy to use and the conditions are easy to understand.

Full review

Their credit card is easy to use and the conditions are easy to understand.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   7 / 10

Less

Matilda, Northern Territory, reviewed 11 months ago

ANZ

ANZ Credit Card review

Overall rating   8 / 10

Staff are helpful in-branch or on phone.

They have high interest rates and their in-branch staff is always very helpful. I have 2 other accounts with ANZ. Local branches disappearing which is is disappointing.

Full review

They have high interest rates and their in-branch staff is always very helpful. I have 2 other accounts with ANZ. Local branches disappearing which is is disappointing.

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Maria, New South Wales, reviewed 11 months ago

ANZ

ANZ Frequent Flyer Black Frequent Flyer Black review

Overall rating   10 / 10

Very good

Needed a new card as I have one from NZ but not Australia. The card is great.

Full review

Needed a new card as I have one from NZ but not Australia. The card is great.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Yvonne, Queensland, reviewed 11 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Everyday

    Qantas Money Qantas Premier Everyday

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).

    balance transfer rate

    0% p.a. for 12 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $29 in the first year

    Go to site

    More info

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).
    • Balance transfer rate: 0% p.a. for 12 months and then 21.99% p.a.
    • Annual fee: $49 $29 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • Citi Platinum (Balance Transfer Offer)

    Citi Platinum (Balance Transfer Offer)

    • 0% per annum for 26 months on purchases and balance transfers
    • Low Annual Fee at $49 for the first year then $149 each year after.
    • Complimentary International Travel Insurance

    balance transfer rate

    0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

    purchase rate

    21.49% p.a.

    annual fee

    $199 $0 in the first year

    Go to site

    More info

    • 0% per annum for 26 months on purchases and balance transfers
    • Low Annual Fee at $49 for the first year then $149 each year after.
    • Complimentary International Travel Insurance
    • Balance transfer rate: 0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
    • Annual fee: $199 $0 in the first year
    • Purchase rate: 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1250 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 120,000 bonus Qantas Points when you apply online, are approved and spend $4,500 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    Go to site

    More info

    • Receive 120,000 bonus Qantas Points when you apply online, are approved and spend $4,500 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.6

    Based on 865 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    20.24% p.a.

    annual fee

    $425

    Go to site

    More info

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $425
    • Purchase rate: 20.24% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.24% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.7

    Based on 6072 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $199 in the first year

    Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $199 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 226 credit cards in the Mozo comparison engine.

Compare more credit cards

Look for a specific type of credit card:

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Back to top
 
Advertisement