ANZ credit card reviews

ANZ
ANZ's overall rating for credit cards

(as rated by the Mozo community)

6.9 / 10

based on 1932 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from ANZ

Recent ANZ credit card reviews

ANZ

ANZ credit card review

Overall rating   9 / 10

Recommended bank

Very professional in all my dealings with them.

Very professional in all my dealings with them.

    Price   9 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Cheryl (NSW), reviewed 21 days ago

ANZ

ANZ Frequent Flyer Platinum credit card review

Overall rating   5 / 10

Not fully satisfied

I believe ANZ's credit card rate is too high.

I believe ANZ's credit card rate is too high.

    Price   1 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Greg (QLD), reviewed about 1 month ago

ANZ

ANZ First credit card review

Overall rating   10 / 10

Would recommend ANZ to anyone

Excellent banking.

Excellent banking.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Norma (SA), reviewed 4 months ago

ANZ

ANZ Frequent Flyer Platinum credit card review

Overall rating   7 / 10

Great rewards program

Great customer service and response.

Great customer service and response.

    Price   5 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tony (VIC), reviewed 4 months ago

ANZ

ANZ credit card review

Overall rating   9 / 10

Great customer service and prompt actions.

Have been with several major australian banks but ANZ tops them all with good service, prompt actions and overall good value.

Have been with several major australian banks but ANZ tops them all with good service, prompt actions and overall good value.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Donna (WA), reviewed 7 months ago

ANZ

ANZ credit card review

Overall rating   6 / 10

Convenient, Established, Good communication.

ANZ First credit card suits me as it is convenient, available and low cost annual fee. Suits me.

ANZ First credit card suits me as it is convenient, available and low cost annual fee. Suits me.

    Price   5 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Trish (NSW), reviewed 10 months ago

ANZ

ANZ credit card review

Overall rating   9 / 10

Awesome

Excellent bank

Excellent bank

    Price   6 / 10

    Features   8 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Hailey (NSW), reviewed 10 months ago

ANZ

ANZ credit card review

Overall rating   8 / 10

Not sure what this is

Best bank I have had yet

Best bank I have had yet

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Claudine (NSW), reviewed 10 months ago

ANZ

ANZ credit card review

Overall rating   10 / 10

Exceptional service

Have had my product in excess of 4 years with no concerns. I required quality replacement card due to damage cause by me. The after hour and business staff were helpful and respectful. Great customer service.

Have had my product in excess of 4 years with no concerns. I required quality replacement card due to damage cause by me. The after hour and business staff were helpful and respectful. Great customer service.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Leanness (VIC), reviewed 10 months ago

ANZ

ANZ credit card review

Overall rating   3 / 10

Okay

It is really crap. I switched almost immediately

It is really crap. I switched almost immediately

    Price   5 / 10

    Features   8 / 10

    Customer service   3 / 10

    Convenience   5 / 10

    Trust   8 / 10

Less

Katherine (NSW), reviewed 10 months ago

ANZ

ANZ Platinum credit card review

Overall rating   1 / 10

As above

Very hard to phone bank at any time

Very hard to phone bank at any time

    Price   8 / 10

    Features   7 / 10

    Customer service   0 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Greg (VIC), reviewed 10 months ago

ANZ

ANZ credit card review

Overall rating   9 / 10

Happy with the bank customer service always great

Been with the bank for many years rarely have a problem always sorted quickly

Been with the bank for many years rarely have a problem always sorted quickly

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Philip (WA), reviewed 11 months ago

ANZ

ANZ credit card review

Overall rating   10 / 10

Convenient location!

Helpful if a problem arises

Helpful if a problem arises

    Price   -1 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Iris (WA), reviewed 11 months ago

ANZ

ANZ First credit card review

Overall rating   9 / 10

Excellent bank

I trust ANZ and there customer service is excellent and look after your needs promptly especially regarding security of your account.

I trust ANZ and there customer service is excellent and look after your needs promptly especially regarding security of your account.

    Price   5 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Grace (QLD), reviewed 11 months ago

ANZ

ANZ Rewards credit card review

Overall rating   7 / 10

Safe banking, love the rewards program

Don't like the interest rate. Happy with the ATM locations and rewards program is great.

Don't like the interest rate. Happy with the ATM locations and rewards program is great.

    Price   3 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Anthony (VIC), reviewed 11 months ago

ANZ

ANZ Platinum credit card review

Overall rating   7 / 10

Not as good as they use to be

Things have changed over the years

Things have changed over the years

    Price   5 / 10

    Features   5 / 10

    Customer service   4 / 10

    Convenience   3 / 10

    Trust   6 / 10

Less

Keith (VIC), reviewed 11 months ago

ANZ

ANZ Frequent Flyer Platinum credit card review

Overall rating   7 / 10

Best bank rewards/frequent flyer program

There was a lot of muck around when we upgraded from Frequent flyer to the platinum card. I also think the annual fee is really exorbitant and then you have to pay a reasonably large fee for extra card holder which is frustrating for us because...

There was a lot of muck around when we upgraded from Frequent flyer to the platinum card. I also think the annual fee is really exorbitant and then you have to pay a reasonably large fee for extra card holder which is frustrating for us because my other half works away and we need to have seperate cards to max the points benefits.

    Price   10 / 10

    Features   10 / 10

    Customer service   3 / 10

    Convenience   7 / 10

    Trust   8 / 10

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Erin (SA), reviewed 11 months ago

ANZ

ANZ credit card review

Overall rating   3 / 10

Look around for something more comparable

The annual charges appear excessive. there is not a great choice to redeem the rewards

The annual charges appear excessive. there is not a great choice to redeem the rewards

    Price   4 / 10

    Features   4 / 10

    Customer service   4 / 10

    Convenience   3 / 10

    Trust   4 / 10

Less

Susan (WA), reviewed 11 months ago

ANZ

ANZ Frequent Flyer Platinum credit card review

Overall rating   6 / 10

Poor customer service.

This is a fair product but its cost prohibits people from joining, the link to a frequent flyer loyalty program is its redeeming feature. My dealings with ANZ have been somewhat disappointing they have a very low level of the understandings of...

This is a fair product but its cost prohibits people from joining, the link to a frequent flyer loyalty program is its redeeming feature. My dealings with ANZ have been somewhat disappointing they have a very low level of the understandings of customer service and what that means. If this was to improve then my overall score would be higher.

    Price   5 / 10

    Features   8 / 10

    Customer service   2 / 10

    Convenience   9 / 10

    Trust   4 / 10

Less

Dr (QLD), reviewed 11 months ago

ANZ

ANZ credit card review

Overall rating   5 / 10

Average

It's just average, I don't appreciate the late payment fee. It doesn't reflect their cost.

It's just average, I don't appreciate the late payment fee. It doesn't reflect their cost.

    Price   5 / 10

    Features   5 / 10

    Customer service   0 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Cherry (NSW), reviewed 11 months ago

ANZ

ANZ Low Rate credit card review

Overall rating   7 / 10

Banking online is good money when you need it

ANZ credit card is really good. Thanks to ANZ staff in teaching us the best way to use it and pay back

ANZ credit card is really good. Thanks to ANZ staff in teaching us the best way to use it and pay back

    Price   5 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   5 / 10

Less

Visesio (NSW), reviewed 11 months ago

ANZ

ANZ credit card review

Overall rating   9 / 10

Trustworthy and helpful

So far I've had no issues and they are very helpful

So far I've had no issues and they are very helpful

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Sally (SA), reviewed 11 months ago

ANZ

ANZ First credit card review

Overall rating   6 / 10

Average customer service

I had my card used without my authorisation and reported this to ANZ bank but it was not cancelled for another 2 weeks so more money was withdrawn from my account. ANZ bank fixed the problem after I visited them for the second time but this...

I had my card used without my authorisation and reported this to ANZ bank but it was not cancelled for another 2 weeks so more money was withdrawn from my account. ANZ bank fixed the problem after I visited them for the second time but this situation was very stressful.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   2 / 10

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Julita (NSW), reviewed 11 months ago

ANZ

ANZ Low Rate credit card review

Overall rating   7 / 10

Great service

ANZ has exceptional customer service, the interest rate is quite low. And low annual fee.

ANZ has exceptional customer service, the interest rate is quite low. And low annual fee.

    Price   5 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   10 / 10

Less

Ash (NSW), reviewed 11 months ago

ANZ

ANZ credit card review

Overall rating   8 / 10

Decent rates, good phone service.

Very helpful when things go wrong with the account, but I pretty much don't hear from them otherwise. I think that's a good thing too, not pestering about additional services, etc.

Very helpful when things go wrong with the account, but I pretty much don't hear from them otherwise. I think that's a good thing too, not pestering about additional services, etc.

    Price   6 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   7 / 10

Less

Gary (NSW), reviewed 11 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo Rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    American Express Essential Credit Card

    American Express Essential Credit Card

    • Receive a $50 credit when you apply online and meet spend criteria
    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee

    balance transfer rate

    0% p.a. for 12 months (1.00% balance transfer fee)

    purchase rate

    14.99% p.a.

    annual fee

    $0

    Go to site

    More info

    • Receive a $50 credit when you apply online and meet spend criteria
    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee
    • Balance transfer rate: 0% p.a. for 12 months (1.00% balance transfer fee)
    • Annual fee: $0
    • Purchase rate: 14.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 75,000 Qantas Points when you spend $2,500 on eligible purchases in the first 3 month
    • No annual fee for the first year
    • Now with Apple Pay

    balance transfer rate

    purchase rate

    19.99% p.a.

    annual fee

    $425 $0 in the first 1 year

    Go to site

    More info

    • 75,000 Qantas Points when you spend $2,500 on eligible purchases in the first 3 month
    • No annual fee for the first year
    • Now with Apple Pay
    • Balance transfer rate:
    • Annual fee: $425 $0 in the first 1 year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 50,000 bonus Qantas Points (T&Cs apply)
    • Earn up to 3 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    Go to site

    More info

    • Receive 50,000 bonus Qantas Points (T&Cs apply)
    • Earn up to 3 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Frequent Flyer Platinum

    ANZ Frequent Flyer Platinum

    • 50,000 Qantas Points when you spend $2,500 on eligible purchases in the first 3 month
    • No annual fee for the first year
    • Now with Apple Pay

    balance transfer rate

    purchase rate

    19.99% p.a.

    annual fee

    $295 $0 in the first 1 year

    Go to site

    More info

    • 50,000 Qantas Points when you spend $2,500 on eligible purchases in the first 3 month
    • No annual fee for the first year
    • Now with Apple Pay
    • Balance transfer rate:
    • Annual fee: $295 $0 in the first 1 year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • American Express Explorer Credit Card

    American Express Explorer Credit Card

    • Receive 50,000 Membership Rewards® Points (T&Cs apply)
    • $400 in Travel Credit each year
    • Up to 2 Membership Rewards points per $1 spent

    balance transfer rate

    0% p.a. for 12 months (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $395

    Go to site

    More info

    • Receive 50,000 Membership Rewards® Points (T&Cs apply)
    • $400 in Travel Credit each year
    • Up to 2 Membership Rewards points per $1 spent
    • Balance transfer rate: 0% p.a. for 12 months (1.00% balance transfer fee)
    • Annual fee: $395
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

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