Bank of Queensland savings accounts

3.9
Based on 1,079 Bank of Queensland savings account product review.
Fact Checked

Bank of Queensland is Australia's fastest-growing retail bank and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products, including credit cards, home loans, term deposits, savings accounts and bank accounts.

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Last updated 7 November 2025 Important disclosures
  • Future Saver Account - 14 to 35 years

    Maximum rate
    4.85 % p.a.
    (for $0 to $50,000)
    Transfer a minimum of $1,000 into your linked Everyday Account and make 5 eligible transactions. Bonus interest criteria waived for account holders 14-17 years of age.
    Standard rate
    0.05 % p.a.
    (for $0 and over)
    Go to site
    • Designed for individuals aged 14-35 to earn high bonus interest
    • Deposit $1,000 a month and make 5+ transactions to earn the bonus rate
    • No monthly account fees or minimum balance
  • Smart Saver Account

    Maximum rate
    4.60 % p.a.
    (for $0 to $250,001)
    Transfer a minimum of $1,000 into your linked Everyday Account and make 5 eligible transactions.
    Standard rate
    0.05 % p.a.
    (for $0 and over)
    Go to site
    • Earn bonus interest by depositing $1,000 a month and making 5+ eligible transactions
    • No monthly fees or minimum balance requirements
    • Designed for savers aged 36 and over
  • Simple Saver Account

    Maximum rate
    4.05 % p.a.
    (for $0 to $5,000,001)
    Standard rate
    4.05 % p.a.
    (for $0 to $5,000,001)
    Go to site
    • No fees, no conditions – just easy everyday saving
    • Personalise and open up to nine savings accounts
    • Manage your money anytime with the myBOQ app
  • Superannuation Savings Account

    Maximum rate
    2.60 % p.a.
    (for $10,000 and over)
    Bonus rate for the first 4 months from account opening
    Standard rate
    0.00 % p.a.
    (for $0 to $10,000)
    No Partner link

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Bank of Queensland savings account ratings

Overall customer rating for Bank of Queensland savings accounts

3.9
Based on 1,079 product review.

Customer reviews

Important disclosures

Bank of Queensland products

Savings account quick links


^See information about the Mozo Experts Choice Savings Account Awards

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