Find the freedom to shop anywhere, anytime with a credit card from Bank of Queensland, winner of a Mozo People’s Choice Award for top credit cards in 2015. We’ve made it easy to compare all the credit card options on offer, so keep reading for all the details you need to know.
Rates and fees verified as correct at 25 April, 2018. Other information correct at the time of writing.
If the purpose of your credit card is largely to make spending easier, then a low rate credit card might be a good fit. Check out a low rate option from Bank of Queensland to keep credit card costs under control and make shopping a breeze.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days |
|---|---|---|---|---|
| 13.49% p.a. | 0% p.a. for 12 months and then 21.49% p.a. | $55 | 55 |
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days |
|---|---|---|---|---|
| 13.49% p.a. | 0% p.a. for 12 months and then 21.49% p.a. | $55 | 55 |
Looking to cash in on all the rewards perks of credit card spending? Then check out the rewards credit card on offer from Bank of Queensland. Although there’s a high interest rate to contend with, if you’re a dedicated rewards shopper, you may decide the price tag is worth it for all the cool freebies!
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 1 point per dollar on Visa, up to 65000 points per year | 20.74% p.a. | 0% p.a. for 6 months and then 21.74% p.a. | $60 | |
| 2 points per dollar on Visa, up to 240000 points per year | 20.74% p.a. | 0% p.a. for 14 months and then 21.74% p.a. | $129 $60 in the first 1 year |
Want a rewards card with a little extra luxury? Check out a platinum credit card from Bank of Queensland. Although it comes with a hefty interest rate and higher annual fee than it’s non-premium counterpart, you’ll be able to cash in with increased rewards power and a bunch of cool premium perks like complimentary insurance cover.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 2 points per dollar on Visa, up to 240000 points per year | 20.74% p.a. | 0% p.a. for 14 months and then 21.74% p.a. | $129 $60 in the first 1 year |
Mozo users have rated Bank of Queensland credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
* Overall rating based on reviews in the past 12 months.
This bank is fantastic due to its owner franchises.
This bank is fantastic due to its owner franchises.
Jim (QLD), reviewed over 1 year ago
The bank staff treat you as if you matter to them
The bank staff treat you as if you matter to them
Cheryl (WA), reviewed over 1 year ago
I have found them outstanding in customer service & able to help on the phone with all my inquiries.
I have found them outstanding in customer service & able to help on the phone with all my inquiries.
Jimmy (QLD), reviewed almost 2 years ago
The service is just the best in my local bank in Agnes water
The service is just the best in my local bank in Agnes water
Shelley (QLD), reviewed about 2 years ago
Great rewards program and easy to deal with staff
Great rewards program and easy to deal with staff
Juana (SA), reviewed about 2 years ago
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.
If you’ve decided to go ahead and apply for a Bank of Queensland credit card, there are a few things you should know. First of all, you’ll have to meet certain eligibility requirements, including:
You’ll also need to provide details of your financial situation, including your current employment and any other repayments or debts you’re responsible for.
If you’d like to know more about applying for credit cards, check out our guide.
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