Bank of Queensland credit cards

Bank of Queensland
Bank of Queensland's overall rating for credit cards

(as rated by the Mozo community)

7.4 / 10

based on 137 reviews

Find the freedom to shop anywhere, anytime with a credit card from Bank of Queensland, winner of a Mozo People’s Choice Award for top credit cards in 2015. We’ve made it easy to compare all the credit card options on offer, so keep reading for all the details you need to know.

Top 5 credit cards 2015

Rates and fees verified as correct at 06 December, 2016. Other information correct at the time of writing.

What credit cards do Bank of Queensland offer?

Low rate credit cards Low rate credit cards

If the purpose of your credit card is largely to make spending easier, then a low rate credit card might be a good fit. Check out a low rate option from Bank of Queensland to keep credit card costs under control and make shopping a breeze.

Product Purchase rate Balance transfer rate Annual fees Interest free days

13.49% p.a.

0% p.a. for 12 months and then 21.49% p.a.

$55

55


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Low fee credit cards Low fee credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days

13.49% p.a.

0% p.a. for 12 months and then 21.49% p.a.

$55

55


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Rewards credit cards Rewards credit cards

Looking to cash in on all the rewards perks of credit card spending? Then check out the rewards credit card on offer from Bank of Queensland. Although there’s a high interest rate to contend with, if you’re a dedicated rewards shopper, you may decide the price tag is worth it for all the cool freebies!

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Visa, up to 65000 points per year

20.74% p.a.

0% p.a. for 6 months and then 21.74% p.a.

$60

2 points per dollar on Visa, up to 240000 points per year

20.74% p.a.

0% p.a. for 18 months and then 21.74% p.a.

$199 $99 in the first 1 year


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Prestige cards Prestige cards

Want a rewards card with a little extra luxury? Check out a platinum credit card from Bank of Queensland. Although it comes with a hefty interest rate and higher annual fee than it’s non-premium counterpart, you’ll be able to cash in with increased rewards power and a bunch of cool premium perks like complimentary insurance cover.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

2 points per dollar on Visa, up to 240000 points per year

20.74% p.a.

0% p.a. for 18 months and then 21.74% p.a.

$199 $99 in the first 1 year


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Frequently Asked Questions about Bank of Queensland credit cards

    How many interest free days will I get with a Bank of Queensland credit card?

    What fees might I be charged?

    Can I use my Bank of Queensland credit card for a balance transfer?

    Can I use payWave with my Bank of Queensland credit card?

    Can I use my Bank of Queensland credit card while I’m travelling overseas?

    What rewards options do I have with my Bank of Queensland rewards credit card?

    What kind of insurance options does my Bank of Queensland credit card offer?

    What can I do to keep my credit card safe?

How are Bank of Queensland credit cards rated?

Mozo users have rated Bank of Queensland credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Bank of Queensland credit cards

Overall 7.4*

Price

Features

Customer service

Convenience

Trust

137 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Bank of Queensland credit card reviews Recent Bank of Queensland credit card reviews

Bank of Queensland

Bank of Queensland Blue Visa Credit Card credit card review

Overall rating   10 / 10

The level of service is second to none

This bank is fantastic due to its owner franchises.

Full review

This bank is fantastic due to its owner franchises.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Jim (QLD), reviewed 3 months ago

Bank of Queensland

Bank of Queensland Platinum Visa Credit Card credit card review

Overall rating   9 / 10

Superb Customer Service

The bank staff treat you as if you matter to them

Full review

The bank staff treat you as if you matter to them

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Cheryl (WA), reviewed 4 months ago

Bank of Queensland

Bank of Queensland Blue Visa Credit Card credit card review

Overall rating   9 / 10

I have found them outstanding.

I have found them outstanding in customer service & able to help on the phone with all my inquiries.

Full review

I have found them outstanding in customer service & able to help on the phone with all my inquiries.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   9 / 10

Less

Jimmy (QLD), reviewed 5 months ago

Bank of Queensland

Bank of Queensland Blue Visa Credit Card credit card review

Overall rating   9 / 10

Thank you

The service is just the best in my local bank in Agnes water

Full review

The service is just the best in my local bank in Agnes water

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Shelley (QLD), reviewed 8 months ago

Bank of Queensland

Bank of Queensland credit card review

Overall rating   10 / 10

Fantastic customer service

Great rewards program and easy to deal with staff

Full review

Great rewards program and easy to deal with staff

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Juana (SA), reviewed 10 months ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Bank of Queensland credit card? What do you need to apply for a Bank of Queensland credit card?

If you’ve decided to go ahead and apply for a Bank of Queensland credit card, there are a few things you should know. First of all, you’ll have to meet certain eligibility requirements, including:

  • You should be 18 or over
  • You should be a permanent Australian resident
  • You should have a good credit rating
  • You must earn at least
    • $25,00 p.a. for low rate or Blue Visa cards
    • $35,000 p.a. for platinum cards

You’ll also need to provide details of your financial situation, including your current employment and any other repayments or debts you’re responsible for.

If you’d like to know more about applying for credit cards, check out our guide.

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