Bank of Queensland home loans

3.8
Based on 551 Bank of Queensland home loan product reviews.
Fact Checked

Since 1874, Bank of Queensland (BOQ) has been one of Australia’s leading regional banks. With more than 160 branches across Australia, BOQ’s services are available to all Australians - not just those that live in the sunshine state. BOQ is completely independent of the big banks and has an extensive range of home loans including variable, fixed, package and line of credit options.

You'll also be pleased to know BOQ took out a Mozo Experts Choice Home Loan Award in 2021 in the Fixed Rate Home Loan category.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can search our database of 427 home loans using the filters.
Last updated 11 December 2024 Important disclosures and comparison rate warning*
What are your home loan needs?

Your loan-to-value ratio (LVR): 50%

Loan amount and LVR will affect interest rates.

  • Discount Fixed Rate

    • Owner Occupier
    • Principal & Interest
    • <80% LVR
    Interest rate
    5.69 % p.a.
    Fixed 2 years
    Comparison rate
    6.40 % p.a.
    Initial monthly repayment
    $2,899
    No Partner link

  • Discounted Fixed Rate

    • Owner Occupier
    • Principal & Interest
    • <90% LVR
    Interest rate
    5.79 % p.a.
    Fixed 3 years
    Comparison rate
    6.36 % p.a.
    Initial monthly repayment
    $2,931
    No Partner link

  • Discount Fixed Rate

    • Investment
    • Principal & Interest
    • <90% LVR
    Interest rate
    5.89 % p.a.
    Fixed 3 years
    Comparison rate
    6.53 % p.a.
    Initial monthly repayment
    $2,962
    No Partner link

  • Discount Fixed Rate

    • Investment
    • Principal & Interest
    • <80% LVR
    Interest rate
    5.89 % p.a.
    Fixed 2 years
    Comparison rate
    6.59 % p.a.
    Initial monthly repayment
    $2,962
    No Partner link

  • Fixed Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    6.04 % p.a.
    Fixed 2 years
    Comparison rate
    6.47 % p.a.
    Initial monthly repayment
    $3,011
    No Partner link

  • Fixed Rate

    • Investment
    • Principal & Interest
    Interest rate
    6.24 % p.a.
    Fixed 2 years
    Comparison rate
    6.66 % p.a.
    Initial monthly repayment
    $3,075
    No Partner link

  • Economy Variable Home Loan

    • Owner Occupier
    • Principal & Interest
    • <70% LVR
    • $150
    • 000+
    Interest rate
    6.18 % p.a.
    Variable
    Comparison rate
    6.33 % p.a.
    Initial monthly repayment
    $3,056
    No Partner link

  • Economy Variable Home Loan

    • Investment
    • Principal & Interest
    • <70% LVR
    Interest rate
    6.34 % p.a.
    Variable
    Comparison rate
    6.48 % p.a.
    Initial monthly repayment
    $3,108
    No Partner link

  • Clear Path Variable Rate Special Offer Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR<80%
    Interest rate
    6.39 % p.a.
    Variable
    Comparison rate
    6.51 % p.a.
    Initial monthly repayment
    $3,124
    No Partner link

  • Clear Path Variable Rate Special Offer Home Loan

    • Investment
    • Principal & Interest
    • LVR <80%
    Interest rate
    6.49 % p.a.
    Variable
    Comparison rate
    6.61 % p.a.
    Initial monthly repayment
    $3,157
    No Partner link

  • Economy Variable Home Loan

    • Owner Occupier
    • Principal & Interest
    Interest rate
    7.57 % p.a.
    Variable
    Comparison rate
    7.71 % p.a.
    Initial monthly repayment
    $3,520
    No Partner link

  • Clear Path Variable Rate Home Loan

    • Owner Occupier
    • Principal & Interest
    Interest rate
    8.24 % p.a.
    Variable
    Comparison rate
    8.35 % p.a.
    Initial monthly repayment
    $3,753
    No Partner link

  • Clear Path Variable Rate Home Loan

    • Investment
    • Principal & Interest
    Interest rate
    8.87 % p.a.
    Variable
    Comparison rate
    8.98 % p.a.
    Initial monthly repayment
    $3,976
    No Partner link

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Bank of Queensland home loan ratings

Overall customer rating for Bank of Queensland home loans

3.8
Based on 551 product reviews.

Customer reviews

Important disclosures

Bank of Queensland products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.