8.3/10

Based on 602 P&N Bank product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.

P&N Bank savings accounts

P&N Bank is Western Australia's largest mutual bank, and offers competitive rates and fees that are personalised to its members. Formerly Police & Nurses Credit Society, P&N has served the local Western Australian community for over 30 years, and provides a range of quality banking and financial services including credit cards, bank and savings accounts, term deposits, home and personals loans, and insurance products. As a mutual bank, every member has a say, and profits go directly back into benefiting its members.

P&N Bank offers the following savings accounts

Rates and fees verified as correct at 18 June 2024. Other information correct at the time of writing. Advertiser disclosure.
Product Interest rate Maximum rate Govt deposit guarantee
Hi Saver

1.00% p.a.(for $5,000 and over)

5.00% p.a. (for $0 and over)

Yes up to $250,000

SwiftSaver Account

0.20% p.a.(for $0 and over)

4.55% p.a. (for $0 to $250,000)

Yes up to $250,000

Way Cool Saver

0% p.a.(for $5,000 and over)

No Current Offer

Yes up to $250,000

How are P&N Bank savings accounts rated?

Mozo users have rated P&N Bank savings accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of savings-accounts
P&N Bank savings accounts customer reviews
Overall
8.2/10
Price
7.5/10
Features
6.8/10
Customer service
8.5/10
Convenience
7.9/10
Trust
8.4/10
Based on 214 P&N Bank product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent P&N Bank savings account reviews

P&N Bank Savings Account
Overall 9/10
P&N bank

Been with P&N bank for long time always happy with service and products

Read full review

Been with P&N bank for long time always happy with service and products

Price
8/10
Features
8/10
Customer service
9/10
Convenience
8/10
Trust
8/10
Less
Jackie, Western Australia, reviewed 7 months ago
P&N Bank Way Cool Saver
Overall 10/10
great

no fees or chargers good customer service would prefer more branches but otherwise very happy with them

Read full review

no fees or chargers good customer service would prefer more branches but otherwise very happy with them

Price
7/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Terri, Western Australia, reviewed 9 months ago
P&N Bank SwiftSaver Account
Overall 8/10
The online program is really easy to use and check

I have been with P&N Bank for several years now and do not have any complaints about the service they provide. Although because i live rurally makes it difficult if i need to visit the bank for some reason as it is approximately 45klms distance from where i live.

Read full review

I have been with P&N Bank for several years now and do not have any complaints about the service they provide. Although because i live rurally makes it difficult if i need to visit the bank for some reason as it is approximately 45klms distance from where i live.

Price
9/10
Customer service
8/10
Convenience
2/10
Trust
8/10
Less
Doreen, Western Australia, reviewed 11 months ago
P&N Bank SwiftSaver Account
Overall 8/10
small friendly branches

good interest rate for savings accounts. Small friendly branches.

Read full review

good interest rate for savings accounts. Small friendly branches.

Price
7/10
Features
8/10
Customer service
9/10
Convenience
6/10
Trust
9/10
Less
Peter, Western Australia, reviewed about 1 year ago
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Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Savings account quick links