8.4 / 10

based on 574 reviews as rated by Mozo community

P&N Bank personal loans

P&N Bank is Western Australia's largest mutual bank, and offers competitive rates and fees that are personalised to its members. Formerly Police & Nurses Credit Society, P&N has served the local Western Australian community for over 30 years, and provides a range of quality banking and financial services including credit cards, bank and savings accounts, term deposits, home and personals loans, and insurance products. As a mutual bank, every member has a say, and profits go directly back into benefiting its members.

P&N Bank offers the following personal loans

Rates and fees verified as correct at 25 November, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate from Comparison rate from Upfront fee  
Car Loan (Variable)

6.81% p.a.

7.80% p.a.based on $30,000
over 5 years

$199

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Secured Personal Loan (Variable)

6.81% p.a.

7.80% p.a.based on $30,000
over 5 years

$199

Go to site
Unsecured Personal Loan (Variable)

12.82% p.a.

13.77% p.a.based on $30,000
over 5 years

$199

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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How are P&N Bank personal loans rated?

Mozo users have rated P&N Bank personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of personal-loans
P&N Bank personal loans
Overall
9.1/10
Price
Features
Customer service
Convenience
Trust

15 Reviews

Recent P&N Bank personal loan reviews

P&N Bank Personal Loan review
Overall 7/10
Good and helpful service

Good n helpful!

Read full review

Good n helpful!

Price
6/10
Less
Jun, Western Australia reviewed over 3 years ago
P&N Bank Unsecured Personal Loan review
Overall 8/10
Great customer service, easy to go too.

P&N Bank is great for service and understandingly consumer focused. I have been with them for quite some time, and wouldn't go anywhere else.

Read full review

P&N Bank is great for service and understandingly consumer focused. I have been with them for quite some time, and wouldn't go anywhere else.

Price
7/10
Features
6/10
Customer service
8/10
Convenience
5/10
Trust
6/10
Less
Ray, Western Australia reviewed almost 5 years ago
P&N Bank Unsecured Personal Loan review
Overall 10/10
Excellent rates with outstanding customer service

I would recommend P&N bank to everyone, all my family use them. It's great to know that when you have any question your call will be answered quickly by a local branch employee.

Read full review

I would recommend P&N bank to everyone, all my family use them. It's great to know that when you have any question your call will be answered quickly by a local branch employee.

Price
9/10
Features
9/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Megan, Western Australia reviewed over 5 years ago
P&N Bank Unsecured Personal Loan review
Overall 10/10
Quick to sort out financial problems I may have ha

I have been with the P&N bank for 27 years & always had great service ! Their interest rates are very fair & lower than most other banks ! Whenever I speak to their customer service team , they are always friendly & helpful. Their only problem is they don't have many branches outside the metro area... But they are always available & quick to help on the phone !!

Read full review

I have been with the P&N bank for 27 years & always had great service ! Their interest rates are very fair & lower than most other banks ! Whenever I speak to their customer service team , they are always friendly & helpful. Their only problem is they don't have many branches outside the metro area... But they are always available & quick to help on the phone !!

Price
10/10
Features
10/10
Customer service
10/10
Convenience
8/10
Trust
10/10
Less
David, Western Australia reviewed over 5 years ago

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