Westpac Global Currency Card

AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, ZAR

USD: 0.7066
GBP: 0.5580
EUR: 0.6618
NZD: 0.9830

$0 online (1% of initial load up to a maximum of $10 in branch)

Westpac Global Currency Card Review

Rates and fees information correct as at 9 December 2016.

Review published: 24 November 2015

What's hot:

  • Online and mobile app access

  • No inactivity fees

  • Load up to 5 currencies at a time

What's not:

  • 1% reload fee up to a maximum of $10

Mozo snapshot:

The Westpac Global Currency Card is a good choice for travellers wanting to work to a set travel budget by preloading their travel dollars before they leave Australia. Once a currency is loaded onto the card, its exchange rate is locked in, so whatever's happening on the FOREX market won't be able to ruin your holiday.

Key features:

The card can store up to five currencies from a list of 11, including Thai Baht. The card provides users with access to any of Westpac's Global ATM Alliance partners' two million ATMs with no ATM usage fees. These partners include Barclays Bank, Bank of America, Deutsche Bank and Bank of Nanjing.

Anyone aged 16 or over can purchase a Global Currency Card, regardless of whether they have an account with Westpac. There is no purchase fee if you buy the card online but there is a 1% reload fee up to a maximum of $10.

You can use the card around the world wherever Visa is accepted. The card is protected by chip and PIN security, in addition to Visa's Zero Liability Policy, which will refund fraudulent charges or unauthorised purchases.

If you make a purchase in a currency not loaded onto the card you'll be charged a 3% cross currency conversion fee on top of the purchase amount.

Who it's good for:

This card is good for travellers who plan to travel to a small number of countries, and make lots of cash purchases. There are no cash withdrawal fees at any of Westpac's Global ATM Alliance partners (including Barclays Bank, Bank of America, Deutsche Bank and Bank of Nanjing).

It is also a good choice for those who plan to combine a domestic and international holiday, with the Australian dollar available to be loaded onto the card.

Any catches?

While five currencies can be loaded onto the card, one of them must be the Australian dollar. This could be problematic for travellers who are planning overseas holidays to more than four countries.

General

  • AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, ZAR

  • USD: 0.7066
    GBP: 0.5580
    EUR: 0.6618
    NZD: 0.9830

  • $0 online (1% of initial load up to a maximum of $10 in branch)

  • 1% up to a maximum of $10

  • $0

  • 3%

  • none

  • none

Atm withdrawal fee

  • 2.00 USD

  • 2.00 AUD

  • 1.50 GBP

  • 2.00 EUR

  • 3.00 NZD

  • 2.50 CAD

  • 200 JPY

  • 3.00 SGD

  • 15 HKD

  • 75 THB

Minimum load

  • 100 AUD

  • 100 AUD

  • 100 AUD

  • 100 AUD

  • 100 AUD

  • 100 AUD

  • 100 AUD

  • 100 AUD

  • 100 AUD

  • 100 AUD

Upper limit

  • 50,000 AUD

  • 50,000 AUD

  • 50,000 AUD

  • 50,000 AUD

  • 50,000 AUD

  • 50,000 AUD

  • 50,000 AUD

  • 50,000 AUD

  • 50,000 AUD

  • 50,000 AUD

Monthly inactivity fee

  • 0 AUD

  • 0 AUD

  • 0 AUD

  • 0 AUD

  • 0 AUD

  • 0 AUD

  • 0 AUD

  • 0 AUD

  • 0 AUD

  • 0 AUD

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