The card can store up to five currencies from a list of 11, including Thai Baht. The card provides users with access to any of Westpac's Global ATM Alliance partners' two million ATMs with no ATM usage fees. These partners include Barclays Bank, Bank of America, Deutsche Bank and Bank of Nanjing.
Anyone aged 16 or over can purchase a Global Currency Card, regardless of whether they have an account with Westpac. There is no purchase fee if you buy the card online but there is a 1% reload fee up to a maximum of $10.
You can use the card around the world wherever Visa is accepted. The card is protected by chip and PIN security, in addition to Visa's Zero Liability Policy, which will refund fraudulent charges or unauthorised purchases.
If you make a purchase in a currency not loaded onto the card you'll be charged a 3% cross currency conversion fee on top of the purchase amount.
Who it's good for:
This card is good for travellers who plan to travel to a small number of countries, and make lots of cash purchases. There are no cash withdrawal fees at any of Westpac's Global ATM Alliance partners (including Barclays Bank, Bank of America, Deutsche Bank and Bank of Nanjing).
It is also a good choice for those who plan to combine a domestic and international holiday, with the Australian dollar available to be loaded onto the card.
While five currencies can be loaded onto the card, one of them must be the Australian dollar. This could be problematic for travellers who are planning overseas holidays to more than four countries.