Budget calculator

This handy tool figures out where your money goes and how much you should have left over, for a simple and complete picture of your financial situation.

Savings account comparisons on Mozo - last updated December 03, 2020

Search promoted savings accounts below or do a full Mozo database search. Advertiser disclosure.

  • mozo-experts-choice-2020

    1.35% p.a. (for $0 to $250,000)

    0.15% p.a.(for $0 and over)

    Yes up to $250,000

    Bonus rate when at least $20 is deposited each month and five Visa Debit transactions are made each month using linked Everyday or Glide transaction accounts.

  • 1.30% p.a. (for $1 to $100,000)

    0.65% p.a.(for $1 and over)

    Yes up to $250,000

    bonus rate for 4 months

  • 0.90% p.a. (for $0 to $250,001)

    0.01% p.a.(for $0 to $5,000,000)

    Yes up to $250,000

    Minimum deposit of $200 and no withdrawals in the month.

  • mozo-experts-choice-2020

    1.05% p.a. (for $1 to $250,000)

    0.05% p.a.(for $1 and over)

    Yes up to $250,000

    Ongoing bonus rate applied if in the previous month $1,000 or more is credited to the linked Day2Day Plus account and 5 eligible transactions are made by the linked account.

  • 1.10% p.a. (for $0 to $1,000,000)

    0% p.a.(for $0 and over)

    Yes up to $250,000

    Make 5 or more successful card purchases per calendar month using your Up debit card and digital wallets (ATM transactions excluded).

  • 1.10% p.a. (for $0 to $500,000)

    0.35% p.a.(for $0 and over)

    Yes up to $250,000

    Bonus rate for the first 4 months from account opening


^See information about the Mozo Experts Choice Savings accounts Awards

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Make the most of Mozo's free budget planner

Do you feel like trying to get your financing into some sort of order
is like trying to herd cats? That you never seem to have any money a
few days before your next pay check? If this sounds like you, it's time
for you to sit down and get them in order. The first step in organising
your finances is to assess where you currently stand and make a budget
plan to move forward. Mozo has a free budget planner to help you get

The money budget planner

The budget planner template is easy to follow much easily than an
Excel file! You simply put in the numbers it asks of you and double
check that the payment frequency is correct. The budget calculator will
take the data you've provided and let you know how much you have
remaining or how much you're overspending by! If that's the case you can
then adjust the amounts in the online budget planner to see where you
could trim back to make sure you're not over spending. As this is a
fully printable budget planner, you can print it off and pin it to your
fridge or tuck it in your diary to remind you of the areas you need to
cut back on. You can use this free budget spreadsheet as your personal
or household budget planner simply add in your partner's financial
information to give you an idea of how your household finances are
holding up.

Life after budgeting: borrowing and saving

This calculator is free from the Mozo website, just like our other
services. Once you've used to the budget planner worksheet, you'll have a
better idea of your financial standing. If you're in debt, you can use
our personal loan comparison service to see which is the best bank to
help you get out of debt sooner. If you're slightly ahead of the game,
you could start saving take a look at the saving accounts and interest
rates provided by Australian banks and credit unions. All this
information is presented in an easy to understand manner, so you can
choice the best savings provider.

The rewards getting your finance in check

Once you've used the personal budget planner, you'll feel more on top
of your finances and more confident in making decisions. You can start
planning for future expenses, like a new car or a holiday, without the
need for a personal loan with high interest. Don't delay get ahead with
your budget planning today and have the things you want in the future!