Debit Cards Bank Accounts

Page last updated January 30, 2020

Debit card bank account comparisons on Mozo - rates updated daily Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

  • Promoted

    Everyday Options

    $0.00Special offer of $0 monthly account keeping fees when you open a new account

    Apple Pay, Google Pay, PayID, Samsung Pay

    0.01% p.a.

    An easy, everyday banking account packed with options to help you spend, budget and save better.

    • Suncorp, RediATM

    • Visa Debit

    • Balances from $0: 0.00% p.a.
      Balances from $1: 0.01% p.a.

    • Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone and internet

    Read our Mozo Review to learn more about the Everyday Options

    Details Close

  • Promoted

    Everyday Account

    $6.00$0 monthly account fee if you deposit min. $2,000 per month or are under 23 years.

    Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin

    0% p.a.

    Make and receive payments in seconds using a mobile or email with PayID & use Apple Pay, Google Pay and Samsung Pay.

    • MyState

    • Visa Debit or
      EFTPOS

    • Balances from $0: 0.00% p.a.

    • Unlimited free transactions from network ATM, EFTPOS, cheque, counter deposits and withdrawals, phone and internet

    Read our Mozo Review to learn more about the Everyday Account

    Details Close

  • Promoted

    Bank Account

    $0.00

    Apple Pay, Google Pay

    0% p.a.

    Designed from the ground up for mobile. No minimum deposits, intro periods or minimum payments. 100% fee free, instant sign up via Mobile app. Travel-friendly with no international ATM, card or currency conversion fees. Plus, instant account freeze if you lose your card.

    • none

    • Debit Mastercard

    • Balances from $0: 0.00% p.a.

    • Unlimited eftpos, debit, ATM, and banking app transactions using the 86400 iOS or Xinja app.

    Read our Mozo Review to learn more about the Bank Account

    Details Close

  • Promoted

    Classic Banking Account

    with Standard Visa Debit Card

    $0.00

    Apple Pay, Google Pay, PayID, Samsung Pay

    0.01% p.a.

    No monthly account fees ever, with no conditions. Free use at over 7,000 ATMs around Australia. No overdrawn fees if you happen to go over your account balance. Open an account in less than 7 minutes.

    • NAB

    • Visa Debit or
      EFTPOS

    • Balances from $0: 0.01% p.a.

    • Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone, internet and Visa debit purchases

    Read our Mozo Review to learn more about the Classic Banking Account

    Details Close

  • Promoted

    Everyday Snap Account

    $0.00

    Apple Pay, Google Pay, PayID, Samsung Pay

    0% p.a.

    Enjoy $0 monthly account fees and unlimited fee-free card, phone and online transactions. Tap and pay with Google Pay, Apple Pay or Samsung Pay. Refund of overdrawn fees and international ATM withdrawal fees and international card transaction fees^.

    • CUA

    • Visa Debit or
      EFTPOS

    • Balances from $0: 0.00% p.a.

    • Unlimited free transactions from counter deposit, phone, internet and EFTPOS. Free counter and network ATM withdrawals.

    Read our Mozo Review to learn more about the Everyday Snap Account

    Details Close

  • Promoted

    USaver Ultra Transaction Account

    $0.00

    Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit

    0% p.a.

    The UBank Ultra Transaction Account works hand in hand with the USaver. Receive a generous 2.10% ongoing bonus rate when you deposit at least $200 into either account each month. No international fees. Winner of the Mozo Experts Choice Awards 2019 as Savings Bank of the Year.

    • NAB

    • Visa Debit

    • Balances from $0: 0.00% p.a.

    • Unlimited free transactions from own-bank ATM, internet, Visa debit and international purchases.

    Read our Mozo Review to learn more about the USaver Ultra Transaction Account

    Details Close

  • Promoted

    Hero Transaction Account

    $6.00$0 monthly account fee if you deposit min. $2,000 per month

    Apple Pay, Google Pay, PayID, Payment Ring

    0.75% p.a.

    Bankwest packs a heap of value into their Hero Transaction Account, with 0.75% interest on balances up to $5,000, unlimited free transactions online, over the phone, at network ATMs or with debit card purchases, plus no account fee as long as you deposit $2,000 each month.

    • Bankwest, Commonwealth

    • Debit Mastercard

    • Balances from $0: 0.75% p.a.
      Balances from $5,001: 0.00% p.a.

    • Unlimited free domestic transactions from network ATMs, EFTPOS, cheque, counter withdrawals, phone, internet and MasterCard debit purchases

    Read our Mozo Review to learn more about the Hero Transaction Account

    Details Close

  • Promoted

    Access Advantage

    $5.00$0 monthly account fee if you deposit min. $2,000 per month

    Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

    0% p.a.

    Unlimited everyday ANZ transactions for $5 a month (waived if $2000 is deposited in the account each month)

    • ANZ

    • Visa Debit or
      EFTPOS

    • Balances from $0: 0.00% p.a.
      Balances from $50,000: 0.01% p.a.
      Balances from $100,000: 0.02% p.a.

    • Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet

    Read our Mozo Review to learn more about the Access Advantage

    Details Close

  • Promoted

    Glide Account

    $0.00

    Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin

    0% p.a.

    Unlimited free internet transactions. Super fast transfers & use Apple Pay, Google Pay and Samsung Pay.

    • MyState

    • Visa Debit

    • Balances from $0: 0.00% p.a.

    • Unlimited free internet transactions.

    Read our Mozo Review to learn more about the Glide Account

    Details Close

  • Promoted

    Everyday Global Account

    $0.00

    Apple Pay, Google Pay, PayID

    0% p.a.

    No overseas ATM fees & up to 10 currencies in one account. Switch between currencies instantly 24/7 wherever you are using the mobile app.$100 Bonus for new HSBC customers and earn 2% cashback on tap and pay under $100 (T&Cs apply)

    • HSBC

    • Visa Debit

    • Balances from $0: 0.00% p.a.
      Balances from $9,000: 0.05% p.a.

    • Unlimited free transactions from HSBC ATMs, EFTPOS, phone, internet, Bank@Post, BPAY and direct debits

    Read our Mozo Review to learn more about the Everyday Global Account

    Details Close

  • Promoted

    Easy Transaction Account

    $0.00

    Apple Pay, Google Pay, PayID, Payment Ring

    0% p.a.

    The Bankwest Easy Transaction Account has earned its name, with no monthly maintenance fee and no domestic electronic, cheque, phone or over the counter fees (withdrawal and deposit).

    • Bankwest, Commonwealth

    • Debit Mastercard

    • Balances from $0: 0.00% p.a.

    • Unlimited domestic transactions from network ATMs, EFTPOS, cheque and counter withdrawals

    Read our Mozo Review to learn more about the Easy Transaction Account

    Details Close

  • Promoted

    Global Currency Account

    $0.00

    PayID, Samsung Pay

    0% p.a.

    Send and receive foreign currency with no Citi transfer fees & consolidate your international bank accounts with account details for up to 10 currencies. Currently offering special exchange rate on New Zealand Dollar

    • Citibank

    • Debit Mastercard

    • Balances from $0: 0.00% p.a.
      Balances from $5,000: 0.50% p.a.
      Balances from $100,000: 0.75% p.a.
      Balances from $250,000: 1.50% p.a.

    • Unlimited free transactions from network ATM, EFTPOS, cheque, phone, internet and linked Debit MasterCard purchases.

    Read our Mozo Review to learn more about the Global Currency Account

    Details Close

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^See information about the Mozo Experts Choice Bank Accounts Awards

Bank account resources

Reviews, news, tips and guides to help find the best bank account for you.

Bank Account Reviews

NAB Classic Banking Account (with Standard Visa Debit Card) review
Overall 9/10
The only bank I need!

NAB has everything I need and the fees are very reasonable (virtually no fees at all). Everything can be done on the app or online so I never need to go to a branch. When I do it's usually just to deposit coins. I have never had any issues but if I have ever needed advice or to fix something up I've never had any problems on the phone. I switched over to NAB from another major bank a few years ago and find the range of products and services on offer at NAB to be top notch.

Read full review

NAB has everything I need and the fees are very reasonable (virtually no fees at all). Everything can be done on the app or online so I never need to go to a branch. When I do it's usually just to deposit coins. I have never had any issues but if I have ever needed advice or to fix something up I've never had any problems on the phone. I switched over to NAB from another major bank a few years ago and find the range of products and services on offer at NAB to be top notch.

Price
10/10
Features
8/10
Convenience
10/10
Trust
10/10
Less
Luke, Queensland reviewed 6 days ago
BankVic Everyday Account review
Overall 0/10
Terrible bank.

I was hit with three dishonour fees of $19 each, and even after I pleaded my case that I had cancer and really needed the money they only reimbursed me a whole $10.

Read full review

I was hit with three dishonour fees of $19 each, and even after I pleaded my case that I had cancer and really needed the money they only reimbursed me a whole $10.

Customer service
0/10
Convenience
0/10
Less
Carl, Victoria reviewed about 1 month ago
Commonwealth Bank Smart Access review
Overall 7/10
Good service overall.

Decent, although the fees for each missed payment is a bit much in my opinion.

Read full review

Decent, although the fees for each missed payment is a bit much in my opinion.

Price
5/10
Features
4/10
Customer service
4/10
Convenience
4/10
Trust
8/10
Less
Ellie, South Australia reviewed about 2 months ago

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