6.6 / 10

based on 297 reviews as rated by Mozo community

Macquarie bank accounts

Macquarie bank accounts offer a range of packages for different needs. Not only have Macquarie's bank and savings accounts been perennial winners, in the 2020 Mozo Experts Choice Awards Macquarie was also recognised by our expert judges as providing one of the best internet banking platforms and banking apps in Australia. 

Check out our range of bank accounts for an overview of interest rates, fees and more. Or you can compare with our bank account comparison tools.

Macquarie offers the following bank accounts

Rates and fees verified as correct at 26 November, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product Account fee Payment options Interest rate
Platinum Transaction Account

$0.00

Apple Pay, Google Pay, PayID

0.20% p.a.

Transaction Account

$0.00

Apple Pay, Google Pay, PayID

0.20% p.a.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

How are Macquarie bank accounts rated?

Mozo users have rated Macquarie bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
Macquarie bank accounts
Overall
7.9/10
Price
Features
Customer service
Convenience
Trust

53 Reviews

Recent Macquarie bank account reviews

Macquarie Platinum Transaction Account review
Overall 10/10
Best bank hands down.

I absolutely love the ease of use of their app. I love travelling overseas and it has the best features for travellers. I love how hassle free this bank is.

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I absolutely love the ease of use of their app. I love travelling overseas and it has the best features for travellers. I love how hassle free this bank is.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Domenic, Victoria reviewed 3 months ago
Macquarie Platinum Transaction Account review
Overall 7/10
Bank is good, app not so much

I am generally happy with Macquarie, but find their app a bit frustrating in terms of trying to track my spending - items stay 'pending' for ages and the balance isn't always up to date, so you don't have an accurate gauge unless you go in and add up your transactions manually.

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I am generally happy with Macquarie, but find their app a bit frustrating in terms of trying to track my spending - items stay 'pending' for ages and the balance isn't always up to date, so you don't have an accurate gauge unless you go in and add up your transactions manually.

Price
8/10
Features
8/10
Customer service
8/10
Convenience
7/10
Trust
8/10
Less
Emily, Victoria reviewed 3 months ago
Macquarie Bank Account review
Overall 9/10
Great bank, excellent customer service!

Macquarie is a great bank. I've phoned their customer service number a couple of times and they are always helpful and answer the phone straight away. Plus I love the added protection with the platinum card as well as the free ATM usage.

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Macquarie is a great bank. I've phoned their customer service number a couple of times and they are always helpful and answer the phone straight away. Plus I love the added protection with the platinum card as well as the free ATM usage.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Liam, New South Wales reviewed 4 months ago
Macquarie Platinum Transaction Account review
Overall 10/10
No Fees, ATM Money back immediately

Refunds for any ATM immediately back into your account, added bonus features with the Platinum account if you deposit enough each month, and no account fees. Use the servo ATM, use the pub ATM, and don't worry about the ridiculous fees, it's all coming back to you!

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Refunds for any ATM immediately back into your account, added bonus features with the Platinum account if you deposit enough each month, and no account fees. Use the servo ATM, use the pub ATM, and don't worry about the ridiculous fees, it's all coming back to you!

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Michael, New South Wales reviewed 5 months ago

Bank account quick links