6.5/10

Based on 420 Macquarie product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.

Macquarie home loans

What home loans do Macquarie offer?

Rates and fees verified as correct at 14 October 2024. Other information correct at the time of writing. Advertiser disclosure.

Fixed Rate Home Loans

Home loan repayments calculator

years

Product Fixed 3 year rate Comparison Rate Service fee Upfront fee Monthly repayments

5.79% p.a.

6.43% p.a.

$0.00

$350

5.69% p.a.

6.32% p.a.

$0.00

$350

5.49% p.a.

6.02% p.a.

$0.00

$350

5.99% p.a.

6.86% p.a.

$0.00

$350

5.39% p.a.

5.95% p.a.

$0.00

$350

5.79% p.a.

6.43% p.a.

$0.00

$350

5.69% p.a.

6.32% p.a.

$0.00

$350

5.65% p.a.

6.25% p.a.

$0.00

$350

5.89% p.a.

6.90% p.a.

$0.00

$350

5.55% p.a.

6.14% p.a.

$0.00

$350

Variable Rate Home Loans

Home loan repayments calculator

years

Product Rate Comparison Rate Service fee Upfront fee Monthly repayments

6.54% p.a.

6.57% p.a.

$0.00

$350

6.14% p.a.

6.16% p.a.

$0.00

$350

6.65% p.a.

6.68% p.a.

$0.00

$350

6.19% p.a.

6.21% p.a.

$0.00

$350

6.39% p.a.

6.41% p.a.

$0.00

$350

7.19% p.a.

7.22% p.a.

$0.00

$350

6.50% p.a.

6.53% p.a.

$0.00

$350

6.14% p.a.

6.16% p.a.

$0.00

$350

6.54% p.a.

6.57% p.a.

$0.00

$350

6.34% p.a.

6.36% p.a.

$0.00

$350

6.65% p.a.

6.68% p.a.

$0.00

$350

6.45% p.a.

6.48% p.a.

$0.00

$350

7.29% p.a.

7.32% p.a.

$0.00

$350

6.50% p.a.

6.53% p.a.

$0.00

$350

6.34% p.a.

6.36% p.a.

$0.00

$350

Fixed Package Home Loan

Home loan repayments calculator

years

Product Fixed 3 year rate Comparison Rate Service fee Upfront fee Monthly repayments

5.79% p.a.

6.65% p.a.

$248.00 yearly

$350

5.69% p.a.

6.55% p.a.

$248.00 yearly

$350

5.49% p.a.

6.24% p.a.

$248.00 yearly

$350

5.99% p.a.

7.08% p.a.

$248.00 yearly

$350

5.39% p.a.

6.18% p.a.

$248.00 yearly

$350

5.79% p.a.

6.65% p.a.

$248.00 yearly

$350

5.69% p.a.

6.55% p.a.

$248.00 yearly

$350

5.65% p.a.

6.47% p.a.

$248.00 yearly

$350

5.89% p.a.

7.12% p.a.

$248.00 yearly

$350

5.55% p.a.

6.37% p.a.

$248.00 yearly

$350

Variable Package Home Loan

Home loan repayments calculator

years

Product Rate Comparison Rate Service fee Upfront fee Monthly repayments

6.54% p.a.

6.79% p.a.

$248.00 yearly

$350

6.14% p.a.

6.39% p.a.

$248.00 yearly

$350

6.65% p.a.

6.90% p.a.

$248.00 yearly

$350

6.19% p.a.

6.44% p.a.

$248.00 yearly

$350

6.39% p.a.

6.64% p.a.

$248.00 yearly

$350

7.19% p.a.

7.43% p.a.

$248.00 yearly

$350

6.50% p.a.

6.75% p.a.

$248.00 yearly

$350

6.14% p.a.

6.39% p.a.

$248.00 yearly

$350

6.54% p.a.

6.79% p.a.

$248.00 yearly

$350

6.34% p.a.

6.59% p.a.

$248.00 yearly

$350

6.65% p.a.

6.90% p.a.

$248.00 yearly

$350

6.45% p.a.

6.70% p.a.

$248.00 yearly

$350

7.29% p.a.

7.53% p.a.

$248.00 yearly

$350

6.50% p.a.

6.75% p.a.

$248.00 yearly

$350

6.34% p.a.

6.59% p.a.

$248.00 yearly

$350

How are Macquarie home loans rated?

Mozo users have rated Macquarie home loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-loans
Macquarie home loans customer reviews
Overall
6.2/10
Price
6.5/10
Features
6.1/10
Customer service
6.2/10
Convenience
5.7/10
Trust
6.4/10
Based on 184 Macquarie product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent Macquarie home loan reviews

Macquarie Home Loan
Overall 0/10
Great bank , look at individual's needs.

Prompt polite responding to queries No long wait times when calling Good interest rates Ease of use of online and mobile software applications Good security Flexibility I have referred 2 people they came back very positive about the service and how Macquarie looked at products that would best suit them. Several years later and they are both still happy with Macquarie Have not come across any cons as yet

Read full review

Prompt polite responding to queries No long wait times when calling Good interest rates Ease of use of online and mobile software applications Good security Flexibility I have referred 2 people they came back very positive about the service and how Macquarie looked at products that would best suit them. Several years later and they are both still happy with Macquarie Have not come across any cons as yet

Less
Tamara, Australian Capital Territory, reviewed about 2 months ago
Macquarie Basic Home Loan
Overall 9/10
Very impressed with Macquarie's depth of knowledge

Very impressed with Macquarie's consistently great rates and how closely they worked with us.

Read full review

Very impressed with Macquarie's consistently great rates and how closely they worked with us.

Price
10/10
Features
10/10
Customer service
9/10
Convenience
7/10
Trust
10/10
Less
Sn, Victoria, reviewed about 1 month ago
Macquarie Offset Home Loan (Package)
Overall 6/10
Competitive interest rates, mediocre service

Interest rates are highly competitive, particularly when we initially refinanced with their fixed rate option. Customer service during the refinancing process was underwhelming and the process was delayed due to their poor customer service, ultimately meaning we ended up with a higher interest rate, due to a rate rise. Their online banking is fairly easy to use however it is not as extensive as some competitors. Customer service via phone or live chat is generally good however wait times can be long. Macquarie are going cashless which could be problematic for some.

Read full review

Interest rates are highly competitive, particularly when we initially refinanced with their fixed rate option. Customer service during the refinancing process was underwhelming and the process was delayed due to their poor customer service, ultimately meaning we ended up with a higher interest rate, due to a rate rise. Their online banking is fairly easy to use however it is not as extensive as some competitors. Customer service via phone or live chat is generally good however wait times can be long. Macquarie are going cashless which could be problematic for some.

Price
7/10
Features
6/10
Customer service
4/10
Convenience
4/10
Trust
4/10
Less
Michael, New South Wales, reviewed about 2 months ago
Macquarie Basic Home Loan
Overall 4/10
Macquarie basic home loan review

Pros - lack of physical banking options Cons - excellent website - ease of managing transactions online - good customer service - prompt response when issues arise

Read full review

Pros - lack of physical banking options Cons - excellent website - ease of managing transactions online - good customer service - prompt response when issues arise

Price
4/10
Features
4/10
Customer service
5/10
Convenience
4/10
Trust
5/10
Less
Bev, Victoria, reviewed 3 months ago
Macquarie Home Loan
Overall 8/10
Macquarie home loan gives flexibility

Macquarie have been really great to deal with. Their customer service team is knowledgable, they have flexibility to support your needs and online banking is easy. Rates are competitive

Read full review

Macquarie have been really great to deal with. Their customer service team is knowledgable, they have flexibility to support your needs and online banking is easy. Rates are competitive

Price
8/10
Features
4/10
Customer service
9/10
Convenience
9/10
Trust
9/10
Less
Sarah, New South Wales, reviewed 3 months ago

What do you need to apply for a Macquarie home loan?

 

Home loan quick links