Your selected home loans
ME - formerly Member’s Equity Bank - is a national bank which was founded in 1994. It is now owned by Bank of Queensland.
ME prides itself on keeping things simple especially when it comes to home loans. You can be assured you won’t find any unnecessary bells and whistles or hidden fees with an ME home loan. There are no ME branches which means you’ll have to apply and manage your home loan wholly online, via the telephone or with the help of a bank manager whom you can organise to meet at a time and place of your convenience.
If you’re comfortable with managing your home loan in this way, an ME home loan could be right for you. This page will give you a run-down on all the stuff you need to know about an ME home loan including any special features to consider, how ME customers rated their homes loans and even what documents you’ll need for the application process.
Or if you’d prefer a mortgage provider with in branch service, head on over to Mozo’s comparison engine and search all home loans here.
Don't forget, ME took home an award in the 2023 Mozo Experts Choice Awards, winning in the Packaged Home Loan category.
Your selected home loans
Great home loan rates and work with our families needs. Good loan products and enjoy having an offset account
What I like about ME... Their branding - its modern and clever On line banking is simple... never needed a branch. What I don't like about ME... Not being able to speak to a real person when needed Took too long to respond to an email
Difficult to deal with bank in person.
Online bank. However no major problems in 20 yrs.
Have found them to have great customer service on the phone.
I hate ringing,on hold for ages with that horrible music,good part of this story is i paid out my loan i'm outa here...thank goodness!
Me bank has changed over the years I am disappointed that I am still with them honestly the interest rate is bad and I get charged annual fee too. customer service is below average and email response is 2 weeks
great but incentives should like cash back should be for existing customers as well
ME Bank has always been reasonable and fair. During this turbulent time of interest rates, ME has not handed over the interest hikes as many times as the other banks.
ME have a simple application process and explain terms and conditions in plain english Their mobile app and website is easy to use and shows all the information you want and need without the stuff you dont. I appreciate the simple approach, competitive rates and ability to have split variable/fixed portions with offset and redraw
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
^See information about the Mozo Experts Choice Home Loan Awards
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