8.3/10

Based on 929 ubank product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.

ubank bank accounts

ubank is an online bank which is backed by NAB, one of Australia's big four banks. It launched in 2008 with a competitive term deposit product, but has since expanded its range of products to include competitive home loans, savings accounts and bank accounts. In 2022, ubank merged with neobank 86 400, taking on its range of products.

ubank offers the following bank accounts

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Rates and fees verified as correct at 27 July 2024. Other information correct at the time of writing. Advertiser disclosure.

Product	Account fee	Payment options	Interest rate
Bills Account	$0.00	Apple Pay, Google Wallet, PayID, Samsung Pay, Garmin Pay, Osko, BPay, Fitbit Pay	0% p.a.
Spend Account	$0.00	Apple Pay, Google Wallet, PayID, Samsung Pay, Fitbit Pay, Garmin Pay	0% p.a.

How are ubank bank accounts rated?

Mozo users have rated ubank bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

ubank bank accounts customer reviews

Overall

8.4/10

Price

8.7/10

Features

6.7/10

Customer service

7.4/10

Convenience

7.7/10

Trust

8.6/10

Based on 52 ubank product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent ubank bank account reviews

ubank Bank Account

Overall 10/10

Great product

Ubank have been fantastic. They are one of the highest interest rates for savings and have no fees

Read full review

Ubank have been fantastic. They are one of the highest interest rates for savings and have no fees

Features

10/10

Convenience

10/10

Trust

10/10

Less

Katie, Victoria, reviewed 18 days ago

ubank Bank Account

Overall 10/10

Great

Easy and smooth

Read full review

Easy and smooth

Price

10/10

Features

10/10

Customer service

8/10

Convenience

8/10

Trust

10/10

Less

Jessica, South Australia, reviewed 4 months ago

ubank Bills Account

Overall 4/10

Too many errors

Too many upgrades

Read full review

Too many upgrades

Price

4/10

Features

4/10

Customer service

4/10

Less

Maria, New South Wales, reviewed 4 months ago

ubank Bills Account

Overall 3/10

Bad bank

Not a fan bad customer service had my data stolen and money stolen from my account on more than one occasion

Read full review

Not a fan bad customer service had my data stolen and money stolen from my account on more than one occasion

Price

6/10

Features

2/10

Customer service

2/10

Convenience

4/10

Trust

2/10

Less

Jeremy, Queensland, reviewed 4 months ago

See all bank account reviews

^† Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
^† Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Bank account quick links

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'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.

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Important information on terms, conditions and sub-limits

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.