Jetstar Platinum Mastercard

The details shown below are for a card with Jetstar Dollars

The details shown below are for a card with Qantas Frequent Flyer

Choose the version of credit card that suits you best

  • Platinum Mastercard (Jetstar Dollars)

    Rewards: Jetstar Dollars

  • Platinum Mastercard (Qantas Frequent Flyer)

    Rewards: Qantas Frequent Flyer

19.99% p.a.

0% p.a. for 14 months and then 19.99% p.a.

$169

Jetstar Dollars

Jetstar Platinum Mastercard

19.99% p.a.

0% p.a. for 14 months and then 19.99% p.a.

$169

Jetstar Dollars

19.99% p.a.

0% p.a. for 14 months and then 19.99% p.a.

$169

Qantas Frequent Flyer

Jetstar Platinum Mastercard

19.99% p.a.

0% p.a. for 14 months and then 19.99% p.a.

$169

Qantas Frequent Flyer

Mozo Review   Jetstar Platinum Mastercard Review

Last updated: 18 October 2018.

What's hot:
  • Mozo Experts Choice Awards Winner 2018

  • 0% balance transfer for the first 14 months

What's not:
  • Flight vouchers expire after 3 months (Jetstar Dollars program)

Mozo snapshot:

The Jetstar Platinum MasterCard is one of the best domestic flight rewards cards on the market and winner of a 2018 Mozo Experts Choice Award for Best Premium Rewards Credit Card. Cardholders can choose from either the Qantas Frequent Flyer or Jetstar Dollars rewards programs, plus they'll be able to take advantage of the 0% balance transfer offer for the first 14 months. 

Key features:

The Jetstar Platinum card comes with standard platinum credit card features like travel accident insurance, extended warranty, purchase protection and you'll also get access to the exclusive MasterCard Moments program. Keep in mind that for all this value, you'll be up for an annual fee of $169.

The card also has an enticing 0% balance transfer for 14 months helping you save hundreds of dollars in interest by consolidating your debt. 

When you pay for your Jetstar flight online with your Jetstar Platinum MasterCard you will not pay a booking fee or service fee.

Jetstar Dollars

With the Jetstar Dollar program, you can earn 1 Jetstar Dollar per $50 spent for the first $2,500 you spend in a month, and 1 Jetstar Dollar per $100 spent after that, capped at 2,000 Jetstar dollars per year.

Qantas Frequent Flyer Program

You can opt to have your points credited toward the Qantas Frequent Flyer Program with the Jetstar Platinum card. You'll earn 0.5 Qantas Points for every dollar spent, uncapped. Points are automatically credited to your Qantas Frequent Flyer account and if you're not already a member of the Qantas Frequent Flyer program, you'll get a complimentary membership valued at $89.50.

Who it's good for:

If domestic travels are a regular part of your life and you don't mind flying with Jetstar, this is the credit card to do it with.

Any catches?

You can use Jetstar points for domestic and international flights but just watch the expiry date on those vouchers. You need to book flights within 3 months of receiving the voucher and then fly out within 6 months. And be sure to set up those automatic repayments before you jetset off, there is a hefty $35 late repayment fee.

Rewards program details

Rates and fees information correct as at 23 October 2018.

What your points get you

Fly Sydney to London

-

Fly Sydney to Melbourne

108 points

$100 Giftcard

-

$100 Cash

-

Points earning

0.02 points per dollar on Mastercard, up to $2,500 per month, then
0.01 point per dollar on Mastercard, uncapped

Rewards scheme

Earn Jetstar dollars. Flight voucher sent automatically when you earn $200 worth.

Jetstar flight vouchers give you 3 months to book and 6 months to fly.

Value of rewards points

Spend $4,100 (Mastercard)

Uncapped

Never

How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Close

Rate and fee details

Rates
  • 19.99% p.a.

  • none

  • 0% p.a. for 14 months and then 19.99% p.a.

  • no

  • 21.99% p.a.

  • 55

Fees
  • $169.00

  • none

  • none

  • none

  • $35.00

  • 3%, minimum $5

  • 3.00%

  • $7.00

  • $8.00

  • $39.00

Features
  • $50.00

  • 2.5

  • 4

  • none

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection,
Rental Car Excess Cover

Rewards program details

Rates and fees information correct as at 23 October 2018.

What your points get you

Fly Sydney to London

120,000 points

Fly Sydney to Melbourne

8,000 points

$100 Giftcard

16,810 points

$100 Cash

-

Points earning

0.5 points per dollar on Mastercard, up to 100000 points per year

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer Program.

All rewards redeemed via Qantas Frequent Flyer

Value of rewards points

Spend $33,620 (Mastercard)

Spend $16,000 (Mastercard)

Spend $240,000 (Mastercard)

at 100,000 points yearly

Never

How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Close

Rate and fee details

Rates
  • 19.99% p.a.

  • none

  • 0% p.a. for 14 months and then 19.99% p.a.

  • no

  • 21.99% p.a.

  • 55

Fees
  • $169.00

  • none

  • none

  • none

  • $35.00

  • 3%, minimum $5

  • 3.00%

  • $7.00

  • $8.00

  • $39.00

Features
  • $50.00

  • 2.5

  • 4

  • none

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection,
Rental Car Excess Cover

Customer Reviews

How are Jetstar credit cards rated by the Mozo community?

Overall customer rating
5.4/10
Price
5.1/10
Features
6.1/10
Customer service
5.0/10
Convenience
5.3/10
Trust
5.5/10

Latest reviews of Jetstar Platinum Mastercard

  • Overall
    6/10
    Only consider if there is a QFF sign-on bonus!

    Some handy perks, if flying with Jetstar, which can save you a few $$$...

    Some handy perks, if flying with Jetstar, which can save you a few $$$...

    Price
    5/10
    Features
    7/10
    Customer service
    3/10
    Convenience
    3/10
    Trust
    5/10

    Andrew | South Australia

    reviewed over 2 years ago

  • Overall
    7/10
    Frequent Flyer

    It has a competitive interest rate and gives clients free travel insurance for overseas travel....

    It has a competitive interest rate and gives clients free travel insurance for overseas travel. It has great incentives like QANTAS frequent flyer points attached to spendings and air-travel too.

    Price
    7/10
    Features
    9/10
    Customer service
    5/10
    Convenience
    4/10
    Trust
    6/10

    Robert | Queensland

    reviewed over 2 years ago

  • Overall
    0/10
    Its a joke.

    Absolutely disgusting! I was waiting for my credit card statement from Jetstar and to my disgust...

    Absolutely disgusting! I was waiting for my credit card statement from Jetstar and to my disgust I received a late fee of $35 and interest charges. I have never paid my credit card late! How can I pay trendier card without the statement (and it's my first statement). Obviously this is the way they gorge fees out of people illegally. I will be contacting the ACCC.

    Price
    1/10
    Features
    1/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10

    Lynn | Victoria

    reviewed almost 3 years ago

  • Overall
    3/10
    Only good if you pay in full every month!

    It offers 55 days interest free but if you don't pay off the entire amount each month then...

    It offers 55 days interest free but if you don't pay off the entire amount each month then interest is payable on the entire amount rather than just the amount that is not paid. I paid off $5000 on purchases of $5200 and discovered that I had to pay interest on $5200 rather than $200. Not a happy chappy! Then the overseas call centre was difficult to deal with!

    Price
    0/10
    Features
    8/10
    Customer service
    6/10
    Convenience
    5/10
    Trust
    5/10

    Cathy | Western Australia

    reviewed over 4 years ago

  • Overall
    10/10
    Great features

    My credit is awesome because I travel a lot and I receive vouchers to pay for flights and never...

    My credit is awesome because I travel a lot and I receive vouchers to pay for flights and never have to pay any fees when booking flights and paying with my credit card.

    Price
    7/10
    Features
    10/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    9/10

    Trish | Northern Territory

    reviewed over 4 years ago

Jetstar

About Jetstar

Australia's low fares airline Jetstar launched a low-rate credit card, the Jetstar MasterCard.Partnering with the card's issuer, Macquarie Bank, Jetstar's going beyond airline and holiday travel, offering consumers a low-rate MasterCard or Platinum MasterCard. Spending on this card will give members numerous rewards and savings off Jetstar services

See Jetstar credit cards

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0% p.a. for 14 months and then 21.99% p.a.

19.99% p.a.

$49 $0 in the first year

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11.99% p.a.

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Qantas Ultimate Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

20.74% p.a.

$450

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19.99% p.a.

$425

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0% p.a. for 6 months and then 20.99% p.a.

0% p.a. for 14 months then 20.74% p.a.

$129

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0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

20.74% p.a.

$395

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Breeze Platinum Mastercard

0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

0% p.a. for 13 months then 12.99% p.a.

$99

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Westpac

Westpac

Altitude Platinum with American Express

No current offer

20.24% p.a.

$199 $0 in the first year

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Woolworths

Everyday Platinum Credit Card

1 point per dollar on Visa, uncapped

19.99% p.a.

$49 $0 in the first year

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American Express

American Express

Explorer Credit Card

2 points per dollar on Amex, uncapped

20.74% p.a.

$395

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ANZ

ANZ

Rewards Platinum

1.5 points per dollar on Visa, up to $2,000 per month, then
0.5 points per dollar on Visa, uncapped

18.79% p.a.

$95

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American Express

American Express

Velocity Escape Card

1 point per dollar on Amex, uncapped

20.74% p.a.

$0

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Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped

20.74% p.a.

$129

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Bankwest

Bankwest

Qantas Platinum Mastercard

0.5 points per dollar on Mastercard, up to 200000 points per year

20.49% p.a.

$160

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ANZ

Frequent Flyer Black

1 point per dollar on Visa, up to $7,500 per month, then
0.5 points per dollar on Visa, uncapped

19.99% p.a.

$425

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Suncorp

Suncorp

Clear Options Platinum

0.5 points per dollar on Visa, up to $8,000 per month

20.74% p.a.

$178

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Woolworths

Everyday Platinum Credit Card

0% p.a. for 14 months and then 21.99% p.a.

$49 $0 in the first year

19.99% p.a.

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American Express

American Express

Velocity Escape Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

$0

20.74% p.a.

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Suncorp

Suncorp

Clear Options Platinum

0% p.a. for 18 months and then 21.99% p.a.

$178

20.74% p.a.

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Breeze Platinum Mastercard

0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

$99

0% p.a. for 13 months then 12.99% p.a.

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American Express

American Express

Explorer Credit Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

$395

20.74% p.a.

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28 Degrees

28 Degrees

Platinum Mastercard

4.99% p.a. for 6 months and then 21.99% p.a.

$0

21.99% p.a.

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NAB

NAB

Low Rate Platinum Card

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$100

0% p.a. for 9 months then 13.99% p.a.

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Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Balance Transfer Offer

0% p.a. for 18 months and then 20.99% p.a.

$129 $64 in the first year

20.74% p.a.

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ME

ME

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11.99% p.a.

$0

No current offer

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Breeze Platinum Mastercard

0% p.a. for 13 months then 12.99% p.a.

$99

0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

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American Express

American Express

Essential Credit Card

14.99% p.a.

$0

0% p.a. for 12 months and then 14.99% p.a. (3.00% balance transfer fee)

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NAB

NAB

Low Rate Platinum Card

0% p.a. for 9 months then 13.99% p.a.

$100

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

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ANZ

ANZ

Low Rate

12.49% p.a.

$58

0% p.a. for 15 months and then 21.74% p.a.

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Citi

Citi

Clear Platinum

12.99% p.a.

$99 $0 in the first year

0% p.a. for 14 months and then 21.74% p.a.

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Breeze Mastercard

0% p.a. for 13 months then 12.99% p.a.

$79

0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

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St.George

St.George

Vertigo

13.74% p.a.

$55

0% p.a. for 16 months and then 19.49% p.a.

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ME

ME

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11.99% p.a.

No current offer

$0

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0% p.a. for 14 months then 20.74% p.a.

0% p.a. for 6 months and then 20.99% p.a.

$129

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0% p.a. for 13 months then 12.99% p.a.

0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

$99

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St.George

Amplify Signature

19.49% p.a.

No current offer

$279 $179 in the first year

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ANZ

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Rewards Platinum

18.79% p.a.

No current offer

$95

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Bendigo Bank

Bendigo Bank

Low Rate Platinum Mastercard

11.99% p.a.

No current offer

$89

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American Express

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Essential Credit Card

14.99% p.a.

0% p.a. for 12 months and then 14.99% p.a. (3.00% balance transfer fee)

$0

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NAB

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0% p.a. for 9 months then 13.99% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$100