The details shown below are for a card with Rewards
The details shown below are for a card with Qantas Frequent Flyer
Choose the version of this credit card that suits you best
| Name | Rewards program | |
|---|---|---|
| | Amplify Rewards Platinum (Rewards) | Rewards |
| | Amplify Qantas Platinum (Qantas Frequent Flyer) | Qantas Frequent Flyer |
Amplify Rewards Platinum (Rewards)
Rewards: Rewards
Amplify Qantas Platinum (Qantas Frequent Flyer)
Rewards: Qantas Frequent Flyer
If you’re a big spender who uses plastic all the time, then why not get a card that rewards you for it? The St. George Amplify Platinum Credit Card gives you the chance to earn 1 Amplify Point per $1 spent on Visa (uncapped) when you opt for the Amplify Rewards option, or 0.5 points per dollar spent on Visa (uncapped) when you go with the Qantas Frequent Flyer option.
Plus, for a limited time, new customers can bag either 60,000 bonus Qantas Points or 80,000 Amplify Points (depending on which rewards scheme you opt for).
One of the most important things about the St.George Amplify Platinum credit card is that you'll get to choose between two rewards program offers: the Amplify Platinum Amplify rewards program or the Amplify Platinum Qantas rewards program.
The Amplify Platinum Qantas option gets you 0.5 points per $1 spent on Visa (uncapped) and lets you link your rewards earning to your Qantas Frequent Flyer program, allowing for more streamlined points earning if you know you’ll be putting all your points towards travel. There's also a massive 60,000 bonus Qantas Points offer available with this rewards program. To earn these extra points you will have to spend a minimum of $3,000 on eligible purchases, within the first 90 days of being approved for the card. The offer ends on 30 November 2021.
With the Amplify Platinum Amplify option, you'll earn 1 Amplify Point per $1 spent on Visa (uncapped), which helps you earn rewards faster and lets you claim rewards through St. George rewards program. These points can be used to redeem a wide range of rewards from wallets, to headphones, to suitcases and much more. Plus if you opt for this rewards program, there's also a limited time opportunity to bag extra points, 80,000 to be precise. To be eligible for this you will have to apply for the card before 30 November 2021 and spend at least $3,000 within the first 90 days of approval.
If you've got some lingering debt you need to take care of, you'll be able to tap into the 15 months 0% p.a. balance transfer option. Just keep in mind that a 1% p.a. balance transfer fee applies and once that time period is up, any outstanding transferred balance will accrue interest at a rate of 21.49% p.a. There's also a $99 annual fee to budget for and if you do not pay off new purchases within the first 55 interest fee days, they will accrue interest at a rate of 19.74% p.a.
Beyond the rewards, the card comes with some other premium perks, such as complimentary travel insurance, extended warranty on products and extra purchase protection.
If you’re someone that uses Samsung Pay to pay bills or make purchases, you’ll be glad to know you can link the card to your account.
To finish off, if you want to share the card with someone like a significant other, you’ll be able to add a free additional cardholder on the account.
Spenders who want that little bit extra from their card purchases may find the St. George Amplify Platinum could be just the ticket, with rewards points and premium perks on offer.
There are no major catches, but the 3% foreign exchange margin will make online purchases from overseas, or purchases made when travelling internationally a tad more expensive.
There's a relatively steep $99 annual fee, which could put a dent in your budget, so make sure you plan for that cost.
Fly Sydney to London return
212,000 points
Fly Sydney to Melbourne one-way
15,600 points
$100 Giftcard
22,200 points
$100 Cash
18,000 points
1 point per dollar on Visa, uncapped
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
You can get flights via Enrich or KrisFlyer programs.
Receive 80,000 bonus Amplify Points when you spend $3,000 in the first 90 days.
Spend $18,182 (Visa)
Spend $22,200 (Visa)
Spend $15,600 (Visa)
Spend $212,000 (Visa)
Uncapped
Never
How do we calculate these points?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
calculate how many points you'd get each year,
figure out how many flights or gift cards or cashback credits you could get for those points,
work out what that's actually worth to you,
take off the annual fee you'd pay.
More details:
Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
Shopping rewards are based on $100 gift cards from a major national department store.
We make every effort to ensure our calculations are correct and up to date but make no guarantees.
19.74% p.a.
none
0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)
yes
21.49% p.a.
55
$99.00
none
none
none
$15.00
2%, Min $2.50
3.00%
$0.00
$10.50
$0.00
$10.00
2.0
1
none
Apple Pay, Google Pay, PayID, Samsung Pay
Travel Insurance,
Extended Warranty,
Purchase Protection
Fly Sydney to London return
110,400 points
Fly Sydney to Melbourne one-way
8,000 points
$100 Giftcard
19,730 points
$100 Cash
-
0.5 points per dollar on Visa, uncapped
Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer.
Receive 60,000 bonus Qantas Points when you spend $3,000 in the first 90 days.
Spend $39,460 (Visa)
Spend $16,000 (Visa)
Spend $220,800 (Visa)
Uncapped
Never
How do we calculate these points?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
calculate how many points you'd get each year,
figure out how many flights or gift cards or cashback credits you could get for those points,
work out what that's actually worth to you,
take off the annual fee you'd pay.
More details:
Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
Shopping rewards are based on $100 gift cards from a major national department store.
We make every effort to ensure our calculations are correct and up to date but make no guarantees.
19.74% p.a.
none
0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)
yes
21.49% p.a.
55
$99.00
none
none
none
$15.00
2%, Min $2.50
3.00%
$0.00
$10.50
$0.00
$10.00
2.0
1
none
Apple Pay, Google Pay, PayID, Samsung Pay
Travel Insurance,
Extended Warranty,
Purchase Protection
I’ve been with this bank for six years and I’ve had amazing customer service. They always make my needs and help me on the phone answering promptly and changing whatever I need. Changed products and services offered are outstanding. Always happy to give you better options.
Read full reviewI’ve been with this bank for six years and I’ve had amazing customer service. They always make my needs and help me on the phone answering promptly and changing whatever I need. Changed products and services offered are outstanding. Always happy to give you better options.
I have to say this bank helped me out when I needed it and have continued to do so since. The staff are always helpful and friendly.
Read full reviewI have to say this bank helped me out when I needed it and have continued to do so since. The staff are always helpful and friendly.
Great customer service in branch.
Read full reviewGreat customer service in branch.
i love St George bank. Staff are so helpful and I have been very happy.
Read full reviewi love St George bank. Staff are so helpful and I have been very happy.
Simple to use app for credit card.
Read full reviewSimple to use app for credit card.
St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.
St.George
Vertigo
13.99% p.a.
0% p.a. for 30 months and then 21.49% p.a.
$55 $0 in the first year
St.George
No Annual Fee
0% p.a. for 12 months then 20.74% p.a.
6.99% p.a. for 12 months and then 21.49% p.a.
$0
St.George
Amplify Rewards Signature
19.74% p.a.
0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)
$279
Bendigo Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
American Express
Qantas Ultimate Card
20.74% p.a.
No current offer
$450
Qantas Frequent Flyer
St.George
Vertigo
13.99% p.a.
0% p.a. for 30 months and then 21.49% p.a.
$55 $0 in the first year
Great Southern Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 25 months and then 21.74% p.a.
$49 $0 in the first year
Westpac
Low Rate
13.74% p.a.
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
$59 $0 in the first year
Bankwest
Breeze Mastercard
0% p.a. for 15 months then 9.90% p.a.
0% p.a. for 15 months and then 9.90% p.a.
$49 $0 in the first year
MoneyMe
Freestyle Virtual Mastercard
16.99% p.a.
No current offer
$209 Annual fee may vary.
HSBC
Platinum Credit Card
19.99% p.a.
0% p.a. for 36 months and then 21.99% p.a.
$129 $29 in the first year
Rewards Plus
American Express
Qantas Ultimate Card
Qantas Frequent Flyer
$450
55,000
1.25 points uncapped
NAB
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
110,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
American Express
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Westpac
Altitude Platinum
Altitude Rewards
$150 $49 in the first year
130,000
1 point uncapped
American Express
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
NAB
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250
65,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
American Express
Cashback Credit Card
Cashback Rewards
$120
No current offer
1 point uncapped
HSBC
Platinum Credit Card
0% p.a. for 36 months and then 21.99% p.a.
19.99% p.a.
$129 $29 in the first year
Rewards Plus
Bendigo Bank
Low Rate Credit Card
0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)
11.99% p.a.
$45
Bankwest
Zero Mastercard
0% p.a. for 26 months and then 14.99% p.a. (2.00% balance transfer fee)
14.99% p.a.
$0
American Express
Qantas Ultimate Card
No current offer
20.74% p.a.
$450
Qantas Frequent Flyer
Westpac
Low Rate
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
13.74% p.a.
$59 $0 in the first year
Great Southern Bank
Low Rate Credit Card
0% p.a. for 25 months and then 21.74% p.a.
11.99% p.a.
$49 $0 in the first year
Bankwest
Zero Platinum Mastercard
0% p.a. for 26 months and then 14.99% p.a. (2.00% balance transfer fee)
14.99% p.a.
$0
St.George
Amplify Rewards Platinum
0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)
19.74% p.a.
$99
Rewards
Bendigo Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
St.George
Vertigo
13.99% p.a.
0% p.a. for 30 months and then 21.49% p.a.
$55 $0 in the first year
Great Southern Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 25 months and then 21.74% p.a.
$49 $0 in the first year
Westpac
Low Rate
13.74% p.a.
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
$59 $0 in the first year
Bankwest
Breeze Mastercard
0% p.a. for 15 months then 9.90% p.a.
0% p.a. for 15 months and then 9.90% p.a.
$49 $0 in the first year
NAB
StraightUp Card
0% p.a.
No current offer
$120 $10/month - waived if no spend & no balance owing
Bankwest
Zero Mastercard
14.99% p.a.
0% p.a. for 26 months and then 14.99% p.a. (2.00% balance transfer fee)
$0
Bendigo Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
St.George
Vertigo
13.99% p.a.
0% p.a. for 30 months and then 21.49% p.a.
$55 $0 in the first year
Great Southern Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 25 months and then 21.74% p.a.
$49 $0 in the first year
Westpac
Low Rate
13.74% p.a.
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
$59 $0 in the first year
Bankwest
Breeze Mastercard
0% p.a. for 15 months then 9.90% p.a.
0% p.a. for 15 months and then 9.90% p.a.
$49 $0 in the first year
MoneyMe
Freestyle Virtual Mastercard
16.99% p.a.
No current offer
$209 Annual fee may vary.
NAB
StraightUp Card
0% p.a.
No current offer
$120 $10/month - waived if no spend & no balance owing
Bankwest
Zero Mastercard
14.99% p.a.
0% p.a. for 26 months and then 14.99% p.a. (2.00% balance transfer fee)
$0
