The St.George Vertigo card is worth a closer look for anyone looking to transfer and pay off an outstanding credit card balance, as it comes with a balance transfer rate of 0% for 32 whole months (then 21.49% p.a.), plus there's zero balance transfer fee meaning you won't have to pay to move your funds across. You probably won't be surprised to learn then that the Vertigo card was named a 2021 Mozo Experts Choice Credit Card Award winner for best Balance Transfer Credit Card.
If you're looking for an interest free card with great features and a 0% p.a. balance transfer rate for a significant amount of time, you might want to check this one out.
Cardholders will want to avoid making cash withdrawals when they can because the card features a 21.49% p.a cash advance rate.
| 13.99% p.a. | |
| 0% p.a. for 6 months | |
| 0% p.a. for 32 months and then 21.49% p.a. | |
| yes | |
| 21.49% p.a. | |
| 55 |
| $55.00 | |
| $0 in the first year | |
| none | |
| none | |
| $15.00 | |
| 3% | |
| 3.00% | |
| $0.00 | |
| $10.50 | |
| $0.00 |
| $10.00 | |
| 2.0 | |
| 1 | |
| none |
Apple Pay, Google Pay, PayID, Samsung Pay
St. George have always been good with customer service. Their branches and ATMs are disappearing but that is happening with all of the banks. The credit card I have is fine enough for my needs. The only thing I really don't like about St. George is that they are rated poorly regarding ethics.
Read full reviewSt. George have always been good with customer service. Their branches and ATMs are disappearing but that is happening with all of the banks. The credit card I have is fine enough for my needs. The only thing I really don't like about St. George is that they are rated poorly regarding ethics.
No obvious pros or cons. Easy to use banking app, readily available branches.
Read full reviewNo obvious pros or cons. Easy to use banking app, readily available branches.
Good bank.
Read full reviewI wouldn’t use this service unless you have no other choice.
Read full reviewI wouldn’t use this service unless you have no other choice.
The bank itself is fine but the St George online banking app is below par.
Read full reviewThe bank itself is fine but the St George online banking app is below par.
St.George
No Annual Fee
0% p.a. for 12 months then 20.74% p.a.
2.99% p.a. for 15 months and then 21.49% p.a.
$0
St.George
Amplify Rewards Platinum
19.49% p.a.
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
$99 $49 in the first year
St.George
Amplify Rewards Signature
19.49% p.a.
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
$279
Bendigo Bank
Low Rate Credit Card
0% p.a. for 18 months then 11.99% p.a.
No current offer
$45
MoneyMe
Freestyle Virtual Mastercard
16.99% p.a.
No current offer
$209 $0 - $149 based on credit limit, $5/month for balances over $20.
NAB
StraightUp Card
0% p.a.
No current offer
$120 $10/month - waived if no spend & no balance owing
Westpac
Low Rate
13.74% p.a.
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
$59 $0 in the first year
HSBC
Platinum Credit Card
19.99% p.a.
0% p.a. for 36 months and then 21.99% p.a.
$129 $29 in the first year
Rewards Plus
NAB
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
110,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
American Express
Velocity Platinum Card
Velocity Frequent Flyer
$375
120,000
1.25 points uncapped
NAB
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250
65,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
American Express
Platinum Edge Credit Card
Membership Rewards
$195
50,000
1 point uncapped
American Express
Cashback Credit Card
Cashback Rewards
$120 $0 in the first year
No current offer
1 point uncapped
Westpac
Low Rate
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
13.74% p.a.
$59 $0 in the first year
HSBC
Platinum Credit Card
0% p.a. for 36 months and then 21.99% p.a.
19.99% p.a.
$129 $29 in the first year
Rewards Plus
NAB
Low Rate Card
0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
12.99% p.a.
$59 $0 in the first year
Virgin Money
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 28 months and then 20.99% p.a.
20.74% p.a.
$129 $64 in the first year
Velocity Frequent Flyer
Bendigo Bank
Low Rate Credit Card
0% p.a. for 18 months then 11.99% p.a.
No current offer
$45
MoneyMe
Freestyle Virtual Mastercard
16.99% p.a.
No current offer
$209 $0 - $149 based on credit limit, $5/month for balances over $20.
Westpac
Low Rate
13.74% p.a.
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
$59 $0 in the first year
NAB
Low Rate Card
12.99% p.a.
0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
$59 $0 in the first year
Virgin Money
Low Rate Card
11.99% p.a.
0% p.a. for 15 months and then 21.69% p.a. (1.00% balance transfer fee)
$99
David Jones
American Express Platinum Card
0% p.a. for 12 months then 20.74% p.a.
No current offer
$295
