The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $750,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $750,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 70% | $150,000 | $750,000 |
| | Owner Occupier | Principal & Interest | 70%-80% | $150,000 | $750,000 |
| | Investor | Principal & Interest | < 80% | $150,000 | $750,000 |
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $150,000 $750,000
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $150,000 $750,000
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000 $750,000
Macquarie Basic Home Loan (Fixed)
3.79% p.a.
3.85% p.a.
$0.00
Macquarie Basic Home Loan (Fixed)
3.79% p.a.
3.85% p.a.
$0.00
3.79% p.a.
3.85% p.a.
$0.00
3.99% p.a.
4.26% p.a.
$0.00
Macquarie Basic Home Loan (Fixed)
3.99% p.a.
4.26% p.a.
$0.00
3.99% p.a.
4.26% p.a.
$0.00
p.a.
p.a.
0 Months
none
3.79% (3.82%*)
3.69% (3.80%*)
3.69% (3.79%*)
3.79% (3.81%*)
3.79% (3.81%*)
(*)
(*)
3.81% p.a.
$0.00
$0.00
$0.00
$0.00
none
$0.00
$400.00
$150,000
$750,000
none
70.00%
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.
p.a.
p.a.
0 Months
none
3.89% (3.87%*)
3.79% (3.86%*)
3.79% (3.85%*)
3.89% (3.88%*)
3.89% (3.88%*)
(*)
(*)
3.86% p.a.
$0.00
$0.00
$0.00
$0.00
none
$0.00
$400.00
$150,000
$750,000
70.00%
80.00%
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.
p.a.
p.a.
0 Months
none
4.09% (4.33%*)
3.99% (4.29%*)
3.99% (4.26%*)
4.09% (4.27%*)
4.09% (4.25%*)
(*)
(*)
4.35% p.a.
$0.00
$0.00
$0.00
$0.00
none
$0.00
$400.00
$150,000
$750,000
none
80.00%
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.
The bank is usually early accessible, not long wait times on hold. Loan features could be improved.
Read full review
The bank is usually early accessible, not long wait times on hold. Loan features could be improved.
Less
Nerida | New South Wales
reviewed over 3 years ago
When I was looking to purchase a home, I was successfully self employed running a transport...
Read full review
When I was looking to purchase a home, I was successfully self employed running a transport business, no one would finance me even though I had three years of 25k/mth going through an IMB account Macquarie took me on even when I had applied to one to many banks before approaching them. So to explain my direction here; all home loans are pretty much the same governed on how personally financial a client is, for a "bank" to show enough faith in me ( a stranger no less) and take my hand in a shake that means so much on your first home purchase was very significant, nearly all younger first home buyers are motivated by providing a house (usually to an existing family unit) as a necessity to cost effectiveness versus rentals, with a lower mortgage repayment than rent, that could mean the difference between fresh bread or "toast again" for dinner.The moral to this is: a lot of banks in whatever way you would like to disguise it are the opposite of what they claim to be, instead of being the "suiters" they are effectively the "kings daughter" picking and choosing clients, making the less wealthy work harder, and ultimately giving the client a mortgage which in turns puts a lot of pressure and emotional burden usually as a last hope effort of gaining a home on a less fortunate or priveledged individial. All this based on a very less than honest marketed wholesome agenda portrayed in advertising. To sell to the "Australian" in this country is to know your communities, any hard working "Aussie" would blindly show loyalty over a slightly better deal because of the actual culture, as a result, the banks in my opinion would profit more long term with higher annual sign up data and repeat customer numbers which would outway the short-mid profit margin at the most bi-annually, serious thinking for both CEO's and Marketing proffessionals alike
Less
John | New South Wales
reviewed over 3 years ago
Always act promptly and always helpful and pleasant.
Read full review
Always act promptly and always helpful and pleasant.
Less
Marilyn | Western Australia
reviewed almost 5 years ago
Macquarie a global financial provider offers a variety of services to its clients. Macquarie provides a variety of products including banking, financial, advisory, investment and funds management services. Since its founding in 1969 Macquarie has become one of Australia's largest companies today.
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