8.2 / 10

based on 9 RACV reviews as rated by Mozo community

RACV home insurance

RACV is a Victoria-based mutual organisation with mor ethan 3000 employees, who have more than two million RACV members on their database.

RACV's Combined Buildings and Contents Insurance goal is to provide greater choice, with the flexibility to tailor your level of cover to suit your needs no matter what happens.

RACV offers the following home insurance

Rates and fees verified as correct at 06 May, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

How is RACV home insurance rated?

Mozo users have rated RACV home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
RACV home insurance
Overall
8.1/10
Value for money
Policy coverage
Customer service
Claims handling
Trust

172 Reviews

Recent RACV home insurance reviews

RACV Building Insurance review
Overall 8/10
Great customer service and peace of mind.

In a stressful time RACV gave me confidence that my house would be restored to its original state. They kept me regularly informed and despite the repairs taking a fairly long time, made sure I was satisfied. When additional problems arose they dealt with them without fuss and addressed all of my concerns.

Read full review

In a stressful time RACV gave me confidence that my house would be restored to its original state. They kept me regularly informed and despite the repairs taking a fairly long time, made sure I was satisfied. When additional problems arose they dealt with them without fuss and addressed all of my concerns.

Value for money
7/10
Policy coverage
6/10
Customer service
9/10
Claims handling
7/10
Trust
9/10
Less
Jarad, Victoria, reviewed 3 days ago
RACV Home Insurance review
Overall 8/10
Great company excellent service

Cons: reliable, helpful, no fuss

Read full review

Cons: reliable, helpful, no fuss

Value for money
8/10
Policy coverage
8/10
Customer service
8/10
Claims handling
8/10
Trust
8/10
Less
Flemming, Victoria, reviewed 3 days ago
RACV Home & Contents Insurance review
Overall 10/10
Overall, they have been very easy to deal with.

They are easy to insure. I make monthly repayments and if I miss a repayment they give me enough time to ensure I am able to pay. I feel comfortable contacting them as they are easy to get through via phone. They have always been able to make changes to my policy or debit details promptly so as not to take up too much of my time. I can check my policy online with my membership details and I also use the discount vouchers often.

Read full review

They are easy to insure. I make monthly repayments and if I miss a repayment they give me enough time to ensure I am able to pay. I feel comfortable contacting them as they are easy to get through via phone. They have always been able to make changes to my policy or debit details promptly so as not to take up too much of my time. I can check my policy online with my membership details and I also use the discount vouchers often.

Value for money
10/10
Policy coverage
8/10
Customer service
9/10
Trust
9/10
Less
Chelsea, Victoria, reviewed 20 days ago
RACV Home & Contents Insurance review
Overall 9/10
Good.

Bit pricey but quite good value for money. Variable excess good. Cover for portable devices good.

Read full review

Bit pricey but quite good value for money. Variable excess good. Cover for portable devices good.

Value for money
7/10
Policy coverage
9/10
Customer service
9/10
Claims handling
8/10
Trust
8/10
Less
Anthony, Victoria, reviewed 30 days ago

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