RACV home insurance

RACV is proud of its rich history which began in December 1903 when the Club was formed at Melbourne's Port Phillip Club Hotel. Today, RACV offer a range of insurance policies to suit all sorts of needs - from car insurance and home insurance to business insurance. As a membership organisation, RACV is committed to returning value to members as well as providing great value products and high quality service. 

RACV’s Home & Contents Insurance policy won a 2023 Mozo Experts Choice Award in the Exceptional Value Home & Contents Insurance category.

RACV offers the following home insurance

Cover information and limits in the table below verified as correct at 20 April 2024. Other information correct at the time of writing.
Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

How is RACV home insurance rated?

Mozo users have rated RACV home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
RACV home insurance
Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

3 Reviews

Recent RACV home insurance reviews

RACV Home & Contents Insurance
Overall 9/10
Good value home and contents insurance

Good value insurance products and options with maximum flexibility and total ability to customise inclusions and levels as the policy buyer sees fit.

Read full review

Good value insurance products and options with maximum flexibility and total ability to customise inclusions and levels as the policy buyer sees fit.

Value for money
9/10
Policy coverage
9/10
Customer service
9/10
Claims handling
9/10
Trust
9/10
Less
Peter, Victoria, reviewed 18 days ago
RACV Home Insurance
Overall 10/10
Reliable and effective company

Have had satisfactory and fairly prompt dealings with them over many years

Read full review

Have had satisfactory and fairly prompt dealings with them over many years

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Frank, Victoria, reviewed 5 months ago
RACV Contents Insurance
Overall 10/10
GOOD STAFF. GOOD PRODUCT KNOWLEDGE. GOOD SERVICE.

I LIKE THE RACV BECAUSE OF THEIR PROFESSIONALISM.

Read full review

I LIKE THE RACV BECAUSE OF THEIR PROFESSIONALISM.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Trust
10/10
Less
David, Victoria, reviewed 5 months ago
See all home insurance reviews
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Home insurance quick links