RACV home insurance

4.0
Based on 195 RACV home insurance product reviews.
Fact Checked

RACV is proud of its rich history which began in December 1903 when the Club was formed at Melbourne's Port Phillip Club Hotel. Today, RACV offer a range of insurance policies to suit all sorts of needs - from car insurance and home insurance to business insurance. As a membership organisation, RACV is committed to returning value to members as well as providing great value products and high quality service. 

RACV’s Home & Contents Insurance policy won a 2023 Mozo Experts Choice Award in the Exceptional Value Home & Contents Insurance category.

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Important information on terms, conditions and sub-limits.
Last updated 30 October 2024 Important disclosures

RACV home insurance

  • Home Insurance

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
    Monthly payments cost extra
    Calendar icon
    yes
    Underinsurance protection
    Underinsurance protection icon
    No
    New for old replacement
    Replacement icon
    Yes
    Link not supplied
    Details
  • Home Insurance

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
    Monthly payments cost extra
    Calendar icon
    yes
    Underinsurance protection
    Underinsurance protection icon
    No
    New for old replacement
    Replacement icon
    Yes
    Link not supplied
    Details
  • Home Insurance

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
    Monthly payments cost extra
    Calendar icon
    yes
    Underinsurance protection
    Underinsurance protection icon
    No
    New for old replacement
    Replacement icon
    Yes
    Link not supplied
    Details

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RACV home insurance ratings

Overall customer rating for RACV home insurance

4.0
Based on 195 product reviews.

Customer reviews

Important disclosures

RACV products

Home insurance quick links


* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

^See information about the Mozo Experts Choice Home Insurance Awards