RACV Contents Insurance

Mozo snapshot:

RACV Contents Insurance is a policy that has got you covered, because you won’t need to worry if your contents is damaged or stolen as RACV Contents Insurance offers new for old replacement. If you sign up online, you’ll get a 10% multi-policy discount while being able to score a loyalty discount the longer you stay with RACV. Plus, if you’ve managed to keep a good claims history, you’ll also be able to score a no claims bonus.

Key features:

RACV Contents Insurance is a policy that will give you peace of mind for your belongings against nearly all worst case scenarios. Your contents will be covered for everything from fires to floods, theft or vandalism and 8 other listed events with the option of adding accidental damage and fusion to your policy. But one event you won’t be covered for are power surges.

No matter what you store in your home, RACV Contents Insurance will provide cover for almost all of your household belongings. If you like your tech, rest assured, your computer’s software will be covered along with electronic files, cameras and their accessories. But if you’re more into home decor, you won’t need to worry as you’ll be covered for any antiques, regular or handwoven carpets and other valuables, like jewellery or trade tools.

You can also get cover for temporary accommodation for you and your pet if you need to temporarily move out of home or have your contents covered if you ever decide to move house. While a policy cannot cover everything, you should know that RACV Contents Insurance will not be able to provide cover for any uncut gems, personal medical equipment or important documents. Veterinary expenses along with demolition costs and debris removal are also not covered.

Who it's good for:

RACV Contents Insurance is a great option for Victorians looking for a policy to protect their belongings against nearly all of life’s unpredictable events.