Find the best seniors travel insurance for your trip
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If you're after a top deal on seniors travel insurance you're in the right place.
269 travel insurance policies
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TID are a good company you can depend upon.
TID are a good company you can depend upon.
Anoop, New South Wales, reviewed 4 days ago
Australia Post are willing to insure people with pre-existing health conditions. It costs extra, but is quite reasonably priced.
Australia Post are willing to insure people with pre-existing health conditions. It costs extra, but is quite reasonably priced.
Susan, Queensland, reviewed 4 days ago
Unlike other insurers you can include all family members, whereas many only allow for 2 adults and then dependants. We are 2 adults, 2 independents (over 21 and/or working full time) and 2 dependants. I like that insure&go allow my family of 6 to...
Unlike other insurers you can include all family members, whereas many only allow for 2 adults and then dependants. We are 2 adults, 2 independents (over 21 and/or working full time) and 2 dependants. I like that insure&go allow my family of 6 to be insured together on one policy.
Rachel, South Australia, reviewed 8 days ago
Policies can be more flexible and less expensive.
Policies can be more flexible and less expensive.
Rob, South Australia, reviewed 18 days ago
John, Victoria, reviewed 18 days ago
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.
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Thursday 08 August 2019
With the year quickly flying by, now's the time to start planning your 2019 summer holiday. And what better way to escape the hustle and bustle of the city, than a relaxing cruise along the Pacific?
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Thursday 08 August 2019
Travel insurance isn’t always so clear cut to begin with, but things get even more complicated when snow sports are on the agenda. That’s why we’re singling out the best travel insurance for those planning on hitting the slopes in this year’s Mozo Experts Choice Travel Insurance Awards.
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Thursday 08 August 2019
We get it, you know how important it is to have travel insurance for your upcoming holiday but you just don’t have the time to shop around for policies.
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Thursday 08 August 2019
Every year, millions of Aussies gear up to take a trip somewhere in the world. And with looking at flights, packing luggage and organising accommodation being the (let’s be honest) more exciting parts of planning a trip, it’s not uncommon for travellers to overlook the importance of taking out travel insurance or not knowing what makes a top policy.
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Friday 05 July 2019
If you’ve got a holiday in the works, the last thing you want is to be told your trip has been cancelled, or worse yet, you run into a medical emergency once you’ve reached your destination. Aside from being downright heartbreaking, these situations could also put a not so nice looking hole in your travel budget.
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Planning a nice long vacation now that you’re retired? Whether it’s an overseas reunion with old friends, a luxurious European river cruise or a trip to Fiji with the grandkids getting the right travel insurance cover will ensure your holiday is both memorable and worry-free!
Before purchasing travel insurance it really is important to take into consideration a range of factors, not just your age. To help you make sure you cover off all the seniors travel insurance essentials we’ve listed some frequently asked questions that’ll help you shortlist the best travel insurance policy for your vacation.
The basic terms and inclusions of seniors travel insurance and regular travel insurance are similar but as a senior your policy will generally be more expensive than someone who is younger.
There are some travel insurers that offer policies exclusively for seniors and these may have higher medical limits or cover more pre-existing conditions that regular travel insurance.
Depending on your holiday, age and personal requirements, you can choose from the following types of seniors travel insurance:
It will depend on the condition and the insurer. Many travel insurance providers cover a range of pre-existing conditions as part of their standard cover. Mozo can help you to narrow down the travel insurance providers and policies that offer cover for your specific condition. At the results page of our quote tool, there is a list of common conditions. By checking the filter your results will then be resorted to only show you travel insurance providers that cover for that condition.
If you have a pre-existing medical condition, make sure that the provider is aware of it when you complete your application and read the product disclosure statement carefully to ensure you meet the requirements.
The good news is that there are some travel insurance policies that will cover you up to 100 years old. Every insurer will have a different age limit for their policy. Luckily, you’ve come to Mozo and by completing the information about your trip and your age we’ll be able to narrow down the insurance options for your specific age.
Just like regular travel insurance, it’s also a smart idea to buy seniors travel insurance as soon as you’ve booked your trip. Depending on the policy you buy, this can protect you against any emergencies or last minute changes to your holiday plans. The cost of insurance doesn’t go up if you buy it in advance because you just need to pay from the time your trip actually starts till the you get back home.
While there are some things like a generous medical cover and cancellation allowance that are good to have for any kind of a trip, there are other useful inclusions that you can look for depending on the kind of trip you have in mind. Here are some of the standard as well as extra features that you can look for in a seniors travel insurance:
Medical cover: A generous (ideally unlimited) medical cover is one of the most important things to look for in a seniors travel insurance policy. Let your insurance provider know of any pre-existing medical condition so that you know if it’s included in the cover or if you need to pay a little extra for it.
Cancellation fees: Flight and holiday cancellations can happen at the last moment for multiple reasons. Whether it’s because of the airline or you can’t go ahead with the travel plans for personal reasons, if you’ve got the right kind of insurance policy, you will be covered for the cancellation cost.
Cruise cover: If you’re planning to take off on a luxurious cruise, you must look for a policy that includes the relevant cover. Medical emergencies on the sea can be very expensive if you’re not covered simply because transportation costs can go up to thousands. The right kind of policy will cover the cost of transport from the cruise to the nearest hospital and other medical expenses. Cruise cover will also make you eligible for covers for lost luggage and cancellations.
Sports: Whether you’re planning to spend your holiday time playing golf or you want to try something a little adventurous, a cover for sports related injury as well as sporting equipment will let you enjoy the trip a little more knowing you’re taken care of.
Domestic services cover: In case you injure yourself while you’re traveling overseas, certain kinds of seniors travel insurance policies can also cover you for domestic chores for a period of time. Won’t that be a blessing!
This is simple - use Mozo’s travel insurance comparison calculator to shortlist the best seniors travel insurance policy suited to your holiday plans. You’ll just need to plug in a few details of your travel plan, for instance, your destination, the duration of your trip and if you’re looking for an extra cover. Once you’ve got a shortlist of potential providers, it’s helpful to read reviews from real people who have used these policies for an unbiased opinion. Mozo has compiled a number of travel insurance reviews, which could give you a better insight into the policy you are considering. In case you still have some more questions, you can check out our detailed seniors travel insurance guide for more information.
