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ANZ personal loan reviews

ANZ
ANZ's overall rating for personal loans

(as rated by the Mozo community)

6.9 / 10

based on 1157 reviews

Price

Features

Customer service

Convenience

Trust

Featured personal loan from ANZ

Recent ANZ personal loan reviews

ANZ

ANZ Personal Loan review

Overall rating   1 / 10

Not always.

They are great when you are rolling in the money but not when you come on hard times.

Full review

They are great when you are rolling in the money but not when you come on hard times.

    Price   5 / 10

    Features   4 / 10

    Customer service   5 / 10

    Convenience   3 / 10

    Trust   1 / 10

Less

Kerrianne, Western Australia, reviewed 16 days ago

ANZ

ANZ Personal Loan review

Overall rating   7 / 10

Average interest rates compared to the market.

Interest rates are a bit higher than other providers, service is ok, but long wait times.

Full review

Interest rates are a bit higher than other providers, service is ok, but long wait times.

    Price   4 / 10

    Features   2 / 10

    Customer service   2 / 10

    Convenience   8 / 10

    Trust   3 / 10

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Kim, South Australia, reviewed 29 days ago

ANZ

ANZ Personal Loan review

Overall rating   6 / 10

Happy to be with the bank but hard to contact.

Happy to be with the bank but it is hard to contact them.

Full review

Happy to be with the bank but it is hard to contact them.

    Price   10 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   4 / 10

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Jeremy, Queensland, reviewed about 1 month ago

ANZ

ANZ Unsecured Personal Loan (Fixed) Unsecured Personal Loan review

Overall rating   10 / 10

Fast, easy, and helpful.

The loan process was fast, easy, and convenient and post-loan support has been great.

Full review

The loan process was fast, easy, and convenient and post-loan support has been great.

    Price   7 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Ace, New South Wales, reviewed about 1 month ago

ANZ

ANZ Unsecured Personal Loan (Fixed) Unsecured Personal Loan review

Overall rating   10 / 10

Great service!

ANZ has great service!

Full review

ANZ has great service!

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Michelle, Victoria, reviewed about 1 month ago

ANZ

ANZ Personal Loan review

Overall rating   8 / 10

Great overall.

Super easy application process with on going support and options.

Full review

Super easy application process with on going support and options.

    Price   6 / 10

    Features   0 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Kirsty, Western Australia, reviewed about 1 month ago

ANZ

ANZ Personal Loan review

Overall rating   7 / 10

Banks are greedy such is life

I received a letter stating me loan could be subject to changes even after being told it was fixed.

Full review

I received a letter stating me loan could be subject to changes even after being told it was fixed.

    Price   5 / 10

    Features   1 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   0 / 10

Less

David, New South Wales, reviewed about 2 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) Unsecured Personal Loan review

Overall rating   7 / 10

Average. Way better options elsewhere

It's pretty expensive. You have to pay loan interest and a loan administration fee of $60 every fortnight. It was super easy to get but I guess you pay for it in the long run.

Full review

It's pretty expensive. You have to pay loan interest and a loan administration fee of $60 every fortnight. It was super easy to get but I guess you pay for it in the long run.

    Price   3 / 10

    Features   0 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Nathan, Queensland, reviewed about 2 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) Unsecured Personal Loan review

Overall rating   10 / 10

No complaints, would recommend to anyone

I have been with ANZ for 40 years and have had no complaints. The staff are kind and courteous. I would recommend them to anyone.

Full review

I have been with ANZ for 40 years and have had no complaints. The staff are kind and courteous. I would recommend them to anyone.

    Price   6 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Robina, South Australia, reviewed 12 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) Unsecured Personal Loan review

Overall rating   3 / 10

Interest rates are not competitive.

I like ANZ Bank but the interest rates are too high, I would love to find a lower one.

Full review

I like ANZ Bank but the interest rates are too high, I would love to find a lower one.

    Price   2 / 10

    Features   3 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Biagio, Queensland, reviewed about 1 year ago

ANZ

ANZ Personal Loan review

Overall rating   10 / 10

Good customer service

Really good customer service and the rates are competitive.

Full review

Really good customer service and the rates are competitive.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Pauline, Victoria, reviewed about 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) Unsecured Personal Loan review

Overall rating   5 / 10

Try it out and see if you like it

You can trust that they will be there for you.

Full review

You can trust that they will be there for you.

    Price   3 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   5 / 10

    Trust   4 / 10

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Kerry, Victoria, reviewed about 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) Unsecured Personal Loan review

Overall rating   0 / 10

Treated me like a criminal if payment was late

Never again...NEVER NEVER AGAIN.

Full review

Never again...NEVER NEVER AGAIN.

    Price   5 / 10

    Features   1 / 10

    Customer service   3 / 10

    Convenience   8 / 10

    Trust   2 / 10

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Aneurin, Western Australia, reviewed about 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) Unsecured Personal Loan review

Overall rating   7 / 10

Could be better

Not the top of the line bank. But have had no complaints yet.

Full review

Not the top of the line bank. But have had no complaints yet.

    Price   4 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

Joelene, New South Wales, reviewed about 1 year ago

ANZ

ANZ Personal Loan review

Overall rating   6 / 10

Lots of options

ANZ have flexible payment plans if you have unexpected circumstances.

Full review

ANZ have flexible payment plans if you have unexpected circumstances.

    Price   7 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   3 / 10

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Lisa, Victoria, reviewed over 1 year ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Personal loan comparisons on Mozo - rates updated daily

  • Symple Loans Personal Loan (Variable, Unsecured)

    Symple Loans Personal Loan (Variable, Unsecured)

    interest rate

    5.75% p.a.to 19.99% p.a.

    comparison rate*

    6.89% p.a.to 23.07% p.a.based on $30,000
    over 5 years

    fees

    $300.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.75% would cost $35,490.18 including fees.

    • Interest rate: 5.75% p.a.to 19.99% p.a.
    • Comparison rate*: 6.89% p.a.to 23.07% p.a.based on $30,000
      over 5 years
    • Upfront fee: $300
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Late payment fee: $35.00
    • Repayment options: Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    • Security required: Unsecured
    • Other benefits:
    Need more information?
    Go to site

    More info

  • Harmoney Unsecured Personal Loan (Fixed)

    Harmoney Unsecured Personal Loan (Fixed)

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate

    interest rate

    6.99% p.a.to 28.69% p.a.

    comparison rate*

    7.69% p.a.to 29.55% p.a.based on $30,000
    over 5 years

    fees

    $500.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,133.67 including fees.

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate
    • Interest rate: 6.99% p.a.to 28.69% p.a.
    • Comparison rate*: 7.69% p.a.to 29.55% p.a.based on $30,000
      over 5 years
    • Upfront fee: $500
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Late payment fee: $15.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $2,000.00
    • Maximum loan amount: $70,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    • Security required: Unsecured
    • Other benefits: Application fee is $200 for loans under $5,000.
    Overall rating

    8.3

    Based on 4 Harmoney personal loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Latitude Low Rate Personal Loan (Fixed, Secured)

    Latitude Low Rate Personal Loan (Fixed, Secured)

    • Available to new Latitude personal loan customers only
    • Applicants must be mortgage holders or homeowners
    • Applicants need an excellent credit score to apply

    interest rate

    9.99% p.a.

    comparison rate*

    11.22% p.a.based on $30,000
    over 5 years

    fees

    $250.00upfront
    and
    $13.00/month

    Go to site

    More info

    Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 9.99% would cost $39,265.82 including fees.

    • Available to new Latitude personal loan customers only
    • Applicants must be mortgage holders or homeowners
    • Applicants need an excellent credit score to apply
    • Interest rate: 9.99% p.a.
    • Comparison rate*: 11.22% p.a.based on $30,000
      over 5 years
    • Upfront fee: $250
    • Monthly fee: $13.00
    • Exit fee: $0.00
    • Late payment fee: $35.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Early repayment penalty: $300 in first half of loan, $0 in second half.
    • Minimum loan amount: $20,000.00
    • Maximum loan amount:
    • Minimum loan term: 2 Years
    • Maximum loan term: 7 Years
    • Security required: Residential Property, Various, Vehicle
    • Other benefits:
    Overall rating

    4.7

    Based on 191 Latitude personal loan reviews

    Need more information?
    Go to site

    More info

  • OurMoneyMarket Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured)

    OurMoneyMarket Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured)

    interest rate

    8.00% p.a.

    comparison rate*

    8.21% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 8.00% would cost $36,647.51 including fees.

    • Interest rate: 8.00% p.a.
    • Comparison rate*: 8.21% p.a.based on $30,000
      over 5 years
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Late payment fee: $35.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    • Security required: Unsecured
    • Other benefits:
    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    RateSetter Unsecured Personal Loan (Variable)

    RateSetter Unsecured Personal Loan (Variable)

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees

    interest rate

    6.89% p.a.

    comparison rate*

    8.89% p.a.based on $10,000
    over 3 years

    fees

    $299.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 3 year $10,000 loan at 6.89% would cost $11,396.66 including fees.

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees
    • Interest rate: 6.89% p.a.
    • Comparison rate*: 8.89% p.a.based on $10,000
      over 3 years
    • Upfront fee: $299
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Late payment fee: $30.00
    • Repayment options: Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $45,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    • Security required: Unsecured
    • Other benefits:
    Overall rating

    5.0

    Based on 1 RateSetter personal loan reviews

    Need more information?
    Go to site

    More info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Want more? Compare all 220 personal loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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