ANZ personal loan reviews

ANZ
ANZ's overall rating for personal loans

(as rated by the Mozo community)

7.1 / 10

based on 453 reviews

Price

Features

Customer service

Convenience

Trust

Featured personal loan from ANZ

Recent ANZ personal loan reviews

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Loan application - seamless, fast and professional

The ANZ loan application process is fast, seamless and user friendly. I applied for our loan and within 48 hours it was approved and the loan was drawn down. The staff were also helpful and courteous.

The ANZ loan application process is fast, seamless and user friendly. I applied for our loan and within 48 hours it was approved and the loan was drawn down. The staff were also helpful and courteous.

    Price   5 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Julie (VIC), reviewed 20 days ago

ANZ

ANZ personal loan review

Overall rating   8 / 10

Helpful, competitive and pleasant to deal with

I like ANZ as the person I deal with has been so helpful in explaining all the different loans available and in helping me the best way possible to pay the loan off and save on interest. She has kept in touch with me to let me know how the...

I like ANZ as the person I deal with has been so helpful in explaining all the different loans available and in helping me the best way possible to pay the loan off and save on interest. She has kept in touch with me to let me know how the application has been progressing. I have compared their interest rates with other banks and they are all similar, but this person is the only one that has done a follow up and is generally helpful.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Marilyn (NSW), reviewed 4 months ago

ANZ

ANZ Online Secured Car Loan (Fixed) personal loan review

Overall rating   10 / 10

Great bank !

They are very easy to work with.

They are very easy to work with.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

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Dianne (SA), reviewed 4 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Happy with end result but not the process

Past loyalty amounts to nothing, very long process to apply for the loan

Past loyalty amounts to nothing, very long process to apply for the loan

    Price   7 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Alli (NSW), reviewed 7 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   2 / 10

Shop around before making a commitment to ANZ

No, no, no. Do not get sucked into an ANZ personal loan

No, no, no. Do not get sucked into an ANZ personal loan

    Price   1 / 10

    Features   3 / 10

    Customer service   3 / 10

    Convenience   1 / 10

    Trust   2 / 10

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Darren (WA), reviewed 10 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Great bank

Personal loan though high fixed interest it was easy and convenient to apply and manage.

Personal loan though high fixed interest it was easy and convenient to apply and manage.

    Price   6 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Grace (QLD), reviewed 10 months ago

ANZ

ANZ personal loan review

Overall rating   5 / 10

Customer service is alway very good

Have always found them very helpful

Have always found them very helpful

    Price   4 / 10

    Features   4 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   5 / 10

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Lorraine (QLD), reviewed 10 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   9 / 10

Good service

It was a quite easy to be able to talk to staff.

It was a quite easy to be able to talk to staff.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Gary (NSW), reviewed 11 months ago

ANZ

ANZ personal loan review

Overall rating   6 / 10

Good service

Good product

Good product

    Price   3 / 10

    Features   3 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   6 / 10

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Lian (SA), reviewed 11 months ago

ANZ

ANZ personal loan review

Overall rating   6 / 10

Easy

Small personal loan, easy to pay off

Small personal loan, easy to pay off

    Price   6 / 10

    Features   6 / 10

    Customer service   -1 / 10

    Convenience   3 / 10

    Trust   5 / 10

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Madeleine (NT), reviewed 11 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Would still recommend it to others

I've changed banks 3 times and ANZ has been great so far recently joined and haven't been disappointed so far.

I've changed banks 3 times and ANZ has been great so far recently joined and haven't been disappointed so far.

    Price   6 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Etiane (NSW), reviewed 12 months ago

ANZ

ANZ personal loan review

Overall rating   5 / 10

Good.

Great help. Communication is excellent

Great help. Communication is excellent

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

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Cassandra (NSW), reviewed 12 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

There when you need them

Family bank. Looked after us for 2 generations.

Family bank. Looked after us for 2 generations.

    Price   7 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   7 / 10

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C (NSW), reviewed 12 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Good help when needed

Good customer service, reasonable rates helpful and strong economically.

Good customer service, reasonable rates helpful and strong economically.

    Price   6 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Shaun (QLD), reviewed 12 months ago

ANZ

ANZ personal loan review

Overall rating   9 / 10

Don't need to change.

Easy to ask questions and get an answer.

Easy to ask questions and get an answer.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   9 / 10

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Steven (QLD), reviewed 12 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Accessibility is great

Available in most rural areas. Accessible to most Australians making it great for us. The personal loan is pretty good as we can pay more whenever we want as it linked to our other accounts.

Available in most rural areas. Accessible to most Australians making it great for us. The personal loan is pretty good as we can pay more whenever we want as it linked to our other accounts.

    Price   8 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Rebecca (QLD), reviewed 12 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   9 / 10

Considerate of the customer

I like this bank because they are fair, competitive in price, and understanding when it counts. Their internet banking app is the best, extremely user friendly!

I like this bank because they are fair, competitive in price, and understanding when it counts. Their internet banking app is the best, extremely user friendly!

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   9 / 10

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Justine (NSW), reviewed 12 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   4 / 10

Applying for anything online with ANZ is terrible

My pay goes into my ANZ account but I have to spend forever telling them about how much I earn and provide pay slips.

My pay goes into my ANZ account but I have to spend forever telling them about how much I earn and provide pay slips.

    Price   6 / 10

    Features   4 / 10

    Customer service   4 / 10

    Convenience   1 / 10

    Trust   7 / 10

Less

David (WA), reviewed 12 months ago

ANZ

ANZ personal loan review

Overall rating   7 / 10

Great

Being a member of this bank has been very much a pleasure and I would recommend this bank as I have never had any issues.

Being a member of this bank has been very much a pleasure and I would recommend this bank as I have never had any issues.

    Price   7 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Luke (VIC), reviewed about 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Accuracy of bills & fantastic customer service.

Im happy with the ANZ loan.

Im happy with the ANZ loan.

    Price   9 / 10

    Features   0 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Su (SA), reviewed about 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   6 / 10

Average loan benefits

Very convenient. High interest rate.

Very convenient. High interest rate.

    Price   5 / 10

    Features   3 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   7 / 10

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Ashleigh (QLD), reviewed about 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   9 / 10

Good bank

ANZ have been very good with all my banking needs.

ANZ have been very good with all my banking needs.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Chard (QLD), reviewed about 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   0 / 10

Useless. I would never recommend.

Worst bank I have ever dealt with anywhere in the world. Had a terrible accident, had plates and fusion in my back and full shoulder reconstruction, asked for interest to be frozen until I get back to work but no help at all.

Worst bank I have ever dealt with anywhere in the world. Had a terrible accident, had plates and fusion in my back and full shoulder reconstruction, asked for interest to be frozen until I get back to work but no help at all.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   6 / 10

    Trust   0 / 10

Less

George (QLD), reviewed about 1 year ago

ANZ

ANZ personal loan review

Overall rating   2 / 10

Poor customer service

I found them to be rude most times and not helpful at all

I found them to be rude most times and not helpful at all

    Price   3 / 10

    Features   3 / 10

    Customer service   2 / 10

    Convenience   2 / 10

    Trust   1 / 10

Less

Collette (QLD), reviewed about 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   6 / 10

Competitive rates and good online access

I like the easy online access and app for my phone. The fees are on the high side.

I like the easy online access and app for my phone. The fees are on the high side.

    Price   5 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   5 / 10

    Trust   6 / 10

Less

Adrian (QLD), reviewed about 1 year ago

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Personal loan comparisons on Mozo Rates updated daily

  • SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees

    interest rate

    7.88% p.a.to 8.99% p.a.

    comparison rate*

    9.90% p.a.to 11.02% p.a.based on $10,000
    over 3 years

    Go to site

    More info

    Terms from 2 to 5 years. Representative example: a 3 year $10,000 loan at 7.88% would cost $11,561.17 including fees.

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees
    • Other benefits:
    • Upfront fee: $300
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 5 Years
    Overall rating

    0.0

    Based on 1 SocietyOne personal loan reviews

    Need more information?
    Go to site

    More info

  • People's Choice Credit Union Discounted Personal Loan (over 10k, Fixed)

    People's Choice Credit Union Discounted Personal Loan (over 10k, Fixed)

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options

    interest rate

    7.99% p.a.

    comparison rate*

    8.35% p.a.based on $30,000
    over 5 years

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 7.99% would cost $36,738.90 including fees.

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $10,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.3

    Based on 38 People's Choice Credit Union personal loan reviews

    Need more information?
    Go to site

    More info

  • MoneyPlace Unsecured Personal Loan - Excellent Credit Rating (Fixed)

    MoneyPlace Unsecured Personal Loan - Excellent Credit Rating (Fixed)

    • No hidden fees, no monthly fees
    • Fixed rates are tailored to you
    • 100% Online, apply in minutes

    interest rate

    8.90% p.a.to 27.00% p.a.

    comparison rate*

    8.90% p.a.to 27.0% p.a.based on $30,000
    over 5 years

    Go to site

    More info

    Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 8.90% would cost $37,277.74 including fees.

    • No hidden fees, no monthly fees
    • Fixed rates are tailored to you
    • 100% Online, apply in minutes
    • Other benefits:
    • Upfront fee: $0
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $35,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    RateSetter Unsecured Personal Loan (Fixed)

    RateSetter Unsecured Personal Loan (Fixed)

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees

    interest rate

    8.90% p.a.

    comparison rate*

    9.67% p.a.based on $10,000
    over 3 years

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 3 year $10,000 loan at 8.90% would cost $11,506.16 including fees.

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees
    • Other benefits:
    • Upfront fee: $75
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $45,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • BCU Freedom Loan (Variable, Secured)

    BCU Freedom Loan (Variable, Secured)

    • Money Magazine’s Credit Union of the Year
    • Fast, 30-minute approval available
    • Borrow from $4,000 to $75,000

    interest rate

    8.94% p.a.to 10.69% p.a.

    comparison rate*

    9.85% p.a.to 11.59% p.a.based on $30,000
    over 5 years

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 8.94% would cost $38,042.65 including fees.

    • Money Magazine’s Credit Union of the Year
    • Fast, 30-minute approval available
    • Borrow from $4,000 to $75,000
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $8.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Various, Vehicle
    • Minimum loan amount: $4,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    9.7

    Based on 62 BCU personal loan reviews

    Need more information?
    Go to site

    More info

Want more? Compare all 186 personal loans in the Mozo comparison engine.

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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