ANZ personal loan reviews

ANZ
ANZ's overall rating for personal loans

(as rated by the Mozo community)

6.9 / 10

based on 1149 reviews

Price

Features

Customer service

Convenience

Trust

Featured personal loan from ANZ

Recent ANZ personal loan reviews

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

No complaints, would recommend to anyone

I have been with ANZ for 40 years and have had no complaints. The staff are kind and courteous. I would recommend them to anyone.

Full review

I have been with ANZ for 40 years and have had no complaints. The staff are kind and courteous. I would recommend them to anyone.

    Price   6 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Robina, South Australia, reviewed 4 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   3 / 10

Interest rates are not competitive.

I like ANZ Bank but the interest rates are too high, I would love to find a lower one.

Full review

I like ANZ Bank but the interest rates are too high, I would love to find a lower one.

    Price   2 / 10

    Features   3 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Biagio, Queensland, reviewed 5 months ago

ANZ

ANZ personal loan review

Overall rating   10 / 10

Good customer service

Really good customer service and the rates are competitive.

Full review

Really good customer service and the rates are competitive.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Pauline, Victoria, reviewed 5 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   5 / 10

Try it out and see if you like it

You can trust that they will be there for you.

Full review

You can trust that they will be there for you.

    Price   3 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   5 / 10

    Trust   4 / 10

Less

Kerry, Victoria, reviewed 6 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   0 / 10

Treated me like a criminal if payment was late

Never again...NEVER NEVER AGAIN.

Full review

Never again...NEVER NEVER AGAIN.

    Price   5 / 10

    Features   1 / 10

    Customer service   3 / 10

    Convenience   8 / 10

    Trust   2 / 10

Less

Aneurin, Western Australia, reviewed 6 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Could be better

Not the top of the line bank. But have had no complaints yet.

Full review

Not the top of the line bank. But have had no complaints yet.

    Price   4 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

Joelene, New South Wales, reviewed 7 months ago

ANZ

ANZ personal loan review

Overall rating   6 / 10

Lots of options

ANZ have flexible payment plans if you have unexpected circumstances.

Full review

ANZ have flexible payment plans if you have unexpected circumstances.

    Price   7 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   3 / 10

Less

Lisa, Victoria, reviewed 8 months ago

ANZ

ANZ personal loan review

Overall rating   6 / 10

Lots of options

ANZ have flexible payment plans if you have unexpected circumstances.

Full review

ANZ have flexible payment plans if you have unexpected circumstances.

    Price   7 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   3 / 10

Less

Lisa, Queensland, reviewed 8 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   4 / 10

Ok

Not enough staff. I always had to wait at least 20 minute's to pay monthly and fortnightly routine payments on loan and credit card.

Full review

Not enough staff. I always had to wait at least 20 minute's to pay monthly and fortnightly routine payments on loan and credit card.

    Features   5 / 10

    Customer service   1 / 10

    Convenience   7 / 10

    Trust   4 / 10

Less

Delia, South Australia, reviewed about 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Great

Really good.

Full review

Really good.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Ian, New South Wales, reviewed about 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Good bank

ANZ have been good to me. The customer service is good and they have lots of ATM around the place.

Full review

ANZ have been good to me. The customer service is good and they have lots of ATM around the place.

    Price   6 / 10

    Features   4 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   6 / 10

Less

April, Victoria, reviewed about 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Product

Good product and service.

Full review

Good product and service.

    Price   8 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Megan, Western Australia, reviewed over 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

They offer good customer service

Friendly staff and easy to go through the loan setup and approval.

Full review

Friendly staff and easy to go through the loan setup and approval.

    Price   7 / 10

Less

Peter, New South Wales, reviewed almost 2 years ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Great provider

The only bank I would deal with

Full review

The only bank I would deal with

    Price   10 / 10

Less

Debbie, New South Wales, reviewed almost 2 years ago

ANZ

ANZ personal loan review

Overall rating   10 / 10

Great customer service

I have been banking for over 35yrs can't recommend them enough and I love their great service

Full review

I have been banking for over 35yrs can't recommend them enough and I love their great service

    Price   7 / 10

Less

Tony, Queensland, reviewed almost 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Personal loan comparisons on Mozo - rates updated daily

  • St.George Secured Personal Loan (Fixed)

    St.George Secured Personal Loan (Fixed)

    • Fast online application, submit and receive a response in 60 seconds
    • Fliexible loan terms
    • Borrow from $2K to $80K

    interest rate

    8.49% p.a.

    comparison rate*

    9.60% p.a.based on $30,000
    over 5 years

    fees

    $195.00upfront
    and
    $12.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 8.49% would cost $37,836.08 including fees.

    • Fast online application, submit and receive a response in 60 seconds
    • Fliexible loan terms
    • Borrow from $2K to $80K
    • Other benefits:
    • Upfront fee: $195
    • Monthly fee: $12.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $80,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    6.9

    Based on 444 St.George personal loan reviews

    Need more information?
    Go to site

    More info

  • Australian Military Bank Unsecured Personal Loan (Fixed)

    Australian Military Bank Unsecured Personal Loan (Fixed)

    • A Fixed Rate Personal Loan gives you the peace of mind in knowing what your repayments will be for the life of your loan
    • Tailored rates based on your personal credit history
    • Apply Online. No penalty for early repayment

    interest rate

    7.93% p.a.to 18.87% p.a.

    comparison rate*

    8.77% p.a.to 20.27% p.a.based on $30,000
    over 5 years

    fees

    $100.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 7.93% would cost $37,137.24 including fees.

    • A Fixed Rate Personal Loan gives you the peace of mind in knowing what your repayments will be for the life of your loan
    • Tailored rates based on your personal credit history
    • Apply Online. No penalty for early repayment
    • Other benefits:
    • Upfront fee: $100
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount: $80,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    5.9

    Based on 33 Australian Military Bank personal loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    Harmoney Unsecured Personal Loan (Fixed)

    Harmoney Unsecured Personal Loan (Fixed)

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate

    interest rate

    6.99% p.a.to 28.69% p.a.

    comparison rate*

    7.69% p.a.to 29.55% p.a.based on $30,000
    over 5 years

    fees

    $500.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,133.67 including fees.

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate
    • Other benefits:
    • Upfront fee: $500
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $70,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • ING Unsecured Personal Loan (Fixed)

    ING Unsecured Personal Loan (Fixed)

    • A competitive fixed interest rate of 8.99% p.a. (comparison rate 9.13% p.a.).
    • Keep it simple with no monthly or annual fees.
    • Pay it off earlier, without early repayment fees

    interest rate

    8.99% p.a.

    comparison rate*

    9.13% p.a.based on $30,000
    over 5 years

    fees

    $100.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 2 to 5 years. Representative example: a 5 year $30,000 loan at 8.99% would cost $37,456.30 including fees.

    • A competitive fixed interest rate of 8.99% p.a. (comparison rate 9.13% p.a.).
    • Keep it simple with no monthly or annual fees.
    • Pay it off earlier, without early repayment fees
    • Other benefits: Establishment fee waived when you have an active Orange Everyday at the time of application or request to open an Orange Everyday account with your ING Personal Loan to receive loan funds.
    • Upfront fee: $100
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $30,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 5 Years
    Overall rating

    7.7

    Based on 6 ING personal loan reviews

    Need more information?
    Go to site

    More info

  • People's Choice Credit Union Discounted Personal Loan (over 10k, Fixed, Secured)

    People's Choice Credit Union Discounted Personal Loan (over 10k, Fixed, Secured)

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options

    interest rate

    7.99% p.a.

    comparison rate*

    8.35% p.a.based on $30,000
    over 5 years

    fees

    $250.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 10 years. Representative example: a 5 year $30,000 loan at 7.99% would cost $36,738.90 including fees.

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options
    • Other benefits: $0 monthly fee on Peoples Choice Credit Union Zip bank account.
    • Upfront fee: $250
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $10,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    7.7

    Based on 92 People's Choice Credit Union personal loan reviews

    Need more information?
    Go to site

    More info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Want more? Compare all 209 personal loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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