ANZ personal loan reviews

ANZ
ANZ's overall rating for personal loans

(as rated by the Mozo community)

7.1 / 10

based on 453 reviews

Price

Features

Customer service

Convenience

Trust

Full review

Featured personal loan from ANZ

Recent ANZ personal loan reviews

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Happy with end result but not the process

Past loyalty amounts to nothing, very long process to apply for the loan

Full review

Past loyalty amounts to nothing, very long process to apply for the loan

    Price   7 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Alli (NSW), reviewed 18 days ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   2 / 10

Shop around before making a commitment to ANZ

No, no, no. Do not get sucked into an ANZ personal loan

Full review

No, no, no. Do not get sucked into an ANZ personal loan

    Price   1 / 10

    Features   3 / 10

    Customer service   3 / 10

    Convenience   1 / 10

    Trust   2 / 10

Less

Darren (WA), reviewed 4 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Great bank

Personal loan though high fixed interest it was easy and convenient to apply and manage.

Full review

Personal loan though high fixed interest it was easy and convenient to apply and manage.

    Price   6 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Grace (QLD), reviewed 5 months ago

ANZ

ANZ personal loan review

Overall rating   5 / 10

Customer service is alway very good

Have always found them very helpful

Full review

Have always found them very helpful

    Price   4 / 10

    Features   4 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   5 / 10

Less

Lorraine (QLD), reviewed 5 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   9 / 10

Good service

It was a quite easy to be able to talk to staff.

Full review

It was a quite easy to be able to talk to staff.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Gary (NSW), reviewed 5 months ago

ANZ

ANZ personal loan review

Overall rating   6 / 10

Good service

Good product

Full review

Good product

    Price   3 / 10

    Features   3 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

Lian (SA), reviewed 5 months ago

ANZ

ANZ personal loan review

Overall rating   6 / 10

Easy

Small personal loan, easy to pay off

Full review

Small personal loan, easy to pay off

    Price   6 / 10

    Features   6 / 10

    Customer service   -1 / 10

    Convenience   3 / 10

    Trust   5 / 10

Less

Madeleine (NT), reviewed 5 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Would still recommend it to others

I've changed banks 3 times and ANZ has been great so far recently joined and haven't been disappointed so far.

Full review

I've changed banks 3 times and ANZ has been great so far recently joined and haven't been disappointed so far.

    Price   6 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Etiane (NSW), reviewed 6 months ago

ANZ

ANZ personal loan review

Overall rating   5 / 10

Good.

Great help. Communication is excellent

Full review

Great help. Communication is excellent

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Cassandra (NSW), reviewed 6 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

There when you need them

Family bank. Looked after us for 2 generations.

Full review

Family bank. Looked after us for 2 generations.

    Price   7 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

C (NSW), reviewed 6 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Good help when needed

Good customer service, reasonable rates helpful and strong economically.

Full review

Good customer service, reasonable rates helpful and strong economically.

    Price   6 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Shaun (QLD), reviewed 6 months ago

ANZ

ANZ personal loan review

Overall rating   9 / 10

Don't need to change.

Easy to ask questions and get an answer.

Full review

Easy to ask questions and get an answer.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   9 / 10

Less

Steven (QLD), reviewed 6 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Accessibility is great

Available in most rural areas. Accessible to most Australians making it great for us. The personal loan is pretty good as we can pay more whenever we want as it linked to our other accounts.

Full review

Available in most rural areas. Accessible to most Australians making it great for us. The personal loan is pretty good as we can pay more whenever we want as it linked to our other accounts.

    Price   8 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Rebecca (QLD), reviewed 6 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   9 / 10

Considerate of the customer

I like this bank because they are fair, competitive in price, and understanding when it counts. Their internet banking app is the best, extremely user friendly!

Full review

I like this bank because they are fair, competitive in price, and understanding when it counts. Their internet banking app is the best, extremely user friendly!

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Justine (NSW), reviewed 6 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   4 / 10

Applying for anything online with ANZ is terrible

My pay goes into my ANZ account but I have to spend forever telling them about how much I earn and provide pay slips.

Full review

My pay goes into my ANZ account but I have to spend forever telling them about how much I earn and provide pay slips.

    Price   6 / 10

    Features   4 / 10

    Customer service   4 / 10

    Convenience   1 / 10

    Trust   7 / 10

Less

David (WA), reviewed 6 months ago

ANZ

ANZ personal loan review

Overall rating   7 / 10

Great

Being a member of this bank has been very much a pleasure and I would recommend this bank as I have never had any issues.

Full review

Being a member of this bank has been very much a pleasure and I would recommend this bank as I have never had any issues.

    Price   7 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Luke (VIC), reviewed 7 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Accuracy of bills & fantastic customer service.

Im happy with the ANZ loan.

Full review

Im happy with the ANZ loan.

    Price   9 / 10

    Features   0 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Su (SA), reviewed 7 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   6 / 10

Average loan benefits

Very convenient. High interest rate.

Full review

Very convenient. High interest rate.

    Price   5 / 10

    Features   3 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Ashleigh (QLD), reviewed 8 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   9 / 10

Good bank

ANZ have been very good with all my banking needs.

Full review

ANZ have been very good with all my banking needs.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Chard (QLD), reviewed 8 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   0 / 10

Useless. I would never recommend.

Worst bank I have ever dealt with anywhere in the world. Had a terrible accident, had plates and fusion in my back and full shoulder reconstruction, asked for interest to be frozen until I get back to work but no help at all.

Full review

Worst bank I have ever dealt with anywhere in the world. Had a terrible accident, had plates and fusion in my back and full shoulder reconstruction, asked for interest to be frozen until I get back to work but no help at all.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   6 / 10

    Trust   0 / 10

Less

George (QLD), reviewed 8 months ago

ANZ

ANZ personal loan review

Overall rating   2 / 10

Poor customer service

I found them to be rude most times and not helpful at all

Full review

I found them to be rude most times and not helpful at all

    Price   3 / 10

    Features   3 / 10

    Customer service   2 / 10

    Convenience   2 / 10

    Trust   1 / 10

Less

Collette (QLD), reviewed 8 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   6 / 10

Competitive rates and good online access

I like the easy online access and app for my phone. The fees are on the high side.

Full review

I like the easy online access and app for my phone. The fees are on the high side.

    Price   5 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   5 / 10

    Trust   6 / 10

Less

Adrian (QLD), reviewed 8 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Great rates

Geraldton branch staff are great very helpful in every way, and friendly

Full review

Geraldton branch staff are great very helpful in every way, and friendly

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Rhondaewhittaker1958@hotmail.com (WA), reviewed 8 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   5 / 10

Westpac very friendly

We have all credit card/ person loans /banking with anz yet they would not help when going for a home loan because we didn't have the deposit in our bank for 3 months, we ended up going to westpac

Full review

We have all credit card/ person loans /banking with anz yet they would not help when going for a home loan because we didn't have the deposit in our bank for 3 months, we ended up going to westpac

    Price   5 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   3 / 10

Less

Christine (QLD), reviewed 9 months ago

ANZ

ANZ personal loan review

Overall rating   9 / 10

Great service and great product.

I loved the ease of application process and the banks ability to merge all my banking needs together as opposed to multiple products with multiple banks.

Full review

I loved the ease of application process and the banks ability to merge all my banking needs together as opposed to multiple products with multiple banks.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Craig (VIC), reviewed 9 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Personal loan comparisons on Mozo Rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    People's Choice Credit Union Discounted Personal Loan (New cars over $20k, Fixed)

    People's Choice Credit Union Discounted Personal Loan (New cars over $20k, Fixed)

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options

    interest rate from

    5.64% p.a.

    comparison rate from*

    5.99% p.a. based on $30,000
    over 5 years

    Go to site

    More info

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $20,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    7.3

    Based on 38 People's Choice Credit Union personal loan reviews

    Need more information?
    Go to site

    More info

  • BCU New Car Loan (Variable)

    BCU New Car Loan (Variable)

    • Credit Union of the Year by Money Magazine
    • 1 hour fast approval
    • Redraw facility

    interest rate from

    7.24% p.a.

    comparison rate from*

    8.16% p.a. based on $30,000
    over 5 years

    Go to site

    More info

    • Credit Union of the Year by Money Magazine
    • 1 hour fast approval
    • Redraw facility
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $8.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 7 Years
    Overall rating

    9.7

    Based on 62 BCU personal loan reviews

    Need more information?
    Go to site

    More info

  • SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees

    interest rate from

    7.90% p.a.

    comparison rate from*

    9.58% p.a. based on $10,000
    over 3 years

    Go to site

    More info

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $35,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 5 Years
    Overall rating

    0.0

    Based on 1 SocietyOne personal loan reviews

    Need more information?
    Go to site

    More info

  • RateSetter Unsecured Personal Loan (Fixed)

    RateSetter Unsecured Personal Loan (Fixed)

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees

    interest rate from

    8.96% p.a.

    comparison rate from*

    8.96% p.a. based on $10,000
    over 3 years

    Go to site

    More info

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees
    • Other benefits:
    • Upfront fee: $76
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $35,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees

    interest rate from

    11.89% p.a.

    comparison rate from*

    12.94% p.a. based on $10,000
    over 3 years

    Go to site

    More info

    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    5.7

    Based on 6 Bank Australia personal loan reviews

    Need more information?
    Go to site

    More info

Want more? Compare all 168 personal loans in the Mozo comparison engine.

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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