When In needed the they looked into my need and constructed the loan in great way for me. ANZ gave me a great deal better then my own bank
We have been banking with ANZ for the last 20 years. We earlier had a loan on which we paid 95% and just a small amount is ongoing. We applied for Personal Loan just recently for Family reasons and they decline it saying they are not sure if we will pay this off. How ridiculous that statement is! We have been their loyal customer for more than 2 decades have never defaulted a single payment have excellent credit history (have no loans, no credit cards, no debts) and still ANZ think they cant trust us. I will never ever bank with them, this country and the systems here are so hopeless that they are just happy catering to those who wanna live on benefits forever. taxpayers have no value no respect.
I feel ANZ, is well known and well trusted. They are among the top in our country and that makes me feel secure in using their services.
Anz is well structured and service is helpful
I'd like the way it goes with my activities that doesn't I was experiencing in other banks
I had an exemplary experience with the bank's support and service for my personal loan. Their customer service team was responsive and provided excellent assistance throughout the process. However, I found the loan application process to be a bit cumbersome due to the back and forth communication via emails. It would be great if the bank could enhance this by introducing a user-friendly portal. This would streamline the entire process, allowing customers to easily submit applications, track their loan progress, and communicate with the bank's representatives more conveniently. Despite this minor inconvenience, the support and service provided by the bank were outstanding. Their responsiveness and helpfulness exceeded my expectations. Implementing an online portal or a similar digital solution would further improve the overall customer experience and make the loan application process more efficient for future customers.
Do not use this bank, applied for a personal loan, they advertise simple and easy, what a joke, supplied documentation to them, looks like I was dealing with idiots overseas as most of my correspondence was online due to work commitments. Instead of looking over the application and telling me what they wanted me to supply first go instead of coming back in drubs and drabs asking for information, I supply it and they tell me they didn’t receive it, but I have proof it went through but anyway. Not reading emails properly or even knowing what they are asking for when it’s right in front of them. At one point some one in their assessing team sent an email and said application was not successful. Next day I get an email from them saying we need more information??? I said you knocked the application back and the guys says oh no we haven’t finished processing it?? I then emailed them what they said and they apologised for confusion, but still going back and forth. Not well trained staff, either I ended up pulling the application and went to another bank and got the loan in 24 hours. Do not waste your time and energy!
I am a loyal and very long term ANZ customer and have a good credit rating and yet I could not get a lower percentage rate on my loan. There are many banks offering low rates, but this did not sway ANZ in offering a comparable rate. I went with them as it was harder to get a loan with a new bank that I had not banked with. Great service from local staff but gone is the day when the branch manager had the final say and knew there regular loyal customers.
During COVID ruined my business. They say hard ship but charge interest that need to be paid the day it ends so really it’s not hardship. Every other bank paused interest during pandemic but not ANZ. All interest accumulation due the day off hard ship even though only have three months even though the pandemic has been going 1.5 years. Never missed a payment and now bank in collection with out any income.
Probably no worse than the other of the Big 4 banks, but I recall at Christmas maybe 4-5 years and needed just a very small help. Resolved to leave ASAP and use a Community Bank.
Been banking with them for many years but can't provide help even apply for personal loan when I was still working. I think this bank are only catering the needs of their business clients not the working class clients. When I applied for Personal Loan at Westpac at one stage , NAB in another stage & St George lately I was approved. My existing Personal Loan is with St. George now that I'm already retired.
Only wanted a few dollars for a week to pay bond changing house told me I would have to borrow 5,000 so went with that all the drama never had this before never do it again and they didn’t give me any respect been with them for years. I never even received an answer if I was accepted very very poor.
Repayment terms from 2 years to 7 years. Representative example: a 5 year $30,000 loan at 6.75% would cost $35,430.23 including fees.
Repayment terms from 3 years to 7 years. Representative example: a 5 year $30,000 loan at 5.76% would cost $35,173.52 including fees.
Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.
Repayment terms from 2 years to 4 years. Representative example: a 3 year $10,000 loan at 14.95% would cost $14,324.71 including fees.
Repayment terms from 3 years to 7 years. Representative example: a 5 year $30,000 loan at 5.76% would cost $35,173.52 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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