ANZ personal loan reviews

ANZ
ANZ's overall rating for personal loans

(as rated by the Mozo community)

6.9 / 10

based on 1143 reviews

Price

Features

Customer service

Convenience

Trust

Featured personal loan from ANZ

Recent ANZ personal loan reviews

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   0 / 10

Treated me like a criminal if payment was late

Never again...NEVER NEVER AGAIN.

Full review

Never again...NEVER NEVER AGAIN.

    Price   5 / 10

    Features   1 / 10

    Customer service   3 / 10

    Convenience   8 / 10

    Trust   2 / 10

Less

Aneurin, Western Australia, reviewed 1 day ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Could be better

Not the top of the line bank. But have had no complaints yet.

Full review

Not the top of the line bank. But have had no complaints yet.

    Price   4 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

Joelene, New South Wales, reviewed 15 days ago

ANZ

ANZ personal loan review

Overall rating   6 / 10

Lots of options

ANZ have flexible payment plans if you have unexpected circumstances.

Full review

ANZ have flexible payment plans if you have unexpected circumstances.

    Price   7 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   3 / 10

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Lisa, Victoria, reviewed 2 months ago

ANZ

ANZ personal loan review

Overall rating   6 / 10

Lots of options

ANZ have flexible payment plans if you have unexpected circumstances.

Full review

ANZ have flexible payment plans if you have unexpected circumstances.

    Price   7 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   3 / 10

Less

Lisa, Queensland, reviewed 2 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   4 / 10

Ok

Not enough staff. I always had to wait at least 20 minute's to pay monthly and fortnightly routine payments on loan and credit card.

Full review

Not enough staff. I always had to wait at least 20 minute's to pay monthly and fortnightly routine payments on loan and credit card.

    Features   5 / 10

    Customer service   1 / 10

    Convenience   7 / 10

    Trust   4 / 10

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Delia, South Australia, reviewed 8 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Great

Really good.

Full review

Really good.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Ian, New South Wales, reviewed 8 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Good bank

ANZ have been good to me. The customer service is good and they have lots of ATM around the place.

Full review

ANZ have been good to me. The customer service is good and they have lots of ATM around the place.

    Price   6 / 10

    Features   4 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   6 / 10

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April, Victoria, reviewed 8 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Product

Good product and service.

Full review

Good product and service.

    Price   8 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Megan, Western Australia, reviewed 9 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

They offer good customer service

Friendly staff and easy to go through the loan setup and approval.

Full review

Friendly staff and easy to go through the loan setup and approval.

    Price   7 / 10

Less

Peter, New South Wales, reviewed over 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Great provider

The only bank I would deal with

Full review

The only bank I would deal with

    Price   10 / 10

Less

Debbie, New South Wales, reviewed over 1 year ago

ANZ

ANZ personal loan review

Overall rating   10 / 10

Great customer service

I have been banking for over 35yrs can't recommend them enough and I love their great service

Full review

I have been banking for over 35yrs can't recommend them enough and I love their great service

    Price   7 / 10

Less

Tony, Queensland, reviewed over 1 year ago

ANZ

ANZ personal loan review

Overall rating   10 / 10

Best bank, no fuss and great service

There great easy no fuss great service

Full review

There great easy no fuss great service

    Price   8 / 10

Less

Daniel, Queensland, reviewed over 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Great service

Easy repayments over seven years. Affordable for an unemployed permanently disabled person. And can apply in another 3months so long as I don't get a black mark for non or late payments.

Full review

Easy repayments over seven years. Affordable for an unemployed permanently disabled person. And can apply in another 3months so long as I don't get a black mark for non or late payments.

    Price   2 / 10

Less

Peta, Western Australia, reviewed over 1 year ago

ANZ

ANZ personal loan review

Overall rating   7 / 10

Good service and interest rate

Good interest rate

Full review

Good interest rate

    Price   7 / 10

Less

Christal, Queensland, reviewed over 1 year ago

ANZ

ANZ personal loan review

Overall rating   10 / 10

Fantastic service

Anz are amazing wouldnt bank with any other

Full review

Anz are amazing wouldnt bank with any other

    Price   10 / 10

Less

Renee, Victoria, reviewed over 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Friendly and helpful staff

As with all banks when the Reserve Bank drops interest rates, ANZ does not drop personal loan or credit card interest rates. The staff in the few remaining branches are friendly and helpful. Unfortunately for elderly customers many branches are...

Full review

As with all banks when the Reserve Bank drops interest rates, ANZ does not drop personal loan or credit card interest rates. The staff in the few remaining branches are friendly and helpful. Unfortunately for elderly customers many branches are closing and as these people are unable to use Internet banking, they take their business to a bank that does have a branch near them.

    Price   7 / 10

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Jan, New South Wales, reviewed over 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

As good as a lot of other banks

As good as it gets from a bank,

Full review

As good as it gets from a bank,

    Price   8 / 10

Less

Danny, Victoria, reviewed over 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

ANZ have great rates for personal loans

Great rates, fantastic customer service and great goMoney app which makes it easier to make payments on a loan. The branch staff also made my loan application quick and easy. Highly recommended.

Full review

Great rates, fantastic customer service and great goMoney app which makes it easier to make payments on a loan. The branch staff also made my loan application quick and easy. Highly recommended.

    Price   7 / 10

Less

Matthew, Victoria, reviewed over 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Loan application - seamless, fast and professional

The ANZ loan application process is fast, seamless and user friendly. I applied for our loan and within 48 hours it was approved and the loan was drawn down. The staff were also helpful and courteous.

Full review

The ANZ loan application process is fast, seamless and user friendly. I applied for our loan and within 48 hours it was approved and the loan was drawn down. The staff were also helpful and courteous.

    Price   5 / 10

Less

Julie, Victoria, reviewed over 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Not too bad to deal with

    Price   6 / 10

Less

Mark, New South Wales, reviewed over 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Excellent services and customer support

Very good help

Full review

Very good help

    Price   10 / 10

Less

Agustino, Western Australia, reviewed almost 2 years ago

ANZ

ANZ personal loan review

Overall rating   8 / 10

Helpful, competitive and pleasant to deal with

I like ANZ as the person I deal with has been so helpful in explaining all the different loans available and in helping me the best way possible to pay the loan off and save on interest. She has kept in touch with me to let me know how the...

Full review

I like ANZ as the person I deal with has been so helpful in explaining all the different loans available and in helping me the best way possible to pay the loan off and save on interest. She has kept in touch with me to let me know how the application has been progressing. I have compared their interest rates with other banks and they are all similar, but this person is the only one that has done a follow up and is generally helpful.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Marilyn, New South Wales, reviewed almost 2 years ago

ANZ

ANZ personal loan review

Overall rating   10 / 10

Great bank !

They are very easy to work with.

Full review

They are very easy to work with.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Dianne, South Australia, reviewed almost 2 years ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Happy with end result but not the process

Past loyalty amounts to nothing, very long process to apply for the loan

Full review

Past loyalty amounts to nothing, very long process to apply for the loan

    Price   7 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Alli, New South Wales, reviewed about 2 years ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   2 / 10

Shop around before making a commitment to ANZ

No, no, no. Do not get sucked into an ANZ personal loan

Full review

No, no, no. Do not get sucked into an ANZ personal loan

    Price   1 / 10

    Features   3 / 10

    Customer service   3 / 10

    Convenience   1 / 10

    Trust   2 / 10

Less

Darren, Western Australia, reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Personal loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    Australian Military Bank Unsecured Personal Loan - Excellent Credit (Fixed)

    Australian Military Bank Unsecured Personal Loan - Excellent Credit (Fixed)

    • A Fixed Rate Personal Loan gives you the peace of mind in knowing what your repayments will be for the life of your loan
    • Tailored rates based on your personal credit history
    • Apply Online. No penalty for early repayment

    interest rate

    7.93% p.a.to 18.87% p.a.

    comparison rate*

    8.77% p.a.to 20.27% p.a.based on $30,000
    over 5 years

    fees

    $100.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 7.93% would cost $37,137.24 including fees.

    • A Fixed Rate Personal Loan gives you the peace of mind in knowing what your repayments will be for the life of your loan
    • Tailored rates based on your personal credit history
    • Apply Online. No penalty for early repayment
    • Other benefits:
    • Upfront fee: $100
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    5.9

    Based on 33 Australian Military Bank personal loan reviews

    Need more information?
    Go to site

    More info

  • SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees

    interest rate

    7.50% p.a.to 9.99% p.a.

    comparison rate*

    9.51% p.a.to 12.71% p.a.based on $10,000
    over 3 years

    fees

    $300.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 2 to 3 years. Representative example: a 3 year $10,000 loan at 7.50% would cost $11,498.24 including fees.

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees
    • Other benefits:
    • Upfront fee: $300
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 3 Years
    Overall rating

    4.0

    Based on 2 SocietyOne personal loan reviews

    Need more information?
    Go to site

    More info

  • Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    • Additional payments accepted
    • No early exit fees
    • Experts Choice Winner 2017 - Australia's Best Bank

    interest rate

    11.89% p.a.

    comparison rate*

    12.94% p.a.based on $10,000
    over 3 years

    fees

    $150.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 10 years. Representative example: a 3 year $10,000 loan at 11.89% would cost $12,088.25 including fees.

    • Additional payments accepted
    • No early exit fees
    • Experts Choice Winner 2017 - Australia's Best Bank
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    7.6

    Based on 15 Bank Australia personal loan reviews

    Need more information?
    Go to site

    More info

  • ANZ Unsecured Personal Loan (Fixed)

    ANZ Unsecured Personal Loan (Fixed)

    • A Fixed Personal Loan with terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000

    interest rate

    10.99% p.a.

    comparison rate*

    11.87% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.99% would cost $40,177.39 including fees.

    • A Fixed Personal Loan with terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000
    • Other benefits: ANZ Loan Protection Insurance available.
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $300.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    6.9

    Based on 1143 ANZ personal loan reviews

    Need more information?
    Go to site

    More info

  • HSBC Unsecured Personal Loan (Fixed)

    HSBC Unsecured Personal Loan (Fixed)

    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget

    interest rate

    9.50% p.a.to 15.99% p.a.

    comparison rate*

    10.06% p.a.to 16.53% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $5.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 9.50% would cost $38,253.35 including fees.

    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $5.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    6.4

    Based on 19 HSBC personal loan reviews

    Need more information?
    Go to site

    More info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Want more? Compare all 202 personal loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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