ANZ personal loan reviews

ANZ
ANZ's overall rating for personal loans

(as rated by the Mozo community)

6.9 / 10

based on 1149 reviews

Price

Features

Customer service

Convenience

Trust

Featured personal loan from ANZ

Recent ANZ personal loan reviews

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

No complaints, would recommend to anyone

I have been with ANZ for 40 years and have had no complaints. The staff are kind and courteous. I would recommend them to anyone.

Full review

I have been with ANZ for 40 years and have had no complaints. The staff are kind and courteous. I would recommend them to anyone.

    Price   6 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Robina, South Australia, reviewed 2 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   3 / 10

Interest rates are not competitive.

I like ANZ Bank but the interest rates are too high, I would love to find a lower one.

Full review

I like ANZ Bank but the interest rates are too high, I would love to find a lower one.

    Price   2 / 10

    Features   3 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Biagio, Queensland, reviewed 3 months ago

ANZ

ANZ personal loan review

Overall rating   10 / 10

Good customer service

Really good customer service and the rates are competitive.

Full review

Really good customer service and the rates are competitive.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Pauline, Victoria, reviewed 3 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   5 / 10

Try it out and see if you like it

You can trust that they will be there for you.

Full review

You can trust that they will be there for you.

    Price   3 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   5 / 10

    Trust   4 / 10

Less

Kerry, Victoria, reviewed 4 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   0 / 10

Treated me like a criminal if payment was late

Never again...NEVER NEVER AGAIN.

Full review

Never again...NEVER NEVER AGAIN.

    Price   5 / 10

    Features   1 / 10

    Customer service   3 / 10

    Convenience   8 / 10

    Trust   2 / 10

Less

Aneurin, Western Australia, reviewed 4 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Could be better

Not the top of the line bank. But have had no complaints yet.

Full review

Not the top of the line bank. But have had no complaints yet.

    Price   4 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

Joelene, New South Wales, reviewed 5 months ago

ANZ

ANZ personal loan review

Overall rating   6 / 10

Lots of options

ANZ have flexible payment plans if you have unexpected circumstances.

Full review

ANZ have flexible payment plans if you have unexpected circumstances.

    Price   7 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   3 / 10

Less

Lisa, Victoria, reviewed 6 months ago

ANZ

ANZ personal loan review

Overall rating   6 / 10

Lots of options

ANZ have flexible payment plans if you have unexpected circumstances.

Full review

ANZ have flexible payment plans if you have unexpected circumstances.

    Price   7 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   3 / 10

Less

Lisa, Queensland, reviewed 6 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   4 / 10

Ok

Not enough staff. I always had to wait at least 20 minute's to pay monthly and fortnightly routine payments on loan and credit card.

Full review

Not enough staff. I always had to wait at least 20 minute's to pay monthly and fortnightly routine payments on loan and credit card.

    Features   5 / 10

    Customer service   1 / 10

    Convenience   7 / 10

    Trust   4 / 10

Less

Delia, South Australia, reviewed 12 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Great

Really good.

Full review

Really good.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Ian, New South Wales, reviewed 12 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Good bank

ANZ have been good to me. The customer service is good and they have lots of ATM around the place.

Full review

ANZ have been good to me. The customer service is good and they have lots of ATM around the place.

    Price   6 / 10

    Features   4 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   6 / 10

Less

April, Victoria, reviewed 12 months ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Product

Good product and service.

Full review

Good product and service.

    Price   8 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Megan, Western Australia, reviewed about 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

They offer good customer service

Friendly staff and easy to go through the loan setup and approval.

Full review

Friendly staff and easy to go through the loan setup and approval.

    Price   7 / 10

Less

Peter, New South Wales, reviewed over 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Great provider

The only bank I would deal with

Full review

The only bank I would deal with

    Price   10 / 10

Less

Debbie, New South Wales, reviewed over 1 year ago

ANZ

ANZ personal loan review

Overall rating   10 / 10

Great customer service

I have been banking for over 35yrs can't recommend them enough and I love their great service

Full review

I have been banking for over 35yrs can't recommend them enough and I love their great service

    Price   7 / 10

Less

Tony, Queensland, reviewed over 1 year ago

ANZ

ANZ personal loan review

Overall rating   10 / 10

Best bank, no fuss and great service

There great easy no fuss great service

Full review

There great easy no fuss great service

    Price   8 / 10

Less

Daniel, Queensland, reviewed over 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Great service

Easy repayments over seven years. Affordable for an unemployed permanently disabled person. And can apply in another 3months so long as I don't get a black mark for non or late payments.

Full review

Easy repayments over seven years. Affordable for an unemployed permanently disabled person. And can apply in another 3months so long as I don't get a black mark for non or late payments.

    Price   2 / 10

Less

Peta, Western Australia, reviewed over 1 year ago

ANZ

ANZ personal loan review

Overall rating   7 / 10

Good service and interest rate

Good interest rate

Full review

Good interest rate

    Price   7 / 10

Less

Christal, Queensland, reviewed over 1 year ago

ANZ

ANZ personal loan review

Overall rating   10 / 10

Fantastic service

Anz are amazing wouldnt bank with any other

Full review

Anz are amazing wouldnt bank with any other

    Price   10 / 10

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Renee, Victoria, reviewed over 1 year ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Friendly and helpful staff

As with all banks when the Reserve Bank drops interest rates, ANZ does not drop personal loan or credit card interest rates. The staff in the few remaining branches are friendly and helpful. Unfortunately for elderly customers many branches are...

Full review

As with all banks when the Reserve Bank drops interest rates, ANZ does not drop personal loan or credit card interest rates. The staff in the few remaining branches are friendly and helpful. Unfortunately for elderly customers many branches are closing and as these people are unable to use Internet banking, they take their business to a bank that does have a branch near them.

    Price   7 / 10

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Jan, New South Wales, reviewed almost 2 years ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

As good as a lot of other banks

As good as it gets from a bank,

Full review

As good as it gets from a bank,

    Price   8 / 10

Less

Danny, Victoria, reviewed almost 2 years ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

ANZ have great rates for personal loans

Great rates, fantastic customer service and great goMoney app which makes it easier to make payments on a loan. The branch staff also made my loan application quick and easy. Highly recommended.

Full review

Great rates, fantastic customer service and great goMoney app which makes it easier to make payments on a loan. The branch staff also made my loan application quick and easy. Highly recommended.

    Price   7 / 10

Less

Matthew, Victoria, reviewed almost 2 years ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Loan application - seamless, fast and professional

The ANZ loan application process is fast, seamless and user friendly. I applied for our loan and within 48 hours it was approved and the loan was drawn down. The staff were also helpful and courteous.

Full review

The ANZ loan application process is fast, seamless and user friendly. I applied for our loan and within 48 hours it was approved and the loan was drawn down. The staff were also helpful and courteous.

    Price   5 / 10

Less

Julie, Victoria, reviewed about 2 years ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Not too bad to deal with

    Price   6 / 10

Less

Mark, New South Wales, reviewed about 2 years ago

ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Excellent services and customer support

Very good help

Full review

Very good help

    Price   10 / 10

Less

Agustino, Western Australia, reviewed about 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Personal loan comparisons on Mozo - rates updated daily

  • St.George Unsecured Personal Loan Special Offer (Variable)

    St.George Unsecured Personal Loan Special Offer (Variable)

    • Fast and simple online application
    • Borrow from $2K to $40K
    • Choose to repay your loan from 1 to 7 years

    interest rate

    11.99% p.a.to 18.99% p.a.

    comparison rate*

    13.07% p.a.to 20.02% p.a.based on $30,000
    over 5 years

    fees

    $195.00upfront
    and
    $12.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 11.99% would cost $40,945.91 including fees.

    • Fast and simple online application
    • Borrow from $2K to $40K
    • Choose to repay your loan from 1 to 7 years
    • Other benefits:
    • Upfront fee: $195
    • Monthly fee: $12.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $2,000.00
    • Maximum loan amount: $40,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    6.9

    Based on 444 St.George personal loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    Harmoney Unsecured Personal Loan (Fixed)

    Harmoney Unsecured Personal Loan (Fixed)

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate

    interest rate

    6.99% p.a.to 28.69% p.a.

    comparison rate*

    7.69% p.a.to 29.55% p.a.based on $30,000
    over 5 years

    fees

    $500.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,133.67 including fees.

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate
    • Other benefits:
    • Upfront fee: $500
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $70,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • Wisr Unsecured Personal Loan (Fixed)

    Wisr Unsecured Personal Loan (Fixed)

    • Low personalised rates, for borrowers with strong credit
    • Borrow between $5,000-$50,000
    • Easy online application - Get a response in minutes

    interest rate

    8.50% p.a.to 19.95% p.a.

    comparison rate*

    9.36% p.a.to 20.91% p.a.based on $30,000
    over 5 years

    fees

    $595.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 8.50% would cost $37,524.76 including fees.

    • Low personalised rates, for borrowers with strong credit
    • Borrow between $5,000-$50,000
    • Easy online application - Get a response in minutes
    • Other benefits:
    • Upfront fee: $595
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • ME Personal Loan (Fixed, Unsecured)

    ME Personal Loan (Fixed, Unsecured)

    • No annual fee or ongoing account-keeping fees
    • Borrow from $5,000 to $50,000
    • No fee for making extra repayments

    interest rate

    10.98% p.a.

    comparison rate*

    11.35% p.a.based on $30,000
    over 5 years

    fees

    $250.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.98% would cost $39,368.41 including fees.

    • No annual fee or ongoing account-keeping fees
    • Borrow from $5,000 to $50,000
    • No fee for making extra repayments
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    8.4

    Based on 99 ME personal loan reviews

    Need more information?
    Go to site

    More info

  • HSBC Unsecured Personal Loan (Fixed)

    HSBC Unsecured Personal Loan (Fixed)

    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget

    interest rate

    8.50% p.a.to 16.99% p.a.

    comparison rate*

    9.06% p.a.to 17.53% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $5.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 8.50% would cost $37,379.76 including fees.

    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $5.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    6.4

    Based on 19 HSBC personal loan reviews

    Need more information?
    Go to site

    More info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Want more? Compare all 199 personal loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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