Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.50% would cost $39,439.02 including fees.
I like my bank but now I’m in need of help financially due to COVID I’m not having much success.
My summary says it all. Never again.
Good brand. Personal loans interest rates are terrible.
Got the loan on time with no hassles.
Awesome customer service when I applied for my loan. Really responsive and upfront about everything and always answering questions thoroughly and comprehensive with knowledge.
I like my bank but when having a personal loan with them there are no rewards for customers. In saying that ANZ are a great bank and customer service is the best!
Read the fine print. Make sure you get the best deal.
900 credit score and ~20k in savings. I applied for my first loan with this company. It's been 2 weeks and I have yet to receive a response from the assessment team yet. When my friend applied with CNA it was done in 2 days. Don’t bother here.
Pros: Convenient and easy to apply online if you already hold an account. If you miss a payment they send you a text so you don't fall too far behind. Cons: Re-Payment times vary and the re-payments coming out keep very slowly creeping back until it's no longer after pay day but before it. You can message via online means but it's pointless as they will want you to call or pop into a branch.
I took out a personal loan with ANZ and after a while i noticed the loan wasn't coming down too much so I re-applied for a lower interest rate loan which i am glad to do because now i can actually see the loan coming down. But unfortunately i stupidly did a fixed interest rate so now that the interest rates have plummeted i am regretting not going for the variable rate.
Have had no issues with the loan, have been able to redraw when ever necessary. Being able to use either phone or online banking makes life that bit easier.
They sent the case straight to a collection agency at the first sign of difficulty repaying. Avoid at all costs.
Money was taken out of my partners account, unauthorized let me add, by ANZ. He has a payment plan with ANZ for his loan that he has been paying and this morning ANZ decided to take more than what that agreed amount was! ANZ took 90% of his work wage and I'm furious. We both are as we need to pay rent and bills and now we cannot and from the other reviews I've seen on Facebook and here I'm severely disappointed. How dare ANZ take money that isn't theirs. So much for your agreements!
Staff were very patient and friendly throughout the process.
Not easy to get a home loan through even by having all the businesses through them
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Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 6.95% would cost $35,599.71 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 6.75% would cost $35,580.23 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.75% would cost $35,190.18 including fees.
Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.95% would cost $35,599.71 including fees.
Terms from 2 to 3 years. Representative example: a 3 year $10,000 loan at 6.99% would cost $11,114.11 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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