Overall very happy with ME Bank. We tried a couple of the big banks in the past but had issues. Changed to ME about 3 years ago and they have been great.
When I was referred to ME Bank by a friend, I wasn't that keen as the bank did not have many branches and relied on the digital banking format. I took a leap of faith and I have not been at all disappointed. ME Bank just ticks all the boxes for me and lots of others I know.
Excellent for multiple accounts and budgeting/compartmentalising your spends and saves! I have several accounts for budgeting, I can choose a physical card colour and rename the accounts to reflect these such as "Work Expenses Blue Card", "Fortnightly Bills Green Card", "Main Account Yellow Card", "Irregular Bills Black Card" and "Goto Red card" and I don't get charged a single account fee. I have been able to stick to my very tight budget for 2 years without a hiccup!
I have been a member of this bank since close to it's beginning, I still feel like it is small enough to provide me with personalised service, but big enough to be a reliable institution.
ME Bank is an easy, reliable and ethical bank. They have no hidden fees, great customer service, a very competitive interest rate for savings and their marketing is quite cute.
They are always responsive when you contact a real person. There products are as promised and deliver excellent value with extra bonus interest that is higher than anywhere else.
Great customer service. No fees and offset facility on our mortgage.You don't get charged for atm fees. We have multiple offset accounts which allows us to separate our money for budgeting and still reduce our interest payments on our mortgage.
Excellent online banking. Competitive rates especially if you are a customer of certain superannuation funds.
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