8.2 / 10

based on 7708 reviews as rated by Mozo community

Bendigo Bank bank accounts

Bendigo Bank is a community focused bank that's all about customer satisfaction. Over the past 22 years, Bendigo Bank has given back $230 million to help communities build the things they need to thrive. With a national presence and an innovative digital experience, Bendigo Bank offers a full range of financial services including credit cards, personal loans, home loans, savings and bank accounts to help Aussies meet their money goals.

Bendigo Bank offers the following bank accounts

Rates and fees verified as correct at 25 February, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Account fee Payment options Interest rate
Everyday Account

$6.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Student Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

How are Bendigo Bank bank accounts rated?

Mozo users have rated Bendigo Bank bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
Bendigo Bank bank accounts
Overall
8.4/10
Price
Features
Customer service
Convenience
Trust

1828 Reviews

Recent Bendigo Bank bank account reviews

Bendigo Bank Everyday Account review
Overall 6/10
Lovely people, decent loan rates, not flexible.

Switched due to their policy of not investing in companies or affiliates involved with fossil fuels. Competitive home loan rates, and all the people I’ve dealt with are absolutely lovely. However, if you’re the kind of person that typically uses net banking, or finds themselves trying to sort out their banking once the workday is done, it is not at all convenient. Before COVID the typical waiting time for the direct line assistance is around 30 minutes, and now during COVID it’s more like 50 minutes. Little things surprised me such as not being able to see what interest rate is being applied to my loans. I have to either call the branch or call the customer service number. Or not being able to change loan repayments despite having a variable interest rate and fully offset loan, and having 100% of the remaining outstanding mortgage sitting in my offset account. Or not being able to change to an interest only payment on my investment loan.

Read full review

Switched due to their policy of not investing in companies or affiliates involved with fossil fuels. Competitive home loan rates, and all the people I’ve dealt with are absolutely lovely. However, if you’re the kind of person that typically uses net banking, or finds themselves trying to sort out their banking once the workday is done, it is not at all convenient. Before COVID the typical waiting time for the direct line assistance is around 30 minutes, and now during COVID it’s more like 50 minutes. Little things surprised me such as not being able to see what interest rate is being applied to my loans. I have to either call the branch or call the customer service number. Or not being able to change loan repayments despite having a variable interest rate and fully offset loan, and having 100% of the remaining outstanding mortgage sitting in my offset account. Or not being able to change to an interest only payment on my investment loan.

Price
10/10
Features
6/10
Customer service
10/10
Convenience
1/10
Trust
7/10
Less
Sonna, Victoria, reviewed 8 days ago
Bendigo Bank Everyday Account review
Overall 10/10
85% of profits go to community. It's a no brainer!

Excellent customer service and product plus 85% of profits go back into my community. It's a no brainer.

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Excellent customer service and product plus 85% of profits go back into my community. It's a no brainer.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Michelle, Victoria, reviewed 28 days ago
Bendigo Bank Everyday Account review
Overall 9/10
Great bank with excellent service.

Great bank, the only problem is that there aren't enough ATMs.

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Great bank, the only problem is that there aren't enough ATMs.

Price
8/10
Features
8/10
Customer service
10/10
Convenience
4/10
Trust
9/10
Less
Ken, Queensland, reviewed about 1 month ago
Bendigo Bank Everyday Account review
Overall 10/10
Excellent bank, they will look after you.

I have been with Bendigo Bank for many years now and have always found their customer service to be excellent. Great customer service, always friendly and ready to assist you. They have a great range of services available for everyday banking and whatever you may need throughout your life. If you are not sure of what you need, you can speak to them and they will give you options and advice. I highly recommend Bendigo Bank for anyone looking for their first bank or to change from their existing bank.

Read full review

I have been with Bendigo Bank for many years now and have always found their customer service to be excellent. Great customer service, always friendly and ready to assist you. They have a great range of services available for everyday banking and whatever you may need throughout your life. If you are not sure of what you need, you can speak to them and they will give you options and advice. I highly recommend Bendigo Bank for anyone looking for their first bank or to change from their existing bank.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Susan, Victoria, reviewed about 1 month ago

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