Here’s a quick snapshot of the different kinds of Bendigo Bank Credit Cards that you can choose from:
Do you end up carrying a balance on your credit card? Then you should probably go after a Low Rate Credit Card from Bendigo Bank. This will let you take advantage of the low interest rates on everyday purchases plus 55 days interest free on credit card purchases.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days on purchases |
|---|---|---|---|---|
|
9.99% p.a. |
No current offer |
$59 |
55 |
If you’re looking to avoid the high annual fees, you can choose from a number of Bendigo Bank credit cards that come with low ongoing annual fee as well as a low interest rate.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days on purchases |
|---|---|---|---|---|
|
9.99% p.a. |
No current offer |
$59 |
55 |
|
|
19.99% p.a. |
No current offer |
$0 |
55 |
Go for a Rewards Credit Card with Bendigo Bank to earn and redeem points for multiple things like travel, gift cards, shopping vouchers, cashback and retail products. That's not all, you'll also get access to services like complimentary travel insurance, concierge, extended warranty and rental car excess cover.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
|
1.5 points per dollar on Mastercard, uncapped |
19.99% p.a. |
No current offer |
$89 |
|
|
0.6 points per dollar on Mastercard, up to 20000 points per month |
19.99% p.a. |
No current offer |
$149 |
Looking for a premium card that lets you earn rewards points on everyday purchases? Then you should consider a prestige card with Bendigo Bank. You can redeem your rewards points for various things such as gift cards, hotel accommodation or flight tickets. Other advantages include insurance benefits and interest free days on purchases.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
|
1.5 points per dollar on Mastercard, uncapped |
19.99% p.a. |
No current offer |
$89 |
|
|
0.6 points per dollar on Mastercard, up to 20000 points per month |
19.99% p.a. |
No current offer |
$149 |
|
|
|
19.99% p.a. |
No current offer |
$0 |
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
|
0.6 points per dollar on Mastercard, up to 20000 points per month |
19.99% p.a. |
No current offer |
$149 |
Mozo users have rated Bendigo Bank credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
566 Reviews
In 2014 they allowed $9,000.00 to be debited from my credit card into an online banking account in less than 3 weeks. When I queried where their duty of care was to notify me of these transactions, they said as I had used the account for that purpose in the past - even though it was no more than $200 in a month, they felt no need to advise me of the activity on my account. That happened in Melbourne. This year (2022), they repeatedly put signs on their window saying they were closed for 28days, or temporarily closed but no clue what "temporarily" entailed. In September they permanently closed that heabch
Read full reviewIn 2014 they allowed $9,000.00 to be debited from my credit card into an online banking account in less than 3 weeks. When I queried where their duty of care was to notify me of these transactions, they said as I had used the account for that purpose in the past - even though it was no more than $200 in a month, they felt no need to advise me of the activity on my account. That happened in Melbourne. This year (2022), they repeatedly put signs on their window saying they were closed for 28days, or temporarily closed but no clue what "temporarily" entailed. In September they permanently closed that heabch
Trying to contact over the phone spent over two hours on hold. Cannot access online banking without a customer reference number which you need to call for. Should have on an online system where you can retrieve details
Read full reviewTrying to contact over the phone spent over two hours on hold. Cannot access online banking without a customer reference number which you need to call for. Should have on an online system where you can retrieve details
This card was a fantastic option for credit without interest for 18 months. We used it to get our business going and had plenty of time to pay off the card once the interest started ticking over. When I called to have the credit limit reduced, the friendly staff initially told me I would have to visit a branch, but then helpfully changed my limit over the phone. I am very happy with this bank and card that I would recommend it to others without hesitation.
Read full reviewThis card was a fantastic option for credit without interest for 18 months. We used it to get our business going and had plenty of time to pay off the card once the interest started ticking over. When I called to have the credit limit reduced, the friendly staff initially told me I would have to visit a branch, but then helpfully changed my limit over the phone. I am very happy with this bank and card that I would recommend it to others without hesitation.
Reported an odd transaction on my card to the call centre. Took over two weeks for them to acknowledge and assign a case number. 7 years banking with Bendigo...the fall from good to terrible had been rapid.
Read full reviewReported an odd transaction on my card to the call centre. Took over two weeks for them to acknowledge and assign a case number. 7 years banking with Bendigo...the fall from good to terrible had been rapid.
I have banked with this bank since I was young and have found them to always be competitive. They have a good product base and the staff are very friendly and helpful when ever i have questions.
Read full reviewI have banked with this bank since I was young and have found them to always be competitive. They have a good product base and the staff are very friendly and helpful when ever i have questions.
After you’ve had a careful look at the different Bendigo Bank Credit Cards available and selected the one that’s most suitable for you, click on the ‘Go to site’ button on Mozo to reach the Bendigo Bank website directly.
You can then get started with the application process, which is quite simple and straightforward. The online application form will ask you to enter some details such as your contact information, identity proofs and employment details. You’ll also need to be over 18 years of age and be an Australian resident for taxation purposes.