Your selected credit cards
Bendigo Bank started out as a building society more than 150 years ago with its roots in two Australian communities, Bendigo and Adelaide. The credit card options available at Bendigo include low-rate, no annual fee, rewards, and Qantas Point cards. Bendigo’s credit cards won the bank three 2024 Mozo Experts Choice Awards.
Your selected credit cards
When you have a joint account almost everything needs to be done in branch. But our local branch is only open 10-2 and they don’t accept appointments for weeks in advance. We moved everything except our credit card (for now) because of lack of convenience when trying to make any changes to our accounts.
Personal service providers
Friendly personal service
Great friendly service
Disappointing International Transaction Experience I've been a loyal customer of this bank, regularly spending over $5,000 a month. However, I recently had a frustrating experience with an international transaction. The transaction failed, and while I did get my money back, the bank still charged me international transaction fees for the failed attempt. When I contacted customer service, they said it was because the transaction was "attempted," which doesn't make sense to me. Why should I be charged for a transaction that didn't go through? As someone who has consistently supported this bank, I expected better treatment and a fair resolution. It's disappointing that they prioritize technicalities over customer loyalty. I hope they reconsider their policies regarding failed international transactions and how they treat long-term customers like myself.
I signed up to this bank a couple of years ago and there customer service has been excellent. My credit card was recently hacked and charges put on by an unknown source. They notified me immediately and I was able to order a new card and the bank were able to get the charges reversed, for which I am immensely grateful.
Bendigo bank is big on community spirit and banking local. Most are run by a board of local towns people. Once a year community groups can apply for funding, which the board allocate what funds to which group. Most of the board or their wives or husbands or children are in these “groups” so funding gets allocated to who they choose. It’s very biased and unfair. The fees and charges on all accounts are ridiculous the highest of any bank. I personally would never bank with Bendigo bank again. Once my credit card is paid out that is the last account I have with them to close. I liked the idea of support your local community ect but once I found out how it works, I’m appalled at the behaviour.
The minimum credit limits for Bendigo Bank credit cards are:
Correct as at 2 December 2024.
To increase your Bendigo Bank credit card limit, you need to contact the bank on 1300 236 344, visit a Bendigo branch in person, or fill out an online enquiry form.
There are a few options for making repayments on your Bendigo Bank credit card. These include:
Before you can close your Bendigo Bank credit card, you need to make sure that you’ve fully paid off your balance and you’ve redeemed any rewards points you’ve collected while the card has been open. You won’t be able to get unused points back once your card has been closed.
After that, you can call Bendigo Bank on 1300 236 344 to begin the cancellation process.
^See information about the Mozo Experts Choice Credit Card Awards
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