Newcastle Permanent Real Deal Home Loan

4.40% p.a.variable for 36 months and then 4.65% p.a.

4.58% p.a.

$0.00

4.85% p.a.variable for 36 months and then 5.10% p.a.

5.03% p.a.

$0.00

4.65% p.a.

4.69% p.a.

$0.00

5.10% p.a.

5.14% p.a.

$0.00

Currently showing

Rates

  • 4.65% p.a.

  • 4.40% p.a.

  • 36 Months

  • Variable

  • 4.58% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • none

Other financial bits

  • $50,000

  • none

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.

  • none

Rates

  • 5.10% p.a.

  • 4.85% p.a.

  • 36 Months

  • Variable

  • 5.03% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • none

Other financial bits

  • $50,000

  • none

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.

  • none

Rates

  • 4.65% p.a.

  • n/a

  • 0 Months

  • none

  • 4.69% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $595.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • none

Other financial bits

  • $50,000

  • none

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.

  • none

Rates

  • 5.10% p.a.

  • n/a

  • 0 Months

  • none

  • 5.14% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $595.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • none

Other financial bits

  • $50,000

  • none

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.

  • none

About Newcastle Permanent

Newcastle Permanent is an independent, mutual retail financial services provider which offers a genuine alternative to traditional banks. It has comprehensive range of retail banking products and services such as savings accounts, bank accounts, home loans, personal loans, credit cards, and insurance. Newcastle permanent also provides meaningful support for the communities it serves.

How are Newcastle Permanent home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
8.5

Based on 80
Newcastle Permanent home loans reviews

8.5 7.7 8.5 8.3 8.6

Read Newcastle Permanent home loan reviews by the Mozo community

Latest reviews of Newcastle Permanent Real Deal Home Loan

Newcastle Permanent

Newcastle Permanent Discounted Real Deal Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Great rates and helpful friendly staff

Newcastle Permanent have always been extremely helpful and convenient whether applying for our first home loan, making life changes and adjusting loans or borrowing extra funds.

Full review

Newcastle Permanent have always been extremely helpful and convenient whether applying for our first home loan, making life changes and adjusting loans or borrowing extra funds.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Karen (NSW), reviewed over 1 year ago

Newcastle Permanent

Newcastle Permanent Discounted Real Deal Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Great, competitive interest rates

Newcastle Permanent offer competitive home loan rates and always pass on rate cuts quickly.

Full review

Newcastle Permanent offer competitive home loan rates and always pass on rate cuts quickly.

    Price   8 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Michelle (NSW), reviewed about 2 years ago

Newcastle Permanent

Newcastle Permanent Discounted Real Deal Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   6 / 10

Banks want more than they are prepared to give!

My bank & other banks offer good deals as incentives but ongoing Customer Service is lacking.

Full review

My bank & other banks offer good deals as incentives but ongoing Customer Service is lacking.

    Price   5 / 10

    Features   8 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   2 / 10

Less

Gina (NSW), reviewed about 3 years ago

Newcastle Permanent

Newcastle Permanent Discounted Real Deal Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

They care

We left "The Perm." in 1995, looking for 'better' deals. In 1997, we went back to them, disillusioned with "the Others" (we had shopped around a fair bit!). Newcastle Permanent have always offered competitive loans and financial products. The big...

Full review

We left "The Perm." in 1995, looking for 'better' deals. In 1997, we went back to them, disillusioned with "the Others" (we had shopped around a fair bit!). Newcastle Permanent have always offered competitive loans and financial products. The big thing that sets them apart (for us) is the level of service and CARE that they give. Be it on the phone or in branch, I have NEVER had a bad experience with the Staff and they will offer practical (and sensible) advice as part of the service!

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Evan (NSW), reviewed about 3 years ago

Newcastle Permanent

Newcastle Permanent Discounted Real Deal Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Competitive freatures and great customer service

Competitive rates compared to the big banks and great service.

Full review

Competitive rates compared to the big banks and great service.

    Price   10 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Michelle (NSW), reviewed about 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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