Newcastle Permanent Real Deal Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $50,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $50,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan of at least $50,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $50,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $50,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $50,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $50,000

4.48% p.a.variable for 36 months and then 4.73% p.a.

4.66% p.a.

$0.00

Newcastle Permanent Real Deal Home Loan

4.48% p.a.variable for 36 months and then 4.73% p.a.

4.66% p.a.

$0.00

4.97% p.a.variable for 36 months and then 5.22% p.a.

5.15% p.a.

$0.00

Newcastle Permanent Real Deal Home Loan

4.97% p.a.variable for 36 months and then 5.22% p.a.

5.15% p.a.

$0.00

4.70% p.a.variable for 36 months and then 5.07% p.a.

5.01% p.a.

$0.00

Newcastle Permanent Real Deal Home Loan

4.70% p.a.variable for 36 months and then 5.07% p.a.

5.01% p.a.

$0.00

5.15% p.a.variable for 36 months and then 5.52% p.a.

5.46% p.a.

$0.00

Newcastle Permanent Real Deal Home Loan

5.15% p.a.variable for 36 months and then 5.52% p.a.

5.46% p.a.

$0.00

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 4.73% p.a.

  • 4.48% p.a.

  • 36 Months

  • Variable

  • 4.66% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $0.00

Other financial bits
  • $50,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 5.22% p.a.

  • 4.97% p.a.

  • 36 Months

  • Variable

  • 5.15% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $0.00

Other financial bits
  • $50,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 5.07% p.a.

  • 4.70% p.a.

  • 36 Months

  • Variable

  • 5.01% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $595.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $0.00

Other financial bits
  • $50,000

  • none

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 5.52% p.a.

  • 5.15% p.a.

  • 36 Months

  • Variable

  • 5.46% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $595.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $0.00

Other financial bits
  • $50,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Customer Reviews

How are Newcastle Permanent home loans rated by the Mozo community?

Overall customer rating
8.5/10
Price
8.5/10
Features
7.7/10
Customer service
8.5/10
Convenience
8.3/10
Trust
8.6/10

Latest reviews of Newcastle Permanent Real Deal Home Loan

  • Overall
    8/10
    Great rates and helpful friendly staff

    Newcastle Permanent have always been extremely helpful and convenient whether applying for our...

    Newcastle Permanent have always been extremely helpful and convenient whether applying for our first home loan, making life changes and adjusting loans or borrowing extra funds.

    Price
    7/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Karen | NSW

    11 Apr 2016

  • Overall
    8/10
    Great, competitive interest rates

    Newcastle Permanent offer competitive home loan rates and always pass on rate cuts quickly.

    Newcastle Permanent offer competitive home loan rates and always pass on rate cuts quickly.

    Price
    8/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Michelle | NSW

    09 Oct 2015

  • Overall
    6/10
    Banks want more than they are prepared to give!

    My bank & other banks offer good deals as incentives but ongoing Customer Service is lacking.

    My bank & other banks offer good deals as incentives but ongoing Customer Service is lacking.

    Price
    5/10
    Features
    8/10
    Customer service
    5/10
    Convenience
    5/10
    Trust
    2/10

    Gina | NSW

    28 Nov 2014

  • Overall
    10/10
    They care

    We left "The Perm." in 1995, looking for 'better' deals. In 1997, we went back to them,...

    We left "The Perm." in 1995, looking for 'better' deals. In 1997, we went back to them, disillusioned with "the Others" (we had shopped around a fair bit!). Newcastle Permanent have always offered competitive loans and financial products. The big thing that sets them apart (for us) is the level of service and CARE that they give. Be it on the phone or in branch, I have NEVER had a bad experience with the Staff and they will offer practical (and sensible) advice as part of the service!

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10

    Evan | NSW

    30 Sep 2014

  • Overall
    9/10
    Competitive freatures and great customer service

    Competitive rates compared to the big banks and great service.

    Competitive rates compared to the big banks and great service.

    Price
    10/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    9/10

    Michelle | NSW

    30 Sep 2014

Newcastle Permanent

About Newcastle Permanent

Newcastle Permanent is an independent, mutual retail financial services provider which offers a genuine alternative to traditional banks. It has comprehensive range of retail banking products and services such as savings accounts, bank accounts, home loans, personal loans, credit cards, and insurance. Newcastle permanent also provides meaningful support for the communities it serves.

See Newcastle Permanent home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.