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Newcastle Permanent Real Deal Home Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 80% $150,000
Owner Occupier Principal & Interest 80%-95% $150,000
Owner Occupier Principal & Interest < 95% $150,000
Owner Occupier Interest Only < 80% $150,000
Owner Occupier Interest Only 80%-95% $150,000
Owner Occupier Interest Only < 90% $150,000
Investor Principal & Interest < 80% $150,000
Investor Principal & Interest 80%-95% $150,000
Investor Principal & Interest 80%-95% $150,000
Investor Interest Only < 80% $150,000
Investor Interest Only 80%-90% $150,000
Investor Interest Only < 90% $150,000
  • Owner Occupier (Principal & Interest)
    LVR < 80%
    Loan: $150,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-95%
    Loan: $150,000
  • Owner Occupier (Principal & Interest)
    LVR < 95%
    Loan: $150,000
  • Owner Occupier (Interest Only)
    LVR < 80%
    Loan: $150,000
  • Owner Occupier (Interest Only)
    LVR 80%-95%
    Loan: $150,000
  • Owner Occupier (Interest Only)
    LVR < 90%
    Loan: $150,000
  • Investor (Principal & Interest)
    LVR < 80%
    Loan: $150,000
  • Investor (Principal & Interest)
    LVR 80%-95%
    Loan: $150,000
  • Investor (Principal & Interest)
    LVR 80%-95%
    Loan: $150,000
  • Investor (Interest Only)
    LVR < 80%
    Loan: $150,000
  • Investor (Interest Only)
    LVR 80%-90%
    Loan: $150,000
  • Investor (Interest Only)
    LVR < 90%
    Loan: $150,000
Rate
6.04% p.a.
Comparison Rate
6.08% p.a.
Service fee
$0.00
Upfront fee
$595
Rate
6.69% p.a.
Comparison Rate
6.73% p.a.
Service fee
$0.00
Upfront fee
$595
Rate
8.10% p.a.
Comparison Rate
8.15% p.a.
Service fee
$0.00
Upfront fee
$595
Rate
6.14% p.a.
Comparison Rate
6.12% p.a.
Service fee
$0.00
Upfront fee
$595
Rate
7.04% p.a.
Comparison Rate
6.88% p.a.
Service fee
$0.00
Upfront fee
$595
Rate
8.59% p.a.
Comparison Rate
8.37% p.a.
Service fee
$0.00
Upfront fee
$595
Rate
6.19% p.a.
Comparison Rate
6.24% p.a.
Service fee
$0.00
Upfront fee
$595
Rate
6.83% p.a.
Comparison Rate
6.88% p.a.
Service fee
$0.00
Upfront fee
$595
Rate
8.44% p.a.
Comparison Rate
8.49% p.a.
Service fee
$0.00
Upfront fee
$595
Rate
6.29% p.a.
Comparison Rate
6.27% p.a.
Service fee
$0.00
Upfront fee
$595
Rate
7.04% p.a.
Comparison Rate
6.96% p.a.
Service fee
$0.00
Upfront fee
$595
Rate
8.89% p.a.
Comparison Rate
8.69% p.a.
Service fee
$0.00
Upfront fee
$595

Mozo editorial review Newcastle Permanent Real Deal Home Loan - last updated: 31 January 2024

binocular icon
What's hot
  • 6.04% variable rate (6.08% comparison rate*)
  • Free extra repayments
  • No ongoing service or discharge fees
What's not
  • Redraw fees apply
Mozo snapshot

Whether you’re buying your first home or are making your first investment, the last thing you want is to be tied up in fees and complicated loan features. That’s where the Newcastle Permanent Real Deal Home Loan comes in. Aside from a great, low rate, there’s zero application or service fees and you’ll have the flexibility to choose your repayment schedule, on either a weekly, fortnightly or monthly basis. 

key icon
Key features

Few fees. A low rate. No hassle. The real deal.

If you’re after a home loan that offers great flexibility, then look no further than the Newcastle Permanent Real Deal Home Loan. This low cost loan offers no ongoing service fees and no discharge fees, making it a great option for Aussies homeowners hoping to keep to a budget. However, when you first take out the loan you will need to budget for the application fee of $595. 

It is possible to borrow up to 95% of the property's value, however rates differ depending on your LVR. For borrowers with an 80% LVR or less, and a borrowing amount of at least $150,000 you’ll get a low 6.04% variable rate (6.08% comparison rate*). On the other hand, for LVR's between 80% and 95% the rate bumps up to 6.69% (6.73% comparison rate*). Also keep in mind, if you have an LVR greater than 80%, you'll have to pay Lenders Mortgage Insurance

If you wanted to lock in your rate for a while, there’s the option to split your loan with other Newcastle Permanent home loans. You’ll also be able to make as many extra repayments as you’d like, helping you shave off interest as well as have access to a redraw facility, however fees apply. And if you ever want to take a break from your repayments, there’s the option to take a repayment holiday.


snapshot
Who is it good for

The Newcastle Permanent Real Deal Home Loan is a great option for borrowers who want to keep fees to a minimum and want to put every dollar toward their loan.


question icon
Any catches

The Newcastle Permanent Real Deal Home Loan has very few fees, but if you do want to redraw on any extra repayments it will cost $25 for each redraw for in branch requests.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.04% p.a.

n/a

n/a

n/a

6.08% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$595.00

n/a

$0.00

$0.00

n/a

$0.00

$250.00

Other financial bits

$150,000

none

none

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - fees apply

$0.00

yes

no

Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network.

none

$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.69% p.a.

n/a

n/a

n/a

6.73% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$595.00

n/a

$0.00

$0.00

n/a

$0.00

$250.00

Other financial bits

$150,000

none

80.00%

95.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - fees apply

$0.00

yes

no

Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network.

none

$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.10% p.a.

n/a

n/a

n/a

8.15% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$595.00

n/a

$0.00

$0.00

n/a

$0.00

$250.00

Other financial bits

$150,000

none

none

95.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - fees apply

$0.00

yes

no

Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network.

none

$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.14% p.a.

n/a

n/a

n/a

6.12% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$595.00

n/a

$0.00

$0.00

n/a

$0.00

$250.00

Other financial bits

$150,000

none

none

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - fees apply

$0.00

yes

no

Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network.

none

$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.04% p.a.

n/a

n/a

n/a

6.88% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$595.00

n/a

$0.00

$0.00

n/a

$0.00

$250.00

Other financial bits

$150,000

none

80.00%

95.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - fees apply

$0.00

yes

no

Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network.

none

$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.59% p.a.

n/a

n/a

n/a

8.37% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$595.00

n/a

$0.00

$0.00

n/a

$0.00

$250.00

Other financial bits

$150,000

none

none

90.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - fees apply

$0.00

yes

no

Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network.

none

$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.19% p.a.

n/a

n/a

n/a

6.24% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$595.00

n/a

$0.00

$0.00

n/a

$0.00

$250.00

Other financial bits

$150,000

none

none

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - fees apply

$0.00

yes

no

Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network.

none

$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.83% p.a.

n/a

n/a

n/a

6.88% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$595.00

n/a

$0.00

$0.00

n/a

$0.00

$250.00

Other financial bits

$150,000

none

80.00%

95.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - fees apply

$0.00

yes

no

Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network.

none

$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.44% p.a.

n/a

n/a

n/a

8.49% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$595.00

n/a

$0.00

$0.00

n/a

$0.00

$250.00

Other financial bits

$150,000

none

80.00%

95.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - fees apply

$0.00

yes

no

Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network.

none

$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.29% p.a.

n/a

n/a

n/a

6.27% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$595.00

n/a

$0.00

$0.00

n/a

$0.00

$250.00

Other financial bits

$150,000

none

none

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - fees apply

$0.00

yes

no

Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network.

none

$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.04% p.a.

n/a

n/a

n/a

6.96% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$595.00

n/a

$0.00

$0.00

n/a

$0.00

$250.00

Other financial bits

$150,000

none

80.00%

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - fees apply

$0.00

yes

no

Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network.

none

$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.89% p.a.

n/a

n/a

n/a

8.69% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$595.00

n/a

$0.00

$0.00

n/a

$0.00

$250.00

Other financial bits

$150,000

none

none

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - fees apply

$0.00

yes

no

Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network.

none

$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Newcastle Permanent home loans rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

Latest reviews of Newcastle Permanent Real Deal Home Loan

About Newcastle Permanent

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

Thumbnail icon for BCU Bank
BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

Thumbnail icon for ubank
ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.15% p.a. variable

6.17% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

Thumbnail icon for ubank
ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

Thumbnail icon for BCU Bank
BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

Thumbnail icon for ubank
ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

Thumbnail icon for BCU Bank
BCU Bank

Fixed Rate Home Loan

p.a.

6.30% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

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BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.09% p.a.
fixed 3 years

6.19% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

$10.00 monthly

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Unloan

Variable

5.99% p.a.

5.90% p.a.

$0.00

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Up

Home Variable Rate

5.95% p.a.

5.95% p.a.

$0.00

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BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

$0.00

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G&C Mutual Bank

First Home Buyer Loan

5.90% p.a.

5.93% p.a.

$0.00

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Community First Bank

Basic Variable Home Loan

5.94% p.a.

5.99% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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