Newcastle Permanent credit cards

Newcastle Permanent
Newcastle Permanent's overall rating for credit cards

(as rated by the Mozo community)

8.3 / 10

based on 21 reviews

As one of the largest building societies in Australia, Newcastle Permanent knows its customers. And what are those customers asking for? An easy to use credit card with low rates, all of the convenience and none of the hassle.

Have Newcastle Permanent delivered? Read on for all the details about the credit card on offer from Newcastle Permanent and judge for yourself.

Rates and fees verified as correct at 11 December, 2016. Other information correct at the time of writing.

What credit cards do Newcastle Permanent offer?

Low rate credit cards Low rate credit cards

Well, if you’re after simplicity, you came to the right place. The credit card offering from Newcastle Permanent is a low rate option, which means it’s a great way to keep costs down and use your credit card without getting yourself into trouble. But it’s also pretty basic in terms of rewards or freebies. Check out the details below:

Product Purchase rate Balance transfer rate Annual fees Interest free days

11.49% p.a.

$49

55


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Low fee credit cards Low fee credit cards

Simplicity is key here, so don't expect all the bells and whistles of more expensive cards. But if you're looking for a convenient and budget-friendly piece of plastic, then the low fee credit card from Newcastle Permanent is a good bet.

Product Purchase rate Balance transfer rate Annual fees Interest free days

11.49% p.a.

$49

55


Hide

Frequently Asked Questions about Newcastle Permanent credit cards

    What interest free period will I get with a Newcastle Permanent credit card?

    What fees might I be charged?

    Can I use my Newcastle Permanent credit card for a balance transfer?

    Can I use paypass with my Newcastle Permanent credit card?

    Can I use my Newcastle Permanent credit card while I’m travelling overseas?

    What features does the Newcastle Permanent credit card come with?

    Avoiding credit card fraud

How are Newcastle Permanent credit cards rated?

Mozo users have rated Newcastle Permanent credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Newcastle Permanent credit cards

Overall 8.3*

Price

Features

Customer service

Convenience

Trust

21 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Newcastle Permanent credit card reviews Recent Newcastle Permanent credit card reviews

Newcastle Permanent

Newcastle Permanent Value+ credit card review

Overall rating   8 / 10

Prime customer service

I love dealing with the permanent, always friendly, secure and prompt. Only wish my credit card was attached to a rewards program.

Full review

I love dealing with the permanent, always friendly, secure and prompt. Only wish my credit card was attached to a rewards program.

    Price   9 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mia (NSW), reviewed 10 months ago

Newcastle Permanent

Newcastle Permanent credit card review

Overall rating   8 / 10

Great

Satisfied and that's all that matters

Full review

Satisfied and that's all that matters

    Price   8 / 10

    Features   7 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   5 / 10

Less

Lauren (NSW), reviewed about 1 year ago

Newcastle Permanent

Newcastle Permanent credit card review

Overall rating   10 / 10

Great customer service

Interest rate competitive, the only negative is no reward system.

Full review

Interest rate competitive, the only negative is no reward system.

    Price   8 / 10

    Features   4 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Gordon (NSW), reviewed over 1 year ago

Newcastle Permanent

Newcastle Permanent Value+ credit card review

Overall rating   8 / 10

Overall I would give them a good score.

I find them to be friendly with over the counter service, but not so good with understanding problems with my personal circumstances at present.

Full review

I find them to be friendly with over the counter service, but not so good with understanding problems with my personal circumstances at present.

    Price   6 / 10

    Features   8 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   6 / 10

Less

Debra (NSW), reviewed over 1 year ago

Newcastle Permanent

Newcastle Permanent credit card review

Overall rating   10 / 10

Great customer service

Pleasant staff & service.

Full review

Pleasant staff & service.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kevin (NSW), reviewed over 1 year ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Newcastle Permanent credit card? What do you need to apply for a Newcastle Permanent credit card?

To apply for a Newcastle Permanent credit card, you should be over 18 and an Australian resident. You can apply over the phone, online or in your local branch.

Some other things you’ll need are:

  • An Australian mobile number
  • An email address
  • I.D.
  • Financial Details (to apply for a credit card with Newcastle Permanent, you need to be able to prove that you make more than $20,000 a year.)
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