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As one of the largest building societies in Australia, Newcastle Permanent knows its customers. And what are those customers asking for? An easy to use credit card with low rates, all of the convenience and none of the hassle.
Have Newcastle Permanent delivered? Read on for all the details about the credit card on offer from Newcastle Permanent and judge for yourself.
Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more credit cards here.
Last updated 15 January 2025
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Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Newcastle Permanent credit cards
Value+
Purchase rate
11.99
%
p.a.
Balance transfer rate
No current offer
Annual fee
$49
Waived if for premium plus package home loan holders
Rewards program
-
No Partner link
Purchase rate
11.99
%
p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Annual card fee
$49
Waived if for premium plus package home loan holders
Intro fee
-
Interest free days on purchases
Up to 55
Cash advance rate
11.99% p.a.
Cash advance fee
2%, Min $2.50
Foreign exchange margin
3.00%
Late payment fee
$5.00
Interest free days
Up to 55
Minimum credit limit
$500.00
Minimum repayment amount
$10.00
Minimum repayment percentage
3.00%
Additional cardholders
3
Additional cardholder fee
$0.00
Payment options
Apple Pay, Google Pay, PayID
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
11.99% p.a interest rate on balances transferred from non-Newcastle Permanent issued credit cards.
Other restrictions
-
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Overall customer rating for Newcastle Permanent credit cards
4.1
Price
3.9
Features
3.1
Customer service
4.3
Convenience
4.1
Trust
4.2
Based on 60 product reviews.
Customer reviews
Important disclosures
Important disclosures
Important information about the Mozo customer ratings
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. More about the Mozo customer ratings.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Disclaimer
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Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
