Newcastle Permanent Variable Home Loan (Premium Plus Package)

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $5,000 and $499,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $899,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $900,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $5,000 and $499,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $750,000 and $899,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $900,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $5,000 and $499,999 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $750,000 and $899,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $900,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $5,000 and $499,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $750,000 and $899,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $900,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $5,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $500,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $750,000 $899,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $900,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $5,000 $499,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $500,000 $749,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $750,000 $899,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $900,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $5,000 $499,999

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $500,000 $749,999

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $750,000 $899,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $900,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $5,000 $499,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $500,000 $749,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $750,000 $899,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $900,000

3.72% p.a.

4.12% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

3.72% p.a.

4.12% p.a.

$395.00 yearly

3.82% p.a.

4.22% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

3.82% p.a.

4.22% p.a.

$395.00 yearly

4.09% p.a.

4.48% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

4.09% p.a.

4.48% p.a.

$395.00 yearly

3.99% p.a.

4.38% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

3.99% p.a.

4.38% p.a.

$395.00 yearly

4.19% p.a.

4.58% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

4.19% p.a.

4.58% p.a.

$395.00 yearly

4.65% p.a.

5.03% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

4.65% p.a.

5.03% p.a.

$395.00 yearly

4.60% p.a.

4.98% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

4.60% p.a.

4.98% p.a.

$395.00 yearly

4.50% p.a.

4.88% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

4.50% p.a.

4.88% p.a.

$395.00 yearly

4.45% p.a.

4.83% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

4.45% p.a.

4.83% p.a.

$395.00 yearly

5.14% p.a.

5.51% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

5.14% p.a.

5.51% p.a.

$395.00 yearly

5.09% p.a.

5.46% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

5.09% p.a.

5.46% p.a.

$395.00 yearly

4.99% p.a.

5.36% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

4.99% p.a.

5.36% p.a.

$395.00 yearly

4.94% p.a.

5.31% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

4.94% p.a.

5.31% p.a.

$395.00 yearly

4.99% p.a.

5.36% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

4.99% p.a.

5.36% p.a.

$395.00 yearly

4.94% p.a.

5.31% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

4.94% p.a.

5.31% p.a.

$395.00 yearly

4.84% p.a.

5.22% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

4.84% p.a.

5.22% p.a.

$395.00 yearly

4.79% p.a.

5.17% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

4.79% p.a.

5.17% p.a.

$395.00 yearly

5.44% p.a.

5.81% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

5.44% p.a.

5.81% p.a.

$395.00 yearly

5.39% p.a.

5.76% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

5.39% p.a.

5.76% p.a.

$395.00 yearly

5.29% p.a.

5.66% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

5.29% p.a.

5.66% p.a.

$395.00 yearly

5.24% p.a.

5.61% p.a.

$395.00 yearly

Newcastle Permanent Variable Home Loan (Premium Plus Package)

5.24% p.a.

5.61% p.a.

$395.00 yearly

Mozo Review   Newcastle Permanent Variable Home Loan (Premium Plus Package) Review

Last updated: 19 August 2018.

What's hot:
  • Competitive interest rate

  • No upfront application fee

  • 2018 Mozo Experts Choice Award - Home Lender of the Year

  • $1,500 cashback offer

What's not:
  • $395 annual service fee

Mozo snapshot:

With competitive interest rates for all borrowers, no application fees and flexible features like an offset account and redraw facility, it's easy to see why Newcastle Permanent took out two Mozo Experts Choice Awards 2018 in the Best Packaged Home Loan and Split Home Loan categories - not to mention the prestigious 2018 Home Lender of the Year award. Plus for a limited amount of time, Newcastle Permanent are offering certain borrowers $1,500 cashback. 

Key features:

The Newcastle Permanent Premium Plus Package home loan is available whether you are buying your first home or upgrading to a bigger more expensive property. You can borrow up to 95% (90% for investment) of the property's value but you will need to pay mortgage insurance on anything over 80% LVR.

The interest rate is a competitive 3.64% for loans of at least $150,000 with principal & interest repayments. If you're borrowing under $150,000 then the rate is 4.65%

Aside from the competitive variable interest rate what's really great about the Newcastle Permanent Plus Package is the long list of product options that come with this home loan. It has an offset account and you can make additional repayments or a lump sum repayment for free. Redraws are also free and there is no minimum on the redraw amount. 

You can choose your repayment frequency to tie in with your payday. The Newcastle Permanent Premium Variable loan has weekly, fortnightly and monthly repayment options. You also have the option to split the loan between a fixed and variable amount if interest rates begin to go up and you want to fix a portion of your loan.

This loan isn't fee free. It has a yearly service fee of $395.

Need some extra motivation? Borrowers currently with another lender could be eligible for $1,500 cashback if they refinance their mortgages with Newcastle Permanent between August 19 and November 30. 

Who it's good for:

The competitive interest rate of the Newcastle Permanent Premium Package loan should suit anyone who is looking at making sure that most of their hard earned cash goes towards paying down their home loan rather than paying off high interest rates.

Any catches?

This is a variable rate home loan so your rate is likely to move in line with the official cash rate so get into the habit of checking your interest rate on an annual basis so that you can be sure you're always getting the best deal.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 3.72% p.a.

  • n/a

  • 0 Months

  • none

  • 4.12% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $150,000

  • none

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 3.82% p.a.

  • n/a

  • 0 Months

  • none

  • 4.22% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $150,000

  • none

  • 90.00%

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.09% p.a.

  • n/a

  • 0 Months

  • none

  • 4.48% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 4.38% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.58% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.65% p.a.

  • n/a

  • 0 Months

  • none

  • 5.03% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $5,000

  • $499,999

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.60% p.a.

  • n/a

  • 0 Months

  • none

  • 4.98% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.50% p.a.

  • n/a

  • 0 Months

  • none

  • 4.88% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $750,000

  • $899,999

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.45% p.a.

  • n/a

  • 0 Months

  • none

  • 4.83% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $900,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.14% p.a.

  • n/a

  • 0 Months

  • none

  • 5.51% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $5,000

  • $499,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.09% p.a.

  • n/a

  • 0 Months

  • none

  • 5.46% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.99% p.a.

  • n/a

  • 0 Months

  • none

  • 5.36% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $750,000

  • $899,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.94% p.a.

  • n/a

  • 0 Months

  • none

  • 5.31% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $900,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.99% p.a.

  • n/a

  • 0 Months

  • none

  • 5.36% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $5,000

  • $499,999

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.94% p.a.

  • n/a

  • 0 Months

  • none

  • 5.31% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.84% p.a.

  • n/a

  • 0 Months

  • none

  • 5.22% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $750,000

  • $899,999

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.79% p.a.

  • n/a

  • 0 Months

  • none

  • 5.17% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $900,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.44% p.a.

  • n/a

  • 0 Months

  • none

  • 5.81% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $5,000

  • $499,999

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.39% p.a.

  • n/a

  • 0 Months

  • none

  • 5.76% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.29% p.a.

  • n/a

  • 0 Months

  • none

  • 5.66% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $750,000

  • $899,999

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.24% p.a.

  • n/a

  • 0 Months

  • none

  • 5.61% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $900,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Customer Reviews

How are Newcastle Permanent home loans rated by the Mozo community?

Overall customer rating
8.6/10
Price
8.5/10
Features
7.6/10
Customer service
8.6/10
Convenience
8.3/10
Trust
8.7/10

Latest reviews of Newcastle Permanent Variable Home Loan (Premium Plus Package)

  • Overall
    9/10
    Wonderful

    Great product with fantastic access.

    Great product with fantastic access.

    Price
    9/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    9/10

    Lyndal | New South Wales

    reviewed over 3 years ago

  • Overall
    9/10
    Personalized Service

    Newcastle Permanent bent over backwards to ensure we received the right product. It didn't end...

    Newcastle Permanent bent over backwards to ensure we received the right product. It didn't end there, as with most banks! They continue to provide wonderful follow up and personalized service.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Cath | New South Wales

    reviewed over 3 years ago

  • Overall
    9/10
    That little bit extra

    Very personal approach to banking. The application took place in the comfort of our own home!...

    Very personal approach to banking. The application took place in the comfort of our own home! Love the service and support!

    Price
    10/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    10/10
    Trust
    10/10

    Van | New South Wales

    reviewed almost 4 years ago

  • Overall
    9/10
    Simple, friendly and highly competitive service!

    Simple, friendly, easy to access service with highly competitive products that do exactly what...

    Simple, friendly, easy to access service with highly competitive products that do exactly what they need to do without all the hype and frills attached.

    Price
    8/10
    Features
    5/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    10/10

    Trenton | New South Wales

    reviewed almost 4 years ago

  • Overall
    9/10
    Competitive and local

    The home loan process was faster than our previous bank who took over a month to tell us that...

    The home loan process was faster than our previous bank who took over a month to tell us that their loan manager had done the paperwork wrong. Newcastle perm had a lower rate and had the loan approved within a week.

    Price
    8/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    9/10
    Trust
    9/10

    Keith | New South Wales

    reviewed almost 4 years ago

Newcastle Permanent

About Newcastle Permanent

Newcastle Permanent is an independent, mutual retail financial services provider which offers a genuine alternative to traditional banks. It has comprehensive range of retail banking products and services such as savings accounts, bank accounts, home loans, personal loans, credit cards, and insurance. Newcastle permanent also provides meaningful support for the communities it serves.

See Newcastle Permanent home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.