The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $5,000 and $499,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $899,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $900,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $5,000 and $499,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $750,000 and $899,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $900,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $5,000 and $499,999 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $750,000 and $899,999 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan of at least $900,000 with an LVR below 95%
The details shown below are for an investor taking out a interest only loan between $5,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $750,000 and $899,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $900,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | |
| | Owner Occupier | Principal & Interest | 80%-95% | $150,000 | |
| | Owner Occupier | Interest Only | < 80% | $150,000 | |
| | Investor | Principal & Interest | < 80% | $150,000 | |
| | Investor | Interest Only | < 80% | $150,000 | |
| | Owner Occupier | Principal & Interest | < 95% | $5,000 | $499,999 |
| | Owner Occupier | Principal & Interest | < 95% | $500,000 | $749,999 |
| | Owner Occupier | Principal & Interest | < 95% | $750,000 | $899,999 |
| | Owner Occupier | Principal & Interest | < 95% | $900,000 | |
| | Owner Occupier | Interest Only | < 90% | $5,000 | $499,999 |
| | Owner Occupier | Interest Only | < 90% | $500,000 | $749,999 |
| | Owner Occupier | Interest Only | < 90% | $750,000 | $899,999 |
| | Owner Occupier | Interest Only | < 90% | $900,000 | |
| | Investor | Principal & Interest | < 95% | $5,000 | $499,999 |
| | Investor | Principal & Interest | < 95% | $500,000 | $749,999 |
| | Investor | Principal & Interest | < 95% | $750,000 | $899,999 |
| | Investor | Principal & Interest | < 95% | $900,000 | |
| | Investor | Interest Only | < 90% | $5,000 | $499,999 |
| | Investor | Interest Only | < 90% | $500,000 | $749,999 |
| | Investor | Interest Only | < 90% | $750,000 | $899,999 |
| | Investor | Interest Only | < 90% | $900,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR 80%-95%
Loan: $150,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000
Investor (Interest Only)
LVR < 80%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $5,000 $499,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $500,000 $749,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $750,000 $899,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $900,000
Owner Occupier (Interest Only)
LVR < 90%
Loan: $5,000 $499,999
Owner Occupier (Interest Only)
LVR < 90%
Loan: $500,000 $749,999
Owner Occupier (Interest Only)
LVR < 90%
Loan: $750,000 $899,999
Owner Occupier (Interest Only)
LVR < 90%
Loan: $900,000
Investor (Principal & Interest)
LVR < 95%
Loan: $5,000 $499,999
Investor (Principal & Interest)
LVR < 95%
Loan: $500,000 $749,999
Investor (Principal & Interest)
LVR < 95%
Loan: $750,000 $899,999
Investor (Principal & Interest)
LVR < 95%
Loan: $900,000
Investor (Interest Only)
LVR < 90%
Loan: $5,000 $499,999
Investor (Interest Only)
LVR < 90%
Loan: $500,000 $749,999
Investor (Interest Only)
LVR < 90%
Loan: $750,000 $899,999
Investor (Interest Only)
LVR < 90%
Loan: $900,000
With competitive interest rates for all borrowers, no application fees and flexible features like an offset account and redraw facility the Newcastle Permanent Discounted Variable Home Loan (Premium Plus Package) could be a great all round option. Plus, for those looking to refinance, a $2,000 cashback offer is up for grabs.
The Newcastle Permanent Premium Plus Package home loan is available whether you are buying your first home or upgrading to a bigger more expensive property. You can borrow up to 95% of the property's value but you will need to pay mortgage insurance on anything over 80% LVR.
The interest rates start at a competitive 2.94% (3.34% comparison rate*) for loans of at least $150,000 with principal & interest repayments and an LVR 80% or less. And for borrowers with an LVR between 80% and 95% they will receive a 3.31% variable rate (3.70% comparison rate*).
Aside from the competitive variable interest rate what's really great about the Newcastle Permanent Plus Package is the long list of product options that come with this home loan. It has an offset account and you can make additional repayments or a lump sum repayment for free. Redraws are also free and there is no minimum on the redraw amount.
You can choose your repayment frequency to tie in with your payday. The Newcastle Permanent Premium Variable loan has weekly, fortnightly and monthly repayment options. You also have the option to split the loan between a fixed and variable amount if interest rates begin to go up and you want to fix a portion of your loan.
Refinancing from another home loan outside of Newcastle Permanent? Well, if you apply by 31 March 2021 and are funded by the 31 May 2021 you could get a nice juicy $2,000 cashback! You just need to have an eligible Newcastle Permanent Everyday Account to receive your funds.
This loan isn't fee free. It has a yearly service fee of $395.
The competitive interest rate of the Newcastle Permanent Premium Package loan should suit anyone who is looking at making sure that most of their hard earned cash goes towards paying down their home loan rather than paying off high interest rates. Or for refinancers looking to snag a good deal with the added bonus of a cashback offer.
This is a variable rate home loan meaning your rate is likely to move in line with the official cash rate. Try to get into the habit of checking your interest rate on an annual basis so that you can be sure you're always getting the best deal.
2.94% p.a.
n/a
n/a
n/a
3.34% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$150,000
none
none
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.31% p.a.
n/a
n/a
n/a
3.70% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$150,000
none
80.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.34% p.a.
n/a
n/a
n/a
3.75% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$150,000
none
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.26% p.a.
n/a
n/a
n/a
3.67% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$150,000
none
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.26% p.a.
n/a
n/a
n/a
3.67% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$150,000
none
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.77% p.a.
n/a
n/a
n/a
4.17% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$5,000
$499,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.72% p.a.
n/a
n/a
n/a
4.12% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$500,000
$749,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.62% p.a.
n/a
n/a
n/a
4.02% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$750,000
$899,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.57% p.a.
n/a
n/a
n/a
3.97% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$900,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.26% p.a.
n/a
n/a
n/a
4.65% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$5,000
$499,999
none
90.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.21% p.a.
n/a
n/a
n/a
4.60% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$500,000
$749,999
none
90.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.11% p.a.
n/a
n/a
n/a
4.50% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$750,000
$899,999
none
90.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.06% p.a.
n/a
n/a
n/a
4.45% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$900,000
none
none
90.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.11% p.a.
n/a
n/a
n/a
4.50% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$5,000
$499,999
none
95.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.06% p.a.
n/a
n/a
n/a
4.45% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$500,000
$749,999
none
95.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.96% p.a.
n/a
n/a
n/a
4.35% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$750,000
$899,999
none
95.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.91% p.a.
n/a
n/a
n/a
4.31% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$900,000
none
none
95.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.56% p.a.
n/a
n/a
n/a
4.94% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$5,000
$499,999
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.51% p.a.
n/a
n/a
n/a
4.89% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$500,000
$749,999
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.41% p.a.
n/a
n/a
n/a
4.79% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$750,000
$899,999
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.36% p.a.
n/a
n/a
n/a
4.75% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$395.00 yearly
$0.00
$900,000
none
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs.
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 March 2021 and are funded by 31 May 2021, min $250k, LVR <80%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Newcastle permanent will guide you through applications. If they don’t think that you’re going to make their criteria, they will tell you before the application goes for approval so you do not end up with black marks against your credit score. I have dealt with other lenders in the past and they don’t care about this.
Read full reviewNewcastle permanent will guide you through applications. If they don’t think that you’re going to make their criteria, they will tell you before the application goes for approval so you do not end up with black marks against your credit score. I have dealt with other lenders in the past and they don’t care about this.
Great product with fantastic access.
Read full reviewGreat product with fantastic access.
Newcastle Permanent bent over backwards to ensure we received the right product. It didn't end there, as with most banks! They continue to provide wonderful follow up and personalized service.
Read full reviewNewcastle Permanent bent over backwards to ensure we received the right product. It didn't end there, as with most banks! They continue to provide wonderful follow up and personalized service.
Very personal approach to banking. The application took place in the comfort of our own home! Love the service and support!
Read full reviewVery personal approach to banking. The application took place in the comfort of our own home! Love the service and support!
Simple, friendly, easy to access service with highly competitive products that do exactly what they need to do without all the hype and frills attached.
Read full reviewSimple, friendly, easy to access service with highly competitive products that do exactly what they need to do without all the hype and frills attached.
Newcastle Permanent is an independent, mutual retail financial services provider which offers a genuine alternative to traditional banks. It has comprehensive range of retail banking products and services such as savings accounts, bank accounts, home loans, personal loans, credit cards, and insurance. Newcastle permanent also provides meaningful support for the communities it serves.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
p.a.
3.62% p.a.
$395.00 yearly
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Homestar
Star Gold Home Loan
1.79% p.a. variable
1.84% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a. variable
3.34% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.99% p.a.
fixed 3 years
3.64% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
$0.00
Homestar
Star Gold Home Loan
1.79% p.a.
1.84% p.a.
$0.00
Yard
Variable Home Loan Special
2.09% p.a.
2.12% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
