Newcastle Permanent Variable Home Loan (Premium Plus Package)
This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $5,000 and $499,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $899,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $900,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $5,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $750,000 and $899,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $900,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $5,000 and $499,999 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $750,000 and $899,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $900,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $5,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $750,000 and $899,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $900,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $150,000 | |
| | Owner Occupier | Principal & Interest | 90%-95% | $150,000 | |
| | Owner Occupier | Interest Only | < 90% | $150,000 | |
| | Investor | Principal & Interest | < 90% | $150,000 | |
| | Investor | Interest Only | < 90% | $150,000 | |
| | Owner Occupier | Principal & Interest | < 95% | $5,000 | $499,999 |
| | Owner Occupier | Principal & Interest | < 95% | $500,000 | $749,999 |
| | Owner Occupier | Principal & Interest | < 95% | $750,000 | $899,999 |
| | Owner Occupier | Principal & Interest | < 95% | $900,000 | |
| | Owner Occupier | Interest Only | < 80% | $5,000 | $499,999 |
| | Owner Occupier | Interest Only | < 80% | $500,000 | $749,999 |
| | Owner Occupier | Interest Only | < 80% | $750,000 | $899,999 |
| | Owner Occupier | Interest Only | < 80% | $900,000 | |
| | Investor | Principal & Interest | < 95% | $5,000 | $499,999 |
| | Investor | Principal & Interest | < 95% | $500,000 | $749,999 |
| | Investor | Principal & Interest | < 90% | $750,000 | $899,999 |
| | Investor | Principal & Interest | < 80% | $900,000 | |
| | Investor | Interest Only | < 80% | $5,000 | $499,999 |
| | Investor | Interest Only | < 80% | $500,000 | $749,999 |
| | Investor | Interest Only | < 80% | $750,000 | $899,999 |
| | Investor | Interest Only | < 80% | $900,000 |
-
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $150,000
-
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $150,000
-
Owner Occupier (Interest Only)
LVR < 90%
Loan: $150,000
-
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000
-
Investor (Interest Only)
LVR < 90%
Loan: $150,000
-
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $5,000 $499,999
-
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $500,000 $749,999
-
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $750,000 $899,999
-
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $900,000
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $5,000 $499,999
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $500,000 $749,999
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $750,000 $899,999
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $900,000
-
Investor (Principal & Interest)
LVR < 95%
Loan: $5,000 $499,999
-
Investor (Principal & Interest)
LVR < 95%
Loan: $500,000 $749,999
-
Investor (Principal & Interest)
LVR < 90%
Loan: $750,000 $899,999
-
Investor (Principal & Interest)
LVR < 80%
Loan: $900,000
-
Investor (Interest Only)
LVR < 80%
Loan: $5,000 $499,999
-
Investor (Interest Only)
LVR < 80%
Loan: $500,000 $749,999
-
Investor (Interest Only)
LVR < 80%
Loan: $750,000 $899,999
-
Investor (Interest Only)
LVR < 80%
Loan: $900,000
Newcastle Permanent Variable Home Loan (Premium Plus Package)
3.56% p.a.
3.95% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
3.56% p.a.
3.95% p.a.
$395.00 yearly
3.56% p.a.
3.95% p.a.
$395.00 yearly
3.59% p.a.
3.99% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
3.59% p.a.
3.99% p.a.
$395.00 yearly
3.59% p.a.
3.99% p.a.
$395.00 yearly
3.51% p.a.
3.91% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
3.51% p.a.
3.91% p.a.
$395.00 yearly
3.51% p.a.
3.91% p.a.
$395.00 yearly
3.51% p.a.
3.91% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
3.51% p.a.
3.91% p.a.
$395.00 yearly
3.51% p.a.
3.91% p.a.
$395.00 yearly
4.02% p.a.
4.41% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
4.02% p.a.
4.41% p.a.
$395.00 yearly
4.02% p.a.
4.41% p.a.
$395.00 yearly
3.97% p.a.
4.36% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
3.97% p.a.
4.36% p.a.
$395.00 yearly
3.97% p.a.
4.36% p.a.
$395.00 yearly
3.87% p.a.
4.27% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
3.87% p.a.
4.27% p.a.
$395.00 yearly
3.87% p.a.
4.27% p.a.
$395.00 yearly
3.82% p.a.
4.22% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
3.82% p.a.
4.22% p.a.
$395.00 yearly
3.82% p.a.
4.22% p.a.
$395.00 yearly
4.51% p.a.
4.89% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
4.51% p.a.
4.89% p.a.
$395.00 yearly
4.51% p.a.
4.89% p.a.
$395.00 yearly
4.46% p.a.
4.84% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
4.46% p.a.
4.84% p.a.
$395.00 yearly
4.46% p.a.
4.84% p.a.
$395.00 yearly
4.36% p.a.
4.75% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
4.36% p.a.
4.75% p.a.
$395.00 yearly
4.36% p.a.
4.75% p.a.
$395.00 yearly
4.31% p.a.
4.70% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
4.31% p.a.
4.70% p.a.
$395.00 yearly
4.31% p.a.
4.70% p.a.
$395.00 yearly
4.36% p.a.
4.75% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
4.36% p.a.
4.75% p.a.
$395.00 yearly
4.36% p.a.
4.75% p.a.
$395.00 yearly
4.31% p.a.
4.70% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
4.31% p.a.
4.70% p.a.
$395.00 yearly
4.31% p.a.
4.70% p.a.
$395.00 yearly
4.21% p.a.
4.60% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
4.21% p.a.
4.60% p.a.
$395.00 yearly
4.21% p.a.
4.60% p.a.
$395.00 yearly
4.16% p.a.
4.55% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
4.16% p.a.
4.55% p.a.
$395.00 yearly
4.16% p.a.
4.55% p.a.
$395.00 yearly
4.81% p.a.
5.19% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
4.81% p.a.
5.19% p.a.
$395.00 yearly
4.81% p.a.
5.19% p.a.
$395.00 yearly
4.76% p.a.
5.14% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
4.76% p.a.
5.14% p.a.
$395.00 yearly
4.76% p.a.
5.14% p.a.
$395.00 yearly
4.66% p.a.
5.04% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
4.66% p.a.
5.04% p.a.
$395.00 yearly
4.66% p.a.
5.04% p.a.
$395.00 yearly
4.61% p.a.
4.99% p.a.
$395.00 yearly
Newcastle Permanent Variable Home Loan (Premium Plus Package)
4.61% p.a.
4.99% p.a.
$395.00 yearly
4.61% p.a.
4.99% p.a.
$395.00 yearly
Mozo Review Newcastle Permanent Variable Home Loan (Premium Plus Package) Review
Last updated: 23 January 2020.
What's hot:
$2,500 cash back offer for first home buyers!
Competitive interest rate
100% offset account
What's not:
$395 annual service fee
Mozo snapshot:
With competitive interest rates for all borrowers, no application fees and flexible features like an offset account and redraw facility the Newcastle Permanent Discounted Variable Home Loan (Premium Plus Package) could be a great all round option. Plus if you're a first home buyer and you apply for a loan of more than $250,000 before Thursday 30 April 2020, you could just be eligible for a sweet $2,500 cash back.
Key features:
If you're a first home buyer then you may be intrigued to hear that Newcastle Permanent are offering $2,500 cash back to eligible applicants who apply before 30 April 2020. To receive this sweet $2,500 into your Newcastle Permanent Everyday Account, you'll need to be applying for a loan of $250,000 or more and have the application approved and funded before 30 June 2020. The loan must be an owner, occupier, principal and interest loan with an LVR of less than 95%.
The Newcastle Permanent Premium Plus Package home loan is available whether you are buying your first home or upgrading to a bigger more expensive property. You can borrow up to 90% of the property's value but you will need to pay mortgage insurance on anything over 80% LVR.
The interest rates start at a competitive 3.19% (3.59% comparison rate*) for loans of at least $150,000 with principal & interest repayments.
Aside from the competitive variable interest rate what's really great about the Newcastle Permanent Plus Package is the long list of product options that come with this home loan. It has an offset account and you can make additional repayments or a lump sum repayment for free. Redraws are also free and there is no minimum on the redraw amount.
You can choose your repayment frequency to tie in with your payday. The Newcastle Permanent Premium Variable loan has weekly, fortnightly and monthly repayment options. You also have the option to split the loan between a fixed and variable amount if interest rates begin to go up and you want to fix a portion of your loan.
This loan isn't fee free. It has a yearly service fee of $395.
Who it's good for:
The competitive interest rate of the Newcastle Permanent Premium Package loan should suit anyone who is looking at making sure that most of their hard earned cash goes towards paying down their home loan rather than paying off high interest rates.
Any catches?
This is a variable rate home loan so your rate is likely to move in line with the official cash rate so get into the habit of checking your interest rate on an annual basis so that you can be sure you're always getting the best deal.
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.19% p.a.
-
n/a
-
n/a
-
n/a
-
3.59% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$150,000
-
none
-
none
-
90.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
First Home Buyers can receive $2,500 for applications for loan amounts of $250,000 or more received before 30 April 2020 and settled by 30 June 2020 with a Newcastle Permanent Everyday Account.
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.56% p.a.
-
n/a
-
n/a
-
n/a
-
3.95% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$150,000
-
none
-
90.00%
-
95.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
First Home Buyers can receive $2,500 for applications for loan amounts of $250,000 or more received before 30 April 2020 and settled by 30 June 2020 with a Newcastle Permanent Everyday Account.
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.59% p.a.
-
n/a
-
n/a
-
n/a
-
3.99% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$150,000
-
none
-
none
-
90.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
Legal fees payable at cost
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.51% p.a.
-
n/a
-
n/a
-
n/a
-
3.91% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$150,000
-
none
-
none
-
90.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
Legal fees payable at cost
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.51% p.a.
-
n/a
-
n/a
-
n/a
-
3.91% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$150,000
-
none
-
none
-
90.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
Legal fees payable at cost
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.02% p.a.
-
n/a
-
n/a
-
n/a
-
4.41% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$5,000
-
$499,999
-
none
-
95.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
First Home Buyers can receive $2,500 for applications for loan amounts of $250,000 or more received before 30 April 2020 and settled by 30 June 2020 with a Newcastle Permanent Everyday Account.
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.97% p.a.
-
n/a
-
n/a
-
n/a
-
4.36% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$500,000
-
$749,999
-
none
-
95.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
First Home Buyers can receive $2,500 for applications for loan amounts of $250,000 or more received before 30 April 2020 and settled by 30 June 2020 with a Newcastle Permanent Everyday Account.
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.87% p.a.
-
n/a
-
n/a
-
n/a
-
4.27% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$750,000
-
$899,999
-
none
-
95.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
First Home Buyers can receive $2,500 for applications for loan amounts of $250,000 or more received before 30 April 2020 and settled by 30 June 2020 with a Newcastle Permanent Everyday Account.
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.82% p.a.
-
n/a
-
n/a
-
n/a
-
4.22% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$900,000
-
none
-
none
-
95.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
First Home Buyers can receive $2,500 for applications for loan amounts of $250,000 or more received before 30 April 2020 and settled by 30 June 2020 with a Newcastle Permanent Everyday Account.
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.51% p.a.
-
n/a
-
n/a
-
n/a
-
4.89% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$5,000
-
$499,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
Legal fees payable at cost
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.46% p.a.
-
n/a
-
n/a
-
n/a
-
4.84% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$500,000
-
$749,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
Legal fees payable at cost
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.36% p.a.
-
n/a
-
n/a
-
n/a
-
4.75% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$750,000
-
$899,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
Legal fees payable at cost
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.31% p.a.
-
n/a
-
n/a
-
n/a
-
4.70% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$900,000
-
none
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
Legal fees payable at cost
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.36% p.a.
-
n/a
-
n/a
-
n/a
-
4.75% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$5,000
-
$499,999
-
none
-
95.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
Legal fees payable at cost
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.31% p.a.
-
n/a
-
n/a
-
n/a
-
4.70% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$500,000
-
$749,999
-
none
-
95.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
Legal fees payable at cost
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.21% p.a.
-
n/a
-
n/a
-
n/a
-
4.60% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$750,000
-
$899,999
-
none
-
90.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
Legal fees payable at cost
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.16% p.a.
-
n/a
-
n/a
-
n/a
-
4.55% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$900,000
-
none
-
none
-
80.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
Legal fees payable at cost
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.81% p.a.
-
n/a
-
n/a
-
n/a
-
5.19% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$5,000
-
$499,999
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
Legal fees payable at cost
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.76% p.a.
-
n/a
-
n/a
-
n/a
-
5.14% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$500,000
-
$749,999
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
Legal fees payable at cost
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.66% p.a.
-
n/a
-
n/a
-
n/a
-
5.04% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$750,000
-
$899,999
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
Legal fees payable at cost
Details
Rates and fees information correct as at 23 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.61% p.a.
-
n/a
-
n/a
-
n/a
-
4.99% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$0.00
Other financial bits
-
$900,000
-
none
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
yes
-
yes - free
-
$0.00
-
yes
-
yes
-
Settlement fee is variable and depends on Solicitor costs.
-
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.
-
Legal fees payable at cost
Customer Reviews
How are Newcastle Permanent home loans rated by the Mozo community?
Latest reviews of Newcastle Permanent Variable Home Loan (Premium Plus Package)
-
Easy to deal with
Newcastle permanent will guide you through applications. If they don’t think that you’re going to make their criteria, they will tell you before the application goes for approval so you do not end up with black marks against your credit score. I have dealt with other lenders in the past and they don’t care about this.
Read full reviewNewcastle permanent will guide you through applications. If they don’t think that you’re going to make their criteria, they will tell you before the application goes for approval so you do not end up with black marks against your credit score. I have dealt with other lenders in the past and they don’t care about this.
Price10/10Features10/10Customer service10/10Convenience10/10LessTrust10/10 -
Wonderful
Great product with fantastic access.
Read full reviewGreat product with fantastic access.
Price9/10Features8/10Customer service9/10Convenience10/10LessTrust9/10 -
Personalized Service
Newcastle Permanent bent over backwards to ensure we received the right product. It didn't end there, as with most banks! They continue to provide wonderful follow up and personalized service.
Read full reviewNewcastle Permanent bent over backwards to ensure we received the right product. It didn't end there, as with most banks! They continue to provide wonderful follow up and personalized service.
Price9/10Features9/10Customer service10/10Convenience10/10LessTrust10/10 -
That little bit extra
Very personal approach to banking. The application took place in the comfort of our own home! Love the service and support!
Read full reviewVery personal approach to banking. The application took place in the comfort of our own home! Love the service and support!
Price10/10Features7/10Customer service7/10Convenience10/10LessTrust10/10 -
Simple, friendly and highly competitive service!
Simple, friendly, easy to access service with highly competitive products that do exactly what they need to do without all the hype and frills attached.
Read full reviewSimple, friendly, easy to access service with highly competitive products that do exactly what they need to do without all the hype and frills attached.
Price8/10Features5/10Customer service9/10Convenience8/10LessTrust10/10
About Newcastle Permanent
Newcastle Permanent is an independent, mutual retail financial services provider which offers a genuine alternative to traditional banks. It has comprehensive range of retail banking products and services such as savings accounts, bank accounts, home loans, personal loans, credit cards, and insurance. Newcastle permanent also provides meaningful support for the communities it serves.
Promoted
Newcastle Permanent
Fixed Rate Home Loan
p.a.
4.14% p.a.
$0.00
Promoted
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
p.a.
3.96% p.a.
$395.00 yearly
Promoted
Newcastle Permanent
Real Deal Home Loan
3.19% p.a.
3.23% p.a.
$0.00
Promoted
Bank of Queensland
Fixed Rate
2.79% p.a.
fixed 3 years
3.67% p.a.
$450
Promoted
IMB Bank
Budget Home Loan
3.03% p.a. variable
3.09% p.a.
$773
Promoted
Newcastle Permanent
Real Deal Home Loan
3.19% p.a. variable
3.23% p.a.
$0
Promoted
Newcastle Permanent
Real Deal Home Loan
3.19% p.a.
3.23% p.a.
$0
Promoted
Bank of Queensland
Fixed Rate
2.79% p.a.
fixed 3 years
3.67% p.a.
$450
Promoted
loans.com.au
Fixed Home Loan
2.99% p.a.
fixed 3 years
3.27% p.a.
$520
Promoted
Tic:Toc
Fixed Home Loan
2.84% p.a.
fixed 3 years
2.92% p.a.
$0
Promoted
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.89% p.a.
fixed 3 years
3.96% p.a.
$0
Promoted
loans.com.au
Fixed Home Loan
3.79% p.a.
fixed 3 years
3.47% p.a.
$520
Promoted
Bank of Queensland
Fixed Rate
2.79% p.a.
fixed 3 years
3.67% p.a.
$450
Promoted
IMB Bank
Budget Home Loan
3.03% p.a.
3.09% p.a.
$0.00
