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Your selected travel insurance
International travel insurance comparisons on Mozo
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Important information on terms, conditions and sub-limits.
Last updated 14 December 2025
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International Comprehensive Travel Insurance
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
UnlimitedMedibank’s International Comprehensive Travel Insurance covers overseas medical expenses, trip cancellations, and up to $3,000 travel delay expenses. You’ll have 24/7 emergency medical assistance and you’ll also be protected for lost or stolen luggage, rental car excess, personal liability, loss of income and more. For an additional premium you can add cover for cruises, snow sports and high value items. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Medibank’s International Comprehensive Travel Insurance covers overseas medical expenses, trip cancellations, and up to $3,000 travel delay expenses. You’ll have 24/7 emergency medical assistance and you’ll also be protected for lost or stolen luggage, rental car excess, personal liability, loss of income and more. For an additional premium you can add cover for cruises, snow sports and high value items. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
- Limits shown apply
- per Adult
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $25,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,000
- Credit Card fraud and replacement
- $10,000
- Travellers cheques
- $10,000
- Travel documents
- $10,000
- Rental vehicle excess
- $10,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Essential Travel Insurance - 2025
International Travel Insurance
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$3,000 limit per policy with option to increase limitReceive protection in a few simple steps, all from your mobile device, with 24/7 emergency and medical support, as well as 24/7 customer service. You can also tailor your policy, paying only for the coverage you need and adapting it in near real-time, with add-ons like car rental excess and snow sports also available. You can also get 15% off with promo code MOZO15. For groups of three or more adults traveling on the same policy Freely offers a 20% discount. T&Cs apply; visit the Freely site for full details.
Receive protection in a few simple steps, all from your mobile device, with 24/7 emergency and medical support, as well as 24/7 customer service. You can also tailor your policy, paying only for the coverage you need and adapting it in near real-time, with add-ons like car rental excess and snow sports also available. You can also get 15% off with promo code MOZO15. For groups of three or more adults traveling on the same policy Freely offers a 20% discount. T&Cs apply; visit the Freely site for full details.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- $3,000 limit per policy with option to increase limit
- Pay extra for no excess
- No
- Luggage and personal effects
- Up to $10,000, maximum $1,500 per item
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $2,000
- Hospital cash allowance
- No
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- $1,000
- Rental vehicle excess
- Optional Extra, up to $10,000
- Alternative travel expenses
- $2,000
- Personal liability
- $3,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
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International Comprehensive Travel Insurance
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $3,000 to Unlimitedahm Travel Insurance covers overseas medical and hospital expenses. Comprehensive policies include $3,000 cancellation cover with the option to increase the cover up to unlimited, and up to $2,000 travel delay expenses. Also included is cover for lost or stolen luggage, rental car excess and personal liability. For an additional cost, you can also add optional cover for high-value items and motorcycle/moped riding. Kids under the age of 18 can be added to the policy at no extra cost. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
ahm Travel Insurance covers overseas medical and hospital expenses. Comprehensive policies include $3,000 cancellation cover with the option to increase the cover up to unlimited, and up to $2,000 travel delay expenses. Also included is cover for lost or stolen luggage, rental car excess and personal liability. For an additional cost, you can also add optional cover for high-value items and motorcycle/moped riding. Kids under the age of 18 can be added to the policy at no extra cost. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
- Limits shown apply
- per Adult
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- Choose $3,000 to Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $15,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,000
- Credit Card fraud and replacement
- $8,000
- Travellers cheques
- $8,000
- Travel documents
- $8,000
- Rental vehicle excess
- $8,000
- Alternative travel expenses
- $5,000
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
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Comprehensive
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
Choose $0 to UnlimitedAustralia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- Choose $0 to Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $12,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,000
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- $10,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo Expert Rated
- Exceptional Value Comprehensive Travel Insurance - 2025
Comprehensive
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $2,000 up to $100,000Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose from $2,000 up to $100,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- $25,000
- Emergency companion
- $25,000
- Resumption of journey
- $2,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000 repatriation
- Permanent disability
- $25,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- $5,000
- Travel documents
- $5,000
- Rental vehicle excess
- Optional Extra - choose $5,000 or $10,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Comprehensive Travel Insurance - 2025
- Exceptional Value Cruise Travel Insurance - 2025
- Exceptional Value Annual Multi-Trip Travel Insurance - 2025
- Australia's Best Travel Insurer - 2025
Comprehensive
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$20,000Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $20,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $20,000
- Additional accomodation & travel
- $100,000
- Emergency companion
- $100,000
- Resumption of journey
- No
- Hospital cash allowance
- $6,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- $26,000
- Credit Card fraud and replacement
- $3,000
- Travellers cheques
- $500
- Travel documents
- $3,000
- Rental vehicle excess
- $10,000
- Alternative travel expenses
- $7,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
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Black Comprehensive
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $100,000Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose up to $100,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- $50,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- $5,000
- Travel documents
- $5,000
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Comprehensive Travel Insurance - 2025
Gold
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
UnlimitedKnown for inclusive cover, InsureandGo Travel Insurance often covers many pre-existing conditions online, frequently without needing a doctor's certificate upfront. They offer policies for travellers up to 100 years old (up to 79 for the Bare Essential policy and cruise cover), plus pregnancy cover for up to 30 weeks. You'll find cancellation cover ranging from $5,000 up to unlimited for their Gold International policy, and all policies include 24/7 global emergency assistance. Receive 5% off your travel insurance policy with promo code: MOZO5. See product site for details and T&Cs on these great features.
Known for inclusive cover, InsureandGo Travel Insurance often covers many pre-existing conditions online, frequently without needing a doctor's certificate upfront. They offer policies for travellers up to 100 years old (up to 79 for the Bare Essential policy and cruise cover), plus pregnancy cover for up to 30 weeks. You'll find cancellation cover ranging from $5,000 up to unlimited for their Gold International policy, and all policies include 24/7 global emergency assistance. Receive 5% off your travel insurance policy with promo code: MOZO5. See product site for details and T&Cs on these great features.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $15,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $5,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- No
- Travellers cheques
- $5,000
- Travel documents
- $5,000
- Rental vehicle excess
- $8,000
- Alternative travel expenses
- $3,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
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Standard
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $2,000 up to $100,000Get the security of unlimited medical cover and 24/7 emergency assistance services when you travel. Get cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $2,500,000 personal liability cover.
Get the security of unlimited medical cover and 24/7 emergency assistance services when you travel. Get cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $2,500,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose from $2,000 up to $100,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $10,000
- Emergency companion
- $10,000
- Resumption of journey
- No
- Hospital cash allowance
- $2,500
- Accidental death
- $25,000 repatriation
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- $2,000
- Travellers cheques
- $2,000
- Travel documents
- $2,000
- Rental vehicle excess
- Optional Extra - choose $5,000 or $10,000
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
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Basic
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoAustralia Post Basic International Travel Insurance can help protect you against expensive overseas medical or dental bills. Choose your excess. Choose between a single trip and an annual multi-trip coverage. Add optional extras cover for existing medical conditions (T&Cs apply). Enjoy 24/7 support. Get a quote in minutes.
Australia Post Basic International Travel Insurance can help protect you against expensive overseas medical or dental bills. Choose your excess. Choose between a single trip and an annual multi-trip coverage. Add optional extras cover for existing medical conditions (T&Cs apply). Enjoy 24/7 support. Get a quote in minutes.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- No
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Essentials
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $10,000Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose up to $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $2,500
- Additional accomodation & travel
- $5,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $1,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Standard
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$5,000A strong all-rounder, Tick Travel Insurance includes unlimited overseas medical expenses on all international policies. It offers automatic cover for over 90 sports and activities on international and most domestic plans. Receive 5% off your travel insurance policy with promo code: MOZO5. Dependent children are covered for free when travelling with a parent or grandparent. You can also opt to remove the standard $200 excess, though this may change your premium. See product site for details and T&Cs on these excellent features.
A strong all-rounder, Tick Travel Insurance includes unlimited overseas medical expenses on all international policies. It offers automatic cover for over 90 sports and activities on international and most domestic plans. Receive 5% off your travel insurance policy with promo code: MOZO5. Dependent children are covered for free when travelling with a parent or grandparent. You can also opt to remove the standard $200 excess, though this may change your premium. See product site for details and T&Cs on these excellent features.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $5,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $4,000
- Additional accomodation & travel
- $5,000
- Emergency companion
- $10,000
- Resumption of journey
- No
- Hospital cash allowance
- $1,500
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- $5,200
- Credit Card fraud and replacement
- No
- Travellers cheques
- $2,000
- Travel documents
- $2,000
- Rental vehicle excess
- $2,000
- Alternative travel expenses
- No
- Personal liability
- $1,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Medical Only
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoTravel with peace of mind with unlimited medical cover and 24/7 emergency assistance services. Get cover for overseas emergency medical and hospital expenses. $2,500,000 personal liability cover.
Travel with peace of mind with unlimited medical cover and 24/7 emergency assistance services. Get cover for overseas emergency medical and hospital expenses. $2,500,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- No
- Pay extra for no excess
- No
- Luggage and personal effects
- No
- Additional accomodation & travel
- No
- Emergency companion
- No
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- $25,000 repatriation
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Australia's Best Travel Insurer - 2025
Essentials
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$10,000Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- $50,000
- Emergency companion
- $50,000
- Resumption of journey
- No
- Hospital cash allowance
- $3,000
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- $1,500
- Travellers cheques
- $500
- Travel documents
- $1,500
- Rental vehicle excess
- $5,000
- Alternative travel expenses
- $3,500
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
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Standard
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $20,000Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose up to $20,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $25,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- $3,000
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
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Silver
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$15,000Known for inclusive cover, InsureandGo Travel Insurance often covers many pre-existing conditions online, frequently without needing a doctor's certificate upfront. They offer policies for travellers up to 100 years old (up to 79 for the Bare Essential policy and cruise cover), plus pregnancy cover for up to 30 weeks. You'll find cancellation cover ranging from $5,000 up to unlimited for their Gold International policy, and all policies include 24/7 global emergency assistance. See product site for details and T&Cs on these great features.
Known for inclusive cover, InsureandGo Travel Insurance often covers many pre-existing conditions online, frequently without needing a doctor's certificate upfront. They offer policies for travellers up to 100 years old (up to 79 for the Bare Essential policy and cruise cover), plus pregnancy cover for up to 30 weeks. You'll find cancellation cover ranging from $5,000 up to unlimited for their Gold International policy, and all policies include 24/7 global emergency assistance. See product site for details and T&Cs on these great features.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $15,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $6,000
- Additional accomodation & travel
- $15,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $2,500
- Accidental death
- $37,500
- Permanent disability
- $37,500
- Loss of income
- $5,200
- Credit Card fraud and replacement
- No
- Travellers cheques
- $2,500
- Travel documents
- $2,500
- Rental vehicle excess
- $4,000
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
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Discovery Ultimate
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $40,000Unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
Unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose up to $40,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- Choose up to $10,000
- Additional accomodation & travel
- Up to $40,000
- Emergency companion
- Unlimited
- Resumption of journey
- $5,000
- Hospital cash allowance
- $50 per day up to $5,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $10,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- $8,000
- Alternative travel expenses
- Choose up to $40,000
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Comprehensive Travel Insurance - 2025
Top
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$20,000A strong all-rounder, Tick Travel Insurance includes unlimited overseas medical expenses on all international policies. It offers automatic cover for over 90 sports and activities on international and most domestic plans. Receive 5% off your travel insurance policy with promo code: MOZO5. Dependent children are covered for free when travelling with a parent or grandparent. You can also opt to remove the standard $200 excess, though this may change your premium. See product site for details and T&Cs on these excellent features.
A strong all-rounder, Tick Travel Insurance includes unlimited overseas medical expenses on all international policies. It offers automatic cover for over 90 sports and activities on international and most domestic plans. Receive 5% off your travel insurance policy with promo code: MOZO5. Dependent children are covered for free when travelling with a parent or grandparent. You can also opt to remove the standard $200 excess, though this may change your premium. See product site for details and T&Cs on these excellent features.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $20,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $7,500
- Additional accomodation & travel
- $20,000
- Emergency companion
- $20,000
- Resumption of journey
- $3,000
- Hospital cash allowance
- $3,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- No
- Travellers cheques
- $4,000
- Travel documents
- $4,000
- Rental vehicle excess
- $4,000
- Alternative travel expenses
- No
- Personal liability
- $3,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Australia's Best Travel Insurer - 2025
Medical Only
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoTravel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- No
- Pay extra for no excess
- No
- Luggage and personal effects
- No
- Additional accomodation & travel
- $50,000
- Emergency companion
- $50,000
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Explorer
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $40,000Enjoy the benefits of unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2,000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
Enjoy the benefits of unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2,000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose up to $40,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- Choose up to $10,000
- Additional accomodation & travel
- $40,000
- Emergency companion
- Unlimited
- Resumption of journey
- $5,000
- Hospital cash allowance
- $5,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $10,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- Choose up to $8,000
- Alternative travel expenses
- Up to $40,000
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
^See information about the Mozo Experts Choice Travel insurance Awards
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.