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Newcastle Permanent home loan reviews

Newcastle Permanent
Newcastle Permanent's overall rating for home loans

(as rated by the Mozo community)

8.6 / 10

based on 213 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from Newcastle Permanent

Recent Newcastle Permanent home loan reviews

Newcastle Permanent

Newcastle Permanent Premium Variable Home Loan (Owner Occupier, Principal & Interest) Premium Variable Home Loan review

Overall rating   10 / 10

Great people.

Great personal service.

Full review

Great personal service.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Janette, New South Wales, reviewed 1 day ago

Newcastle Permanent

Newcastle Permanent Premium Variable Home Loan (Owner Occupier, Principal & Interest) Premium Variable Home Loan review

Overall rating   9 / 10

Great personal treatment.

Great people and service.

Full review

Great people and service.

    Price   9 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Andrew, New South Wales, reviewed 1 day ago

Newcastle Permanent

Newcastle Permanent Premium Variable Home Loan (Owner Occupier, Principal & Interest) Premium Variable Home Loan review

Overall rating   8 / 10

Customer help line is very good.

Friendly staff and accessible physical banks as well as easy internet banking.

Full review

Friendly staff and accessible physical banks as well as easy internet banking.

    Price   8 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Annette, New South Wales, reviewed 1 day ago

Newcastle Permanent

Newcastle Permanent Home Loan review

Overall rating   10 / 10

Great customer service.

My bank manager is amazing, she always goes above and beyond to find us the best deals.

Full review

My bank manager is amazing, she always goes above and beyond to find us the best deals.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jo, New South Wales, reviewed 3 days ago

Newcastle Permanent

Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package) Variable Home Loan (Premium Plus Package) review

Overall rating   10 / 10

Easy to deal with

Newcastle permanent will guide you through applications. If they don’t think that you’re going to make their criteria, they will tell you before the application goes for approval so you do not end up with black marks against your credit score. I...

Full review

Newcastle permanent will guide you through applications. If they don’t think that you’re going to make their criteria, they will tell you before the application goes for approval so you do not end up with black marks against your credit score. I have dealt with other lenders in the past and they don’t care about this.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Henry, New South Wales, reviewed about 1 month ago

Newcastle Permanent

Newcastle Permanent Premium Variable Home Loan (Owner Occupier, Principal & Interest) Premium Variable Home Loan review

Overall rating   8 / 10

Great service

I'm a long time customer with Newcastle Permanent and I can say I am very satisfied.

Full review

I'm a long time customer with Newcastle Permanent and I can say I am very satisfied.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Mary, New South Wales, reviewed over 1 year ago

Newcastle Permanent

Newcastle Permanent Home Loan review

Overall rating   8 / 10

Is better than the big banks

This home loan provider provides competitive rates to better the so called big four banks.

Full review

This home loan provider provides competitive rates to better the so called big four banks.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Emmanuel, New South Wales, reviewed over 3 years ago

Newcastle Permanent

Newcastle Permanent Premium Variable Home Loan (Owner Occupier, Principal & Interest) Premium Variable Home Loan review

Overall rating   10 / 10

Best bank available for your home loan.

A friend recommended NP to us 20 yrs ago and we have never looked back. It is the best and most reliable bank and we have been happy with them from day one of getting our mortgage. I will always recommend this bank to our friends and family.

Full review

A friend recommended NP to us 20 yrs ago and we have never looked back. It is the best and most reliable bank and we have been happy with them from day one of getting our mortgage. I will always recommend this bank to our friends and family.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tina, New South Wales, reviewed over 3 years ago

Newcastle Permanent

Newcastle Permanent Special Real Deal Home Loan (Owner Occupier, Principal & Interest) Real Deal Home Loan review

Overall rating   8 / 10

Great rates and helpful friendly staff

Newcastle Permanent have always been extremely helpful and convenient whether applying for our first home loan, making life changes and adjusting loans or borrowing extra funds.

Full review

Newcastle Permanent have always been extremely helpful and convenient whether applying for our first home loan, making life changes and adjusting loans or borrowing extra funds.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Karen, New South Wales, reviewed over 3 years ago

Newcastle Permanent

Newcastle Permanent Home Loan review

Overall rating   7 / 10

Good

Good in terms of customer service. Bad in terms of flexibility.

Full review

Good in terms of customer service. Bad in terms of flexibility.

    Price   7 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Bishnu, New South Wales, reviewed over 3 years ago

Newcastle Permanent

Newcastle Permanent Home Loan review

Overall rating   5 / 10

Not a good product

I thought this Building Society would not be as greedy as the banks and I was wrong, I would not choose them again.

Full review

I thought this Building Society would not be as greedy as the banks and I was wrong, I would not choose them again.

    Features   5 / 10

    Customer service   5 / 10

    Convenience   3 / 10

    Trust   5 / 10

Less

Ellen, New South Wales, reviewed almost 4 years ago

Newcastle Permanent

Newcastle Permanent Real Equity Line of Credit (Owner Occupier) Real Equity Line of Credit review

Overall rating   9 / 10

Fantastic customer service, better than big banks.

I love that they are local and that if I need to speak to them on the phone they are based here in Australia.

Full review

I love that they are local and that if I need to speak to them on the phone they are based here in Australia.

    Price   9 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Michelle, New South Wales, reviewed almost 4 years ago

Newcastle Permanent

Newcastle Permanent Home Loan review

Overall rating   10 / 10

Friendly staff great service.

Easy convenient friendly staff.

Full review

Easy convenient friendly staff.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Samantha, New South Wales, reviewed almost 4 years ago

Newcastle Permanent

Newcastle Permanent Special Real Deal Home Loan (Owner Occupier, Principal & Interest) Real Deal Home Loan review

Overall rating   8 / 10

Great, competitive interest rates

Newcastle Permanent offer competitive home loan rates and always pass on rate cuts quickly.

Full review

Newcastle Permanent offer competitive home loan rates and always pass on rate cuts quickly.

    Price   8 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Michelle, New South Wales, reviewed about 4 years ago

Newcastle Permanent

Newcastle Permanent Premium Variable Home Loan (Owner Occupier, Principal & Interest) Premium Variable Home Loan review

Overall rating   9 / 10

Competitive & trustworthy

Very competitive products provided with simplicity, ease & integrity.

Full review

Very competitive products provided with simplicity, ease & integrity.

    Price   10 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Michael, New South Wales, reviewed about 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments

    interest rate

    2.88% p.a. variable

    comparison rate*

    2.90% p.a.

    upfront fees

    $520

    Go to site

    More info

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments
    • Interest rate: 2.88% p.a. variable
    • Comparison rate*: 2.90% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.2

    Based on 638 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k

    interest rate

    2.84% p.a. variable

    comparison rate*

    2.84% p.a.

    upfront fees

    $0

    Go to site

    More info

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k
    • Interest rate: 2.84% p.a. variable
    • Comparison rate*: 2.84% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.4

    Based on 5 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • ANZ Simplicity PLUS Special Offer LVR <80% (Owner Occupier, Principal & Interest)

    ANZ Simplicity PLUS Special Offer LVR <80% (Owner Occupier, Principal & Interest)

    • Take out a loan of $50,000 or more in new to ANZ lending and save 0.56% p.a
    • The Loan Approval Fee or any Renegotiation Fee is waived upon request
    • The Loan Approval Fee or any Renegotiation Fee is also waived for loans not eligible for the interest rate discount upon request

    interest rate

    3.24% p.a. variable

    comparison rate*

    3.28% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Take out a loan of $50,000 or more in new to ANZ lending and save 0.56% p.a
    • The Loan Approval Fee or any Renegotiation Fee is waived upon request
    • The Loan Approval Fee or any Renegotiation Fee is also waived for loans not eligible for the interest rate discount upon request
    • Interest rate: 3.24% p.a. variable
    • Comparison rate*: 3.28% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $160.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers: Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
    Overall rating

    6.9

    Based on 3876 ANZ home loan reviews

    Need more information?
    Go to site

    More info

  • Suncorp Fixed Home Loan Special Offer (Owner Occupier, Principal & Interest) (Home Package Plus)

    Suncorp Fixed Home Loan Special Offer (Owner Occupier, Principal & Interest) (Home Package Plus)

    • No monthly account keeping fee.
    • No loan establishment fee.
    • Option to lock in a rate at the time of the application.

    interest rate

    2.89% p.a.
    fixed 3 years

    comparison rate*

    3.70% p.a.

    upfront fees

    $0

    Go to site

    More info

    • No monthly account keeping fee.
    • No loan establishment fee.
    • Option to lock in a rate at the time of the application.
    • Interest rate: 2.89% p.a.
      fixed 3 years
    • Comparison rate*: 3.70% p.a.
    • Upfront fees: $0
    • Ongoing fees: $375.00 yearly
    • Discharge fee: $350.00
    • Extra repayments: yes - free up to $500 per month
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers: Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 13 December 2019 and settle by 5 March 2020.
    Overall rating

    7.3

    Based on 867 Suncorp home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    Newcastle Permanent Special Real Deal Home Loan (Owner Occupier, Principal & Interest)

    Newcastle Permanent Special Real Deal Home Loan (Owner Occupier, Principal & Interest)

    • Free extra repayments.
    • No application or service fees.
    • Only 10% deposit needed. Winner of a Mozo Experts Choice Award 2019 for the First Home Buyer Loan and Investor Home Loan categories.^

    interest rate

    3.19% p.a. variable

    comparison rate*

    3.23% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Free extra repayments.
    • No application or service fees.
    • Only 10% deposit needed. Winner of a Mozo Experts Choice Award 2019 for the First Home Buyer Loan and Investor Home Loan categories.^
    • Interest rate: 3.19% p.a. variable
    • Comparison rate*: 3.23% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - fees apply
    • Offset account: yes - partial only
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.6

    Based on 213 Newcastle Permanent home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 532 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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