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Commonwealth Bank Smart Access

Account fee
$4.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit
Interest rate
0% p.a.

Details

Rates and fees information correct as at 25 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $4.00

  • $0 monthly account fee if you deposit min. $2,000 per month or under 25 years old.

  • Unlimited free transactions from network ATMs, EFTPOS, counter deposits, phone and internet

  • $0.00

  • Commonwealth, Bankwest

  • $0.00

  • $0.00

  • $3.00

  • $0.00

  • $0.00

  • $0.00

  • $3.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $2,000.00

  • yes

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • none

  • if you are 21 to 24 years old you will be exempt of monthly fee if you deposit $1000 per month

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

Customer Reviews

How are Commonwealth Bank bank accounts rated by the Mozo community?

Overall
7.6/10
Price
6.6/10
Features
6.4/10
Customer service
7.6/10
Convenience
8.2/10
Trust
7.6/10

Latest reviews of Commonwealth Bank Smart Access

  • Overall 9/10
    Can’t ask for anything more

    Reliable customer service. No question to big or small. Would recommend this account to all my friends and family. Anyone looking for a bank with no stress or worries with there money would be silly to go anywhere else.

    Read full review

    Reliable customer service. No question to big or small. Would recommend this account to all my friends and family. Anyone looking for a bank with no stress or worries with there money would be silly to go anywhere else.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Matthew, South Australia reviewed 3 days ago
  • Overall 10/10
    Fantastic branch, very reliable

    This is my first and only bank since moving to Australia. It has great communication with its customers and after traveling overseas and being scammed they made sure to sort out the problem and returned the money into my account. To keep in mind tho- if your wanting to do more online with your account it works better on a computer then the app on your phone, the app does not allow you to do everything.

    Read full review

    This is my first and only bank since moving to Australia. It has great communication with its customers and after traveling overseas and being scammed they made sure to sort out the problem and returned the money into my account. To keep in mind tho- if your wanting to do more online with your account it works better on a computer then the app on your phone, the app does not allow you to do everything.

    Price
    -1/10
    Features
    9/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Julia, New South Wales reviewed 3 days ago
  • Overall 9/10
    I would recommend CBA over any other bank.

    I’ve been banking with CBA since I opened a Dollarmite account as a kid. I’ve seen the technology develop over the years. I’m think the app is on point and really easy to use, I love doing my banking online.

    Read full review

    I’ve been banking with CBA since I opened a Dollarmite account as a kid. I’ve seen the technology develop over the years. I’m think the app is on point and really easy to use, I love doing my banking online.

    Price
    9/10
    Features
    9/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    9/10
    Less
    Karly, Victoria reviewed 4 days ago
  • Overall 10/10
    Convenient, simple & super easy to use banking app

    The Commonwealth Bank has a very user friendly app. This makes online banking super easy and convenient. I can also transfer between my biz account and Smart Access account without incurring charges.

    Read full review

    The Commonwealth Bank has a very user friendly app. This makes online banking super easy and convenient. I can also transfer between my biz account and Smart Access account without incurring charges.

    Price
    9/10
    Features
    -1/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    -1/10
    Less
    Ann, Queensland reviewed 4 days ago
  • Overall 8/10
    Very easy and convenient.

    I like the ease of use of their app which I mostly use for my banking. I really can't think of any cons.

    Read full review

    I like the ease of use of their app which I mostly use for my banking. I really can't think of any cons.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    8/10
    Less
    John, Victoria reviewed 4 days ago
Commonwealth Bank

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

See Commonwealth Bank bank accounts

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Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin

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ANZ

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Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

0% p.a.

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Suncorp

Suncorp

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$0.00

Suncorp, RediATM

Visa Debit

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MyState Bank

Glide Account

$0.00

MyState

Visa Debit

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HSBC

HSBC

Everyday Global Account

$0.00

HSBC

Visa Debit

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Citi

Citi

Global Currency Account

$0.00

Citibank

Debit Mastercard

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NAB

NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

NAB

Visa Debit or
EFTPOS

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P&N Bank

& Transaction Account

$0.00

None

Visa Debit or
EFTPOS