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Commonwealth Bank Smart Access

Account fee
$4.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit
Interest rate
0% p.a.

Details

Rates and fees information correct as at 5 June 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $4.00

  • $0 monthly account fee if you deposit min. $2,000 per month or under 25 years old.

  • Unlimited free transactions from network ATMs, EFTPOS, counter deposits, phone and internet

  • $0.00

  • Commonwealth, Bankwest

  • $0.00

  • $0.00

  • $3.00

  • $0.00

  • $0.00

  • $0.00

  • $3.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $2,000.00

  • yes

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • none

  • if you are 21 to 24 years old you will be exempt of monthly fee if you deposit $1000 per month

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

Customer Reviews

How are Commonwealth Bank bank accounts rated by the Mozo community?

Overall customer rating
7.6/10
Price
6.6/10
Features
6.4/10
Customer service
7.6/10
Convenience
8.2/10
Trust
7.6/10

Latest reviews of Commonwealth Bank Smart Access

  • Overall 3/10
    Great accessibility.

    I've been with this bank forever and have stuck with them for convenience reasons. But they do not offer any benefits to you unless you are wealthy.

    Read full review

    I've been with this bank forever and have stuck with them for convenience reasons. But they do not offer any benefits to you unless you are wealthy.

    Price
    2/10
    Features
    2/10
    Customer service
    4/10
    Convenience
    10/10
    Trust
    2/10
    Less
    Madeleine, Queensland reviewed 3 days ago
  • Overall 10/10
    Commonwealth is the only bank I'll ever use.

    Commonwealth is the only bank I'll ever use.

    Read full review

    Commonwealth is the only bank I'll ever use.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Nicole, Victoria reviewed 4 days ago
  • Overall 7/10
    Competitive rates and lots of ATMs.

    I like the bank because it has ATMs everywhere.

    Read full review

    I like the bank because it has ATMs everywhere.

    Price
    5/10
    Features
    6/10
    Customer service
    4/10
    Convenience
    8/10
    Trust
    9/10
    Less
    Eliz, New South Wales reviewed 7 days ago
  • Overall 7/10
    Common easy bank to transfer immediately.

    Fees are confusing, some online features are glitchy.

    Read full review

    Fees are confusing, some online features are glitchy.

    Price
    5/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    9/10
    Less
    Renee, Victoria reviewed 7 days ago
  • Overall 8/10
    Big network and good online services.

    They're reliable and have a vast network of ATMs. Good online services too.

    Read full review

    They're reliable and have a vast network of ATMs. Good online services too.

    Price
    6/10
    Features
    -1/10
    Customer service
    7/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Dafyd, Queensland reviewed 7 days ago
Commonwealth Bank

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

See Commonwealth Bank bank accounts

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PayID, Samsung Pay

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Bankwest

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Easy Transaction Account

$0.00

Apple Pay, Google Pay, PayID, Payment Ring

0% p.a.

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Xinja

Xinja

Bank Account

$0.00

none

Debit Mastercard

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HSBC

HSBC

Everyday Global Account

$0.00

HSBC

Visa Debit

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MyState Bank

MyState Bank

Glide Account

$0.00

MyState

Visa Debit

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Suncorp

Suncorp

Everyday Options

$0.00

Suncorp, RediATM

Visa Debit

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ING

ING

Orange Everyday

$0.00

None

Visa Debit

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Citi

Citi

Global Currency Account

$0.00

Citibank

Debit Mastercard

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Bankwest

Bankwest

Easy Transaction Account

$0.00

Bankwest, Commonwealth

Debit Mastercard

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CUA

CUA

Everyday 50+ Account

$0.00

CUA

Visa Debit or
EFTPOS