Account fee
$4.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit
Interest rate
0% p.a.

Details

Rates and fees information correct as at 24 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $4.00

  • $0 monthly account fee if you deposit min. $2,000 per month or under 25 years old.

  • Unlimited free transactions from network ATMs, EFTPOS, counter deposits, phone and internet

  • $0.00

  • Commonwealth, Bankwest

  • $0.00

  • $0.00

  • $3.00

  • $0.00

  • $0.00

  • $0.00

  • $3.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $2,000.00

  • yes

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • none

  • if you are 21 to 24 years old you will be exempt of monthly fee if you deposit $1000 per month

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

Customer Reviews

How are Commonwealth Bank bank accounts rated by the Mozo community?

Overall
7.6/10
Price
6.6/10
Features
6.4/10
Customer service
7.6/10
Convenience
8.2/10
Trust
7.6/10

Latest reviews of Commonwealth Bank Smart Access

  • Overall 9/10
    Fantastic

    I find CBA has a lot of flexible banking options. There app is easy to use and there are ATMs and branches in many locations making everything accessible.

    Read full review

    I find CBA has a lot of flexible banking options. There app is easy to use and there are ATMs and branches in many locations making everything accessible.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Emily, Queensland reviewed about 16 hours ago
  • Overall 10/10
    I would recommend Commonwealth Bank.

    Excellent customer service, online app is easy to use, interest rates are more or less the same as other banks, and they also help you organise a saving routine.

    Read full review

    Excellent customer service, online app is easy to use, interest rates are more or less the same as other banks, and they also help you organise a saving routine.

    Price
    6/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Sharon, Victoria reviewed 2 days ago
  • Overall 10/10
    CommBank all the way.

    They're easy to talk with.

    Read full review

    They're easy to talk with.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Leisa, New South Wales reviewed 2 days ago
  • Overall 7/10
    Customer for over 20 years.

    I have been with Commonwealth Bank for over 20 years and have always been good with my account and money.

    Read full review

    I have been with Commonwealth Bank for over 20 years and have always been good with my account and money.

    Price
    8/10
    Features
    8/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    7/10
    Less
    Melody, South Australia reviewed 6 days ago
  • Overall 7/10
    Overall a great bank, not too pushy!

    Commonwealth bank is a good bank. They were very informative when we wanted to sign up for a home loan and then when we decided to switch banks, yes they tried to persuade us but they were not pushy. Both my partner and I have our savings accounts with them and we have had no troubles at all.

    Read full review

    Commonwealth bank is a good bank. They were very informative when we wanted to sign up for a home loan and then when we decided to switch banks, yes they tried to persuade us but they were not pushy. Both my partner and I have our savings accounts with them and we have had no troubles at all.

    Price
    7/10
    Features
    5/10
    Customer service
    7/10
    Convenience
    10/10
    Trust
    8/10
    Less
    Samantha, Victoria reviewed 7 days ago
Commonwealth Bank

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

See Commonwealth Bank bank accounts

MyState Bank

MyState Bank

Glide Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin

0% p.a.

Suncorp

Suncorp

Everyday Options

$0.00

Apple Pay, Google Pay, PayID

0.01% p.a.

P&N Bank

P&N Bank

& Transaction Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

HSBC

HSBC

Everyday Global Account

$0.00

Apple Pay, Google Pay, PayID

0% p.a.

NAB

NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

Citi

Citi

Global Currency Account

$0.00

PayID, Samsung Pay

0% p.a.

MyState Bank

MyState Bank

Glide Account

$0.00

MyState

Visa Debit

Suncorp

Suncorp

Everyday Options

$0.00

Suncorp, RediATM

Visa Debit

P&N Bank

P&N Bank

& Transaction Account

$0.00

None

Visa Debit or
EFTPOS

HSBC

HSBC

Everyday Global Account

$0.00

HSBC

Visa Debit

NAB

NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

NAB

Visa Debit or
EFTPOS

Citi

Citi

Global Currency Account

$0.00

Citibank

Debit Mastercard