Commonwealth Bank Smart Access

$4.00$0 monthly account fee if you deposit min. $2,000 per month

Commonwealth, Bankwest

Debit Mastercard or
EFTPOS

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Rates

  • Balances from $0: 0.00% p.a.

  • none

  • n/a

Fees

  • $4.00

  • $0 monthly account fee if you deposit min. $2,000 per month

  • Unlimited free transactions from network ATMs, EFTPOS, counter deposits, phone and internet

  • $0.00

  • Commonwealth, Bankwest

  • $0.00

  • $0.00

  • $2.50

  • $0.00

  • $0.00

  • $0.00

  • $1.50

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits

  • $0.00

  • $0.00

Features

  • $2,000.00

  • yes

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • none

  • if you are 21 to 24 years old you will be exempt of monthly fee if you deposit $1000 per month

Atm card

  • $5.00

  • $0.00

  • 3.00%

Debit card

  • $5.00

  • $0.00

  • 3.00%

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

How are Commonwealth Bank bank accounts rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
8.0

Based on 2739
Commonwealth Bank bank accounts reviews

7.0 7.1 8.1 8.4 8.1

Read Commonwealth Bank bank account reviews by the Mozo community

Latest reviews of Commonwealth Bank Smart Access

Commonwealth Bank

Commonwealth Bank Smart Access bank account review

Overall rating   1 / 10

Extremely difficult to contact to vent problems

The staff just do not care and do not listen to your questions and statements regarding ATM transactions and home loan enquiries.

Full review

The staff just do not care and do not listen to your questions and statements regarding ATM transactions and home loan enquiries.

    Price   3 / 10

    Features   2 / 10

    Customer service   1 / 10

    Convenience   1 / 10

    Trust   0 / 10

Less

Susan (QLD), reviewed 4 months ago

Commonwealth Bank

Commonwealth Bank Smart Access bank account review

Overall rating   10 / 10

Excellent bank

I have been with Commonwealth for a long time and would recommend them to anyone.

Full review

I have been with Commonwealth for a long time and would recommend them to anyone.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Rachel (VIC), reviewed 4 months ago

Commonwealth Bank

Commonwealth Bank Smart Access bank account review

Overall rating   8 / 10

Would recommend to others

Always fantastic service, my branch recently moved and I find this new location harder to get to.

Full review

Always fantastic service, my branch recently moved and I find this new location harder to get to.

    Price   7 / 10

    Features   3 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Annie (VIC), reviewed 4 months ago

Commonwealth Bank

Commonwealth Bank Smart Access bank account review

Overall rating   10 / 10

All good

The best.

Full review

The best.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tony (SA), reviewed 5 months ago

Commonwealth Bank

Commonwealth Bank Smart Access bank account review

Overall rating   8 / 10

The best customer service of any bank in Australia

I didn't chose my bank account. I started with the Trust Bank of Tasmania it then was dissolved by Tasmania bank which in turn was dissolved by the Colonial Bank and then just to top all that Commonwealth Bank is the Bank I ended up. So trust my...

Full review

I didn't chose my bank account. I started with the Trust Bank of Tasmania it then was dissolved by Tasmania bank which in turn was dissolved by the Colonial Bank and then just to top all that Commonwealth Bank is the Bank I ended up. So trust my bank? I don't think so. Mind you, I don't trust any of them. How ever as far as banks go, the Commonwealth Bank is one of the better ones in my opinion. This bank also has excellent costumer service, which I hold in high regard when it comes to dealing with money. You must feel comfortable with the people who handle money. So overall I'm really happy that I have had my account and bank chosen for me. I couldn't be happier with Commonwealth Bank, so well done!

    Price   5 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   5 / 10

Less

Mark (TAS), reviewed 5 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

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