Commonwealth Bank Smart Access

$4.00

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

0% p.a.

Commonwealth Bank Smart Access

$4.00

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

0% p.a.

Details

Rates and fees information correct as at 19 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $4.00

  • $0 monthly account fee if you deposit min. $2,000 per month or under 25 years old.

  • Unlimited free transactions from network ATMs, EFTPOS, counter deposits, phone and internet

  • $0.00

  • Commonwealth, Bankwest

  • $0.00

  • $0.00

  • $3.00

  • $0.00

  • $0.00

  • $0.00

  • $3.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $2,000.00

  • yes

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • none

  • if you are 21 to 24 years old you will be exempt of monthly fee if you deposit $1000 per month

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

Customer Reviews

How are Commonwealth Bank bank accounts rated by the Mozo community?

Overall customer rating
7.6/10
Price
6.6/10
Features
6.4/10
Customer service
7.6/10
Convenience
8.2/10
Trust
7.6/10

Latest reviews of Commonwealth Bank Smart Access

  • Overall 6/10
    Just a bank. Pretty average.

    Just a bank. Not really bad to me but not really good either.

    Read full review

    Just a bank. Not really bad to me but not really good either.

    Price
    -1/10
    Features
    4/10
    Customer service
    10/10
    Convenience
    6/10
    Trust
    3/10
    Less
    Nicole, New South Wales reviewed about 7 hours ago
  • Overall 8/10
    Penalty charges.

    The charges are expensive, particularly when money is going in weekly and CBA will reject a payment.

    Read full review

    The charges are expensive, particularly when money is going in weekly and CBA will reject a payment.

    Price
    5/10
    Features
    2/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Amanda, Queensland reviewed 2 days ago
  • Overall 7/10
    Acceptable but not out standing.

    Commonwealth Bank is convenient in Australia for access but you definitely have to pay for the privilege.

    Read full review

    Commonwealth Bank is convenient in Australia for access but you definitely have to pay for the privilege.

    Price
    8/10
    Features
    5/10
    Customer service
    5/10
    Convenience
    7/10
    Trust
    7/10
    Less
    Lisa, Victoria reviewed 2 days ago
  • Overall 9/10
    Excellent customer service.

    Completely worth my time and money, they are quick to solve any problems I might have (which are very few).

    Read full review

    Completely worth my time and money, they are quick to solve any problems I might have (which are very few).

    Price
    7/10
    Features
    6/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    8/10
    Less
    Samantha, Western Australia reviewed 2 days ago
  • Overall 10/10
    Easy.

    Very easy to access and manage through netbank.

    Read full review

    Very easy to access and manage through netbank.

    Price
    -1/10
    Features
    -1/10
    Customer service
    -1/10
    Convenience
    -1/10
    Trust
    -1/10
    Less
    Krystal, Queensland reviewed 2 days ago
Commonwealth Bank

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

See Commonwealth Bank bank accounts

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Bank Account

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Debit Mastercard

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USaver Ultra Transaction Account

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Classic Banking Account (with Standard Visa Debit Card)

$0.00

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Visa Debit or
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Citibank

Debit Mastercard

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Everyday Account

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EFTPOS