ING Orange Everyday

$0.00

None

Visa Debit

ING Orange Everyday Review

Rates and fees information correct as at 18 November 2018.

Review published: 3 October 2011

What's hot:

  • Mozo Expert Choice Award winner 2018

  • Multi-year winner of Mozo People's Choice Award

  • No ATM withdrawal fees overseas or in Australia

What's not:

  • No branch access

Mozo snapshot:

When a bank is voted as having Australia's best bank accounts 3 years in a row in the Mozo People's Choice Awards, it's worth noting. To add onto this, they are also the winner of a 2018 Mozo Experts Choice Award for Exceptional Everyday Account and Best Value Debit Card. The reason Australians are such big fans of the ING Everyday Orange bank account is because it is big on convenience and small on fees and charges. There is no account fee and as long as you deposit $1000 a month into the account and make at least 5 card purchases using your ING debit or credit card you'll never have to pay an ATM fee again, either at home or when travelling abroad.

Key features:

ING is an online only bank so there is no branch access but who needs it with online, 24 hour phone banking, BPAY and free ATMs? 

With the Everyday Orange account you can use any ATM in Australia or overseas for free (if you deposit $1000 your ING account during the month, and also make 5 purchases using your ING debit or credit card in the month) so you don't have to worry about trekking across town looking for an ATM. 

If you meet the above conditions, you can also spend on your card while overseas without paying an international transaction fee - making this a great pick for savvy travellers. 

There's also no minimum opening deposit and no monthly account fees to pay, so this account should not cost you anything. But keep in mind you won't earn any money either. Like most transaction accounts the Orange Everyday does not pay any interest.

The Orange Everyday bank account comes with a VISA debit card (with PayWave), giving you the shopping freedom of a credit card without the credit maintenance worries.

You also have the option to switch on the everyday round up feature, where the card purchases you make are rounded up to either $1 or $5, which are then deposited into an ING Savings Maximiser, Mortgage Simplifier or Orange Advantage accounts.  

Who it's good for:

Any Australian who is sick of being charged high ATM fees at home and abroad and is after a zero cost bank account.

Any catches?

You won't get any interest on your money in the ING Everyday Orange so keep your savings in high interest account and transfer cash over only when you need it and you will have the best of both worlds.

How are ING bank accounts rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
9.2

Based on 530
ING bank accounts reviews

9.2 8.7 9.1 8.8 9.2

Read ING bank account reviews by the Mozo community

Latest reviews of ING Orange Everyday

ING

ING Orange Everyday bank account review

Overall rating   10 / 10

Great bank

I love that I get refunded on all ATM fees no matter what bank I use and no hidden fees. I signed up and got $200 for opening accounts which was great! The only negative thing I have is depositing money has to be done at the post office which can...

Full review

I love that I get refunded on all ATM fees no matter what bank I use and no hidden fees. I signed up and got $200 for opening accounts which was great! The only negative thing I have is depositing money has to be done at the post office which can be painful. But I still really like ING.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Laura, Queensland, reviewed 11 days ago

ING

ING Orange Everyday bank account review

Overall rating   9 / 10

Great banking experience

I enjoy banking with ING as they don’t charge fees and I have never had a problem with them.

Full review

I enjoy banking with ING as they don’t charge fees and I have never had a problem with them.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Julie, Western Australia, reviewed 11 days ago

ING

ING Orange Everyday bank account review

Overall rating   9 / 10

No ATM fees

No ATM fees in Australia. No international fees when using ATM’s outside Australia. Easy to use App and great ATM withdrawal limit.

Full review

No ATM fees in Australia. No international fees when using ATM’s outside Australia. Easy to use App and great ATM withdrawal limit.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Ida, New South Wales, reviewed 17 days ago

ING

ING Orange Everyday bank account review

Overall rating   9 / 10

Great for overseas travel

Wish the limit on where you can transfer money out of the accounts was more lenient.

Full review

Wish the limit on where you can transfer money out of the accounts was more lenient.

    Price   10 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

Petah, Queensland, reviewed 19 days ago

ING

ING Orange Everyday bank account review

Overall rating   10 / 10

Great customer service

Great rates, no fees and easy to deal with.

Full review

Great rates, no fees and easy to deal with.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Melanie, Western Australia, reviewed 24 days ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Rates

  • Balances from $0: 0.00% p.a.

  • none

  • n/a

Fees

  • $0.00

  • none

  • Free ATM use in Australia and overseas and free international transactions when you deposit at least $1,000 from an external bank account and make at least 5 card purchases using your ING debit card each month.

  • $0.00

  • None

  • $0.00

  • none

  • none

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • 0%

  • $0.00 monthly

Other financial bits

  • $0.00

  • $0.00

Features

  • $2,200.00

  • no

  • no

  • yes

  • no

  • no

  • yes

  • yes

  • none

  • none

Atm card

  • none

  • none

  • none

Debit card

  • $0.00

  • $0.00

  • 0%

About ING

ING is part of the ING Group, one of the world's largest financial institutions, but it isn't like other banks. ING pioneered branch-less banking in Australia, getting rid of branches and passing on the savings to customers in the form of better rates and lower fees. From high interest savings accounts and term deposits to low rate home loans, ING aims to keep your banking simple.

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