ING Orange Everyday

$0.00

None

Visa Debit

ING Orange Everyday

$0.00

None

Visa Debit

Mozo Review   ING Orange Everyday Review

Last updated: 21 February 2019.

What's hot:
  • 2019 Mozo Everyday Bank of The Year

  • Multi-year winner of Mozo People's Choice Award

  • No ATM withdrawal fees overseas or in Australia

What's not:
  • No branch access

Mozo snapshot:

When a bank is voted as having Australia's best bank accounts 3 years in a row in the Mozo People's Choice Awards, it's worth noting - especially when that bank was also named 2019 Mozo Everyday Bank of The Year. And if that isn't enough, the Orange Everyday account also won a 2019 Mozo Experts Choice Award for Exceptional Everyday Account. 

The reason Australians are such big fans of the ING Everyday Orange bank account is because it is big on convenience and small on fees and charges. There is no account fee and as long as you deposit $1000 a month into the account and make at least 5 card purchases using your ING debit or credit card you'll never have to pay an ATM fee again, either at home or when travelling abroad.

Key features:

ING is an online only bank so there is no branch access but who needs it with online, 24 hour phone banking, BPAY and free ATMs? 

With the Everyday Orange account you can use any ATM in Australia or overseas for free (if you deposit $1,000 your ING account during the month, and also make 5 purchases using your ING debit or credit card in the month) so you don't have to worry about trekking across town looking for an ATM. 

If you meet the above conditions, you can also spend on your card while overseas without paying an international transaction fee - making this a great pick for savvy travellers. 

There's also no minimum opening deposit and no monthly account fees to pay, so this account should not cost you anything. But keep in mind you won't earn any money either. Like most transaction accounts the Orange Everyday does not pay any interest.

The Orange Everyday bank account comes with a VISA debit card (with PayWave), giving you the shopping freedom of a credit card without the credit maintenance worries.

You also have the option to switch on the everyday round up feature, where the card purchases you make are rounded up to either $1 or $5, which are then deposited into an ING Savings Maximiser, Mortgage Simplifier or Orange Advantage accounts.  

You'll also be able to access your ING Orange Everyday account and heap of other ING products through an award-winning mobile app. That's because the ING banking app took out an Excellent Banking App Award at the 2019 Mozo Experts Choice Awards.  

Who it's good for:

Any Australian who is sick of being charged high ATM fees at home and abroad and is after a zero cost bank account.

Any catches?

You won't get any interest on your money in the ING Everyday Orange so keep your savings in high interest account and transfer cash over only when you need it and you will have the best of both worlds.

Details

Rates and fees information correct as at 19 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • none

  • n/a

Fees
  • $0.00

  • none

  • Free ATM use in Australia and overseas and free international transactions when you deposit at least $1,000 from an external bank account and make at least 5 card purchases using your ING debit card each month.

  • $0.00

  • None

  • $0.00

  • none

  • none

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • 0%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $2,200.00

  • no

  • no

  • yes

  • no

  • no

  • yes

  • yes

  • none

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $0.00

  • $0.00

  • 0%

Customer Reviews

How are ING bank accounts rated by the Mozo community?

Overall customer rating
9.2/10
Price
9.2/10
Features
8.7/10
Customer service
9.1/10
Convenience
8.8/10
Trust
9.2/10

Latest reviews of ING Orange Everyday

  • Overall
    10/10
    Great bank

    I love that I get refunded on all ATM fees no matter what bank I use and no hidden fees. I signed...

    I love that I get refunded on all ATM fees no matter what bank I use and no hidden fees. I signed up and got $200 for opening accounts which was great! The only negative thing I have is depositing money has to be done at the post office which can be painful. But I still really like ING.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Laura | Queensland

    reviewed 5 months ago

  • Overall
    9/10
    Great banking experience

    I enjoy banking with ING as they don’t charge fees and I have never had a problem with them.

    I enjoy banking with ING as they don’t charge fees and I have never had a problem with them.

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Julie | Western Australia

    reviewed 5 months ago

  • Overall
    9/10
    No ATM fees

    No ATM fees in Australia. No international fees when using ATM’s outside Australia. Easy to use...

    No ATM fees in Australia. No international fees when using ATM’s outside Australia. Easy to use App and great ATM withdrawal limit.

    Price
    10/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Ida | New South Wales

    reviewed 6 months ago

  • Overall
    9/10
    Great for overseas travel

    Wish the limit on where you can transfer money out of the accounts was more lenient.

    Wish the limit on where you can transfer money out of the accounts was more lenient.

    Price
    10/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    8/10
    Trust
    7/10

    Petah | Queensland

    reviewed 6 months ago

  • Overall
    10/10
    Great customer service

    Great rates, no fees and easy to deal with.

    Great rates, no fees and easy to deal with.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Melanie | Western Australia

    reviewed 6 months ago

ING

About ING

ING is part of the ING Group, one of the world's largest financial institutions, but it isn't like other banks. ING pioneered branch-less banking in Australia, getting rid of branches and passing on the savings to customers in the form of better rates and lower fees. From high interest savings accounts and term deposits to low rate home loans, ING aims to keep your banking simple.

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