ING Orange Everyday

$0.00

Apple Pay, Google Pay, PayID

0% p.a.

ING Orange Everyday

$0.00

Apple Pay, Google Pay, PayID

0% p.a.

Mozo Review   ING Orange Everyday Review

Last updated: 9 May 2019.

What's hot:
  • 2019 Mozo Everyday Bank of The Year

  • Multiple Mozo Experts and People's Choice Award winner

  • No ATM withdrawal fees overseas or in Australia

What's not:
  • No branch access

Mozo snapshot:

When a bank is voted as having Australia's best bank accounts three years in a row in the Mozo People's Choice Awards, it's worth noting - especially when that bank was also named 2019 Mozo Everyday Bank of The Year. And if that isn't enough, the Orange Everyday account also won a 2019 Mozo Experts Choice Award for Exceptional Everyday Account, and one for best Travel Debit Card

The reason Australians are such big fans of the ING Everyday Orange bank account is because it is big on convenience and small on fees and charges. There is no account fee and as long as you deposit $1000 a month into the account and make at least 5 card purchases using your ING debit or credit card you'll never have to pay an ATM fee again, either at home or when travelling abroad.

Key features:

ING is an online only bank so there is no branch access but who needs it with online, 24 hour phone banking, BPAY and free ATMs? 

With the Everyday Orange account you can use any ATM in Australia or overseas for free (if you deposit $1,000 your ING account during the month, and also make 5 purchases using your ING debit or credit card in the month) so you don't have to worry about trekking across town looking for an ATM. 

If you meet the above conditions, you can also spend on your card while overseas without paying an international transaction fee - making this a great pick for savvy travellers. 

There's also no minimum opening deposit and no monthly account fees to pay, so this account should not cost you anything. But keep in mind you won't earn any money either. Like most transaction accounts the Orange Everyday does not pay any interest.

The Orange Everyday bank account comes with a VISA debit card (with PayWave), giving you the shopping freedom of a credit card without the credit maintenance worries.

You also have the option to switch on the everyday round up feature, where the card purchases you make are rounded up to either $1 or $5, which are then deposited into an ING Savings Maximiser, Mortgage Simplifier or Orange Advantage accounts.  

You'll also be able to access your ING Orange Everyday account and heap of other ING products through an award-winning mobile app. That's because the ING banking app took out an Excellent Banking App Award at the 2019 Mozo Experts Choice Awards.  

Who it's good for:

Any Australian who is sick of being charged high ATM fees at home and abroad and is after a zero cost bank account.

Any catches?

You won't get any interest on your money in the ING Everyday Orange so keep your savings in high interest account and transfer cash over only when you need it and you will have the best of both worlds.

Details

Rates and fees information correct as at 17 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Free ATM use in Australia and overseas and free international transactions when you deposit at least $1,000 from an external bank account and make at least 5 card purchases using your ING debit card each month.

  • $0.00

  • None

  • $0.00

  • n/a

  • n/a

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • 0%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $2,200.00

  • no

  • no

  • yes

  • no

  • no

  • yes

  • yes

  • none

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $0.00

  • $0.00

  • 0%

Payment options

Apple Pay, Google Pay, PayID

Customer Reviews

How are ING bank accounts rated by the Mozo community?

Overall customer rating
9.3/10
Price
9.2/10
Features
8.6/10
Customer service
9.1/10
Convenience
8.8/10
Trust
9.2/10

Latest reviews of ING Orange Everyday

  • Overall
    9/10
    Great customer and telephone service

    Easy to operate online. No fees and free ATM ($200) withdrawals.

    Easy to operate online. No fees and free ATM ($200) withdrawals.

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10

    Garry | Victoria

    reviewed 13 days ago

  • Overall
    10/10
    Easy and reliabe service

    Easy to apply, bank balance is right on your phone and it is a great way to track everyday...

    Easy to apply, bank balance is right on your phone and it is a great way to track everyday purchases. I love it.

    Price
    10/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Libby | New South Wales

    reviewed 21 days ago

  • Overall
    10/10
    Great money saving features and fantastic service

    Banking with ING is super convenient because we can use any ATM we want since we get refunded...

    Banking with ING is super convenient because we can use any ATM we want since we get refunded from ATM fee charges. They also have a super easy to use phone app and website that is easy to navigate. I can’t speak more highly of them. Whenever we have phoned their staff, they were knowledgeable, product savvy and friendly.

    Price
    10/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Caroline | South Australia

    reviewed 2 months ago

  • Overall
    10/10
    Great bank

    I love that I get refunded on all ATM fees no matter what bank I use and no hidden fees. I signed...

    I love that I get refunded on all ATM fees no matter what bank I use and no hidden fees. I signed up and got $200 for opening accounts which was great! The only negative thing I have is depositing money has to be done at the post office which can be painful. But I still really like ING.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Laura | Queensland

    reviewed 11 months ago

  • Overall
    9/10
    Great banking experience

    I enjoy banking with ING as they don’t charge fees and I have never had a problem with them.

    I enjoy banking with ING as they don’t charge fees and I have never had a problem with them.

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Julie | Western Australia

    reviewed 11 months ago

ING

About ING

ING is part of the ING Group, one of the world's largest financial institutions, but it isn't like other banks. ING pioneered branch-less banking in Australia, getting rid of branches and passing on the savings to customers in the form of better rates and lower fees. From high interest savings accounts and term deposits to low rate home loans, ING aims to keep your banking simple.

See ING bank accounts

Promoted

Suncorp

Suncorp

Everyday Options

$0.00Special offer of $0 monthly account keeping fees when you open a new account

Apple Pay, Google Pay, Samsung Pay

0.01% p.a.

Promoted

HSBC

HSBC

Everyday Global Account

$0.00

Apple Pay, Google Pay

0% p.a.

Promoted

MyState Bank

MyState Bank

Glide Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin

0% p.a.

Promoted

NAB

NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

Promoted

UBank

UBank

USaver Ultra Transaction Account

$0.00

Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit

0% p.a.

Promoted

CUA

CUA

Everyday Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Promoted

Citi

Citi

Global Currency Account

$0.00

Samsung Pay

0% p.a.

Promoted

Bankwest

Bankwest

Hero Transaction Account

$6.00$0 monthly account fee if you deposit min. $2,000 per month

Apple Pay, Google Pay, Payment Ring

0.75% p.a.