ING credit cards

4.1
Based on 20 ING credit card product reviews.
Fact Checked
Last updated

About ING credit cards

ING offers some of the best savings accounts in the market, though if it’s a credit card you’re after, there are two to choose from: the ING Orange One Low Rate and the ING Orange One Rewards Platinum. They both offer competitive interest rates, nice perks and come from a trusted banking provider.

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Last updated 24 April 2025 Important disclosures

ING credit cards

  • Orange One Low Rate Credit Card

    Purchase rate
    12.99 % p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $0
    Rewards program
    -
    No Partner link

  • Orange One Rewards Platinum Credit Card

    Purchase rate
    16.99 % p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $149
    Rewards program
    Cashback Rewards
    No Partner link

Get the latest news and product updates.

ING credit card ratings

Overall customer rating for ING credit cards

4.1
Based on 20 product reviews.

Customer reviews

Important disclosures

ING products

ING credit cards: FAQ

How long does it take to get a credit card from ING?

ING says it takes around 20 minutes to apply for one of its credit cards online. Once you’ve completed your application and it’s been approved, you’ll receive your credit card within five to seven working days.

Is an ING credit card Visa or Mastercard?

In Australia, ING has partnered with Visa for its credit cards.

What is the minimum credit limit for ING?

The minimum credit limit for ING’s credit cards are:

  • ING Orange One Low Rate – $1,000
  • ING Orange One Rewards Platinum – $6,000
Do ING credit cards come with travel insurance?

Yes, the ING Orange One Rewards Platinum card comes with complimentary travel insurance as standard, but you can also receive travel insurance with ING’s Orange One Low Rate card if you are approved for a credit limit of $6,000 or more.

ING’s complimentary travel insurance provides you with up to 40 days of cover for cardholders, their spouses and/or dependants.

How do I close an ING credit card?

You can close your ING credit card by:

  • Using the ING app
  • Logging into ING internet banking
  • Calling 133 464

Note that you won’t be able to close your credit card if you still have transactions pending or an outstanding balance – it must be paid off before it can be closed.

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