8.8 / 10

based on 4539 ING banking product reviews as rated by Mozo community

ING credit cards

ING credit cards offer a range of packages for different needs including travel, for which it won a 2019 Mozo Experts Choice Travel Money Award in the Low Rate Travel Credit Card category.

Check out our range of credit cards for an overview of interest rates, fees and more. Or you can compare with our credit card comparison tools.

What credit cards do ING offer?

Rates and fees verified as correct at 24 July, 2021. Other information correct at the time of writing. Advertiser disclosure.

Low rate credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

11.99% p.a.

No current offer

$0

45

Low fee credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

11.99% p.a.

No current offer

$0

45

Rewards credit cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Visa, up to $3,000 per month

16.99% p.a.

No current offer

$149

Prestige cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Visa, up to $3,000 per month

16.99% p.a.

No current offer

$149

How are ING credit cards rated?

Mozo users have rated ING credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of credit-cards
ING credit cards
Overall
8.1/10
Price
Features
Customer service
Convenience
Trust

15 Reviews

Recent ING credit card reviews

ING Orange One Low Rate Credit Card
Overall 10/10
Just do it

It’s simple and thoughtful and unlike other banks it doesn’t have branches so you go to the post office it’s just been the best bank ever

Read full review

It’s simple and thoughtful and unlike other banks it doesn’t have branches so you go to the post office it’s just been the best bank ever

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Crystal, Queensland, reviewed 4 months ago
ING Credit Card
Overall 7/10
ING are the right bank for me.

ING are trustworthy and reliable - have never had problems contacting them.

Read full review

ING are trustworthy and reliable - have never had problems contacting them.

Price
5/10
Features
7/10
Customer service
8/10
Convenience
3/10
Trust
10/10
Less
Christine, New South Wales, reviewed 6 months ago
ING Credit Card
Overall 1/10
Terrible unchecked assessment process.

I applied for an ING credit card to be linked to my savings account so I could take advantage of their highest savings interest rate. I have been an ING customer for many years. I fully own two properties outright. I have ZERO debt or loans, a secure public service job of 24 years earning a good 6 figure salary plus rental property income. I also have decent savings, a share portfolio and a perfect credit rating. I have never not repaid any previous loans or had any finance issues. Yet ING have decided I do not meet their criteria for a basic credit card with a $6000 limit. What a joke of a company! I will take my business and savings and keep using CommBank who I have never had a problem with. Good luck to anyone else out there in dealing with ING. When I spoke to the ING call centre lady she advised me it would be “painful” for me to get this case reviewed. The whole process has been insulting and painful anyway. I have asked for a review purely as I do not want any negative impact on my credit history because of ING and their ridiculous assessment process.

Read full review

I applied for an ING credit card to be linked to my savings account so I could take advantage of their highest savings interest rate. I have been an ING customer for many years. I fully own two properties outright. I have ZERO debt or loans, a secure public service job of 24 years earning a good 6 figure salary plus rental property income. I also have decent savings, a share portfolio and a perfect credit rating. I have never not repaid any previous loans or had any finance issues. Yet ING have decided I do not meet their criteria for a basic credit card with a $6000 limit. What a joke of a company! I will take my business and savings and keep using CommBank who I have never had a problem with. Good luck to anyone else out there in dealing with ING. When I spoke to the ING call centre lady she advised me it would be “painful” for me to get this case reviewed. The whole process has been insulting and painful anyway. I have asked for a review purely as I do not want any negative impact on my credit history because of ING and their ridiculous assessment process.

Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Miranda, Victoria, reviewed 9 months ago
ING Orange One Rewards Platinum Credit Card
Overall 7/10
ING review.

ING has excellent customer service, especially on the phone. They are always helpful in resolving issues promptly. Great competitive rates and products. Would highly recommended them.

Read full review

ING has excellent customer service, especially on the phone. They are always helpful in resolving issues promptly. Great competitive rates and products. Would highly recommended them.

Price
8/10
Features
7/10
Customer service
8/10
Convenience
6/10
Trust
6/10
Less
Nikita, New South Wales, reviewed 10 months ago
ING Credit Card
Overall 10/10
Good

No fee.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Simon, Victoria, reviewed 11 months ago

What do you need to apply for a ING credit card?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)

Credit card quick links