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ING credit cards

ING

ING's overall rating for credit cards

(as rated by the Mozo community)

8.7 / 10

based on 9 reviews

ING credit cards offer a range of packages for different needs including travel, for which it won a 2019 Mozo Experts Choice Travel Money Award in the Low Rate Travel Credit Card category.

Check out our range of credit cards for an overview of interest rates, fees and more. Or you can compare with our credit card comparison tools.

Rates and fees verified as correct at 12 August, 2020. Other information correct at the time of writing.

What credit cards do ING offer?

Low rate credit cards Low rate credit cards

Product	Purchase rate	Balance transfer rate	Annual fees	Interest free days on purchases
Orange One Credit Card	11.99% p.a.	No current offer	$0	45

Low fee credit cards Low fee credit cards

Product	Purchase rate	Balance transfer rate	Annual fees	Interest free days on purchases
Orange One Credit Card	11.99% p.a.	No current offer	$0	45

Rewards credit cards Rewards credit cards

Product	Points per dollar	Purchase rate	Balance transfer rate	Annual fees
Orange One Platinum Credit Card	1 point per dollar on Visa, up to $3,000 per month	16.99% p.a.	No current offer	$149

Prestige cards Prestige cards

Product	Points per dollar	Purchase rate	Balance transfer rate	Annual fees
Orange One Platinum Credit Card	1 point per dollar on Visa, up to $3,000 per month	16.99% p.a.	No current offer	$149

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

How are ING credit cards rated?

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Overall 8.7

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Trust

9 Reviews

Recent ING credit card reviews Recent ING credit card reviews

ING

ING Orange One Credit Card review

Overall rating 10 / 10

Seamless.

Seamless, never have to interact with them.

Seamless, never have to interact with them.

Price 6 / 10

Features 5 / 10

Convenience 8 / 10

Trust 9 / 10

Mel, Victoria, reviewed 6 days ago

ING

ING Orange One Credit Card review

Overall rating 2 / 10

Good for savings; credit not so much.

Requires minimum number of transactions per month in order to activate higher interest in my savings account.

Requires minimum number of transactions per month in order to activate higher interest in my savings account.

Price 3 / 10

Features 5 / 10

Customer service 5 / 10

Convenience 2 / 10

Trust 8 / 10

Kerry, Western Australia, reviewed about 2 months ago

ING

ING Orange One Credit Card review

Overall rating 8 / 10

Low rate, no frills.

I like that this is a no-frills, easy to use and understand card. Low rate, and an option for longer repayment through instalments. No fees - recommended.

I like that this is a no-frills, easy to use and understand card. Low rate, and an option for longer repayment through instalments. No fees - recommended.

Price 9 / 10

Features 4 / 10

Customer service 7 / 10

Convenience 8 / 10

Trust 8 / 10

Louise, New South Wales, reviewed 3 months ago

ING

ING Credit Card review

Overall rating 10 / 10

Competitive service.

Easy to deal with and apply online, very good customer service and very low, competitive rates. Highly recommend.

Easy to deal with and apply online, very good customer service and very low, competitive rates. Highly recommend.

Price 10 / 10

Features 10 / 10

Customer service 9 / 10

Convenience 10 / 10

Trust 8 / 10

Julie, Queensland, reviewed 4 months ago

ING

ING Credit Card review

Overall rating 10 / 10

Great for overseas travel.

Great low interest rates.

Great low interest rates.

Price 9 / 10

Features 10 / 10

Customer service 9 / 10

Convenience 9 / 10

Trust 7 / 10

Tania, Western Australia, reviewed 4 months ago

See all ING credit card reviews

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

What do you need to apply for a ING credit card? What do you need to apply for a ING credit card?

Personal details for each applicant (if necessary)
Contact details including a valid email address
Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
Statements for any liabilities including credit cards or other existing loans
A copy of your council rates notice
A copy of your driver's licence or passport
Home loan statements (if you’re refinancing)

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