based on 4864 ING product reviews as rated by Mozo community

ING credit cards

ING credit cards offer a range of packages for different needs.  Plus, it won a 2023 Mozo Experts Choice Credit Card Award for Best No Annual Fee Credit Card.

Check out our range of credit cards for an overview of interest rates, fees and more. Or you can compare with our credit card comparison tools.

What credit cards do ING offer?

Rates and fees verified as correct at 25 April 2024. Other information correct at the time of writing. Advertiser disclosure.

Low rate credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

11.99% p.a.

No current offer

$0

45

Low fee credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

11.99% p.a.

No current offer

$0

45

Rewards credit cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Visa, up to $3,000 per month

16.99% p.a.

No current offer

$149

Prestige cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Visa, up to $3,000 per month

16.99% p.a.

No current offer

$149

How are ING credit cards rated?

Mozo users have rated ING credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of credit-cards
ING credit cards
Overall
Price
Features
Customer service
Convenience
Trust

19 Reviews

Recent ING credit card reviews

ING Orange One Low Rate Credit Card
Overall 9/10
No annual fee and low interest rates!

Pros: - No annual fee - Low interest rate for purchases - Access to Apple Pay - Ability to transfer balances from one ING account to another Cons : - No rewards or cashback - Foreign transaction fees may apply

Read full review

Pros: - No annual fee - Low interest rate for purchases - Access to Apple Pay - Ability to transfer balances from one ING account to another Cons : - No rewards or cashback - Foreign transaction fees may apply

Price
9/10
Features
8/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Elizabeth, New South Wales, reviewed 23 days ago
ING Orange One Rewards Platinum Credit Card
Overall 10/10
Great bank with low/no fees.

ING is great a for travelling internationally, atm fees are reimbursed and the exchange rate they offer is great. The only negative I have with them is that there aren't many physical branches in Australia, though their online service make up for it.

Read full review

ING is great a for travelling internationally, atm fees are reimbursed and the exchange rate they offer is great. The only negative I have with them is that there aren't many physical branches in Australia, though their online service make up for it.

Price
10/10
Features
5/10
Customer service
10/10
Convenience
4/10
Trust
10/10
Less
Ivy, Victoria, reviewed almost 2 years ago
ING Orange One Low Rate Credit Card
Overall 9/10
Fantastic no annual fee credit card

I really enjoy the benefits ING have to offer with their orange one rewards platinum card. It has a very competitive interest rate and complimentary insurances. On top of this there is no annual fee!

Read full review

I really enjoy the benefits ING have to offer with their orange one rewards platinum card. It has a very competitive interest rate and complimentary insurances. On top of this there is no annual fee!

Price
10/10
Features
9/10
Customer service
8/10
Convenience
10/10
Trust
10/10
Less
Michael, Victoria, reviewed over 2 years ago
ING Orange One Low Rate Credit Card
Overall 1/10
False credit card offers

Be aware of False credit card promotional offers - you will never meet ING criteria. They just trying to draw new customers in.

Read full review

Be aware of False credit card promotional offers - you will never meet ING criteria. They just trying to draw new customers in.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Michael, Queensland, reviewed over 2 years ago
ING Orange One Low Rate Credit Card
Overall 10/10
Just do it

It’s simple and thoughtful and unlike other banks it doesn’t have branches so you go to the post office it’s just been the best bank ever

Read full review

It’s simple and thoughtful and unlike other banks it doesn’t have branches so you go to the post office it’s just been the best bank ever

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Crystal, Queensland, reviewed about 3 years ago

Credit card quick links