Stats crunched by Mozo Experts
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53Super Funds
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397Investment Options
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15Award Categories
Welcome to the inaugural Mozo Experts Choice Awards for Superannuation. Our experts put 53 super funds under the microscope to find the best value super options for Australians who are in the accumulation phase and building their retirement savings
Whether you are comparing fees, investment choices based on your lifestage, or chasing higher investment returns, these awards are designed to guide you in finding your super choice.
Standout Winners
Australia's Best Super Fund
Colonial First State Super (CFSS) was named Australia’s Best Super Fund by our experts. Its FirstChoice Wholesale Personal Super scooped a massive 8 awards including for Exceptional MySuper which was a key criteria for the best overall category. It also ranked highly for the Gen Z and Millennials life stage categories, as well as offering several low cost options among their diversified investment portfolios. An impressive achievement.
Congratulations to:
Colonial First State
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CFS FirstChoice Wholesale Personal Super
Highly Commended Super Fund
Winning a total of 9 awards across investment mix, generational and low fee MySuper categories, UniSuper is the winner of our Highly Commended Super Fund Award for 2025. UniSuper is open to all Australians and has a range of top performing fund options no matter your age or investment risk appetite.
Congratulations to:
UniSuper
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UniSuper
Exceptional MySuper
MySuper products are designed to be a simple, low cost, balanced fund option for people who choose not to select their own investment mix. These products are the default super product and a significant number of Australians have super invested in MySuper options. This category recognises products that have demonstrated consistently above-average returns allowing for performance and fees.
Congratulations to:
Colonial First State, Essential Super, Guild Super, HESTA, Mine Super, Russell Investments iQ Super, Virgin Money, and Vision Super
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Virgin Money Super - LifeStage Tracker
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HESTA - MySuper Balanced Growth
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CFS FirstChoice Wholesale Personal Super - CFS Lifestage
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Essential Super - Lifestage
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GuildSuper - MySuper
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iQ Super - For Life - GoalTracker
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Mine Super - Lifecycle
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Vision Super - MySuper
Exceptional Super High Growth
These awards recognise funds for having demonstrated outstanding net benefits in one of their pre-mixed diversified investment options. The High Growth category included investment options with a target asset allocation of over 90% growth assets.
Congratulations to:
Colonial First State, MLC, Spaceship, and UniSuper
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MLC MasterKey Super Fundamentals - MLC Aggressive
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UniSuper - Sustainable High Growth
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CFS FirstChoice Wholesale Personal Super - CFS Geared Growth Plus
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Spaceship Super - GrowthX
Exceptional Super Growth
These awards recognise funds for having demonstrated outstanding net benefits in one of their pre-mixed diversified investment options. The Growth category included investment options with a target asset allocation of over 70% growth assets.
Congratulations to:
Australian Retirement Trust, HESTA, and Prime Super
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HESTA - High Growth
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Australian Retirement Trust - High Growth
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Prime Super - Managed Growth
Exceptional Super Balanced
These awards recognise funds for having demonstrated outstanding net benefits in one of their pre-mixed diversified investment options. The Balanced category included investment options with a target asset allocation of over 50% growth assets.
Congratulations to:
UniSuper and Verve Super
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UniSuper - Sustainable Balanced
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Verve Super - Verve Super Balanced
Exceptional Super Conservative
These awards recognise funds for having demonstrated outstanding net benefits in one of their pre-mixed diversified investment options. The Conservative category included investment options with a target asset allocation of 50% or less in growth assets.
Congratulations to:
Care Super, First Super, Prime Super, and UniSuper
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UniSuper - Conservative Balanced
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CareSuper - Conservative Balanced
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First Super - Conservative Balanced
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Prime Super - Income Focused
Exceptional Super For Gen X
Often the asset allocation or risk tolerance changes the closer you get towards retirement so the purpose of these awards was to provide a list of fund options that have produced high performance segmented by age group. We assessed different account balances and investment time horizons to determine the winners for each generation.
Congratulations to:
Aware Super, Guild Super, Prime Super, and UniSuper
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UniSuper
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Aware Super
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GuildSuper
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Prime Super
Exceptional Super For Millennials
Congratulations to:
Colonial First State, Mine Super, Russell Investments iQ Super, and UniSuper
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UniSuper
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CFS FirstChoice Wholesale Personal Super
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iQ Super - For Life
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Mine Super
Exceptional Super For Gen Z
Congratulations to:
Colonial First State, Essential Super, UniSuper, and Vanguard Super
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UniSuper
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CFS FirstChoice Wholesale Personal Super
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Essential Super
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Vanguard Super
Low Fee MySuper
For many Australians, a low super balance can mean that fees are the biggest enemy to growing their nest egg. This award recognises funds with the lowest fees in their MySuper option.
Congratulations to:
Australian Food Super, Colonial First State, Essential Super, UniSuper, Vanguard Super, and Virgin Money
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Virgin Money Super - LifeStage Tracker
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UniSuper - MySuper
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CFS FirstChoice Wholesale Personal Super - CFS Lifestage
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Essential Super - Lifestage
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Vanguard Super - SaveSmart Lifecycle
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Australian Food Super - MySuper
Low Fee Super High Growth
For Australians looking to choose a pre-mixed diversified option that’s low in fees, this award identifies options worth looking into.
Congratulations to:
Essential Super and Hostplus
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Hostplus - Indexed High Growth
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Essential Super - High Growth Index
Low Fee Super Growth
Congratulations to:
AustralianSuper and Hostplus
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Hostplus - Indexed Balanced
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AustralianSuper - Indexed Diversified
Low Fee Super Balanced
Congratulations to:
Colonial First State
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CFS FirstChoice Wholesale Personal Super - CFS Index Moderate
Low Fee Super Conservative
Congratulations to:
Hostplus and OnePath
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OneAnswer Frontier Personal Super - OnePath Conservative Index
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Hostplus - Socially Responsible Investment – Defensive
What are the Mozo Experts Choice Awards?
Now in their eleventh year, the Mozo Experts Choice Awards present an opportunity to recognise products in the market we believe offer great value to Australians.
For the 2025 Superannuation awards, our Experts assessed 397 options from 53 Super Funds head to head.
“Super can be complex, but it's important to understand that the choices people make now can have a big impact on the lifestyle they will be able to afford in their retirement”, said AJ Duncanson, Mozo Experts Choice Awards judge.
“We've designed these awards to showcase the best in a range of categories, so whether you want to select a fund based on your age, investment mix or you simply want a low fee fund, we've done the research to help you make the best decision for you”
For full details on how we crunched the numbers, the awards criteria and how we determined the winners, see the 2025 Mozo Experts Choice Awards for Superannuation methodology report.
Our Expert Judges
We couldn’t have a name like the Mozo Experts Choice Awards without a dedicated and experienced team of product data analysts at the helm. Combined they have decades of experience behind them. Meet them below.
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AJ Duncanson
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Peter Marshall
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Meredith Allan
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George Hirst
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Rumpa Saha
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Afia Asha
FAQs
What are the Mozo Experts Choice Awards?
Running since 2014, the Mozo Experts Choice Awards recognise products that deliver exceptional value or benefits to consumers. See our 2025 Mozo Experts Choice Awards for Superannuation methodology report for detailed information on how we performed product comparisons and determined the final winners for 2025.
Did you compare all superannuation providers in the market for these awards?
In carrying out the Mozo Experts Choice Awards for Superannuation 2025, our Experts assessed 397 options from 53 Super Funds head to head.
Any provider we review must be available at the time of our analysis and any offers included must be available to the general public on the provider’s website.
What’s the judging criteria for choosing Australia’s best super funds?
Mozo Experts Choice Awards aim to recognise products based on the value they deliver to their customers. This is not an industry-facing awards program, but one that focuses on consumer benefit.
For our 2025 awards in Superannuation we have looked for the best investment options in the areas that matter to most Australians – MySuper options and diversified pre-mixed choice options. And we centred our assessment on either net returns over a period of time, or on aggregate fees – again, because those are the things that really matter.
Who are the Mozo Experts?
The Mozo Experts Choice Awards are overseen by AJ Duncanson and Peter Marshall. AJ is Mozo’s Data Director, a data scientist and actuary who has worked in financial services and product comparison for over 30 years. Peter has been in the industry even longer, and as Mozo's Financial Services Specialist he contributes to the team of analysts that gather information and compare products every day, and oversees the calculations and data quality used for producing the Mozo Experts Choice Awards.
I work for a winning provider, how do we promote our win?
Please get in touch with us to discuss by email should you have any queries.