Rate & Review

More than 100,000 Australians have reviewed their finance or energy provider on Mozo and we're adding more reviews every day. Browse reviews of banks, insurers, gas and electricity providers and more to see who customers are rating and hating and join the conversation to help others find a better deal.

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Experts choice awards hero 2015

Experts Choice Awards 2016

Which products offer the best value according to Mozo's money experts? Check out the winning home loans, credit cards, travel insurance, personal loans and more.

See the winners
peoples choice award

People's Choice Award 2016

Forget industry awards where banks scratch each other's backs. Mozo presents the People's Choice Awards, based on more than 30,000 real customer reviews.

Check out the winners

Recent reviews that stand out from the crowd

Dodo Power & Gas

Dodo Power & Gas electricity review

Overall rating   8 / 10

Competitive pricing and no surprises with billings

We have found Dodo to be efficient, competitive and easy to deal with. Bills are online and our account is direct debited so there are no late fee issues. Dodo has been a great improvement compared to our previous provider.

Full review

We have found Dodo to be efficient, competitive and easy to deal with. Bills are online and our account is direct debited so there are no late fee issues. Dodo has been a great improvement compared to our previous provider.

    Price   8 / 10

    Features   / 10

    Customer service   8 / 10

    Convenience   / 10

    Trust   / 10

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Heinz (VIC), reviewed about 1 month ago

ING DIRECT

ING DIRECT savings account review

Overall rating   8 / 10

Simple to use, friendly to deal with, no ATM fees

I have had an account with ING Direct for over 10 years and have been extremely happy - particularly because they pay back any ATM fees. The cash back for pay wave purchases under $100 has been incredible (I'm sad that this has now been...

Full review

I have had an account with ING Direct for over 10 years and have been extremely happy - particularly because they pay back any ATM fees. The cash back for pay wave purchases under $100 has been incredible (I'm sad that this has now been discontinued). They are easy to use, simple to understand and I'm extremely happy with the customer service.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Michelle (VIC), reviewed about 1 month ago

ANZ

ANZ Equity Manager (under $250k) (Breakfree Package) home loan review

Overall rating   7 / 10

Great customer service

Our bank manager was great when we first set up our home loan. I have also had issues on one or two occasions regarding my card and this has been sorted relatively quickly through the call centre. All staff members are helpful and will assist...

Full review

Our bank manager was great when we first set up our home loan. I have also had issues on one or two occasions regarding my card and this has been sorted relatively quickly through the call centre. All staff members are helpful and will assist where they can.

    Price   7 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   6 / 10

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Nicole (NSW), reviewed about 1 month ago

Commonwealth Bank

Commonwealth Bank bank account review

Overall rating   9 / 10

Great bank with the latest technology

CBA is a trustworthy bank and I can rely on them to provide all the latest technology to make banking easier.

Full review

CBA is a trustworthy bank and I can rely on them to provide all the latest technology to make banking easier.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Tammy (QLD), reviewed about 1 month ago

ME

ME frank Credit Card credit card review

Overall rating   9 / 10

Great rate and service is the best!

ME are really great. Lowest credit card interest rate around and fees are also very low. Online banking is super easy and the staff, if you ever need to call, are exemplary in customer service.

Full review

ME are really great. Lowest credit card interest rate around and fees are also very low. Online banking is super easy and the staff, if you ever need to call, are exemplary in customer service.

    Price   10 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Darren (QLD), reviewed about 1 month ago

Bank of Queensland

Bank of Queensland Day2Day Plus Account debit card review

Overall rating   10 / 10

Awesome bank!

I have to say, I worked previously for a major telco, in a variety of roles but I relate to HR and Senior Training & Development Manager. I would without blinking an eye employ any of FOH or BOH Customer Service Agents. The level of actual care...

Full review

I have to say, I worked previously for a major telco, in a variety of roles but I relate to HR and Senior Training & Development Manager. I would without blinking an eye employ any of FOH or BOH Customer Service Agents. The level of actual care they have when you're either at the counter or on the phone goes beyond what I have had the pleasure of spending time with. They can also quickly assess the situation and think outside the business rules box. They seem to genuinely care and always have time for a small conversation that is not work related whilst multi tasking at the same time. Every time I do business with them, I always walk out smiling. I enjoy going to this bank.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Shar (WA), reviewed about 1 month ago

NRMA

NRMA home insurance review

Overall rating   9 / 10

NRMA excellent service

NRMA have always been a great home insurance company. My mother is with them, my older sisters is with them so it was only natural I went with them as well when I bought my first house. The application process was easy, they guided me the...

Full review

NRMA have always been a great home insurance company. My mother is with them, my older sisters is with them so it was only natural I went with them as well when I bought my first house. The application process was easy, they guided me the whole way and made me aware of all the fee's and what it is exactly that I was getting. The process didn't take long at all, I expected it to be way longer and if I had any questions not only did they answer them but they did thoroughly. I ended up getting contents insurance as well and I am lucky that I did because later that year we had a robbery and also a flood the year later. They were very sympathetic when I called them and helped me out unconditionally so I could get everything replaced as soon as possible. In conclusion to say I am very happy with NRMA would be an understatement. I know I wouldn't be able to do it without them.

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Elisabeth (NSW), reviewed 6 months ago

Youi

Youi car insurance review

Overall rating   8 / 10

Excellent customer service

When my car was totalled everything was taken care of quickly and efficiently and with compassion. It was a relief to hear .... we'll take care of everything you rest up and get better. And take care of everything they did. Pay out was in my bank...

Full review

When my car was totalled everything was taken care of quickly and efficiently and with compassion. It was a relief to hear .... we'll take care of everything you rest up and get better. And take care of everything they did. Pay out was in my bank within the week, a heartfelt letter followed with a small car care package for my next car. Great experience.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   8 / 10

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Gabbie (QLD), reviewed 6 months ago

Origin Energy

Origin Energy gas review

Overall rating   9 / 10

Quality service with great backup support.

Origin are brilliant. I like Origin as they provide an environmentally friendly service to the community. Customer services is great. People are readily available to assist when in need of clarification eg: billing or service delivery. Fees...

Full review

Origin are brilliant. I like Origin as they provide an environmentally friendly service to the community. Customer services is great. People are readily available to assist when in need of clarification eg: billing or service delivery. Fees may be a bit high, but the comfort of having backup service when required is worth it all.

    Price   10 / 10

    Features   / 10

    Customer service   10 / 10

    Convenience   / 10

    Trust   / 10

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Nancy (VIC), reviewed 9 months ago

NAB

NAB Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   5 / 10

Competitive loan rates, long initial setup period.

The initial setup process took only a few minutes to complete, however waiting for approval took several weeks (had applied for the loan online) and after about 2 months I decided to go into my local branch to finalise the loan which didn't take...

Full review

The initial setup process took only a few minutes to complete, however waiting for approval took several weeks (had applied for the loan online) and after about 2 months I decided to go into my local branch to finalise the loan which didn't take long at all (probably about half an hour). At the time they did offer a competitive fixed interest rate for an unsecured loan which was great but it really did take far longer than expected to draw up the loan. When I lost my job and was going through a hard time financially, the staff at NAB Care were understanding about my situation and allowed me to take a repayment holiday for 3 months which really helped me out.

    Price   7 / 10

    Features   4 / 10

    Customer service   3 / 10

    Convenience   7 / 10

    Trust   5 / 10

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Luke (VIC), reviewed 10 months ago

St.George

St.George term deposit review

Overall rating   3 / 10

Customer service confusing and not always correct

St George was our bank of choice for our accounts in particular our term investment now called incentive saver. All accounts with the exception of the incentive saver were in both names. The incentive saver account was taken out when I was ill...

Full review

St George was our bank of choice for our accounts in particular our term investment now called incentive saver. All accounts with the exception of the incentive saver were in both names. The incentive saver account was taken out when I was ill with breast cancer and long term reconstruction. This account was in my husbands name. When my husband passed away 4 months ago St George froze that account. They wanted me to go through probate. My husband and myself were inseparable and were married 51 years. I was his carer and the only beneficiary of his will. What I had to go through to have that money put in my name was intolerable emotionally and physically. I had to contact my solicitor and do a paper trail to show that this money also belonged to me. Thankfully my solicitor was very helpful and provided what I needed. It was not an easy road grieving the loss of my beautiful husband and having to fight to get my own money. I was told many things that were not true like its the law, any amount over 75 thousand in one name has to go through probate, this was later changed to 50 thousand. I was also told there had to be dire circumstances for them to waive probate. I asked what he sees dire circumstances were, however not one person could tell me. No wonder. Was confused and upset. I decided to fight, it was the fight or flight syndrome. I eventually won the battle but not without a personal tell. My husband would have been appalled.

    Price   6 / 10

    Features   4 / 10

    Customer service   2 / 10

    Convenience   5 / 10

    Trust   2 / 10

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Dianne (NSW), reviewed 12 months ago

Cover-More Travel Insurance

Cover-More Travel Insurance travel insurance review

Overall rating   4 / 10

Good premiums but claims are not resolved.

I was able, after getting a quote from another company, to have them match the quote and add an international sim to the deal. The price for the insurance was very good and not needlessly expensive, with all the basics covered. The only problem...

Full review

I was able, after getting a quote from another company, to have them match the quote and add an international sim to the deal. The price for the insurance was very good and not needlessly expensive, with all the basics covered. The only problem came when trying to claim. I was travelling in a country that did not have the best internet access or wifi and attempting to contact the agency about various issues that arose was not worth the effort that had to be taken and the hoops that you had to jump through for what should have been a very simple problem to fix. Also, forged money is not considered a problem and therefore is not part of the policy.

    Price   9 / 10

    Features   -1 / 10

    Customer service   -1 / 10

    Convenience   -1 / 10

    Trust   1 / 10

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Julie (QLD), reviewed about 1 year ago

People's Choice Credit Union

People's Choice Credit Union Secured Personal Loan (Fixed) car loan review

Overall rating   7 / 10

Best value loans in Adelaide!

Set up a secured car loan with People's Choice as they had the most competitive price. Excellent customer service in store and had my account set up in no time, they also went out of their way to chase up some extra financial loose ends. Very...

Full review

Set up a secured car loan with People's Choice as they had the most competitive price. Excellent customer service in store and had my account set up in no time, they also went out of their way to chase up some extra financial loose ends. Very thorough service.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Luke (SA), reviewed about 1 year ago

OnePath

OnePath life insurance review

Overall rating   6 / 10

Great features, services and product

Very thorough and well catered for superannuation fund in terms of the services offered. A great feature offered by OnePath is multiple contributions where there is a range of parties that can contribute to the fun, by either BPay or internet...

Full review

Very thorough and well catered for superannuation fund in terms of the services offered. A great feature offered by OnePath is multiple contributions where there is a range of parties that can contribute to the fun, by either BPay or internet banking. Parties that can contribute to your OnePath fund can either be yourself in which one can contribute voluntarily, spouse or self employment, each, with its own referenced numbers. In addition, the employer can contribute to your fund with superannuation guarantee, salary sacrifices and employer additional contributions. The range of sub categories of OnePath superannuation fund provides these great features and much more.

    Price   6 / 10

    Features   -1 / 10

    Customer service   -1 / 10

    Convenience   -1 / 10

    Trust   5 / 10

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Vivian (NSW), reviewed over 2 years ago

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Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia.

We don't make subjective judgments, nor do advertisers influence our ratings.

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