Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.
Taking out RAA insurance for our family holiday to Europe was made easy with RAA. We have 7 family members travelling and with COVID still bubbling away felt we needed the most comprehensive cover at the best price from someone we could trust. We asked friends, googled and did our research but in the end, this policy was the best and most importantly you can trust RAA.
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Over the 50+ years I have had house insurance I have only ever had two claims with two different insurance companies for small amounts, just over $1,000 and both were rejected. I changed to Suncorp when I saw that they setup temporary offices in areas affected by cyclones, floods etc. At the same time, I saw where many claimants of other companies had their claims rejected, which still occurs today. Never have I read or seen disgruntled Suncorp customers. We have house and contents, comprehensive car and third party with Suncorp. We had a claim concerning the car and were amazed at the first-class service we received. It will always be Suncorp for me.
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BOQ has been looking after my banking since their 2007 merger with Home Building Society in Western Australia. I was reluctant at first but quickly found BOQ to be more caring than HBS. I have spoken with BOQ's Financial Advisers several times and trust every piece of advice they give which has proven to be the right discussion, especially when I bought my first home in 2021. I consider BOQ to be the most successful bank in Australia and look forward to their growth and prosperity helping every Australian with their hard-earned dollar.
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A very frustrating energy company sometimes. We signed up with them purely for their cheaper contract however that’s now non-existent and we didn’t receive any communication to advise that a particular contract was being removed and that we would be billed at the full amount, we just received a large bill and had to call them for clarification. Our bills don’t come consistently every 3 months, they are received all over the place with various amounts of months in them. We are only staying with them until we pay off the current large bill we have and then we will be moving as we’re not satisfied
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I have been with ING for several years now and have found them to be an excellent financial institution. They provide excellent customer service, an extensive range of financial products and detailed information on the products available. They also continue to bring in additional financial services and products. Most recently, one of their newer additions has been their Credit Cards. Highly competitive interest rate and related services, the only issue I have found with this is that they currently don't allow for balance transfers but still it is a highly recommended product. Their website and app are both easily accessible and user-friendly. Their Savings Maximiser account also provides an excellent competitive interest rate. Their friendly customer service team also provide prompt, detailed responses to your enquiries. Overall I highly recommend their company's products and services, as compared to the big banks and other financial institutions, they appear to listen to their customers and strive to provide the best options they can.
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I guess if you are struggling to find a major lender to loan to you they might be a good option, this wasn't my case, I got lead up the wrong path by a broker. The interest rates are always high, I guess due to my first point. They can hold you over a barrel. BUT, I will give them this, when we decided to refinance, Resimac suddenly came to the table and matched the other lender's rate. Their Loan Enquiry website is not functional and looks and operates like a 90's tabbed webpage made on Angelfire (there's a throwback for ya!). I found it confusing to navigate. Contacting customer service is a nightmare, prepare to spend hours on hold. If you email them you get a response faster. They have made refinancing difficult also as the loan number of the account doesn't relate to a BSB and Account, it seems to be some kind of internal reference only, so our new lender couldn't transfer into it to settle. Instead of providing the mortgage account number for the new lender to pay out the loan, they provided the offset account instead.
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I have recently claimed on my vehicle policy and can honestly say that staff and service acted with the most favourable regard to me while the work was being carried out. They ferried me a great distance by taxi to get a hire car when one wasn't available in my area. They liased with the repairers who also kept in contact with me and with youi if something was to take even a day longer that anticipated. I couldn't have asked for better service from an insurer. The quality of repairs was also excellent. Youi also contacted us promptly after service to make sure we were happy with the work done on our car. We would recommend Youi to anyone and have done so already.
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My provider connected my gas within 1 day and the gas plans offered are the best on the market. I have had a bit of difficulty financially and my provider gave me some helpful information about grants available to me and allow me to pay in installments, which has helped a great deal. I'm so happy with their service.
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My credit card fell out of my pocket and I went online to temporarily block the card. I then rang to get a new card. In the meantime, I found the card and went back online to unblock it. My card had disappeared out of my account and so I call the bank. Only to be told that the customer representative had completely blocked it. I did not ask her to do this, nor did she tell me she was doing this. They refused to unblock it and told me I would have to wait 10 days for a new card. Their customer resolution was to give the staff member training. Wow. Nothing for me, not even an apology. I asked for the card to be put on a courier and they refused. But, hang on, this was their mistake. The staff member did not get sacked, she still has a job, access to food and money, I don't and no one at the bank cares. The guy on the phone said that he could not phone the card company. This was a lie because the branch manager was able too. He just did not want to do his job. I then went into my local branch and spoke to the manager who looked into it and she said that she organised the card to be express posted. Well, that turns out to be no good either as Australia Post is not honouring their delivery time. Again, the card should have been put on a courier since it was their mistake. I asked for the card to be delivered at the branch because our letter boxes sometimes are not safe. At no time did she tell me that the branch would no longer be open. I go there today to check if the card has arrived and to get some money and the branch is closed. Wow!!! She knew full well that the branch would be closed early the next day, yet said nothing. I contacted the CEO which could not be bothered to answer and had one of his useless minions answer. She said she would look into it, phoned the branch and said that since the card was in the slow main, not even internal mail, there was nothing they could do. Then the manager called me and said the card had miraculously arrived and made an appointment with me to come and collect it at 10.30. The staff then decided not to be there at 10.30 and to use company time to get Covid tested. They could have gone in the afternoon and not the morning since they are now only opened half a day. They then said that they had a covid trace there and that is why they had to get tested and now I had to stay without money over the weekend. They never had a scare, they are using company time. If they had a real scare they would not have anyone working but they still had one staff member working in an infected branch? Yeah right. She refused to give me my card which she was aware of the problem and could have passed it under the door. She refused to open the envelope and give me the CVV number which would have solved all problems. So the heroic staff member who is vying for a purple heart and who had volunteered to remain in an infected branch refused to do her job. LOL Also the branch would have been disinfected and the shopping centre closed if there had truly been an issue. Not only that, the Manager put me in danger if there was an issue as she did not phone me and tell me not to come. That is because there is no issue. Now, I cannot work as I need to pay tolls for my work and my credit card has been cancelled without my approval. I have no a cent to my name as the branch is closed and I cannot get money out. So tonight, I will not be eating. Now, they tell me that I might not get my card for 10 days. So that is 3 weeks without being able to pay bills, work or have access to food for the next 2 weeks. No one at the bank cares. What they should have done is apologise for their mistake, and fixed it immediately as it was such an easy fix. Put it on a courier and not in the post. When you make a mistake, you need to fix it and take ownership. But what the bank has done is make a mistake and then say "too bad". They do not deserve customers if that is how they treat them. I am not angry about a mistake being made as we are all human but I am taking legal action now because they are refusing to fix their mistake and have ruined my life at my age. The problem is so big now, that even if I get the card, I cannot fix the damage which has been done. My life is completely destroyed.
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A holistic banking experience that is smooth and seamless, Timely and accurate financial transactions that are effortless. Dealing with ANZ provides flexibility, convenience and ease, Smart apps and web tools making online assistance a breeze. Totally transparent with banking terms and terminology, Term deposits are managed efficiently and excellently. Reaching out to me in a timely manner upon request, Taking time to provide financial advice that are the best! Though choosing between banking options can be daunting, ANZ is always patient with information that's 100% enlightening. On-time transaction updates available through secure web presence, Instilling confidence in the technology's integrity, privacy and resilience. Cares for me as a customer with my banking and financial needs, Supporting my financial wellbeing with sound replies and speed!
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I was previously with the Queensland Teachers Credit Union, which merged with RACQ Bank. They have always been a great bunch of people to deal with, and have gone out of their way to help me when I've needed assistance. They found, through one of their services, a great car for us to buy, checked it mechanically, and loaned us the money for it at a very competitive rate. We had that car for five years. When I wanted a new car, they once again stepped in, cleared the car before recommending it, and made the loan / purchase process smooth and stress-free.
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Excellent customer service and low account fee's. I have been a Commonwealth Bank customer for over 15 years and will always be a Commonwealth Bank customer as I personally rate them better than the rest.
More Commonwealth Bank debit card customer reviewsMozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia.
We don't make subjective judgments, nor do advertisers influence our ratings.
Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.
