Banking

Navigate the banking maze with ease. We compare interest rates, fees and product details of hundreds of retail banking products from Australia’s big banks, mutual banks, neobanks and credit unions. Brush up on financial lingo via our guides, crunch numbers with our suite of financial calculators and comparison tools, we’re here to help you get a more competitive banking deal.

Latest Banking Guides

We’ve crunched the numbers, read the fine print and researched hundreds of products. Penned by Mozo’s team of money experts, our banking guides help you uncover smart ways to save and get a better deal on your finances.

Pre approval

Pre approval

See all home loan guides
What is a green loan and where can i get one

What is a green loan and where can i get one

See all personal loan guides
How long does it take to transfer money overseas

How long does it take to transfer money overseas

See all international money transfer guides
Travel credit cards vs prepaid travel cards what s the difference

Travel credit cards vs prepaid travel cards what s the difference

See all credit card guides
The complete guide to vehicle finance

The complete guide to vehicle finance

See all car loan guides
Premium rewards cards

Premium rewards cards

See all rewards credit card guides
How much does the average australian save

How much does the average australian save

See all savings account guides
Debit Cards vs. EFTPOS - what’s the difference?

Debit Cards vs. EFTPOS - what’s the difference?

See all debit card guides
What is a cash management account

What is a cash management account

See all bank account guides
What happens to your term deposit if your bank closes

What happens to your term deposit if your bank closes

See all term deposit guides
Are neobanks safe?

Are neobanks safe?

See all neobank guides

Latest Banking News

Lowest home loan rates since june 2023 revealed

Fixed-rate face-off heats up: Lowest home loan rates since June 2023

South West Slopes Bank (SWSbank) has unveiled the lowest fixed rate home loan that Mozo has tracked in over a year.

Read more home loan news
How to be a rewards credit card power user

How to be a rewards credit card power user

Credit card rewards programs can be a goldmine if you know how to navigate them right. Whether you’re a frequent flyer or a cashback connoisseur, there’s a way to make your credit card work harder for you. Let’s dive into how you can become a power user of credit card rewards programs and get the most bang for your buck!

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The key to getting your renovation project funded fast

The key to getting your renovation project funded fast

Whether you’re updating your kitchen, adding a new bathroom, or creating that dream outdoor living space, renovating can boost both your home’s value and your lifestyle. But when it comes to funding those projects, savvy homeowners may find that opting for a personal loan could be a faster, simpler solution than home loan refinancing.

Read more personal loan news
Why debit card payments matter to both shops and shoppers

Why debit card payments matter to both shops and shoppers

Many of us are over physical money – some never even carry it. Check your wallet right now, it’s likely padded with debit cards but light on notes.

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Anz adjusts online saver rates what it means for savers

ANZ adjusts online saver rates: What it means for savers

ANZ has announced changes to its Online Saver account rates. While the overall introductory rate remains unchanged, there are shifts in how this rate is structured that savers should be aware of.

Read more savings account news
Easy ways to teach your kids to manage money

Easy ways to teach your kids to manage money

School holidays are the perfect time to relax, enjoy family activities, and, yes, talk about money! While your kids are off from school, it’s a golden opportunity to teach them valuable financial skills that will set them up for life.

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Why term deposit rates have taken a tumble

Why term deposit rates have taken a tumble

Term deposit interest rates are being cut at a noteworthy level this month and the question for would-be savers surely is, why?

Read more term deposit news
Move bank slashes car loan rates

MOVE Bank slashes car loan interest rates to sub 7%

MOVE Bank is the latest lender to offer sub 7% rates on secured car loans for new vehicles.

Read more car loan news
Aussies could save millions on imt

Aussies could save millions on international money transfers

Despite advances in how we send money overseas, there’s still a whopping $200 million in potential savings going untapped, according to the latest report from the Australian Competition and Consumer Commission (ACCC).

Read more international money transfer news
Meet frollo australia s best money management app for 2023

Meet Frollo: Australia's Best Money Management App of 2023

Keeping track of your expenses and budget progress has advanced beyond spreadsheets, with the right tools being a huge asset to your financial goals.

Read more neobank news
Is buy now pay later putting you at risk

Is Buy Now Pay Later putting you at risk?

Australians have been enthusiastic users of Buy Now Pay Later services, with RFIGlobal research showing that some 40% of Aussies regularly use BNPL as a payment method. Now the BNPL is to be regulated under the National Credit Act, it’s worth considering whether the rewards of Buy Now Pay Later outweigh the risks.

Read more buy now pay later news

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Save money on your banking

Mozo, Australia's money saving zone, helps you to start saving money by comparing retail banking products like home loans, insurance, savings accounts, credit cards and much more. If you want excellent money saving ideas, we have you covered.

Find out which financial products and services are the best for your situation. Whether you are a student looking for financial advice or a new home owner trying to choose the best loan - there is advice and tips on saving money on the Mozo that will make life easier for you.

Managing your money with Mozo

Money saving deals are everywhere but you need to know where to find them. Rather than trawling through all of the financial institutions' website, turn to Mozo, where you can find the right deals for you - that's the best way to save money when organising a new loan or term deposit. You could also join the Mozo community,

Need to know how much pocket money is a good amount for child? Or do you need advice on a particular loan decision? No matter how big or small your question  Mozo's team of money experts will be able to answer your query.

Need some tips?

Saving money always sounds like a plausible plan, until that unexpected bill comes along! Good money management is a skill that everyone wants, but in reality they may find it hard to actually put into action.

Mozo offers an extensive catalogue of banking and financial reviews, blogs and feature money articles to help you learn how to manage your money. Our articles cover everything from getting a cash management account to exchanging foreign currency for your next big holiday. If you are after up-to-date money saving ideas, then check out these articles - they offer expert advice at the click of a mouse.

Use our banking tools to get your money sorted

If you need ways to help you manage your money you've come to the right place. The first step is to create a budget - our budget calculator can help you work out where you could trim back your expenses to bring your debts under control. Once you feel like you're in charge of your financing, use our savings calculator to start saving for the things you really want - or, if you're ready to make that next big step, use the home loan calculator to see if you're able to buy a house.

Doing things the easy way

These are easy ways to save money - getting advice from the experts and taking advantages of online calculators and searches to work out what the best way for you to save money is - and which financial institutions can provide the best product for you!

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