Banking

The majority of Australian renters have all but given up on saving for a house deposit, for reasons that should surprise no one.

If your New Year’s resolution involves more financial freedom, then paying off your debts is an excellent place to start. After all, we only want to take the lessons we’ve learnt into the new year, not our credit card balances.

The summer holidays are right around the corner, and while the kids might be focused on fun and games, it could also be the perfect time to tackle some budget-friendly home renovations. Whether you’re looking to boost your home’s value before selling or just want to refresh your space, there are plenty of smart, cost-effective projects that can make a big impact without breaking the bank.

Many of us are over physical money – some never even carry it. Check your wallet right now, it’s likely padded with debit cards but light on notes.

What if you could pocket a sweet cashback bonus just for making smarter financial choices? Whether it’s opening a new savings account or signing up for travel or car insurance, cashback offers are a great way to give your finances a boost without lifting a finger.

Most people view their savings account as a safe place to keep their hard-earned cash. While this is true, that same bank account might also be quietly eroding wealth away. From fees, low rates, and the invisible hand of inflation, several factors could be diminishing your savings more than you imagine.

The decision to put some money away in a term deposit should factor in the overall economic outlook. Right now, most predictions centre on inflation.

End of year and Boxing Day sales are the perfect time to drive off with a new car at a bargain price. Whether you’ve got your eye on a new electric car model, a family sedan or your dream sports car, dealers are keen to clear stock before the New Year. But before you head to the showroom, it’s smart to ensure your finances are in order.

Whether you're supporting family abroad, paying for international purchases, or managing offshore investments, knowing the latest money-saving strategies for international money transfers can help you keep more dollars in your pocket.

Keeping track of your expenses and budget progress has advanced beyond spreadsheets, with the right tools being a huge asset to your financial goals.

Australians have been enthusiastic users of Buy Now Pay Later services, with RFIGlobal research showing that some 40% of Aussies regularly use BNPL as a payment method. Now the BNPL is to be regulated under the National Credit Act, it’s worth considering whether the rewards of Buy Now Pay Later outweigh the risks.