7 cheap and easy ways to increase the value of your property

Whether you’re upgrading or downsizing, there’s no denying the stress that comes with selling and moving house. And if there’s one thing on the mind of sellers, it’s the uncertainty that comes with not knowing how much your home will sell for.
Luckily there are a few things you can do yourself that can not only make your home more appealing to buyers and maximise your chances of selling, but increase its value. And according to Australia’s biggest fixed-fee agency, Upside, the best part is, you won’t have to drop a bundle to do it! Check out some of their tips below!
Slap on a fresh coat of paint
Adding a fresh coat of paint to your walls is one of the easiest ways to give your home an aesthetic boost. Your rooms will appear brighter and livelier and it can cover up any wear and tear on your walls. The trick to getting it right is to stick with neutral colours, like white or cream.
Cost: $10 - $25 per square meter or a total of $225 for the average Aussie bedroom
Give your kitchen a new ‘do’
From Sunday breakfast to getting the in-laws over for dinner, there’s no denying the time we spend in the kitchen. So if your kitchen has seen better days, give it a facelift by painting the cabinets and topping it off with a new set of knobs or handles. Picking up some new linens or tablecloths can also make your kitchen feel more inviting.
Cost: $100 for new linen set to $4,000 (inclusive of kitchen cabinet respray)
Invest in some green
It’s no secret that indoor plants have become one of the trendiest way to decorate your home. This is because plants give off a fresh and modern feeling that can bring even the dullest rooms back to life. But if you’re not keen on the upkeep of indoor plants, fake plants can work just as well and most of the time, no one can tell the difference.
Cost: $10 - $200 per plant
Give your front yard some TLC
According to Upside, research shows that 80% of Aussies prefer a home with a yard for their family and four-legged friends. You may be able to win over potential buyers with a pristine front yard. Trimming hedges, mulching garden beds and mowing your lawn are just some of the budget-friendly ways you can make your front yard a stand out.
Cost: $200 - $400 for mulch delivery
Go minimalist
While minimalism is another trendy approach to interior design, in this case, it’s about making your home as open as possible. Buyers are trying to imagine themselves in your home, so it’s best to get rid of unnecessary pieces of furniture, picture frames, artworks or large rugs.
Cost: Free
Add some reflection
Hanging up mirrors can also open up a room, but it’s also important to know where to put them. Try hanging a mirror behind the couch or shelf in your living room and even behind the headboard in the master bedroom.
Cost: $100 - $250
Get picky with your agent
If there’s one thing to weigh up carefully, it’s your agent. While it’s one thing to choose an agent that’s got experience and is passionate about the job, you’ll also need to look at the fees they charge for their services. For instance, some agents may charge fixed fees, which can give you certainty and transparency, while others charge a commission that can be between 2% - 2.2% and in some cases 3% if marketing is charged as an additional cost.
Cost: Free
Want to check out some more tips and tricks to sell your home? Check out our range of home selling guides. If your home renovations do require a bit of extra cash, you may want to consider a home renovation loan.
Compare home renovation loans - last updated 2 December 2023
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Home Renovation Loan
interest rate
comparison rate
Monthly repayment6.57% p.a.to 8.48% p.a.7.19% p.a.to 8.84% p.a.based on $30,000
over 5 yearsCompetitive fixed rates on loans up to $75,000 depending on your credit score. No monthly account keeping fees, no exit fees and no early repayment fees. Simple weekly, fortnightly or monthly repayments, over 1 to 7 years managed entirely online, at any time. Quick and easy, 100% online application.
Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.
CompareCompare- interest rate
- 6.57% p.a.to 8.48% p.a.
- comparison rate
- 7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
- interest rate
- 6.57% p.a.to 8.48% p.a.
- comparison rate
- 7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
- Upfront fee
- $250.00
- Monthly fee
- $0.00
- Exit fee
- $0.00
- Repayment options
- Weekly, Fortnightly, Monthly
- Early repayment penalty
- -
- Minimum loan amount
- $2,001.00
- Maximum loan amount
- $75,000.00
- Minimum loan term
- 1 Year
- Maximum loan term
- 7 Years
- Security required
- Unsecured
- Other benefits
- -
- Other restrictions
- Upfront fees from $250.
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Mozo experts choice awards won:
- Excellent Credit Unsecured Personal Loan - 2024
Unsecured Personal Loan
Fixed
interest rate
comparison rate
Monthly repayment6.75% p.a.to 26.95% p.a.6.75% p.a.to 26.95% p.a.based on $30,000
over 5 yearsBorrow up to $50,000 unsecured. Perfect if you earn more than $22,100 p.a. and have good to excellent credit. Multi-year winner of Mozo’s Experts Choice Unsecured Personal Loan Award, 2021, 2022, 2023 & 2024^'
Repayment terms from 2 years to 7 years. Representative example: a 5 year $30,000 loan at 6.75% would cost $35,430.23 including fees.
CompareCompare- interest rate
- 6.75% p.a.to 26.95% p.a.
- comparison rate
- 6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
- interest rate
- 6.75% p.a.to 26.95% p.a.
- comparison rate
- 6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
- Upfront fee
- $0.00
- Monthly fee
- $0.00
- Exit fee
- $0.00
- Repayment options
- Weekly, Fortnightly
- Early repayment penalty
- 0
- Minimum loan amount
- $5,000.00
- Maximum loan amount
- $50,000.00
- Minimum loan term
- 2 Years
- Maximum loan term
- 7 Years
- Security required
- Unsecured
- Other benefits
- -
- Other restrictions
- Rates based on borrower with excellent credit score. Maximum 3 year term for loan amounts $8,000 or less.
Read our Mozo Review to learn more about the NOW Finance Unsecured Personal Loan
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Unsecured Personal Loan
Fixed
interest rate
comparison rate
Monthly repayment5.76% p.a.to 24.03% p.a.6.55% p.a.to 24.98% p.a.based on $30,000
over 5 yearsFast, easy and 100% online, this is a low cost loan with no ongoing fees or extra repayment penalties. It's perfect for savvy borrowers with great credit. If you’re over 18 and earn above $30,000, you could qualify (other eligibility criteria may apply).
Repayment terms from 3 years to 7 years. Representative example: a 5 year $30,000 loan at 5.76% would cost $35,173.52 including fees.
CompareCompare- interest rate
- 5.76% p.a.to 24.03% p.a.
- comparison rate
- 6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
- interest rate
- 5.76% p.a.to 24.03% p.a.
- comparison rate
- 6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
- Upfront fee
- $575.00
- Monthly fee
- $0.00
- Exit fee
- $0.00
- Repayment options
- Weekly, Fortnightly, Monthly
- Early repayment penalty
- $0.00
- Minimum loan amount
- $2,000.00
- Maximum loan amount
- $70,000.00
- Minimum loan term
- 3 Years
- Maximum loan term
- 7 Years
- Security required
- Unsecured
- Other benefits
- Establishment fee is $275 for loans under $5,000.
- Other restrictions
- Establishment fee is added to the loan amount and interest is charged on the total amount.
Read our Mozo Review to learn more about the Harmoney Unsecured Personal Loan
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Featured Product
Low Rate Personal Loan
Excellent Credit
interest rate
comparison rate
Monthly repayment6.57% p.a.to 8.48% p.a.7.19% p.a.to 8.84% p.a.based on $30,000
over 5 yearsOurMoneyMarket offer competitive low rates for borrowers with excellent credit on loans up to $75,000, plus free extra repayments and fee-free redraw facility. Winner of Mozo's Experts Choice Unsecured Personal Loan 2021 award^.
Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.
CompareCompare- interest rate
- 6.57% p.a.to 8.48% p.a.
- comparison rate
- 7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
- interest rate
- 6.57% p.a.to 8.48% p.a.
- comparison rate
- 7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
- Upfront fee
- $250.00
- Monthly fee
- $0.00
- Exit fee
- $0.00
- Repayment options
- Weekly, Fortnightly, Monthly
- Early repayment penalty
- $0.00
- Minimum loan amount
- $2,001.00
- Maximum loan amount
- $75,000.00
- Minimum loan term
- 1 Year
- Maximum loan term
- 7 Years
- Security required
- Unsecured
- Other benefits
- -
- Other restrictions
- Rate for Excellent Credit. Establishment fee varies from $250 and is based on your OurMoneyMarket loan grade and total loan amount. The fee is added to the principal amount and paid over the loan term.
Read our Mozo Review to learn more about the OurMoneyMarket Low Rate Personal Loan
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Personal Loan
Unsecured, Fixed, Exceptional Credit
interest rate
comparison rate
Monthly repayment6.57% p.a.6.57% p.a.based on $10,000
over 3 yearsBorrow from $5,000 to $50,000 with a Plenti Unsecured Personal Loan. Flexible loan terms of 1 - 7 years. $0 Monthly, $0 Early Repayment Fees and $0 Exit Fees. Get a rate estimate without impacting your credit score. Once approved, you could receive your funds in as little as 24hrs.
Repayment terms from 3 years to 7 years. Representative example: a 3 year $10,000 loan at 6.57% would cost $11,340.11 including fees.
CompareCompare- interest rate
- 6.57% p.a.
- comparison rate
- 6.57% p.a.based on $10,000
over 3 years
- interest rate
- 6.57% p.a.
- comparison rate
- 6.57% p.a.based on $10,000
over 3 years
- Upfront fee
- $295.00
- Monthly fee
- $0.00
- Exit fee
- $0.00
- Repayment options
- Monthly
- Early repayment penalty
- $0.00
- Minimum loan amount
- $5,000.00
- Maximum loan amount
- $50,000.00
- Minimum loan term
- 3 Years
- Maximum loan term
- 7 Years
- Security required
- Unsecured
- Other benefits
- -
- Other restrictions
- Displayed interest rate is for customers with an exceptional credit history. Application fees vary between $0 and $295 depending on the loan amount.
Read our Mozo Review to learn more about the Plenti Personal Loan