| Product | Interest rate from | Comparison rate from | Upfront fee |
|---|---|---|---|
| Secured Car Loan (Fixed) |
8.59% p.a.to 15.49% p.a. |
10.12% p.a.to 17.03% p.a.based on $30,000 |
$605.00 |
| Unsecured Personal Loan (Fixed) |
8.49% p.a.to 23.29% p.a. |
9.33% p.a.to 24.05% p.a.based on $30,000 |
$595.00 |
Unsecured personal loan
If you’re looking to borrow between $5,000 and $64,000 for that new car, boat or kitchen renovation, then a fixed rate, unsecured personal loan from Wisr may be just the ticket. With terms ranging from 3-7 years, this loan doesn’t require you to put up any assets as security. Your repayments can be made weekly, fortnightly or monthly, and you have the option to make extra repayments if you like. Just be careful - there’s no redraw facility to put those extra funds back in your pocket! There’s also a pretty hefty application fee to consider upfront.
Secured car loan
Got your eye on a set of wheels? The secured car loan from Wisr allows customers to borrow between $5,000 and $79,000 for a vehicle and choose a loan term between 3 and 7 years. With this loan, there is the option to make weekly, fortnightly or monthly repayments as well as the opportunity to make extra repayments towards your debt if you want to. Like with the unsecured loan above, remember there are no redraws allowed on this loan. The good news is there are minimal fees attached to this loan with no ongoing service fees or early repayment penalties - just bear in mind there is an application cost to consider upfront.
The eligibility criteria for taking out a Wisr personal loan includes you being:
If you tick all those boxes, you’ll then need to supply your personal and financial details - including your contact details, how much you make and your spending commitments (such as other debt repayments or ongoing costs).
Mozo users have rated Wisr personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
I have not dealt with a company more horrible, more self centred or just plain rude in my whole life. I would suggest that you stay as far away from them as you possibly can. They don't care about anything or anyone - just profit and lining the pockets of the people that own them. I have been a victim of financial domestic violence, which involved my ex forcing me to take out a loan for him with these people through a broker. And when I got the IVO and contacted them, they basically bullied me and said they don't care - I have to pay the loan even though I got nothing from it. He took the lot! I am a single mother and I live from pay cheque to pay cheque but they don't care.
Read full reviewI have not dealt with a company more horrible, more self centred or just plain rude in my whole life. I would suggest that you stay as far away from them as you possibly can. They don't care about anything or anyone - just profit and lining the pockets of the people that own them. I have been a victim of financial domestic violence, which involved my ex forcing me to take out a loan for him with these people through a broker. And when I got the IVO and contacted them, they basically bullied me and said they don't care - I have to pay the loan even though I got nothing from it. He took the lot! I am a single mother and I live from pay cheque to pay cheque but they don't care.