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Gateway Bank is a deposit taking institution that is open to all Australians, who in turn will receive the excellent service and value from Gateways' products. Gateway Bank has a comprehensive range of products in home loans, term deposits, personal loans, kids savings accounts, car loans, everyday banking accounts, savings accounts and debit cards.
Last updated 21 November 2024
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Products are initially shown with ‘Promoted’ products at the top that we have chosen to advertise more prominently. The table beneath lists products that meet the information in the filter, sorted according to estimated repayments for loans, and interest rates for deposits. You can change the filter settings to see other products.
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Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Gateway Bank business loans
Commercial Property Loan
Interest rate
Upfront fee
Funding speed
-
$1,500 for loans up to $750k, and 0.40% of total amount applied for over $750k.
Varies
Link not supplied
Details Close
Interest Rate
-
Upfront Fee
$1,500 for loans up to $750k, and 0.40% of total amount applied for over $750k.
Ongoing Fees
$25 monthly fee
Late payment fee
-
Transaction fee
-
Early repayment penalty
1% (if loan is paid out in full within the first 3 years)
Other fees
1% early termination fee (if loan is paid out in full within the first 3 years). $99 split fee per split.
Loan type
Loan
Security type
Property Secured
Minimum loan amount
$250,000
Maximum loan amount
$4,000,000
Minimum loan term
-
Maximum loan term
30 months
Funding speed
Varies
Application speed
Varies
Approval speed
Varies
Minimum trading period
Varies
Minimum annual turnover
Varies
Exit fee
$300
Repayment frequency
Weekly, Fortnightly, Monthly
Repayment types
Principal & Interest
Card access
no
Redraw allowed
Yes on variable rate loans only. Minimum redraw amount $10,000.
Extra repayments allowed
Unlimited additional repayments for Variable rates only.
Other benefits
0.10% interest rate discount for LVRs up to 60%.
Other restrictions
-
Commercial Plus Property Loan
Interest rate
Upfront fee
Funding speed
-
0.40% of total loan amount
Varies
Link not supplied
Details Close
Interest Rate
-
Upfront Fee
0.40% of total loan amount
Ongoing Fees
$25 monthly fee
Late payment fee
-
Transaction fee
-
Early repayment penalty
1% (if loan is paid out in full within the first 3 years)
Other fees
1% early termination fee (if loan is paid out in full within the first 3 years). $99 split fee per split.
Loan type
Loan
Security type
Property Secured
Minimum loan amount
$4,000,000
Maximum loan amount
$10,000,000
Minimum loan term
-
Maximum loan term
30 months
Funding speed
Varies
Application speed
Varies
Approval speed
Varies
Minimum trading period
Varies
Minimum annual turnover
Varies
Exit fee
$300
Repayment frequency
Weekly, Fortnightly, Monthly
Repayment types
Principal & Interest
Card access
no
Redraw allowed
Yes on variable rate loans only. Minimum redraw amount $10,000.
Extra repayments allowed
Unlimited additional repayments for Variable rates only.
Other benefits
0.10% interest rate discount for LVRs up to 60%. Cash out available up to the lesser amount of $100,000 or 25% of total loan amount.
Other restrictions
-
Commercial Property Loan
Interest rate
Upfront fee
Funding speed
-
$1,500 for loans up to $750k, and 0.40% of total amount applied for over $750k.
Varies
Link not supplied
Details Close
Interest Rate
-
Upfront Fee
$1,500 for loans up to $750k, and 0.40% of total amount applied for over $750k.
Ongoing Fees
$25 monthly fee
Late payment fee
-
Transaction fee
-
Early repayment penalty
1% (if loan is paid out in full within the first 3 years)
Other fees
1% early termination fee (if loan is paid out in full within the first 3 years). $99 split fee per split.
Loan type
Loan
Security type
Property Secured
Minimum loan amount
$250,000
Maximum loan amount
$4,000,000
Minimum loan term
-
Maximum loan term
30 months
Funding speed
Varies
Application speed
Varies
Approval speed
Varies
Minimum trading period
Varies
Minimum annual turnover
Varies
Exit fee
$300
Repayment frequency
Weekly, Fortnightly, Monthly
Repayment types
Principal & Interest
Card access
no
Redraw allowed
Yes on variable rate loans only. Minimum redraw amount $10,000.
Extra repayments allowed
Unlimited additional repayments for Variable rates only.
Other benefits
0.10% interest rate discount for LVRs up to 60%.
Other restrictions
-
Commercial Plus Property Loan
Interest rate
Upfront fee
Funding speed
-
0.40% of total loan amount
Varies
Link not supplied
Details Close
Interest Rate
-
Upfront Fee
0.40% of total loan amount
Ongoing Fees
$25 monthly fee
Late payment fee
-
Transaction fee
-
Early repayment penalty
1% (if loan is paid out in full within the first 3 years)
Other fees
1% early termination fee (if loan is paid out in full within the first 3 years). $99 split fee per split.
Loan type
Loan
Security type
Property Secured
Minimum loan amount
$4,000,000
Maximum loan amount
$10,000,000
Minimum loan term
-
Maximum loan term
30 months
Funding speed
Varies
Application speed
Varies
Approval speed
Varies
Minimum trading period
Varies
Minimum annual turnover
Varies
Exit fee
$300
Repayment frequency
Weekly, Fortnightly, Monthly
Repayment types
Principal & Interest
Card access
no
Redraw allowed
Yes on variable rate loans only. Minimum redraw amount $10,000.
Extra repayments allowed
Unlimited additional repayments for Variable rates only.
Other benefits
0.10% interest rate discount for LVRs up to 60%. Cash out available up to the lesser amount of $100,000 or 25% of total loan amount.
Other restrictions
-
Green Commercial Property Loan
Interest rate
Upfront fee
Funding speed
-
$1,500 for loans up to $750K and 0.40% of total amount applied for over $750K
Varies
Link not supplied
Details Close
Interest Rate
-
Upfront Fee
$1,500 for loans up to $750K and 0.40% of total amount applied for over $750K
Ongoing Fees
$25 monthly fee
Late payment fee
-
Transaction fee
-
Early repayment penalty
-
Other fees
-
Loan type
Loan
Security type
Property Secured
Minimum loan amount
$250,000
Maximum loan amount
$4,000,000
Minimum loan term
-
Maximum loan term
30 months
Funding speed
Varies
Application speed
Varies
Approval speed
Varies
Minimum trading period
Varies
Minimum annual turnover
Varies
Exit fee
1%, if the loan is paid out in full within the first 3 years. $300 discharge fee.
Repayment frequency
Weekly, Fortnightly, Monthly
Repayment types
Principal & Interest
Card access
no
Redraw allowed
Yes on variable rate loans only. Minimum redraw amount $10,000.
Extra repayments allowed
Unlimited additional repayments for Variable rates only.
Other benefits
-
Other restrictions
A rating certificate a minimum 4 Star rating or above from NABERS or a Green Star Building for new builds, or a Green Star Performance for existing buildings or from GBCA.
Green Commercial Property Loan
Interest rate
Upfront fee
Funding speed
-
$1,500 for loans up to $750K and 0.40% of total amount applied for over $750K
Varies
Link not supplied
Details Close
Interest Rate
-
Upfront Fee
$1,500 for loans up to $750K and 0.40% of total amount applied for over $750K
Ongoing Fees
$25 monthly fee
Late payment fee
-
Transaction fee
-
Early repayment penalty
-
Other fees
-
Loan type
Loan
Security type
Property Secured
Minimum loan amount
$250,000
Maximum loan amount
$4,000,000
Minimum loan term
-
Maximum loan term
5 months
Funding speed
Varies
Application speed
Varies
Approval speed
Varies
Minimum trading period
Varies
Minimum annual turnover
Varies
Exit fee
1%, if the loan is paid out in full within the first 3 years. $300 discharge fee.
Repayment frequency
Weekly, Fortnightly, Monthly
Repayment types
Interest Only
Card access
no
Redraw allowed
Yes on variable rate loans only. Minimum redraw amount $10,000.
Extra repayments allowed
Unlimited additional repayments for Variable rates only.
Other benefits
-
Other restrictions
A rating certificate a minimum 4 Star rating or above from NABERS or a Green Star Building for new builds, or a Green Star Performance for existing buildings or from GBCA.
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Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Disclaimer
Who we are and how we get paid
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
