Australian Military Bank credit cards

You’ll have an interest free period of up to 55 days to pay off your balance on an Australian Military Bank credit card. The key thing to remember is that this period always starts at the beginning of your credit card statement cycle, not when you make a purchase. So if you by something toward the end of your cycle, you’ll have less days to pay it off.

This card comes with a pretty mid-range annual fee, plus the usual fees on cash advances and foreign transactions. 

Your minimum repayment amount will depend on your balance each month. It will be the highest of either:

2% of the closing balance

or

$20

If your balance is $21 or less, than your minimum payment is the entire balance.

Although this is the minimum payment you have to make, it’s always a good idea to pay off as much of your credit card balance as you can each month to avoid extra charges or the slippery slope of credit card debt.

Yes! If you already have a credit card balance that you’re trying to pay off, you can transfer it onto your new low rate credit card from Australian Military Bank. But you won’t just enjoy the low rate - you’ll get a period of zero interest to catch your breath and pay off your debt.

Just remember that this period applies to the transferred balance only, not new charges. And if you have any of the balance still owing when the zero interest period is up, you’ll then be charged interest at the regular rate.

As a VISA card, your Australian Military Bank credit card will work all around the world, wherever VISA is accepted. But keep in mind that foreign transactions do attract a fee, and when you plan your holiday budget, don’t forget to account for foreign exchange rates!

Because your Australian Military Bank credit card is a VISA card, you have access to the payWave system, for easy payments. On purchases under $100, you can Tap ‘n’ Go with contactless payment to make your shopping trips quick and easy. Check out our guide on contactless payments for more information on how it all works.

None. This credit card is designed to keep costs low while making spending convenient. That means it doesn’t come with a rewards program. If you’re looking for an affordable card with a bit of rewards earning power, check out these great rewards credit cards.

Credit card security is very important, and you should take some time to make sure your card is as protected as possible.
So here are some tips from Australian Military Bank on keeping your credit card safe:

Sign the back of your card as soon as you get it

When your old card expires, cut it in half and get rid of it

Don’t let anyone else use your card

Protect your PIN number - don’t write it down and don’t tell anyone what it is

Choose a PIN that won’t be easy to guess. Your birthday or part of your name isn’t a great option, and if your PIN isn’t secure, you may not be protected against misuse of your card.

If something fishy pops up in your credit card statement, or if your details are compromised, let Australian Military Bank know as soon as possible