Australian Military Bank credit cards

Australian Military Bank
Australian Military Bank's overall rating for credit cards

(as rated by the Mozo community)

7.2 / 10

based on 27 reviews

The Australian Military Bank, formerly known as ADCU, has been helping Australian Defence personnel and their families make the most of their money since 1959, but anyone can become a member. So if you’re after a new credit card, keep reading to see what’s on offer from Australian Military Bank.

Rates and fees verified as correct at 10 December, 2016. Other information correct at the time of writing.

What credit cards do Australian Military Bank offer?

Low rate credit cards Low rate credit cards

Want to pay less for the convenience of a credit card? Then Australian Military Bank’s low rate offering might be just the thing for you. With a reasonable annual fee and low purchase rate, this card will shave dollars off every credit card statement. Check it out below.

Product Purchase rate Balance transfer rate Annual fees Interest free days  

10.99% p.a.

0% p.a. for 12 months

$49

55

Go to site

Hide

Low fee credit cards Low fee credit cards

A great addition to any frugal wallet, this low fee credit card from Australian Military Bank will keep costs as low as possible. Because who wants to pay fees? pend your money on the things you really want to.

Product Purchase rate Balance transfer rate Annual fees Interest free days  

10.99% p.a.

0% p.a. for 12 months

$49

55

Go to site

Hide

Frequently Asked Questions about Australian Military Bank credit cards

    What is the interest free period on my Australian Military Bank credit card?

    What fees might I be charged?

    What’s the minimum repayment amount I must make?

    Can I use my Australian Military Bank credit card for a balance transfer?

    Can I use my Australian Military Bank credit card while I’m travelling overseas?

    How does payWave work with my Australian Military Bank credit card?

    What rewards options do I have with my Australian Military Bank credit card?

    Avoiding credit card fraud

How are Australian Military Bank credit cards rated?

Mozo users have rated Australian Military Bank credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Australian Military Bank credit cards

Overall 7.2*

Price

Features

Customer service

Convenience

Trust

27 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Australian Military Bank credit card reviews Recent Australian Military Bank credit card reviews

Australian Military Bank

Australian Military Bank Low Rate Visa Credit Card credit card review

Overall rating   8 / 10

Adequate

Suits me!

Full review

Suits me!

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Jon (NSW), reviewed about 1 year ago

Australian Military Bank

Australian Military Bank Low Rate Visa Credit Card credit card review

Overall rating   7 / 10

Good product overall.

Good product not enough shop fronts.

Full review

Good product not enough shop fronts.

    Price   8 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Bret (TAS), reviewed over 1 year ago

Australian Military Bank

Australian Military Bank Low Rate Visa Credit Card credit card review

Overall rating   8 / 10

Like it

Easy to use, interest rates are good .

Full review

Easy to use, interest rates are good .

    Price   8 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Kelly (VIC), reviewed over 1 year ago

Australian Military Bank

Australian Military Bank Low Rate Visa Credit Card credit card review

Overall rating   9 / 10

The best customer service.

I have found that ADCU is always there to listen and help to make banking easy as possible.

Full review

I have found that ADCU is always there to listen and help to make banking easy as possible.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   9 / 10

Less

Jacqui (QLD), reviewed almost 2 years ago

Australian Military Bank

Australian Military Bank credit card review

Overall rating   4 / 10

Inconvenient to retirees

Customer service is good, but it is an inconvenience for those who have left the defence force and can't get to a base to see ADCU in Queensland.

Full review

Customer service is good, but it is an inconvenience for those who have left the defence force and can't get to a base to see ADCU in Queensland.

    Price   6 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   1 / 10

    Trust   7 / 10

Less

Matthew , reviewed about 2 years ago

Hide reviews

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Australian Military Bank credit card? What do you need to apply for a Australian Military Bank credit card?

You can apply for a credit card with Australian Military Bank online, over the phone or by visiting a branch. To be eligible, you’ll have to:

  • Be at least 18 years old
  • Be a citizen or permanent resident of Australia
  • Currently have a regular source of employment or income
  • Have not declared bankruptcy or defaulted on any loans, credit cards, interest free finance or store cards in the last five years
  • Already be or agree to become an Australian Military Bank member

You’ll also have to provide details on 

  • Your employment, income and living costs
  • Any assets including property, savings, super and shares
  • Any amounts you owe, such as loans, overdrafts or other credit cards
Hide

More helpful credit card quick links