Business Credit Card Awards 2020

Congratulations to the 2020 winner’s of Mozo Experts Choice Awards for business credit cards. A company credit card can be great for cash flow, and turn everyday expenses into great rewards. So no matter what your business needs are, begin your search with the Mozo Experts Choice winners list below to see some options.

Mozo Experts Choice Awards 2020 Badge

What are the Mozo Experts Choice Awards?

Now in their seventh year, the Mozo Experts Choice Awards provide a platform to highlight products in the marketplace we believe offer great value to Australians.

“Business credit cards can be a handy tool in managing your company’s finances and cash flow,” said Peter Marshall, Mozo Experts Choice Awards judge. 

“For the 2020 awards, we analysed 45 business credit card products issued by Australian financial institutions to find the best cards across three key categories for Australian small businesses depending on their goals.”

For details on how we crunched the numbers and determined our winners see our 2020 Mozo Experts Choice Awards Credit Card methodology report.


Credit Card Provider of the Year


American Express Logo

2020 marks the fifth year in a row that American Express has taken out the coveted Credit Card Provider of the Year award. This year AMEX won eight awards across both small business and personal credit cards, in categories ranging from low rate to frequent flyer rewards cards, and everything in between. 

Six different Amex cards were recognised in the winners list including: Business Explorer Credit Card, Low Rate Credit Card, Essential Credit Card, Qantas Discovery Card, Qantas Ultimate Card, and the Explorer Card.


Low Rate Business Credit Card


Business credit cards can help to manage company expenses and balance cash flow, but keeping costs low is an important thing to consider when choosing a card. The below cards offer both the lowest purchase rates and overall costs around, even when ongoing fees are taken into account.

Rewards Business Credit Card


Rewards can be beneficial when getting a rewards card for your business. We assessed the real dollar return from rewards schemes when making purchases for your business. Our experts looked at the redemption value of cashback and other reward options commonly redeemed, to determine the winners below.

Qantas Frequent Flyer Business Credit Card


This particular category is for companies looking to convert business spending into Qantas Frequent Flyer points. The two cards awarded offered the leading returns of those assessed.



Frequently Asked Questions

What’s the Judging Criteria for the awards?


Did you compare all credit cards in the market for these awards?


How do I choose the right credit card for my business?


Who are Mozo's experts?


I work for a credit card issuer, how do we promote our win?