All the ins and outs of the Bank of Melbourne Amplify Rewards program


If you’re a rewards lover who likes to keep your banking local, then you could be considering picking up a Bank of Melbourne rewards credit card. But like any financial product, it’s important to do your research before signing up. 

With the Bank of Melbourne Amplify Rewards program, rewards lovers are able to earn points on everyday purchases and redeem them for various rewards. While all three rewards card share the same purchase rate, they differ in fees, the number of points you’ll earn per dollar and bonus points offer. 

And what’s really special about the Bank of Melbourne Rewards program is that 4 weeks out from your birthday, you’ll be gifted with an additional 10% of bonus points, from the points you earn in the last 12 months (eligible cards only).

Bank of Melbourne Amplify Rewards Credit Cards

The three rewards cards that are a part of the Bank of Melbourne Amplify Rewards program include:

There are also some Bank of Melbourne rewards cards that link directly to the Qantas Frequent Flyer program.

It’s important to take the time to compare all the cards to find the one that’s right for your spending needs. 

*If your card is eligible for the Bank of Melbourne Birthday Bonus Points, you’ll receive an additional 10% of points earned in the last 12 months within 4 weeks of your birthday.


Types of rewards you can get with Bank of Melbourne

Whether you’re into cooking, the outdoors or gift vouchers, the Bank of Melbourne Amplify Rewards program has something for everyone. Some  rewards you’ll be able to redeem points for include: 

  • Travel - No matter if you’re looking to score a free flight or the latest travel accessories, you’ll be able to score an awesome deal using your Amplify Points. 
  • Household items - From kitchen appliances to tableware, you can give your home an upgrade just by using your points. 
  • Experiences - If you’re a movie buff, your Amplify Points are redeemable for free movie tickets. Or if you prefer to spend your weekends trying new experiences, you’ll have a wide range to choose from, like spa treatments and cooking classes. 
  • Electronics - Or if you’re after the latest tablet or camera, your Amplify points can help make it happen. 
  • Gift cards and vouchers - And if you enjoy a little late night shopping, you’ll be able to redeem your points for various gift cards and vouchers from retailers like priceline, Target and Myer.  

Do I earn the same amount of points on every Bank of Melbourne card? 

No, the number of points you earn per dollar depends on the card you choose. Check out our table below to find out each card’s points earn rate at the moment.

How to redeem your points

In order to redeem your points, you’ll have to open a Bank of Melbourne Amplify Rewards account via the website. Here you’ll be able to view your points balance and browse the store to find rewards you'd like to redeem. 

You can choose your reward through the online shop and have it sent directly to your door. And just like regular postage, you’ll be able to track your delivery, so you’ll be in the loop of when you can expect your reward.

Frequently asked questions

Are my Amplify Points capped?


Where won't I earn points?


Can my points be converted into Airline points?


Still not sure about whether a Bank of Melbourne rewards card is right for you? See how it stacks up against others in the market by heading over to our rewards card comparison tool.