Lumi business loans

Fact Checked

About Lumi

Lumi is an Australian fintech lender specialising in business financing solutions. Operating entirely online, they've established themselves by focusing on streamlined application processes and quick funding application approvals for small and medium enterprises. With a digital first approach, Lendi aims to simplify business lending through modern technology and paperless applications.

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Last updated 2 May 2025 Important disclosures

Lumi business loans

  • Unsecured Business Loan

    Interest rate
    Upfront fee
    Funding speed
    from 9%
    -
    Within same day
    No Partner link
    Details

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FAQs

How do I apply for a Lumi business loan?

You can apply online through Lumi's website in about 5 minutes. You'll need:

  • Your ABN/ACN
  • Driver's Licence
  • Business bank account details for online banking
What are the minimum requirements for a Lumi business loan?

To qualify, you must:

  • Have an Australian registered business
  • Be operating for at least 6 months
  • Have a minimum annual turnover of $50,000
How quickly can I receive funds from Lumi?

After approval, funds are typically available the next business day. Decisions are usually made within 2 business hours of application submission.

Business loan quick links


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