How to buy a car online? Tips for for new or used cars

dog driving a car bought online

Buying a car typically means time in your diary to visit a dealership or two and have to deal with pushy salespeople. If this sounds like a nightmare, rest assured it’s a common fear. 

Young Australians are more keen to keep the majority of their purchases virtual and it seems that car markers want to cater to that too.

If you are one of the many Aussies who wants to avoid the car dealership and want to buy a car exclusively online then these tips are for you:

Do your research

There are several car makers that have begun offering online sales set at a manufacturer price. Toyota, BMW and Tesla in particular are some manufacturers who offer their merchandise online, and in the case of Tesla, it sells its cars exclusively online. 

You can use websites like carsales.com.au to look at both new and used cars that are available in your area.

Narrow down your options

After doing your research, you might have found several models that might fit your needs and wants. Try to keep your options to 3-5 different cars. By having a small option pool you’ll be forced to be specific about which features you really need in a car.

Figure out your financing

One of the most important aspects of buying a new vehicle is financing it. That’s why it’s good to compare different car loan options available to you. Mozo’s car loan comparison hub has hundreds of car loan products that you can compare to find the perfect one for you. Simply put in the loan amount you plan on borrowing and how many years you think it will take you to pay it off. 

Keep in mind that, just as you would for a parcel, you have to pay for shipping. And in this case the shipping is the delivery fee where the car is dropped off at your home. So be sure to add a couple of hundred dollars to your car financing budget.

Consider going for an inspection

If you are thinking about buying a used car online, maybe you should consider going for an inspection before you commit. Unlike new cars, used cars can have issues that are not visible in an online listing. It’s always better to be safe than sorry when it comes to large expenses.

If you are buying a car directly from a manufacturer, then going for an inspection might be more tricky. However, many car makers have display models available in retail showrooms exclusive to their brand. If you can’t find a place to trial your potential car, you might want to consider going to the dreaded car dealership, after all, for a test drive. Just remember to be strong and not fall for their pushy sales tactics!

If you want to learn more about the costs of buying a car or how to properly finance your next vehicle, check out Mozo’s car loan guide page.

Car loan comparisons on Mozo - rates updated daily

Search promoted car loans below or do a full Mozo database search. Advertiser disclosure.
  • placeholder
    New Car Loan

    Including Demo, Fixed, Secured

    Interest rate
    comparison rate
    Monthly repayment
    4.99% p.a.
    5.53% p.a.based on $30,000
    over 5 years

    Low fixed car loan rate for purchasing new and demo vehicles from dealers. There is no monthly or ongoing fees and early payout options available. Winner of Mozo's Experts Choice Car Loan 2021 award^.

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    Car Loan

    Fixed

    Interest rate
    comparison rate
    Monthly repayment
    4.89% p.a.to 9.99% p.a.
    5.44% p.a.to 10.56% p.a.based on $30,000
    over 5 years

    Enjoy competitively low rate car loans from 4.89% (comparison rate 5.44% p.a.) between $10,000 and $100,000 for new, demo and used vehicles. Take advantage of flexible 3, 5 or 7 year loan terms. No early repayment or exit fees. You must be 21 years or over to qualify and earn above $35,000.

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  • placeholder
    Secured Car Loan

    Fixed

    Interest rate
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    Monthly repayment
    4.74% p.a.to 16.01% p.a.
    5.01% p.a.to 16.31% p.a.based on $30,000
    over 5 years

    Low personalised rates, ideal for borrowers with excellent credit. No monthly account fees, no early payout fees, so you can pay off your loan sooner. Borrow between $5,000 and $64,000. Easy online application, receive a response in minutes and approved funds within 24-48 hours!

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  • placeholder
    Car Loan

    Fixed, Secured

    Interest rate
    comparison rate
    Monthly repayment
    5.35% p.a.
    5.65% p.a.based on $30,000
    over 5 years

    Available for all New and Used cars up to 7 years. A quick and easy, 100% online application with loans up to $75,000. No printing. No paper. No fuss. No monthly account keeping fees, no exit fees and no early repayment fees.

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  • placeholder
    Used Car Loan

    Dealer Only, Up to 5 years old, Fixed, Secured

    Interest rate
    comparison rate
    Monthly repayment
    4.99% p.a.
    5.53% p.a.based on $30,000
    over 5 years

    Used Car Loan with no monthly or ongoing fees, with a fixed rate for the life of the loan. Fast online application.

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  • placeholder
    Car Loan - Excellent Credit

    Fixed, Unsecured

    Interest rate
    comparison rate
    Monthly repayment
    5.95% p.a.to 19.99% p.a.
    6.79% p.a.to 21.0% p.a.based on $10,000
    over 3 years

    Be rewarded for your good credit history with low rates. Plus there are no ongoing fees and you can pay off your loan with no early repayment penalties. Simply apply online and get a quote in minutes.

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