Revolut car loans

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About Revolut car loans

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Last updated 30 April 2025 Important disclosures and comparison rate warning*

Revolut car loans

  • Unsecured Personal Loan

    Interest rate from
    6.56 % p.a.
    to
    21.99 % p.a.
    Comparison rate from
    6.56 % p.a.
    to
    22.79 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $499.00
    No Partner link

  • Used Car - Unsecured Personal Loan

    Interest rate from
    6.56 % p.a.
    to
    21.99 % p.a.
    Comparison rate from
    6.56 % p.a.
    to
    22.79 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $499.00
    No Partner link

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FAQs about Revolut car loans

Are Revolut loans legit?

Revolut is registered in Australia and regulated by the Australian Securities & Investments Commission, like all financial services providers. While this doesn’t outright guarantee their legitimacy, the neobank has been operating in over 100 countries and regions since launching in 2015, and has amassed over 45 million customers. 

Do I have to have a Revolut account to get a car loan?

Yes, you will need to set yourself up with a Revolut account because that’s where the funds for your car loan will be deposited, if your application is successful. This also means you’ll need a smartphone capable of running the Revolut app, and the technical know-how required to use it. 

How do I apply for a Revolut car loan?

While you can get an interest rate quote for a Revolut car loan through the lender’s website, most of the application process is done via the Revolut mobile app.

To apply, you will need to: 

  • Be at least 18 years old
  • Be an Australian citizen or permanent resident
  • Have a good credit history 
  • Be employed (for at least 1 year if you’re self-employed)
  • Have a minimum monthly income of at least $2,000 (after tax).

Revolut products

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* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

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While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.