Hume Bank credit cards

Hume Bank
Hume Bank's overall rating for credit cards

(as rated by the Mozo community)

9.3 / 10

based on 3 reviews

From the institution formerly known as Hume Building Society, here are a couple of great credit card options you won’t soon forget. Hume Bank was the winner of no less than three Mozo Experts Choice Awards in 2014, across the categories of most trusted bank, best mutual bank and best customer service. Whether you’re after rewards or affordability, you’ll find a credit card to suit at Hume Bank. Keep reading for the details.

Rates and fees verified as correct at 10 December, 2016. Other information correct at the time of writing.

What credit cards do Hume Bank offer?

Low rate credit cards Low rate credit cards

Looking for an affordable credit card to add to your wallet? The low rate option from Hume Bank is perfect for spenders who tend to carry a balance from month to month and want to minimise the damage to their savings pile. Check it out below:

Product Purchase rate Balance transfer rate Annual fees Interest free days

14.95% p.a.

$30 $0 when you spend over $8,000 p.a

55

11.95% p.a.

$0

55


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Low fee credit cards Low fee credit cards

With two great low fee options on offer from Hume Bank, there’s no reason why you should pay high annual fees again. Choose between the rewards or low rate version to tailor your piece of plastic to your budget and needs.

Product Purchase rate Balance transfer rate Annual fees Interest free days

14.95% p.a.

$30 $0 when you spend over $8,000 p.a

55

11.95% p.a.

$0

55


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Rewards credit cards Rewards credit cards

If rewards get you out of bed in the morning, but you’re after affordability as well, here’s a great option for you. The rewards card on offer from Hume Bank allows you to rack up some points in return for your spending, without the usual hefty price tag.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Visa, uncapped

14.95% p.a.

$30 $0 when you spend over $8,000 p.a


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Frequently Asked Questions about Hume Bank credit cards

    What is the interest free period on my Hume Bank credit card?

    What fees might I be charged?

    What’s the minimum repayment amount I must make?

    What rewards will I earn with my Hume Bank credit card?

    Can I use my Hume Bank credit card for a balance transfer?

    Will my Hume Bank credit card work anywhere in the world?

    Does that mean I can use payWave with my Hume Bank credit card?

    What can I do to avoid credit card fraud

How are Hume Bank credit cards rated?

Mozo users have rated Hume Bank credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Hume Bank credit cards

Overall 9.3*

Price

Features

Customer service

Convenience

Trust

3 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Hume Bank credit card reviews Recent Hume Bank credit card reviews

Hume Bank

Hume Bank credit card review

Overall rating   9 / 10

Great customer service

I like this bank because it isn't one of the big banks and they treat you like an individual, not a number

Full review

I like this bank because it isn't one of the big banks and they treat you like an individual, not a number

    Price   10 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Zoe (NSW), reviewed 11 months ago

Hume Bank

Hume Bank Value Visa Card credit card review

Overall rating   10 / 10

Great customer service

Hume Building Society, an absolutely amazing place to deal with. Can actually call and speak with a person! Fantastic customer service, no charge for a having a credit card with them either, I wish I had found them years ago, traditional banks...

Full review

Hume Building Society, an absolutely amazing place to deal with. Can actually call and speak with a person! Fantastic customer service, no charge for a having a credit card with them either, I wish I had found them years ago, traditional banks need a real good shake up! I haven't found any cons, just read all the stuff that comes with your cards! Obviously penalties as with all banks apply if you don't pay on time. I have two credit cards with them, Visa gold and Visa loyalty.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mary (VIC), reviewed over 2 years ago

Hume Bank

Hume Bank credit card review

Overall rating   8 / 10

Great services

They are helpful. Give great service and I can ring any time to get service.

Full review

They are helpful. Give great service and I can ring any time to get service.

    Price   10 / 10

    Features   9 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

John (NSW), reviewed almost 3 years ago

Hume Bank

Hume Bank credit card review

Overall rating   8 / 10

Great service

I like Hume because it's local, the staff are always pleasant and nothing is ever too much trouble. I would never go back to a main stream bank.

Full review

I like Hume because it's local, the staff are always pleasant and nothing is ever too much trouble. I would never go back to a main stream bank.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (VIC), reviewed over 3 years ago

Hume Bank

Hume Bank iSave credit card review

Overall rating   10 / 10

Fantastic personal service

Hume offers me a product tailored to my own needs, including a full explanation.

Full review

Hume offers me a product tailored to my own needs, including a full explanation.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Olwen (NSW), reviewed almost 4 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Hume Bank credit card? What do you need to apply for a Hume Bank credit card?

To be eligible, for a credit card from Hume Bank, you should be over 18 and a permanent resident of Australia. Unless you’re already a customer, you will have to make a trip into a branch to verify your I.D., usually a driver’s license or passport. You’ll also need some documentation to apply, including:

  • Your employer's details (address and contact number)
  • If self employed, contact details for your accountant
  • Details of your income, assets and debts

Check out our handy guide for more information on applying for a credit card.

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